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The Monthly Bulletin of the: TORONTO INSURANCE WOMEN S ASSOCIATION

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The Monthly Bulletin of the:

TORONTO INSURANCE

WOMEN’S ASSOCIATION

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Presidents Message

October-November 2015

The fall ushers in a busy time in our personal and professional lives as we start planning for the upcoming year, the holiday season and the many industry events that take place.

If you have not done so yet, kindly renew your TIWA membership. Besides

enjoying the discounted rates at our events, this membership provides a network of insurance industry professionals and mentoring as well as opportunity to work on our various committees.

Our second dinner meeting is taking place on November 24, 2015 discussing a hot topic....drones! I have seen them more and more lately in parks, flying over condos and it will be interesting to see how they will be utilized more and more in our industry. If you have not done so yet, be sure to reserve a spot to enjoy this topic with our esteemed speaker, Mark Woodall. We are happy to announce that this presentation is also RIBO accredited.

On behalf of the board, we look forward to seeing you and working together on increasing the presence of our association and demonstrating the value of membership. Please feel free to reach out to me personally or anyone on our executive board as we love to hear from you.

See you in November! Yours in fellowship, Sephora Sciara

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Executive Board 2015-2016

Board Member Address Contact Information

Sephora Sciara President

Director, Operations & Support Services CAA Insurance Office: 60 Commerce Valley Dr E, Thornhill, On L3T 7P9 Phone: 905-747-4907 Email: sephora@tiwa.org Vinita Jajware 1st Vice President Vice-President, Operations & Business Development

Brosz Forensic Services Inc.

Office: 64 Bullock Drive Markham, ON L3P-3P2 Phone: 905-472-6660 Fax: 905-472-6665 Email: vinita@tiwa.org Sandra Colantonio 2nd Vice President Vice President Cornerstone Insurance Brokers Ltd.

Office: 8001 Weston Road Woodbridge, ON L4L 9C8 Phone: 416-798-8001 ext. 358 Fax: 905-264-5161 Email: sandra@tiwa.org Sara Campoli Treasurer

Manager, Direct Insurance

CAA Insurance Office: 60 Commerce Valley Dr E, Thornhill, On L3T 7P9 Phone: 905-771-4796 Ext. 24796 Email: sara@tiwa.org Megan Stefani Executive Officer Supervisor of Physical Damage Claims CAA Insurance Office: 60 Commerce Valley Dr E, Thornhill, On L3T 7P9 Phone: 905-771-3032 Mobile: 416-825-0164 Fax: 905-771-3006 Email: megan@tiwa.org Sonia Scattarelli Executive Officer Regional Underwriter, Commercial Insurance Economical Insurance 5700 Yonge St, Ste. 1600 North York, ON M2M 4K2 Phone: 1-844-327-2227 ext. 46967 Email: sonia@tiwa.org Recording Secretary (Executive & Business Meetings)

Cheryl Morton CAIW Director

Account Manager

CRE Insurance Services Office: 320-500 Hood Road Markham, ON L3R 9Z3 Phone: 416-441-9386 Mobile: 647-961-0396 Direct Line: 905-415-6127 Fax:905-940-2200 Email: cmortontiwa@gmail.com Karen Akeson Parliamentarian

Regional Processing Team Leader Economical Insurance 5700 Yonge St, Ste. 1600 North York, ON M2M 4K2 Direct Line : 416-218-1968 Mobile: 647-865-5345 Email: kakeson@rogers.com Pam de Boer Past President Business Development Director (Ontario)

Paul Davis Systems Office: 38 Crockford Blvd Toronto, ON M1R 3C2

Phone: Toll Free 1-800-661-5975 Mobile: 416- 388-3478

pdeboer@pds.ca

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Have you ever thought about joining a TIWA Committee?

If you’ve ever wanted to learn about what it takes to make TIWA great, join

a Committee!

We have many vacancies on existing committees and our larger

committees require help to keep things going.

Help us keep TIWA running

Contact

Megan Stefani: megan@tiwa.org

Sonia Scattarelli: sonia@tiwa.org

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Reminder that at our November Meeting, we will again be collecting gift donations For Rockcliffe Seniors Centre in Scarborough

Yes, Christmas is coming! And with that, I would like to remind you of the TIWA Tradition, started by Sandra Marsh. We are proud to say that this tradition has been upheld for more than 20 years.

