PRE-APPROVAL INTAKE FORM

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PRE-APPROVAL INTAKE FORM

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Agent: Date: Source:

Borrower Name: Co-Borrower Name:

Property Address: City: State: Zip:

Home #: Cell #: Work #:

Email: Best Contact Time:

Who is your lender?: Have you received Notice Of Trustee sale date? If so, when?:

Are you behind on your mortgage payments? Yes No If yes, how many months late?

Has your property wrongfully foreclosed? Yes No Are you currently in bankruptcy? Yes No

Are you in a loan modification, or have you applied? If so, what is the status?:

Were you denied for a loan modification? Yes No Was your loan modification terminated from an existing trial program? Yes No When was your loan obtained & for how much? Date (mm/yy): Amount: $

What was your actual gross (before taxes) yearly income when you took the loan?

Do you have a second mortgage? Yes No Second Lender Name: Second Loan Amount: $

Do you have an interest only type of loan? Yes No Do you have a high interest loan? Yes No

Do you have an adjustable rate type of mortgage? Yes No Last date it adjusted? (mm/yy): Amount Of Increase: Do you have sufficient income to pay for the increase? Yes No

Is your loan a pick-a-payment / negative amortization type of loan? Yes No If yes, was negative amortization* explained to you? Yes No

Is your loan an 80/20 type of loan? Yes No Is your loan based on stated income? Yes No

Does your loan have a prepayment penalty? Yes No Does your loan have a balloon payment at the end? Yes No

Did you receive your loan either because your income or property value was inflated? Yes No

Was a broker used to obtain the loan? Yes No If yes, were you pressured by the broker to take this loan? Yes No State other lender malfeasance that could be a cause of action:

Borrower Signature

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Date

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Co-Borrower Signature Date

*Negative Amortization occurs when loan payment for any period is less than the interest charged over that period and that the shorted amount (difference between interest and repayment) is then added to the total amount owed to the lender increasing the outstanding balance of the loan.

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SUBMISSION CHECKLIST

CLIENT INFORMATION

Borrower Name: Date:

Mass Tort: CW/BofA Wells Fargo Chase-MT OneWest GMAC HSBC Citi Ally Individual:

PACKAGE 1 DOCUMENT CHECKLIST

1. Pre-Approval Intake Form (signed) Notes:

2. Client & Property Information (signed) Notes:

3. Retainer Agreement (signed) Notes:

4. Letter Of Authorization (signed) Notes:

5. Retainer Fee Payment Authorization (signed) Notes:

6. Monthly Fee Authorization (signed) Notes:

7. Mortgage Statement (copy) Notes:

8. Mortgage Note (copy) – (if possible) Notes:

9. Trust Deed (copy) – (if possible) Notes:

Additional Notes/Comments:

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CLIENT & PROPERTY INFORMATION

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CLIENT INFORMATION

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Borrower Name: DOB: SSN:

Home #: Cell #: Work #: Email:

Employer: Length Of Employment: Annual Gross Income:

Co-Borrower Name: DOB: SSN:

Home #: Cell #: Work #: Email:

Employer: Length Of Employment: Annual Gross Income:

PROPERTY & MORTGAGE INFORMATION

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Mailing Address (If Different): City: State: Zip:

Primary Lender/Servicer: Loan#:

Payment Amount: $ Interest Rate: % Balance Owed: $

Second Lender/Servicer: Loan #:

Payment Amount: $ Interest Rate: % Balance Owed: $

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Borrower Signature

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Date

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Co-Borrower Signature Date

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(For Internal Use Only) Client ID #________________________

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ATTORNEY-CLIENT FEE AGREEMENT

REAL ESTATE LAW CENTER, P.C. (“RELC”) and _______________________________ (“Client”) hereby agree that Firm will provide legal services to Client on the terms set forth below.

1. CONDITIONS. This Agreement will not take effect, and RELC will have no obligation to provide legal services, until Client returns a signed copy of this Agreement and pays at least part of the retainer fee in part 4. Client is the mortgage borrower of a residential property listed at the end of this agreement

2. SCOPE OF SERVICES. Client is hiring RELC to represent client in LITIGATION AGAINST THEIR MORTGAGE LENDER CONCERNING THEIR REAL ESTATE PROPERTY. RELC will take reasonable steps to represent Client. Client can access case updates on the Los Angeles Superior court website and the RELC’s website. Client understands that any suit will be filed in California Superior Court or Federal Court in California. Even if client resides outside of California they agree to and request that the action be filed in California. RELC will represent Client through trial and post-trial motions. This Agreement does not cover representation on appeal or in execution proceedings after judgment. Separate arrangements must be agreed to for those services. Services in any matter not described above will require a separate written agreement. RELC only maintains attorneys admitted to the California Bar and only practice in the State of California and that client retains attorney to litigate and represent client in a California action.

