Federal Bank

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Introduction

In

In 1931, 1931, Mr. Mr. K.P. K.P. Hormis Hormis established established thethe Travancore Federa

Travancore Federal l Bank at central Bank at central Travancore.Travancore. In

In 1945 1945 the the bank bank shifted shifted its regits registered oistered office toffice to Aluva and the Bank c

Aluva and the Bank commenced busineommenced business byss by opening its first branch at Aluva.

opening its first branch at Aluva. In

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A

cquisitions

Since

Since 1964 I

1964 It acqu

t acquired

ired the C

the Chalaku

halakudy

dy Public

Public

bank, the Cochin union bank, the Allepy bank,

the St. George union bank & the Marthondam

commercial bank.

In

In 1970,

1970, the

the bank

bank became

became a S

a Schedul

cheduled

ed

Commercial Bank.

In

In 2006,

2006, Feder

Federal Ba

al Bank acq

nk acquired

uired Ganes

Ganesh b

h bank

ank

after the RBI suspended the bank.

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Key Pe

rsonn

el

M. Venugopalan M. Venugopalan M.D. & CEO M.D. & CEO P. H. Ravikumar P. H. Ravikumar DIR DIR Suresh Kumar Suresh Kumar DIR DIR Abraham Koshy Abraham Koshy DIR DIR Dr. M.Y. Khan Dr. M.Y. Khan DIR DIR K.S. Harshan K.S. Harshan Exec DIR Exec DIR P P.R. Ka.R. Kalyanramlyanramanan Exec DIR Exec DIR P.C. John P.C. John CFO CFO Girish Kumar Girish Kumar Co Sec Co Sec

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P

roducts

& Se

rvic

e

s

As of M

As of Mar 200ar 2009 it h9 it had 646 ad 646 branchbranches es and 64and 640 ATM0 ATMss around the country.

around the country. Overseas

Overseas branches branches UAE, SUAE, Saudi audi Arabia, Arabia, Qatar, Qatar, Oman.Oman. Federal

Federal Bank Bank launched launched its Internatits International ional Debit Debit CardsCards in the year 2004.

in the year 2004. The

The same same year, year, it also it also proviprovided ded Real Real Time Time GrossGross Settlement

Settlement (RTGS) facility in (RTGS) facility in all the all the branches,branches, followed by Online

followed by Online Railway Reservation.Railway Reservation. In 20

In 2006, 06, Federal Federal Bank Bank issued issued GDRs, GDRs, becoming becoming thethe first traditional bank to do so.

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O

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_{r s}

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_e

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_{s inc}

_inc

_l

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BSNL

BSNL Bill Bill PayPaymentment Cash

Cash ManManageagement ment ServiServicesces Cash

Cash -On- -On- Line Line Express Express Cash Cash RemittanceRemittance Cre

Credidit t CaCardsrds Dep

Depositoository ry ServiServicesces Easy

Easy Pay-On-liPay-On-line Fne Fee ee Payment Payment SystemSystem E-shopping

E-shopping Payment Payment GatewGatewayay Export

Export Credit Credit Insurance Insurance Products Products in in associationassociation with ECGC

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C

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Express

Express Remittance Remittance Facility Facility from from Abroad Abroad --FEDFAST

FEDFAST General

General Insurance Insurance Products Products in in association association withwith United India Insurance

United India Insurance Life

Life Insurance Insurance Products, Products, in in association association with ICwith ICICIICI Prudential

Prudential Mer

Merchanchant t BankiBanking ng ServiServicesces NRI

NRI SerServicviceses Online

Online Kiosks Kiosks for for Customers, Customers, LIC LIC insuranceinsurance Payment & Railway reservation system.

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Ma

_rk

_e

_t

_S

_h

a

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_e

Federal

Federal Bank¶s Bank¶s stock stock quote quote in BSin BSE ranges E ranges from from 250- 250-260.

260. Feder

Federal al Bank Bank Q1 Net Q1 Net ProfProfit at Rit at Rs. 68s. 68.15 .15 Cr.Cr. The ba

The bank hnk has shoas shown a rown a robust bust perfoperformanrmance wce with theith the operating profi

operating profit increasing by 34.55% to t increasing by 34.55% to Rs. 253.52Rs. 253.52 Crores.

Crores. The

The total total income income for the for the fiscal fiscal increased increased from Rsfrom Rs.. 659.70 Crore to Rs. 841.33 Crore, supported by a 659.70 Crore to Rs. 841.33 Crore, supported by a 32.67 % growth.

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M

_i i

_le

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

 In In 1972 1972 the the bank bank became became an an authorized authorized dealer dealer in in ForeignForeign exchange.

exchange. 

 In In 1973 1973 the the bank bank coulcould ind increacrease NRI se NRI businebusiness sss sharehare.. 

