Mutual Fund Investing At NYLIFE Securities What are the Costs of Investing in Mutual Funds? What are Mutual Fund Share Classes?

An investment in the Fund involves the risks relating to each of the applicable Underlying Funds and the class risks described under “What Are the Risks of Investing in a

In addition to investing directly in equity, fixed income and money market securities, the Fund may invest some or all of its assets in securities of other mutual funds, including

Most stock & bond funds fail to beat the market
You do not need a broker to buy a mutual fund
Mutual fund names are often misleading. Copyright ©2007

(Though a money market fund attempts to maintain a $1 per share value, there is no guarantee it will always do so, and it is possible to lose money investing in a money market

Purchasers of Class A shares are typically charged a front-end sales charge or commission (sales charges on mutual funds are also referred to as “loads”) that is

The following information will help you better understand different mutual fund share classes, breakpoints, expenses of funds, and how Comerica Securities and your

Most mutual fund companies offer investors a variety of ways to qualify for breakpoint discounts on Class A share purchases.. For example, most mutual funds allow investors to

Similar to Class B shares, the portion of the 12b-1 fee that is used for distribution expenses, typically 0.75% per year of the fund’s assets, is effectively an asset-based