1
Basic Tariffs
for banking services rendered for
natural persons
2
Table of Contents
General Information ... 3
Bank accounts ... 4
Opening current and saving accounts ... 4
Management of a bank account ... 4
Acceptance and execution of payment orders for money transfer from a customer’s accounts ... 4
Transfers in tenge ... 4
Transfers in foreign currency ... 4
Cash transactions ... 5
Conversion transactions on current accounts ... 5
Leasing of individual lock boxes ... 6
Tariffs for safe boxes leasing ... 6
3
General Information
This booklet contains tariffs and terms for natural persons effective from June 23, 2009.
Amounts and fee rates may be changed by Subsidiary of Bank VTB (Kazakhstan) JSC subject
to notification not less than 10 calendar days prior to a date of changes by means of
announcement posted up in the Bank’s transaction room.
The agreement to be made between VTB and a customer may prescribe specific procedure of
settlements subject to collection of a fee other than that one fixed in this booklet.
When executing the customers’ orders, the fees and expenses of VTB shall be withheld from
amount of payment, if orders specify indication “expenses shall be paid by payee”.
In all other events the fees and expenses of VTB shall be withheld in accordance with
instructions of a remitter or under agreement to be made between the Bank and a customer.
The Bank’s commission fees on foreign exchange transactions shall be withheld in tenge or
currency – at option of a customer, in addition, commission fees in tenge shall be withheld at
discount rate of the National Bank of the Republic of Kazakhstan as of a day of transaction.
As for commission fees liable to VAT, VAT shall be included in cost.
In order to receive additional information, please, refer to the office of
Subsidiary of Bank VTB (Kazakhstan) JSC at:
28 “v”, Timiryazev St., Almaty City, Republic of Kazakhstan
or call: +7 (727) 330-40-83, 330-40-84.
4
List of services / operations Effective tariffs Basic rate Minimum Maximum National currency Foreign currency National currency Foreign currency 1.
Bank accounts
1.1.
Opening current and saving accounts
500A customer shall pay for opening only one account, other accounts shall be opened free of charge, on presentation of required documents
saving account opening 0
Account closing 1 500
1.2
Management of a bank account
*Searching deposit upon application of a
customer/successors (VAT inclusive) 1 000
On request of a Customer provision of a certificate
related with its servicing in the bank (VAT inclusive) 500
2.
Acceptance and execution of payment orders for money transfer from a
customer’s accounts
2.1.
Transfers in tenge
Transfers between accounts of one customer 0
Transfers in favor of another Customer within the Bank 0
Transfers (payments) in favor of customers of the other banks to a day:
before 12.30 p.m. Almaty time 300
after 12.30 p.m. Almaty time 500
Acceptance of transfers in tenge from 4:00 p.m. until 5:30 p.m.
if it is technically feasible for the Bank 1 000
Payments with future value date on the second day 250
2.2.
Transfers in foreign currency
Transfers in favor of customers of the other banks
(US dollar, EURO, Russian ruble)
at the expenses of remitter (KZT) 0,20% 4 000 50 000
USD 0,20% 27 332
EUR 0,20% 19 238
RUR 0,20% 830 10 300
at the expenses of beneficiary (KZT) 0,20% 3 000 45 000
USD 0,20% 20 299
EUR 0,20% 14 214
RUR 0,20% 622 9 300
Transfers in favor of customers of VTB system
(US dollar, EURO) 0,10% 2 000 20 000
Transfers in favor of customers of VTB system
5
Transfers in favor of customers of the other banks
(Russian ruble) 0,20% 3 000 40 000
Request to return payment in foreign currency, if it is technically feasible for the Bank
KZT
5 000
3.
Cash transactions
Issue of cash from current accounts (irrespective of kind of cash received to account and term of custody
thereof) in national currency 1%
Issue of cash from current accounts (irrespective of kind of cash received to account and term of custody
thereof) in foreign currency 1,5%
Exchange of large denomination bank notes for bank note of small denomination and vice versa if it is possible for the Bank on preliminary request of a
Customer 0%
Authentication of notes (up to 50 notes) KZT 20 per each note
Authentication of notes (more than 50 notes) KZT 10 per each note
Additional charge for double conversion recount, in
case of excess or shortage 0,2% 200 4 000
Issue of cash from current accounts in case of early termination of a non-cash deposit agreement, if a deposit term is:
In tenge – less than 30 days 1%
In foreign currency – less than 30 days 1,1%
Issue of cash from current accounts in case of early termination of a non-cash deposit agreement, if a deposit term is:
In tenge – less than 7 days 1%
In foreign currency – less than 7 days 1,1%
4.
Conversion transactions on current accounts
Purchase and sale of non-cash currency assets upon entering funds in customer’s account:
to a day 0,2% of the bank’s rate 800
on the second day
0,15% of the bank’s
6
5.
Leasing of individual lock boxes
5.1.
Tariffs for safe boxes leasing
Available sizes of safe boxesTariff (in KZT) in accordance with sixe of a box
1 day 1
months
3
months 6 months 12 months
Small box 72 х 260 х 390 mm 200 2 900 7 800 14 100 25 500 Medium box 146 х 260 х 390 mm 300 5 400 14 700 26 700 48 500 Big box 220 х 260 х 390 mm 400 5 900 16 100 29 100 52 900 Large box 440 х 260 х 390 mm 700 10 900 29 600 53 700 97 500
5.2.
Additional services related with safe custody
Effective tariffsLeasing of a safe box by two Customers at the same time Effective tariff + 10%
Box opening Cost of services of third-party
organization + 15%
Reimbursement of damage caused to the Bank in case of loss of a key or breaking a key through fault of a Customer
KZT 15 000
Insurance/guaranteed fee for a key KZT 15 000
For delay of lease agreement for each day of delay According to tariffs for safe custody for one day depending upon sizes of a box
Extra charge in the event of box leasing if a customer is delivered a lock and two keys
