Annex 1 to the Term Deposit Agreement Rainy Day Events List and documents in their confirmation
1.Definitions
1.1. ‘document in proof of family relationship’ means marriage certificate, birth certificate.
1.2. ‘dwelling’ means residential premises title whereto is vested in the Customer or his/her spouse or any other residential premises where the Customer resides or which are granted the him/her according to the procedure established by legal acts (e.g., leased premises, if a lease agreement has been registered according to the procedure by legal acts, company-owned residential premises, etc.).
1.3. Terms ‘parents’ and ‘children’ include foster parents and adopted children.
1.4. Other terms used in the present document are as defined under the Term Deposit Agreement.
2. Rainy Day events and documents in their confirmation
2.1. Trauma – any trauma indicated in Table 1 sustained by the Customer, the Customer’s spouse, the Customer’s parents or children. The Customer shall have the right to terminate the Term Deposit Agreement and be paid the interest accrued before the day of termination of the Agreement, if the Customer turned to the Bank after no more than a 6 months’ period since the trauma occurrence. In such event, the Customer must provide the Bank with a certification issued by a medical treatment facility indicating the code number of the sustained trauma according to the International Statistical Classification of Diseases and Related Health problems (ICD), 10th revision version. If a trauma is sustained not by the Customer himself/herself, but by his/her spouse, parents or children, documents in proof of family relations must be also provided alongside with the above-mentioned certification.
Table 1. Trauma List Code according to the International Statistical Classification of Diseases and Related Health problems (ICD), 10th revision version Title
S02 Fracture of skull and facial bones
S08 Traumatic amputation of part of head
S12 Fracture of neck
S14 Injury of nerves and spinal cord at neck level
S15 Injury of blood vessels at neck level
S22 Fracture of rib(s), sternum and thoracic spine
S32 Fracture of lumbar spine and pelvis
S33
Dislocation, sprain and strain of joints and ligaments of lumbar spine and pelvis
S35
Injury of blood vessels at abdomen, lower back and pelvis level
S42 Fracture of shoulder and upper arm
S45 Injury of blood vessels at shoulder and upper arm level
S48 Traumatic amputation of shoulder and upper arm
S52 Fracture of forearm
S58 Traumatic amputation of forearm
S62 Fracture at wrist and hand level
S72 Fracture of femur
S75 Injury of blood vessels at hip and thigh level
S78 Traumatic amputation of hip and thigh
S82 Fracture of lower leg, including ankle
S85 Injury of blood vessels at lower leg level
S88 Traumatic amputation of lower leg
S92 Fracture of foot, except ankle
S98 Traumatic amputation of ankle and foot
T02 Fractures involving multiple body regions
T05 Traumatic amputations involving multiple body regions
2.2. Critical illness – any critical disease or condition (situation) of the Customer, the Customer's spouse, the Customer's parents or children. The Customer shall right the right to terminate the Term Deposit Agreement and be paid the interest accrued before the day of termination of the Agreement, if the Customer turned to the Bank after no more than a 6 months’ period since the day of diagnosing the critical illness at a medical treatment facility. In such event, the Customer must provide the Bank with a certificate issued by a medical treatment facility registered in the Republic of Lithuania indicating the code of the disease according to the International Statistical Classification of Diseases and Related Health problems (ICD), 10th revision version. If it is not the Customer himself/herself, but his/her spouse, parents or children who is/are down with a critical illness, documents in proof of family relations must be also provided alongside with the above-mentioned certificate.
