riding the
storm
Introduction
Welcome to Focus Insolvency Group, a prestige licensed Insolvency,
debt solution and financial services practice founded in 2007, by
Managing Director and Senior Insolvency Practitioner, Anthony Fisher.
Focus Insolvency provides tailored, specialist advice and guidance to limited companies, sole traders, partnerships and individuals, who are experiencing financial difficulties.
We have a strong team of highly experienced Insolvency Practitioners, who have been carefully selected for their expertise, skills and experience. Our compassion towards our clients is central to our ethos.
We provide a comprehensive range of solutions that would normally be expected of a major national organisation,
yet remain focused on our personal, local and competitive service.
Focus Insolvency maintains a robust network of professional partnerships, to extend the range of benefits that our Associates can offer to their clients.
Focus Insolvency is responsible for corporate insolvency issues and Debtfocus for individual & personal insolvency.
We also supply a full suite of financial advice and products through our retail channel, Moneyfocus.
the right
direction
Corporate Debt Solutions
Administration
Pre Pack Administration
Creditors Volutary Liquidation (CVL)
Compulsary Liquidation
Company Voluntary Arrangement (CVA)
Turnaround Advice
Professional Advisor Partnerships
Focus Insolvency’s partnerships with these advisors is crucial, to ensure early intervention and to prevent further problems, as well as minimising their stress because we take care of all legalities.
We guarantee an impartial and confidential service and endeavour to find the most beneficial solution for your clients, in a respectful and empathetic manner.
We are always seeking to grow our referral base, to prevent your clients from losing their business or personal assets.
The benefits of becoming our professional partner
• No cost or fee to our Referrers - ever • Specialist Partnership Support Team • Market leading referral fees • Market leading conversion rates
• Protect outstanding and future fee income • Comprehensive training facility
• Free client consultation meetings • Enhanced client retention
• Specialist and tailored advice always given
• Non-competing we will not provide support on general Law, Tax or Accountancy
• Increased client satisfaction from helping to protect their investments • Corporate Hospitality
Professional Partnerships
When businesses or individuals start to experience cash flow problems, we recognise
that their professional advisor has a major role in determining the strategy that is implemented
to resolve the situation swiftly and efficiently.
working
together
Corporate Insolvency
Once a referral has been received, a meeting is scheduled with the Directors and their
management team, to ascertain exactly where the problems lie and how our intervention
may be of benefit; this a free service and your clients are under no obligation.
making the
right decisions
Focus Insolvency will take time to explain the options available to them and ensure that
they comprehend the implications before agreeing a course of action. Outlined below are
some of the solutions offered:
Administration
Appointing an Administrator is an intervention used when trying to keep the company trading. Administrators can be appointed by the Courts, creditors or the Directors themselves.
An Administrator has the power to trade, manage and sell the business as a going concern in order to maximise the return to creditors. An Administration Order provides the company with immediate protection and all action by creditors is halted so a rescue plan can be formulated.
Creditors Voluntary Liquidation (CVL) Creditor’s Voluntary Liquidation or CVL is initiated by one or more of the company’s Directors.
A board of Directors meeting takes place, where shareholders are advised that in their opinion, the company is insolvent, should cease trading and should be wound up. This is most useful where the business is no longer deemed viable and the debts must be dealt with by a liquidator
Company Voluntary Arrangement (CVA) A Company Voluntary Arrangement (CVA) is an alternative to liquidating a limited company, allowing it to trade out of its financial difficulties over a specified period of time.
It allows a Director to retain control of the company and continue to trade without the burden of historical debts that can be a significant drain on cash flow. It is usual in these circumstances for creditors to accept a percentage of their debt over a five year period.
Pre-Packaged Administration A Pre-Packaged Administration or ‘pre-pack’ is where a company is put into administration and its business and/or assets are immediately sold under a sale agreement, which is arranged before an administrator is appointed.
The liabilities remain with the company and only the assets are sold resulting in an attractive ‘package’ for sale.
Members Voluntary Liquidation (MVL) Members Voluntary Liquidation or MVL is initiated by the Directors and agreed by the Shareholders, to place a solvent company into liquidation.
The company assets are realised by the liquidator, creditors paid and the balance is paid to shareholders.
The funds received then attract significant tax savings to the shareholders.
