Before you can make it your dream home, we ll make it a reality.

Full text

(1)

Before you

can make it your

dream home,

we’ll make it a reality.

Your guide to owning in Arlington.

(2)

As Arlington’s community credit union, we are proud to offer members a uniquely comprehensive and personal home buying experience. In this guide you’ll learn about what kind of Mortgage products we offer, how you can get started with the home buying process, who to speak with about financing and finding your home, and helpful resources once you are a home owner.

You’ll see us out and about in the community quite a bit. As a team we donate hundreds of “people-hours” to various charitable causes and local events. If you are looking for opportunities to give back or volunteer your time in Arlington, we’d love to have you join us.

About Us

We love this community so much,

We named ourselves after it.

(3)

We have a vested interest in helping you achieve your goal of buying or refinancing your home. Improving the financial lives of our members IS our bottom line. Finance with us and experience:

For VA loans there are payment options with 0% down up to $800,000.00.

FHA: Purchase up to $625,500.00 for as little as 3.5% down.

Purchase $417,000.00 and below for as little as 3% down .

Purchase $417,001-$625,500.00 for as little as 10% down .

Jumbo Loans Available.

*Mortgage options may change without notice.

Why finance your

Mortgage with

ACFCU?

ACFCU Mortgage options.*

Financing with ACFCU

Consultative loan experts that will help you find a solution.

Quick turnaround time. Especially in the pre-approval process.

Options. We have a full suite of finance options to meet every individual need.

Competitively priced market rates for conforming loans, ARMs, and jumbo mortgages as well as trusted realtor partners to help you find your perfect home.

(4)

Genevieve Concannon 3033 Wilson Blvd #700 Clarendon, VA 22201 703-390-9460 genevieve.concannon@gmail.com www.homesbygen.com | www.yourecobroker.com Michael Gorman

Realtor & General Manager The Corus Group of Long & Foster 703-862-7044

mike@corushome.com

Donna Hamaker

Buck & Associates

2519 Wilson Boulevard Arlington, VA 703-582-7779

donna@buckrealtors.com | www.BuckRealtors.com

Meet Bryan

Bryan is our in-house Mortgage Loan Officer. He is just about the nicest and most sincere guy you could hope for when tackling a life decision like mortgages. Bryan will sit with you individually to learn about your needs and challenges. He’ll answer questions and make recommendations based on your unique situation. The feedback is unanimous – our members love Bryan!

Call (703) 526-0200 Ext. 340 to schedule your appointment with Bryan today.

Preferred Realtors

Friendly Community Realtors

In serving a community like Arlington we come across so many people that are particularly amazing at what they do. So if you’re without a Realtor and don’t know where to turn, we’re certainly proud to recommend three of our community favorites.

(5)

Asset Documentation:

☐ All pages of your Credit Union (or other financial insitution) account statements for last two months, including retirement

Income and Employment Documentation:

☐ Copy of paystub(s) verifying 30 days of income

☐ W-2 or 1099 from all sources of income for last two previous years

☐ Signed copies of personal and federal income tax returns with all schedules for previous two years

General Documents:

☐ Declarations page from your current homeowners, insurance and/or flood policy for each property owned or being purchased

☐ Mortgage statement from current lender and copy of most recent tax bill for each property owned (required for refinance loans)

What you’ll need

Mortgage Checklist

Congratulations, you’re on your way to becoming a homeowner. Get a head start on the mortgage process by having the following documents prepared at the time of your application:

(6)

Live, Work, Play

Welcome to Arlington

Arlington county neighborhoods have an eclectic and diverse feel. We think you’ll find the people to be friendly and proud to be Arlingtonians.

Arlington Local

Arlington is known for its traditional style homes and vibrant nightlife. Visit these online publications to stay connected to what’s “new and now.”

Arlington Magazine

arlingtonmagazine.com ARLnow arlnow.com Arlington Patchpatch.com/virginia/arlington-va

Transportation

Arlington is a transient city with transportation options galore. Here are some helpful online resources.

Bike Arlington

bikearlington.com

Arlington Transit (ART)

arlingtontransit.com

Washington Metro Area Transit Authority (WMATA)wmata.com

Education in Arlington

Some of the top universities and school districts are located in Arlington County. We partner with these academic institutions for financial seminars, in-school

branches, and welcome fairs. Arlington Public Schools arlington.k12.va.us

George Mason University

gmu.edu

Northern Virginia Community College (NOVA) nvcc.edu

Marymount University

marymount.edu

Ballston | Clarendon | Courthouse | Crystal City | Lyon Village | Pentagon City | Rosslyn | Shirlington | Virginia Square | Westover | Williamsburg Circle | Palisades | Aurora Heights | Penrose | Barcroft | Glencarlyn

(7)
(8)

arlingtoncu.org | 703-526-0200

Relocation Essentials

When the mortgage feels like the easy part…

We know that relocating can be pretty overwhelming. To help make the transition a little easier, remember to visit Arlington County’s website and contact the offices below:

Gas

Washington Gas 703-750-1400

Water & Sewer Emergencies 703-228-6555 (24-hour hotline)

Report Stream Pollution, Spills or Illegal Dumping 703-558-2222

Landline and Internet Verizon 1-800-837-4966

Department of Real Estate Assessment:

2100 Clarendon Boulevard, Suite 611 Arlington, Virginia 22201 703-228-3920 703-558-5000 Driver’s License, Vehicle Registration, & Property Taxes: Visit www.arlingtonva.us or contact the offices below: Commissioner of Revenue 2100 Clarendon Boulevard, Suite 200

Arlington, Virginia 22201 703-228-3033

Hospital and Urgent Care Virginia Hospital Center 1701 N. George Mason Drive Arlington, VA 22205-3698 703-558-5000

Power Outages or Downed Power Lines Dominion Virginia Power at 866-DOM-HELP (866-366-4357)

Cable and Internet Comcast 1-800-266-2279 Treasurer’s Office 2100 Clarendon Boulevard Suite 201 Arlington, Virginia 22201 703-228-4000

Figure

Updating...

References

Updating...