Leisureworld has a large number of shut-ins who have no family to buy a gift for them and historically, we at TIWA have supplied gifts for these people.

We are asking all attendees to our November meeting to bring a NEW piece of clothing or gift item for the residents of Rockcliffe/Leaisureworld Seniors Centre. We are looking for items such as: Pyjamas (for men and women), slippers, socks, chocolate, toiletry gift sets, anything warm and cozy to wear – new and unwrapped.

Let’s make sure everyone has something to open on Christmas Morning! The gift must be un-wrapped for two reasons:

One: they have an activity day for those residents who are able to wrap the gifts. Two: The Director needs to assign the gifts depending on size, gender and needs.

Don't forget that not everyone in a nursing home is elderly. There are also some younger residents. Please be aware that most of the residents have limited dexterity, so we need to buy gifts that don’t button at the back or have tiny buttons.

I realize there is a lot of expense at this time of year, so even the smallest contribution is welcome. You can include wrapping paper or gift bags if you wish.

We have always had great donations from you, our members. If it weren’t for your generous donations many of these people would most likely not get a gift at Christmas time. A lot of them are without family or forgotten. Let’s match or exceed what we donated last year – that is a great challenge as you outdid yourselves last year!!

Pam DeBoer

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CAIW DIRECTOR NOMINATIONS

QUALIFICATIONS OF THE NOMINEE

Nominee: Cheryl Morton, BA, CAIB, CIP

Insurance Career: Over 35 years’ experience in the General Insurance Industry as a P&C Broker.

Member: 1995 – Present

Association Activities:

1998 – 1999 - Insurance Information Week Committee Co-Chairperson 1999 – 2000 - Insurance Information Week Committee Chairperson

- Convention 2000 – Centerpieces & Decorations Committee 2000 – 2001 - Executive Board, Executive Officer

2001 – 2002 - Executive Board, Executive Officer - Bulletin Committee

- Wine & Cheese Committee - Membership Committee

2002 – 2003 - Executive Board, Second Vice-President - Program Chairperson

- Bulletin Committee - Membership Committee - Wine & Cheese Committee

2003 – 2004 - Executive Board, First Vice-President - Budget & Finance Chairperson - Bulletin Committee

- Membership Committee

- Insurance Information Campaign Comm. - Industry Events Committee

2004 – 2005 - Executive Board, President - Bulletin Committee - Membership Committee - Industry Events Committee - Wine & Cheese Committee

2005 – 2006 - Executive Board, Immediate Past President - Nominating Committee Chairperson - Patron of the Year Chairperson

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- Christmas Party Chairperson - Bulletin Committee

- Membership Committee - Industry Events Committee 2006 – 2007 - Bulletin Committee

- Membership Committee - Industry Events Committee - Convention 2009, Co-Chairperson - Insurance Fundamentals Committee - Wine & Cheese Committee

- Nominating Committee 2007 – 2008 - Convention 2009, Chairperson

- Wine & Cheese Committee

- Insurance Fundamentals Committee - Industry Events Committee

- Membership Committee - Nominating Committee 2008 – 2009 - Convention 2009, Chairperson

- Insurance Fundamentals Committee - Membership Committee

- Nominating Committee

2009 – 2010 - Executive Board, First Vice President - Executive Board, Parliamentarian - Insurance Fundamentals Committee - Industry Events Committee

- Membership Committee - Nominating Committee - CAIW delegate

2010 – 2011 - Executive Board, Parliamentarian - Wine & Cheese Chairperson

- Insurance Fundamentals Chairperson - Industry Events Committee

- Membership Committee - Nominating Committee

- Christmas Party Co-chairperson - CAIW Delegate

2011 – 2012 - CAIW Director

- Publicity portfolio for CAIW - TIWA Executive Board - Wine & Cheese Chairperson

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- Membership Committee - Industry Events Committee - Nominating Committee

- Cowan Insurance Group Chairperson - Travelers Education Award Chairperson 2012 - 2013 - CAIW Director

- Publicity portfolio for CAIW - Archives portfolio for CAIW - TIWA Executive Board - Wine & Cheese Chairperson - Membership Committee - Nominating Committee

- Cowan Insurance Group Chairperson - Travelers Education Award Chairperson 2013 - 2014 - CAIW Treasurer and Director

- Archives portfolio for CAIW - TIWA Executive Board - Wine & Cheese committee - Nominating Committee 2014 - 2015 - CAIW Secretary and Director

- Archives portfolio for CAIW - TIWA Executive Board

2015 – 2016 - CAIW Second Vice President and Director - Archives portfolio for CAIW

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INSURANCE WOMAN OF THE YEAR AWARD

The Insurance Woman of the Year Award was made available by the Insurance Brokers’

Association of Ontario from 1967 to 1986. From 1987 to 2008 the award was made available by the Insurance Brokers’ Association of Canada. As of 2009, the award was made available by the Canadian Association of Insurance Women.