Table 2. Critical diseases and conditions (situations) list Code according to the
International Statistical Classification of Diseases and Related Health problems (ICD), 10th revision version Title
A82 Rabies
A83 Mosquito-borne viral encephalitis
A84 Tick-borne viral encephalitis
A85 Other viral encephalitis, not elsewhere classified
A86 Unspecified viral encephalitis
A87 Viral meningitis
C00 Malignant neoplasm of lip
C01 Malignant neoplasm of base of tongue
C02
Malignant neoplasm of other and unspecified parts of tongue
C03 Malignant neoplasm of gum
C04 Malignant neoplasm of floor of mouth
C05 Malignant neoplasm of palate
C06
Malignant neoplasm of other and unspecified parts of mouth
C07 Malignant neoplasm of parotid gland
C08
Malignant neoplasm of other and unspecified major salivary glands
C09 Malignant neoplasm of tonsil
C10 Malignant neoplasm of oropharynx
C11 Malignant neoplasm of nasopharynx
C12 Malignant neoplasm of piriform sinus
C13 Malignant neoplasm of hypopharynx
C14
Malignant neoplasm of other and ill-defined sites in the lip, oral cavity and pharynx
C15 Malignant neoplasm of oesophagus
C16 Malignant neoplasm of stomach
C17 Malignant neoplasm of small intestine
C18 Malignant neoplasm of colon
C19 Malignant neoplasm of rectosigmoid junction
C20 Malignant neoplasm of rectum
C21 Malignant neoplasm of anus and anal canal
C22 Malignant neoplasm of liver and intrahepatic bile ducts
C23 Malignant neoplasm of gallbladder
C24
Malignant neoplasm of other and unspecified parts of biliary tract
C25 Malignant neoplasm of pancreas
C26
Malignant neoplasm of other and ill-defined digestive organs
C30 Malignant neoplasm of nasal cavity and middle ear
C31 Malignant neoplasm of accessory sinuses
C32 Malignant neoplasm of larynx
C33 Malignant neoplasm of trachea
C34 Malignant neoplasm of bronchus and lung
C37 Malignant neoplasm of thymus
C38 Malignant neoplasm of heart, mediastinum and pleura
C39
Malignant neoplasm of other and ill-defined sites in the respiratory system and intrathoracic organs
C40 Malignant neoplasm of bone and articular cartilage of limbs C41
Malignant neoplasm of bone and articular cartilage of other and unspecified sites
C43 Malignant melanoma of skin
C45 Mesothelioma
C46 Kaposi's sarcoma
C47
Malignant neoplasm of peripheral nerves and autonomic nervous system
C48 Malignant neoplasm of retroperitoneum and peritoneum
C49 Malignant neoplasm of other connective and soft tissue
C50 Malignant neoplasm of breast
C51 Malignant neoplasm of vulva
C52 Malignant neoplasm of vagina
C53 Malignant neoplasm of cervix uteri
C54 Malignant neoplasm of corpus uteri
C55 Malignant neoplasm of uterus, part unspecified
C56 Malignant neoplasm of ovary
C57
Malignant neoplasm of other and unspecified female genital organs
C58 Malignant neoplasm of placenta
C60 Malignant neoplasm of penis
C61 Malignant neoplasm of prostate
C62 Malignant neoplasm of testis
C63
Malignant neoplasm of other and unspecified male genital organs
C64 Malignant neoplasm of kidney, except renal pelvis
C65 Malignant neoplasm of renal pelvis
C66 Malignant neoplasm of ureter
C67 Malignant neoplasm of bladder
C68
Malignant neoplasm of other and unspecified urinary organs
C69 Malignant neoplasm of eye and adnexa
C70 Malignant neoplasm of meninges
C71 Malignant neoplasm of brain
C72
Malignant neoplasm of spinal cord, cranial nerves and other parts of central nervous system
C73 Malignant neoplasm of thyroid gland
C74 Malignant neoplasm of adrenal gland
C75
Malignant neoplasm of other endocrine glands and related structures
C76 Malignant neoplasm of other and ill-defined sites
C77
Secondary and unspecified malignant neoplasm of lymph nodes
C78
Secondary malignant neoplasm of respiratory and digestive organs
C79 Secondary malignant neoplasm of other sites
C80 Malignant neoplasm without specification of site
C81 Hodgkin's disease
C82 Follicular [nodular] non-Hodgkin's lymphoma
C83 Diffuse non-Hodgkin's lymphoma
C84 Peripheral and cutaneous T-cell lymphomas
C85 Other and unspecified types of non-Hodgkin's lymphoma
C88 Malignant immunoproliferative diseases
C90 Multiple myeloma and malignant plasma cell neoplasms
C91 Lymphoid leukaemia
C92 Myeloid leukaemia
C93 Monocytic leukaemia
C94 Other leukaemias of specified cell type
C95 Leukaemia of unspecified cell type
C96
Other and unspecified malignant neoplasms of lymphoid, haematopoietic and related tissue
C97
Malignant neoplasms of independent (primary) multiple sites
G01 Meningitis in bacterial diseases classified elsewhere G02
Meningitis in other infectious and parasitic diseases classified elsewhere
G03 Meningitis due to other and unspecified causes
G04 Encephalitis, myelitis and encephalomyelitis
G05
Encephalitis, myelitis and encephalomyelitis in diseases classified elsewhere
G81 Hemiplegia
G82 Paraplegia and tetraplegia
G83 Other paralytic syndromes
I21 Acute myocardial infarction
I61 Intracerebral haemorrhage