 In In 1984 1984 Agricultural Agricultural Finance Finance Department Department was was set set up up withwith technic

technically qualified personnel ally qualified personnel at central office. Bank'sat central office. Bank's performance in agricultural and priority sector lending performance in agricultural and priority sector lending improved substantially thereafter.

improved substantially thereafter. 

 1989 1989 commencecommenced d Merchant Merchant Banking Banking Operations.Operations. 

 DepoDeposits sits crossecrossed Rs.d Rs.1,000 1,000 CrorCrores. Ades. Adopted opted profit profit sectsectoror banking as its slogan.

banking as its slogan. 

 1991997 7 Bank'Bank's s first first ATM ATM was was inauginaugurateurated d at at ErnaErnakulumkulum North on 27-02-97.

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C

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

 Bank'Bank's 4s 400th 00th brancbranch wah was inas inauguraugurated ated at Ct Calcualcutta- tta-Shakespeare

Shakespeare Sarani & Sarani & the total the total business of tbusiness of the bankhe bank exceeded Rs.60,000 Crore

exceeded Rs.60,000 Crores as s as on 31/3/99on 31/3/99..



 2000: 2000: Bank Bank startstarted Aed Any ny WherWhere Bane Banking king (ABB) (ABB) atat Bangalore connectin

Bangalore connecting all g all branches located in thebranches located in the Bangalore metro, Launched Depository Services in Bangalore metro, Launched Depository Services in association with NSDL, commenced Internet

association with NSDL, commenced Internet BankingBanking 'Fed Net with software support from Infosy

'Fed Net with software support from Infosys Technologies Technologiess 

 2002: 2002: All tAll the 4he 412 12 brancbranches of hes of the the Bank Bank were were fully fully computerized

computerized..



 2004: 2004: FedeFederal Banral Bank beck becomes omes the fthe first irst tradtraditionitional banal bank tok to network all its

network all its branches and attain 100% connectivity branches and attain 100% connectivity ..



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F

utur

e pl

a

_ns

The

The bank bank has 646 has 646 branches branches with with a gross a gross business business of arof around Round Rss 60,000 Crore.

60,000 Crore. Federa

Federal Bl Bank aank aims to ims to reach reach 1000 1000 branches branches in the in the next next 2 ye2 yearsars with a business volume of Rs 1 lakh

with a business volume of Rs 1 lakh Crore.Crore. The

The bank bank is also is also keen keen on getton getting ining into thto the SMe SME sector E sector and isand is developing expertise in the area.

developing expertise in the area. The

The Boston Boston ConsultConsulting ing Group Group (BCG) (BCG) is assis assistinisting Feg Federal deral Bank Bank in almost all areas of the bank¶s operations (restructuring of in almost all areas of the bank¶s operations (restructuring of organizational structure, developing new products and HR organizational structure, developing new products and HR policies)

policies)..

On exp

On expansion ansion plans plans the banthe bank has k has set itset its eyes eyes on eass on east & nort & north- th-east.

east. The

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SW

OT

OT a

a

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_sis

Strengths

::

--

 AdaptAdaptabilability ity of new seof new servicervices & ts & technolechnology.ogy. 

 PresenPresence ce in Mein Metros tros & other & other major major citiescities.. 

 OnliOnline bne banking anking & other ne& other network twork relatrelated sered servicesvices

..

W

W eakness

eakness

::

--

 Due Due to use oto use of technof technologilogical & cal & interneinternet rt relatedelated services, penetration is low in villages

services, penetration is low in villages

..



 High High cost cost in in operaoperations.tions. No

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C

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Oppo

Opportunities

rtunities

::

--

 Large Large scope scope of of openiopening ng brancbranches hes in in Gulf Gulf && Western countries to tap large NRI market Western countries to tap large NRI market

..



 Has Has an edge an edge in techin technolognological ical areas areas over oover otherther banks

banks

..

T

hreats

::

--

 Tough Tough competition competition from Pubfrom Public, lic, large large private, private, && foreign banks in the area of exports &

foreign banks in the area of exports & imports &imports & NRI related services

NRI related services

..

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Aw

a

_rds

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 Federal Federal bank bank bagged bagged 2 aw2 awards in ards in Best cleBest clearing &aring & Settlement system instituted by Indian Banking Settlement system instituted by Indian Banking Association(IBA) in 2006.

Association(IBA) in 2006. 

 Federal Federal bank bbank bagged 2 agged 2 awards in awards in Best use Best use of IT in of IT in RetailRetail Banking & Best Payments Initiative from IBA &

Banking & Best Payments Initiative from IBA & TradeTrade

Fairs & Conferences International(TFCI) in 2005

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All·s well«..

That ends well

Thank you

By

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