The Insurance Woman of the Year award is the highest honour given. It is not given lightly, not necessarily given every year and the nominees are not aware they are being nominated. The award transcends the elected position because it is not necessary to have held office; it speaks to commitment and involvement.

Each nominee is judged on her dedication to the Association (both CAIW & her local

Association), the insurance industry and the public. Both her Association and her employer, among others, must endorse the nominee.

One of the most important qualities that the recipient must demonstrate is leadership. It is not necessary for a nominee to have lead in the past, but who shows leadership qualities going forward.

The following are the rules and regulations governing the Award. Nominations should be sent to Karen Akeson;

Email: kakeson@rogers.com

Cell: 647-865-5345 Home: 416-494-1963

Rules - As laid down by the Insurance Brokers Association of Ontario and endorsed by the Canadian Association of Insurance Women in January 1969 and continued by the Insurance Brokers Association of Canada in June 1987, revised July 1988 and continued, with some revisions, by the Canadian Association of Insurance Women in 2009.

I. Nominee must be recommend by a Member Association.

II. Nominee must be an active member of her local Member Association.

III. It is encouraged that the nominees attend the Annual Meeting where all will be judged and the Award made. Exceptions can be made only if circumstances warrant and he Coordinator agrees. If the nominee cannot attend Convention, notification will be given to CAIW Coordinator no later than 2 weeks prior to Convention.

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IV. The Nominee will be judged by an impartial panel and the winner chosen for extra-curricular activities above and beyond her call of duty, thus contributing to the Insurance Industry as a whole.

V. The submission usually takes the form of a letter from the Nominee’s own Association and a letter from a business associate, outlining her qualifications and outstanding contributions to Insurance across Canada. Due to the fact that the submission is reviewed by several people at the same time, the Submission must be as follows:

a. Concise.

b. In Chronological order.

c. Listed all positions held within each Association. Please do not assume that the selection committee will know the Internal workings of an individual association. An example would be if the nominee is show as President for 1999, and has served as First Vice President and then as Past President. All positions must be clearly shown.

d. List all positions held within CAIW. Be specific on each position held.

e. Most associations attach duties of the Past Presidents (Nominating Committee, etc.) This too must be shown.

f. List, in the same manner, involvement in any insurance organization, on a voluntary basis.

g. The covering letter should be form the local association, on local association letterhead.

h. The employer’s letter supporting the nomination should follow. The letter should include the best qualities of the nominee leadership abilities, professionalism, caring individual, etc.

i. Testimonials from other interested parties (Institute, Brokers and Insurers) should be included.

j. The CAIW Chair will send a letter to all member associations in

October/November asking them to consider nominating one of their members, The Char will send a reminder letter to those associations again before the end of February.

k. The Coordinator gathers the submissions, which are subsequently hand over to the judges at the Annual Meeting. The more information the judges have, the easier it is for them to come to a decision.

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l. Because nominations can only be considered for the year in which they are submitted, Local Associations who have an outstanding member whom they wish to support should continue to submit her qualifications for consideration. m. The panel of judges is made up of past recipients of this Award present at the

Annual General Meeting.

n. The submissions are judged according to the scoring system currently in place. o. This Award is presented at the Banquet, closing the Annual Meeting and consists

of a plaque and carrying case to be returned each year. A smaller trophy is to be kept by the winner.

p. The nominations must be received by the CAIW Coordinator no later than March 31st. At the Annual General Meeting, a previous recipient will pick up any

submissions, the personal trophy, and arrange for a presenter, if required. The previous year’s recipient is also contacted by the Coordinator and requested to have the plaque and carrying case at the Annual Meeting for presentation to the next winner.

q. Following the selection by the Committee, the presenter is given the winning candidate’s credentials along with an established preamble for the presentation. r. Arrangements are subsequently made with Canadian Underwriter for an article

to be published in the next issue outlining the winning candidate.

s. The winner has the plaque engraved and the bill is sent to CAIW Treasurer for payment.