3. CLIENT’S DUTIES. Client will provide RELC a copy of their initial loan documents, any loan modification correspondence, mortgage note, trust deed and copy of mortgage statement and any other documents requested by the RELC. Should client not have a copy of their loan documents, they can proceed as long as the other documents demonstrate the wrong incurred. Client agrees to be truthful with RELC, to cooperate, to keep RELC informed of any information or developments which may come to Client’s attention, to abide by this Agreement, to pay Attorney’s fees on time, and to keep RELC advised of Client’s address, telephone number and whereabouts. Client will assist RELC in providing necessary information and documents and will appear when necessary at legal proceedings.

4. ATTORNEY’S FEES. Client agrees to pay RELC a NON REFUNDABLE one-time retainer fee of $ 5,000.00. As per Rule of Professional Conduct 3-700 (D)(2), T&R Foods vs. Rose (1996) 47 CalAp.4th_{Supp.17, Matthew vs. State Bar} (1989) 49 CAL.3D 784; Baranowski vs. State Bar (1979) 24 Cal.3d 153, 164 n. 4, this retainer fee is a True retainer to ensure and engage the availability of RELC for this legal matter(s) set forth herein to ensure and guarantee RELC working and litigating such matters exclusively. Client agrees and acknowledges that this fee is fully earned upon receipt. Client understands that their case will only be reviewed and prepared but NOT FILED UNTIL THE ENTIRE RETAINER FEE IS PAID. Should Client not pay the balance of a retainer, NO REFUND OR CREDIT will be owed since the actual time and effort spent on the file and the time and effort that could have been spent towards other files would be lost. In fact the balance of the retainer will still be owed and RELC can use all legal remedies to obtain the balance it sees fit. In addition to the retainer, a monthly maintenance fee of $29.95 will be assessed. The monthly maintenance fee will be required for as many months as the matter shall continue. This fee covers but not be limited to incidental costs such as deposition fees, copying, fax, telephone, administrative costs, travel, expert witness, trial costs, postage and other standard costs. Client is not liable for any fees except those stated above unless awarded or approved by the court. For any other fees, RELC will seek to recover from the court, opposing counsel, opposing party or from the settlement process. Other than the retainer fee of $5,000.00 and the monthly maintenance fee of $29.95, there will be no other fees owed to the RELC.

In connection with any litigation of the matter, Client agrees that RELC may charge a contingency fee of 30% of any monetary recovery obtained from any source. A monetary recovery is an amount paid by the defendant or any party to plaintiff through a judgment or settlement. It is NOT a savings from a principal balance or interest rate reduction. Should Client’s payment by either check or credit card be returned for any reason, an additional check/credit card return fee of $50.00 will apply. Additionally, RELC will suspend further efforts on behalf of client and will seek withdrawal of representation as listed in paragraph 5 should the Client not rectify the situation within 10 days.

5. DISCHARGE AND WITHDRAWAL. Client may discharge RELC at any time. RELC may withdraw with Client’s consent or for good cause. Good cause includes Client’s breach of this Agreement, refusal to cooperate or to follow RELC’s advice on a material matter or any fact or circumstance that would render RELC’s continuing representation unlawful or unethical. Once a withdrawal occurs, RELC will not provide any service unless another retainer is signed specifying the service being provided. Failure on the part of the Client to fully pay the retainer fee shall authorize the RELC to suspend further efforts on behalf of the Client until such time as the fee is fully paid. Should a dispute arise, client understands that RELC bills on an hourly rate as follows: $110.00 for paralegals, $275.00 for associate and contracted attorneys and $550.00 for lead attorney. However, other than for disputes, RELC will not provide a bill for services. Client authorizes RELC to record the initial compliance call and to allow its use in disputes only.

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6. DISCLAIMER OF GUARANTEE AND ESTIMATES. Nothing in this Agreement and nothing in RELC’s statements to Client will be construed as a promise or guarantee about the outcome of the matter. Although we believe the merits of the case are strong, there is no guarantee a judge or jury will agree. There is always a chance that a lawsuit will not produce the desired results.

7. ENTIRE AGREEMENT. Client agrees that this agreement contains the entire agreement of the parties. No other agreement, statement, warranty, representation, or promise by RELC or its agents will be binding on the parties unless they are contained in this agreement. Any changes or amendments of this agreement must be made in writing and signed by both parties.

8. SEVERABILITY IN EVENT OF PARTIAL INVALIDITY. If any provision of this Agreement is held in whole or in part to be unenforceable for any reason, the remainder of that provision and of the entire Agreement will be severable and remain in effect.

