FORESTERS ADVISORY SERVICES, LLC PREMIER MUTUAL FUND ADVISORY PROGRAM CLIENT AGREEMENT

Jeffrey Fisher does not receive any economic benefit from a non-advisory client for the provision of advisory

Sawyer’s regular advisory fee schedule, for services in which we advise the client upon which so-called “no-load” mutual funds in which to invest, the client must be, and will

Client acknowledges and agrees that Client will be personally liable for any fees or other obligations accruing to UBS Financial Services under this Agreement and Client hereby

1) Transactions for any client account may not be aggregated for execution if the practice is prohibited by or inconsistent with the client's advisory agreement with Cornerstone

The Advisory Agreement and/or the separate agreement with any Financial Institution generally authorize CFS to debit client accounts for payment of the Firm’s fees and to

The Advisory Agreement and/or the separate agreement with any Financial Institution generally authorize LWM and/or the Independent Managers to debit client accounts for payment

These benefits include the following products and services (provided without cost or at a discount) : receipt of duplicate Client statements and confirms; research related

IARs are prohibited from disclosing any information about any client, the investment made by Foresters Equity on behalf of any client, information regarding