I62 Other nontraumatic intracranial haemorrhage
I63 Cerebral infarction
I64 Stroke, not specified as haemorrhage or infarction
I71.0 Dissection of aorta [any part]
2.3. Fire in a dwelling – a fire that broke out in the dwelling of the Customer or his/her spouse. The Customer shall have the right to terminate the Term Deposit Agreement and be paid the interest accrued before the day of termination of the Agreement, if the Customer turned to the Bank after no more than a 3 months’ period since the day on which the fire broke out. In such event, the Customer must provide the Bank with a certificate in confirmation that a fire broke out in the Customer's or his/her spouse’s dwelling from the Fire and Rescue Department with the Ministry of Interior. If the Customer resides in a dwelling title whereto is vested not in
him/her or in his/her spouse, the Customer must provide the Bank with a document stating legal basis on which the Customer or his/her spouse uses the dwelling in which the fire broke out. If the fire broke out in the dwelling of the Customer's spouse, a document evidencing family relationship must be provided to the Bank.
2.4. Loss of job – the Customer's or his/her spouse’s loss of job. The Customer shall have the right to terminate the Term Deposit Agreement and be paid the interest accrued before the day of termination of the Agreement, if the Customer turned to the Bank after no more than a 3 months’ period since the day of registration of the Customer or his/her spouse at the Lithuanian Labour Exchange indicated in the Memo for the Jobless issued by the Lithuanian Labour Exchange. If the Customer's spouse has lost his/her job, the Bank must be provided with a document in proof of the family relationship.
2.5. Road accident – an accident on the road, in public or private areas in which, in the presence of a moving means of transport, people were killed or injured, at least one means of transport, cargo, road, its structures or any other property that was at the place of the accident was damaged or somewhat damaged. A road accident that was caused by or in which the Customer or his/her spouse were injured is attributable to Rainy Day events.
The Customer shall have the right to terminate the Term Deposit Agreement and be paid the interest accrued until the day of termination of the Agreement upon providing the Bank with a certificate of the Lithuanian Road Police Agency indicating that the road accident was caused by the Customer or his/her spouse or the Customer or his/her spouse was injured in said accident, if the Customer turned to the Bank after no more than a 2 months’
period since the road accident. If the road accident involved the Customer’s spouse, the Bank must be provided with a document in proof of the family relationship.
2.6. Theft from a dwelling. The Customer shall have the right to terminate the Term Deposit Agreement and be paid the interest accrued before the day of termination of the Agreement, if the Customer turned to the Bank after no more than a 3 months’ period since the occurrence of the theft from the Customer's or his/her spouse’s dwelling. In such event, the Customer must provide the Bank with a certification issued by a medical treatment facility indicating the code number of the sustained trauma according to the International Statistical Classification of Diseases and Related Health problems (ICD), 10th revision version. In such event, the Customer must provide a certificate issued by the police on the instigated criminal proceeding regarding theft from a dwelling. If the Customer resides in a dwelling title whereto is not vested in him/her of in his/her spouse, the Customer must provide the Bank with a document indicating legal basis on which the Customer or his/her spouse was using the dwelling, in which the theft occurred. If the theft was from the dwelling of Customer's spouse, the Bank must be provided with a document in proof of the family relationship.
2.7. Death of a closely related person. The Creditor shall have the right to terminate the Term Deposit Agreement and be paid the interest accrued before the day of termination of the Agreement, if the Customer turned to the Bank after no more than a 6 months’ period since the death of the Customer's spouse, child or any of his/her parents. The Customer must provide the Bank with a person’s death certificate and document in proof of the family relationship.
2.8. Death of the Customer. In the event of the Customer's death, legal heirs to the term deposit shall have the right to be paid the interest accrued before the day of termination of the Agreement, if they turned to the Bank after no more than a 6 months’ period since the death of the Customer. In such event, the heirs must provide the Customer's death certificate and inheritance documents in confirmation of their right of inheritance to the term deposit.
