PROGRAM OVERVIEW
1"
A Payment Card for Every Need!
Unlimited
Family Banking
Student
Online
Traveler
Unlimited
Access
2"
A Payment Card for Every Need!
PREMIER SELECT
"
RELOADABLE PRODUCT SUITE
The Premier Select program was designed around specific consumer needs
– both as complements to existing bank products, as well as substitutes for
3"
PREMIER SELECT
A SUITE OF RELOADABLE PREPAID ACCOUNTS
ALL ACCESSED VIA A SINGLE CARD PLASTIC
Premier Select consists of a suite of reloadable prepaid accounts all
accessed via a single card plastic inventoried in your banking locations.
4"
! FRONT FULLY OPEN
! BACK FULLY OPEN
PREMIER SELECT
PACKAGING
Each product has a custom brochure describing the features and benefits of the card. In the back of each brochure is a pocket for your bank representative to enclose the card plastic, terms and conditions, privacy and helpful hints upon registration and sale of the card.
5"
Premier Select Program comes with
stackable
display racks and
messaging headers to create an
IMPULSE-BUY
effect and induce
QUICK PICK-UP
IMPULSE-BUY
DISPLAY
PREMIER
SELECT
Free 24/7 U.S. Based Bilingual Customer Care MasterCard Worldwide Acceptance MasterCard Zero Liability Protection CashBack-Now
Instant Savings Program
No Credit Check and Instant Issuance Surcharge-Free ATM’s
Mobile Account Access Free Mobile App
Online Card Personalization
! Direct Deposit
! Card-to-Card
! Cash at Branch
! Bank-to-Card/ACH
! Online Checking Transfer
! Remote Deposit Capture
! MoneyGram
! Green Dot Money Pack
Loads & Reloads
! Bill Pay & Instant Money Move
! Personal Financial Manager
! Free Credit Scores
Free Online Banking
CUTTING-EDGE
Financial Tools
& Added Value
Services
PREMIER
SELECT
Product Features & Key Messaging
7"
The Online card is a great alternative to using a debit or credit card for online purchases. If a
consumer uses a debit card for online shopping and that card is compromised, the
consumer’s entire bank account balance can be at risk, and the consumer will lose electronic
access to their funds until the replacement card arrives. Similarly with credit cards, a
complete credit line can be put at risk.
The Online card can be funded by consumers just for online shopping. If compromised, only
the funds on this card are impacted. With Reg. E and MasterCard Zero Liability® protection,
the consumer will be made whole if this card is hacked, as they would with a debit card
breach. But the whole experience feels less like a violation because of the limited amount of
funds exposed to the hacker.
No monthly maintenance fee.
PRODUCT OVERVIEW
Shop with Confidence
Shop online anywhere Debit MasterCard is accepted without putting your entire Checking Account or Credit Card balances at risk of hacking. Load only what you need to spend.
Stay Protected
Enjoy the peace of mind that MasterCard Zero Liability* protection offers you. If this Card is compromised, you are not responsible for any unauthorized purchases and you’ll still have your primary debit or credit card with no disruption in your access to those funds.
Easy to Load
Make easy transfers from your bank account, Direct Deposit a portion of your pay, cash in the branch or even a photograph of a check!
Shop Safely, Anywhere.
Your Online Shopping Budget Tool
Plan budgets and save money from your own online account. Enjoy easy-to-read information about your spending habits. Receive custom alerts when you spend too much and/or deviate from your budget.
Do More, Anywhere You Go
This free easy-to-use app gives you access to real-time balance alerts, transaction history, card-to-card transfers, remote check capture, and bill pay. Plus, enjoy instant protection right from your fingertips by instantly locking and unlocking your Card with a simple click.
Live Customer Care When You Need It
Enjoy 24/7 friendly bilingual access to customer care and support.
Do More, Get More Online.
Consumers fear travelling with their debit card and having their full checking account
balance at risk if the card is lost or stolen. And many consumers today specifically don’t
want to take along their credit cards and risk over-spending.
The Traveler Card is a perfect solution. With global acceptance for purchases at millions of
merchants and access to cash across the country and worldwide, consumers can
confidently travel without concerns about overspending or putting their bank account
balances at risk.
No monthly maintenance fee.
PRODUCT OVERVIEW
Protect Your Money
When You Travel
Leave your debit and credit cards at home and travel with a Prepaid MasterCard®.
Worldwide Access
Get worldwide access anywhere Debit MasterCard® cards are accepted. Hotels, restaurants, theme parks, ATMs, and more.
Safer Than Debit
If your Prepaid MasterCard is lost or stolen, your bank account balance is still safe. And MasterCard Zero Liability* protects you from unauthorized purchases.
Smarter Than Credit
Stay in control of your spending. Load your card with your vacation budget and only spend what you load.
Safer. Smarter.
Quick and Easy Set Up
No credit check and no bank account required. Enjoy today.
Mobile Account Access
This free and easy-to-use app gives you the freedom to make mobile transactions anywhere in the world. Get access to real-time balance alerts, transaction history, card-to-card transfers, and more.
