MAS Package
We are proud to offer
MAS Members a
comprehensive range
of banking solutions.
What we can offer you at a glance
*$150 is the annual fee for an ANZ Airpoints Visa Platinum card. The additional card fee is $25. Lending criteria, terms, conditions and fees apply to all lending facilities. Full details are contained in the ANZ Credit Card Conditions of Use and a copy of our Reserve Bank disclosure statement are available from anz.co.nz or any branch.
Great personal banking benefits,
including:
Preferential home loan interest
rate discounts
An ANZ Freedom account with no
monthly account or transaction fees
Option of an ANZ Visa Debit card, with
no annual card fee when linked to your
ANZ Freedom account
Take up a new ANZ personal credit card
and you’ll pay no annual fee
(including additional card fee) for the
first 12 months – saving you up to $150*.
Special benefits and discounts on our
business banking, including:
A Business day-to-day account with
no account or transaction fees for the
first year
A Visa Business card with no annual card
fee for the first year
Discounted EFTPOS facilities
Free interactive workshops covering
topics such as Business Planning
and Marketing.
If you’re studying or about to finish, you
can enjoy these discounts while you study
and for your first year as a graduate:
An ANZ Freedom account with no
monthly account or transaction fees
Option of an ANZ Visa Debit card with
no annual card fee when linked to your
ANZ Freedom account
Option of an interest free overdraft
(on application).
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When you’re buying a home
As a MAS Member you can enjoy great
discounts on home loans from ANZ. They’re
available for your own home or residential
investment properties and include:
Preferential discounts off our
home loan rates
• Choose from floating, flexible or fixed
interest options
• Talk to your MAS adviser about special
discounts available.
No monthly fees on our ANZ flexible
Home Loan
No loan approval fee
Specialist staff who can answer all your
home buying and home financing
questions. This includes our Mobile
Mortgage Managers who can come to
you whenever and wherever it’s
convenient for you.
ANZ Freedom Account
With an ANZ Freedom account, you’ll get
the freedom to bank any way you want –
and save money on bank fees. You can
make as many automated and manual
transactions as you like in our branches,
over the phone, online or when you use
cheques, EFTPOS or ANZ ATMs.
ANZ Visa Debit
An ANZ Visa Debit card is like an EFTPOS
Card, only better as you can use it
anywhere Visa is accepted using funds
from your everyday or savings account.
So with an ANZ Visa Debit card you can
make purchases online, over the phone,
at ATMs, and for EFTPOS transactions
both within New Zealand and overseas.
You’ll pay no annual card fee for an
ANZ Visa Debit card if it’s attached to an
ANZ Freedom account.
Please note that currency conversion
charges and some fees apply when you
use your card overseas.
To find out about other
credit cards available,
visit anz.co.nz
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Credit Cards
A credit card can be a good way to manage
your money. They’re great for everyday
purchases or buying items over the phone
and online. If you’re looking for a credit
card – look no further.
Take up a new ANZ personal credit card
and you’ll pay no annual fee (including
additional card fee) for the first 12 months
– saving you up to $150*.
MasterCard® Multi-currency Cash
Passport™
With a Multi-currency Cash Passport from
MasterCard, you get a convenient, secure,
flexible and cost-effective way to take cash
with you anywhere in the world, so you can
relax and enjoy your trip.
Make your next overseas trip easier – get
your Multi-currency Cash Passport now at
any ANZ branch.
Other products you might be interested in
When you’re setting up or running a business/practice
Whether you’re just starting out in your
own business/practice or you have an
established business/practice, as a MAS
Member you’ll enjoy special benefits that
will save you money and help your
business/practice succeed. These include:
No account or transaction fees on your
day-to-day business account for the
first year
No annual account fee on a Visa
Business card for the first year
Reduced rates for EFTPOS facilities,
including your EFTPOS terminal rental,
credit card processing fees and network
connection fees
Your own dedicated Business
Banking Manager
Access to our free hands-on, practical
workshops on key business issues,
from managing your cashflow to
managing your staff. They’re run by
our Specialist Business Managers all
around the country
Access to our unique online Business
Resource Centre, www.anz.co.nz/bizhub,
giving you 24 hour access to invaluable
tools, resources and information on all
aspects of business.
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As a MAS Member
you’ll enjoy special
benefits that will save you
money and help your
business/practice succeed.
We understand that when you’re studying,
you have unique financial needs.
That’s why we offer you a tertiary package
to help you through this key part of your life.
With our Tertiary Plus package you can
enjoy a range of benefits, including:
No monthly account or transaction fees
on your ANZ Freedom account
Option of an ANZ Visa Debit card with
no annual card fee when linked to an
ANZ Freedom account
An interest-free overdraft up to $1,000
for your first year of study, and up to
$2,000 in subsequent years to help you
manage your money.
Graduating soon?