Company Restructure
This may not necessarily involve a formal insolvency procedure but can help directors identify ways to reduce their overheads and improve turnover. We examine what alternative finance options are available, including grants that the company may be eligible for.
Integrity
Operating with empathy, openness and honesty whilst maintaining confidentiality.
Quality
Giving the best guidance to businesses and individuals, to prevent losses and minimise stress.
Service
Operating swiftly and efficiently, explaining options and checking understanding before agreeing a course of action.
Value
We remain competitive whilst offering comprehensive solutions.
Innovation
We keep abreast of Legislative changes and continually evolve.
Accountability
We accept that we have an obligation to take responsibility and account for our actions and will do so willingly.
Positivty
We remain focused on our partners and their clients so that the most positive outcome is assured for all.
Don’t just take our word for it, please read some of our testimonials.
Company Values
Our values are central to the Focus Insolvency brand
and how we interact with our clients and partners.
“From the first moment I was put at ease and explained in detail the various options I could undertake and then provided help at the various stages, always available to answer any questions I had”
Miss Hill
“Just wanted to say thank you for all your help and advice over the last few months, we are now all much more relieved and ready to start rebuilding”
Mr & Mrs Dennis
“All staff were easy to speak to and non judgemental”
Mr Wood
“Having one main point of contact made the process easier to deal with”
Mr Elding
“Take time for clients, Knowledgeable and patient”
Mr Kenny
“I was very satisfied with the information that was given to me, I was kept up to date at all times. I would recommend Focus Insolvency”
Miss Hall
“Kept me up to date with what was happening and explained everything”
Mr & Mrs Foy
driven by
passion
Meet Our Team
Debt Advisors and Business Recovery Professionals.
Anthony Fisher - MIPA, MABRP- Licensed Insolvency Practitioner & Managing Director [email protected]
Anthony heads up the company with a wealth of experience in Personal and Corporate Insolvency
having worked at some of the largest Insolvency and Debt Solution companies in the country at a senior level. Anthony qualified as an Insolvency Practitioner in 2006 and began taking appointments in early 2007.
Gary Birchall - MIPA, MABRP - Licensed Insolvency Practitioner [email protected]
Gary has been working within insolvency for 17 years, 11 years being with Begbies Traynor in Manchester. He has worked on a large number of personal and corporate insolvency appointments ranging from large trading administrations to small liquidations. In 2009, Gary successfully sat his JIEB exams and has been taking insolvency appointments since the summer of 2010.
David Bottomley - MA (Oxon) - Insolvency Practitioner
David qualified as a Chartered Accountant in 1981 and has over 27 years insolvency experience. As a licensed insolvency practitioner he was appointed office holder on several thousand corporate and personal cases between the years 1983 and 2009. In 1999 David set up a practice specialising in Individual Voluntary Arrangements, which became one of the major providers of such solutions.
Andy Platt - CEMAP, FPC - Sales & Marketing Manager [email protected]
Andy has been with the company since 2008. He joined the practice from a successful 18 year career in financial services, working with some of the major companies in the profession. Initially Andy spent the majority of his time in a business development role as the practice’s first point of referrer liaison, meeting with prospective professionals who require help for their clients.
Natalie Hughes - Insolvency Manager
Natalie has been with the company since its early days and has been instrumental in its expansion
and development. Natalie has over 10 years Insolvency experience and manages the full range of Insolvency solutions, dealing personally with the more complex issues.
Natalie understands the importance of liaising closely with company directors that wish to take steps to put their company into formal insolvency procedures.
Graham Cordiner - Assistant Manager
Graham joined the company in 2008 and prior to this worked for a large debt solution company including a 5 month spell based in Australia setting up a brand new Debt Solutions company from scratch. Graham has a wealth of experience of dealing with personal debt solutions and specialises in dealing with both personal and corporate Voluntary Arrangements.
Focus Insolvency Group
For advice and guidance to Directors of limited companies, sole traders and partnerships experiencing financial difficulties.
Debtfocus
For advice and guidance to individuals experiencing personal financial difficulties.
www.focusinsolvencygroup.co.uk
0800 157 7327
www.debtproblemsuk.com
0800 157 7330
Moneyfocus
For financial products such as Mortgages, Insurance, Loans, Grants and Corporate Finance.