Surcharge-Free ATM Access
Enjoy more than 20,000 surcharge-free ATM locations across the country.
Customer Care
24/7 access to bilingual customer care and support.
Easier.
This account is ideal for the high school student heading off to college. It offers the
purchasing power of MasterCard® without the risk of piling up credit card debt.
Students can fund the card via direct deposit and parents can send money to the card via
a transfer from their bank account or in real-time from a secondary card or at the branch.
This account offers online budgeting, real-time text alerts, a mobile app, and access to
cash at ATMs worldwide. All for only one flat monthly fee.
PRODUCT OVERVIEW
No Hidden Fees. No Overspending.
Enjoy the smart access of a MasterCard® Prepaid Card for your everyday transactions for only one flat monthly fee. Use it to shop online, in-store, or over the phone without the risk of overspending or risking credit card debt. Spend only what is loaded.
Peace of Mind
Enjoy the peace of mind that MasterCard Zero Liability* protection offers. If your Card is ever lost or stolen, you are not responsible for any unauthorized purchases.
Easy Funding
Receive easy transfers from a checking account. Free with direct deposit or money move from a secondary card with instant online funding for emergencies.
Safe. Smart.
15"
Get the App. Go Anywhere
This free and easy-to-use app gives you the freedom to make mobile transactions anywhere you go. Get access to real-time balance alerts, transaction history, card-to-card transfers, and bill pay.
Build a Budget
Money budgeting tools to help you build the foundation for making smart decisions about how you use your money. Formulate a plan that will help you be successful now and in the future.
Surcharge-Free ATM Access
Access your cash at thousands of surcharge-free ATM locations across the country.
Move Forward.
This account is a great alternative to a traditional checking account for applicants who do not
qualify for a checking account, or who don’t want the risk of overdrafts and overdraft fees.
Unlimited Access is offered to consumers at a flat monthly fee that includes most
transactions – purchases, ATM inquiries, bill payments, customer services support –
most everything except surcharges on ATM transactions imposed by ATM owners. And even
these surcharges can be avoided through use of surcharge free ATMs.
This account offers a profitable way for you to serve customers you would otherwise be
turning away and to reach out into your communities to attract a new segment of consumers
to your institution.
PRODUCT OVERVIEW
Unlimited Reloads
Get Unlimited loads and reloads from Direct Deposit**.
Unlimited Transactions
Enjoy Unlimited access to everyday purchases anywhere debit MasterCard® cards are accepted. Use it online, over the phone, and in-store.
Unlimited Access to Cash
Free 24/7 access to your cash at thousands of surcharge-free ATM locations across the country. .
Unlimited Control
It’s safer than cash and smarter than credit. No more overdrafts, unwanted debt, or overspending. Spend only what you load.
Unlimited Possibilities.
Quick and Easy Set Up
No credit check. No activation fee. Enjoy today.
Free Online Banking Tools
Manage Budgets, share money, pay bills and more from your own online account.
Mobile Account Access
This free and easy-to-use app gives you the freedom to access your transactions while you’re on the go. Access balance alerts, transaction history, bill pay and card-to-card transfers.
Security and Protection
Your funds are FDIC insured and if your card is ever lost or stolen, you’ll enjoy MasterCard Zero liability protection.*
Uncomplicated.
*Conditions and exceptions apply.
In partnership with FamZoo, this innovative offer was designed to create an efficient
alternative to cash for exchange of funds between family members and provide parents a
way to teach financial literacy to their children. This account provides families with a primary
card and up to three secondary cards with unlimited transactions on each for a flat monthly
fee.
20"
Cardholders can transfer funds to one another in real-time, create budgets, and track
spending by category, set-up text alerts to track balances and card activity.
Parents can set up automatic payments to the cards for completion of chores or
allowance, and children can create separate savings accounts with parents able to
match funds children save.
The Virtual Family Bank
Enjoy Together
Experience a shared family account that caters to everyone’s lifestyle. Receive your first card and add up to three secondary cards for loved ones.
Smarter Access for Everyone
Give your family the worldwide access of MasterCard® to pay anything online, in-stores, or by phone without the risk of overspending or credit card debt.
Keep the Family on Budget
Control the amount of money you add to each card and monitor spending. Transfer funds to your loved one’s cards. Free to load when using direct deposit.
Family Access While on the Go
A free mobile app gives everyone the freedom to stay in control while on the go. Monitor balances and family transactions with real-time alerts via text or email.
Earn Diligently
Set up automated transfers between parent and child cards for regular allowance, individual chores, good grades, or extra jobs around the house.
Spend Wisely
Automatically track purchases on cards dedicated to each child. Parents can retain visibility and control through a shared online dashboard.
Save Patiently
Automatically direct a portion of your child’s income to a separate saving card. Set up automated compound interest or matching contributions paid from your parent card.
Give Thoughtfully
Introduce your child to philanthropy. Automatically direct a portion of your child’s funds to a special “Giving Account”.
