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How do individuals repay their debt? The balance matching heuristic

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Academic year: 2020

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Figure

Figure 1: Actual and Optimal Payments
Figure 2: Misallocated Payments by Economic Stakes
Figure 3: Misallocated Payments by Card Age and Diference in Due Dates
Figure 4: Rounding and the 1/N Rule(A) Density of Payments (£s)
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