9. MODIFICATION BY SUBSEQUENT AGREEMENT. This Agreement may be modified by subsequent agreement of the parties only by an instrument in writing signed by both of them, or an oral agreement only to the extent that the parties carry it out.

10. ASSOCIATION WITH THIRD PARTY ATTORNEYS & SERVICERS. RELC and Chad Pratt are the only firm and attorney responsible for this retainer. Pursuant to California Rule of Professional Conduct 2-200, Client understands that there will be a division of fees between RELC and Pinnacle Law Center, PC (PLC) whereby RELC receives 20% and PLC receives 80%, and client agrees to the said division. PLC is a separate law firm not related to RELC. Client is not retaining PLC nor is PLC a litigation firm. PLC is only involved in referring clients to RELC. Client also acknowledges and agrees that RELC may employ servicing agencies to assist RELC in the performance of its services on behalf of the Client. Agents employed by the servicing agencies may be assigned to communicate with the Client to facilitate the timely and proper handling of the Client’s case. Employees of these law firms or servicing agencies unless attorneys are not allowed to provide any legal advice to the Client. Any questions requiring the giving of legal advice should be emailed or directed to an attorney only.

11. ADVERSE INTEREST. Because of the nature of mass tort lawsuits, there may be rare instances where plaintiff’s case or facts may conflict with others. Client understands that this may occur and client consents to RELC’s continued representation regardless of the potential conflict pursuant to 3-310 of the California Rules of Professional Conduct. 12. VENUE & CHOICE OF LAW. The agreement shall be governed in accordance with the laws of the State of California. Venue shall be Los Angeles County.

13. MALPRACTICE INSURANCE. Pursuant to California Rule of Professional Conduct 3-410, the RELC hereby informs Client that it does not carry errors and omission or professional liability insurance.

Client Acknowledgement(s)

THE PARTIES HAVE READ AND UNDERSTOOD THE FOREGOING TERMS AND AGREE TO THEM AS OF THE DATE CLIENT SIGNS THIS AGREEMENT. IF MORE THAN ONE CLIENT SIGNS BELOW, EACH AGREES TO BE LIABLE, JOINTLY AND SEVERALLY, FOR ALL OBLIGATIONS UNDER THIS AGREEMENT.

Borrower Name

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Borrower Signature

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Date

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Co-Borrower Name Co-Borrower Signature Date

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LETTER OF AUTHORIZATION

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LOAN & BORROWER INFORMATION

Lender: Loan:

Borrower Name: SSN:

Co-Borrower Name: SSN:

Mailing Address (If Different): City: State: Zip:

To whom it may concern:

This letter is to serve as my written authorization that I, the mortgagor(s) on the above referenced property,

do hereby grant Chad Pratt, of the Real Estate Law Center permission to discuss all current and future

matters related to my mortgage. This authorization is effective from the date this authorization is signed and

remains valid for the next 180 consecutive days.

Any reproduction of this Letter of Authorization made by reliable means (for example, photocopy or

facsimile) is considered original.

Borrower Signature% Date%

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E-CHECK PAYMENT AUTHORIZATION FORM

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Name On Account: Phone #: Email:

Address: City: State: Zip:

Bank Name: Routing # (9 Digits): Account #:

I hereby authorize Real Estate Law Center PC. to charge the checking account above in the amount of $ on (mm/dd/yyyy) for legal services.

I hereby authorize Real Estate Law Center PC. to charge the checking account above a reoccurring monthly maintenance

fee in the amount of $29.95 on the day of each month. This fee is required for an many months as the lawsuit

shall continue.

All returned checks will result in a $49 penalty fee.

Card Holder Signature

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Date

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E-CHECK PAYMENT AUTHORIZATION FORM

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1st Payment

2nd Payment

shall continue.

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Date

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E-CHECK PAYMENT AUTHORIZATION FORM

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1st Payment

2nd Payment

3rd Payment

shall continue.

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E-CHECK PAYMENT AUTHORIZATION FORM

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1st Payment

2nd Payment

3rd Payment

4th Payment

shall continue.

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CREDIT CARD PAYMENT AUTHORIZATION FORM

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Name On Card:

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Phone #:

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Email:

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Billing Address:

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City:

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State:

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Zip:

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Card Type: Visa MC Discover

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Card #:

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Exp:

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Security Code:

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I hereby authorize Real Estate Law Center PC. to charge the credit card account above in the amount of $ on (mm/dd/yyyy) for legal services.

I hereby authorize Real Estate Law Center PC. to charge the credit card account above a reoccurring monthly

maintenance fee in the amount of $29.95 on the day of each month. This fee is required for as many months as the

lawsuit shall continue.

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Date

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