We also know that after you graduate it can
take a while to get on your feet financially.
That’s why we also offer a Graduate Plus
package with special benefits to help your
transition into full-time work. With our
Graduate Plus package you can enjoy a
range of benefits, including:
No monthly account or transaction fees
on your ANZ Freedom account
Option of an ANZ Visa Debit card with
no annual card fee when linked to an
ANZ Freedom account
An interest-free overdraft up to $2,000
to help you manage your money.
When you’re studying
Fees are subject to change. Lending criteria apply.
Switching to ANZ is simple
If you’re not an ANZ customer already, switching to us is a lot simpler
than you may think. In fact, we can manage the majority of the
process for you – you may not even need to talk to your current
bank. Or, if you’d prefer to manage the process yourself, we’ll
provide information and checklists that show you how.
To take up this exclusive banking package:
Call us on 0800 112 212
For general information on ANZ products and services:
Visit us in person at any ANZ branch
Visit us online at anz.co.nz
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Package details and interest rates are subject to change. Lending criteria, terms, conditions and fees apply. A copy of our Reserve Bank Disclosure Statement is available online at anz.co.nz or a request for a copy can be made at any ANZ branch free of charge.
ANZ Bank New Zealand Limited.
Medical Assurance Society Package Terms and Conditions
These Terms and Conditions record the details of the Medical Assurance Society Package offered by ANZ Bank New Zealand Limited (‘ANZ’) to current Members of Medical Assurance Society (MAS). The benefits that are available under the Package are set out in this brochure (as at 26 August 2014) and are subject to change. You agree to these Terms and Conditions when you accept any of the Benefits provided under this Package.
1. Eligibility
1.1 All persons who are current Members of MAS are eligible for the Package (“MAS Members/You”). 1.2 You must make a personal application or register for
the Package with ANZ.
1.3 You must comply with these Terms and Conditions and any specific terms and conditions that may apply to the products or services provided under the Package.
1.4 Eligibility for the Package ceases once you are no longer a MAS Member. Any Benefits that you have been receiving under the Package may be withdrawn by ANZ from that time.
2. Termination and Variation
2.1 ANZ may vary any of the Benefits provided under the Package.
2.2 ANZ will notify you of the change at least 14 days before the change will take effect.
2.3 ANZ will terminate any of the Benefits under the Package if:
2.3.1 either MAS or ANZ terminates their agreement to provide the package; or
2.3.2 you are no longer a Member of MAS.
3. Individual Product and Services Terms and Conditions Apply
3.1 The terms and conditions of ANZ’s products or services, and any applicable fees, will apply to the extent they are modified by the Package, and these Terms and Conditions.
3.2 If any of the terms and conditions of ANZ’s products or services are inconsistent with these terms and conditions, it will be these terms and conditions that will apply.
4. Confidentiality
4.1 You agree not to communicate, supply or make known to anyone (other than financial advisors) the existence or contents of the Package and any of its Benefits.
4.2 You agree to protect as confidential the terms and conditions of this agreement.
4.3 This clause survives termination of this Agreement.
5. Application of Benefits
5.1 The Benefits under the Package will not be applied retrospectively to any existing products or services held by you.
5.2 You are only entitled to the benefits of one Package. If you hold more than one Package you must select your preferred Package or, ANZ will apply the benefits of the first Package you applied for. 5.3 Any applications made for products or services
where Benefits may apply, can only be made in joint names if you are named as one of the joint account holders. For the avoidance of doubt, family members are not eligible for Benefits under the Package on their own account. They may be entitled to the benefits offered to you under the Package where they hold products or services jointly with you. 5.4 Applications for products and services for which
Benefits are available can be made in the name of a Family Trust or LTC’s, only where you are a trustee or director of that entity.
5.5 If you wish to hold more than one product or service of the same type, the additional product or service will not be eligible for the benefits under the Package. This provision does not, however, apply to home loans.
5.6 You may take advantage of any specials or limited time offers the Bank may make publicly available, from time to time, in relation to any of its products or services. The Benefits under the Package will not apply to these offers.
5.7 Benefits provided under the Package are not exclusive to you. ANZ may, from time to time offer these benefits to the public.
5.8 With the exception of MAS advisers, loan applications through mortgage advisers (brokers) are not eligible for MAS package discounts and concessions.
6. Personal Information
6.1 You agree that MAS can on request from ANZ, provide ANZ with information about your Membership status to ensure you are still eligible for the benefits under the MAS package.
6.2 You agree that ANZ can confirm on request from MAS, that you are an existing customer who is receiving some or all of the benefits under the MAS package.
7. General Terms and Conditions
7.1 ANZ’s lending criteria apply to all applications for credit.
7.2 For low deposit or low equity lending, a low equity premium on a graduated scale will apply and we may ask you to give us a Registered Valuer’s report. 7.3 The Benefits are not transferable and cannot be