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SAMPLE SUBMISSION FOR INSURANCE WOMAN OF THE YEAR

SAMPLE LETTERS

April 29, 2003

Attn: Felicity Alexander

Insurance Brokers Association of Canada 15 University Avenue, Suite 1920

Toronto, ON M5H 3B7

Re Insurance Women of the Year Award – Jane Doe

Dear Madam,

It is with great enthusiasm that I join with the Local Association of Insurance Women to nominate Jane Doe for the Insurance woman of the year award.

When I joined Local Association in 1990, Jane Doe held the position of First Vice-President. She is one of the leaders who showed us younger ones the way to keep our Local Association alive and well. I saw Jane Doe climb the ladder through various and numerous projects where she remained constantly dedicated to our Local Association objectives.

As example of her great heart is one of her projects in 1993. She converted our annual Christmas dinner {a party} into a Charity Auction {an Industry event}, thereby raising funds for two organizations that help women in need. Since then, our Local Association has contributed funds to these organizations. Jane Doe did not stop in the Local city, she brought her high level of commitment to the national level and was elected CAIW in year 2000.

Given her high level of involvement with Local Association and her job, one may have thought she had her hands full. Not Jane Do. In 1996, after years of work, she became Most Loyal Gander of the Honourable Order of the Blue Goose International. We are very proud to say that our Jane doe was the first woman President of the Blue Goose in Canada.

Of course, Jane Doe continued to excel in her job and became co-owner of Smit et Doe, an independent adjusting firm she co-founded.

Today, her attitude in confronting a personal battle is but an example of Jane Doe’s strong will, determination and positivity.

I have no doubt that naming her Insurance Woman of the Year will boost the energy of all those who know her and who strive to follow in her footsteps.

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We have enclosed some detailed information about Jane, her commitment to the industry, her peers and CAIW and, I am sure you will agree a most worthy candidate for this prestigious award.

Yours sincerely,

Past President of Local Association (1994-1995) Ms. Jane Doe

INDEX (may include)

Various letters from her co-workers

Professional Associations/Charity Work, etc. Curriculum vitae

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April 15, 2003

To Whom It May Concern Re Jane Doe

This is to gratefully acknowledge the key role of Jane Doe for her ongoing work with the Local Women’s Insurance Association as well as the Canadian Association for the past 20 years. In my mind, Jane Doe was one of the most influential women in in {name city} who has worked and contributed at all levels of Insurance, donating her time and concentrated efforts to bring the Insurance Women into modern times.

I met Jane Doe some 20 years ago and since then we have gone from coworkers, to friends and eventually to business partners in our own Insurance Adjusting Company. Without her, we would not have gotten through hard times.

She is most deserving of the award to bestow on her this year and I wish her all the best and a long and happy life.

Yours Sincerely, John Smith

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TIWA Meeting & Events Schedule

2015-2016 Term

Monthly Dinner Meetings:

Venue Name & Address: The Hyatt Toronto on King 370 King Street West

Time: Cocktails at 6 p.m., dinner at 6:45 p.m.

Meeting Date Guest Speaker Other Activities

November 24, 2015 Dinner Meeting & Holiday Celebration

Featuring: Mark Woodall, Special Risk Insurance Managers Ltd.

January 19, 2016 Dinner Meeting Featuring:

Lynn Oldfield, President AIG Canada

New Members Reception

February 11, 2016 Annual Wine & Cheese Reception Past President Reception

April 19, 2016 Dinner Meeting & AGM:

Speaker to be announced.

AGM

June 2016 TIWA is proud to host the

2016 CAIW Convention taking place from

June 8 - 12, 2016

CAIW Convention

August 2016 Annual Golf Tournament 33rd Annual Golf

Tournament

Monthly TIWA Executive Meetings

Location: CAA South Central Ontario, 60 Commerce Valley Drive East,

Markham, ON L3T 7P9 October 27, 2015 November 17, 2015 December 15, 2015 January 26, 2016 February 23, 2016 March 22, 2016 April 26, 2016

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THANK YOU TO OUR 2015 – 2016 CORPORATE

PARTNERS

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