as of November 30, 2012
RetireReady SM Variable Income Provider
an immediate variable annuity issued by
Genworth Life and Annuity Insurance Company
41781 12/01/12 Exp. 01/15/13 ©2012 Genworth Financial, Inc. All rights reserved. Page 1 of 10
IMPORTANT INFORMATION
The following information is designed to help you better understand this performance report. Please read carefully and refer back to this section if you have any
questions.
This report is authorized for use only when preceded or accompanied by a current product prospectus, which describes investment objectives, risk
factors, fees, and charges that may apply, as well as other important information. Please read the prospectuses for the product and underlying portfolios
carefully before you invest or send money.
About Us...
Issuing Insurance Company
Genworth Life and Annuity Insurance Company (Genworth Life & Annuity)
6610 West Broad Street
Richmond, VA 23230
Principal Underwriter
Capital Brokerage Corporation
(dba Genworth Financial Brokerage Corporation in Indiana)
6620 West Broad Street Building 2, Richmond, VA 23230
Member FINRA
Genworth Life & Annuity and Capital Brokerage Corporation are members of Genworth Financial.
About the Product...
Variable annuities are long-term investments designed for retirement purposes.
Variable products are sold by product prospectus, which describes investment objectives, risk factors, fees, and charges that may apply (e.g., mortality and
expense, administrative charges, and surrender charges). The product prospectus also covers other features such as the death benefit and annuitization
options.
The prospectuses for the underlying investments contain information on the investment objectives, risk factors, fees and charges as well as other important
information about the funds and investment companies that should be carefully read and considered before investing. You can obtain the prospectus for
the underlying investments by calling 888-GENWORTH.
Variable Income Provider is a modified immediate variable annuity, policy form P1712 8/06, not available in all states or markets. Features and benefits may
vary by state. Ask your registered representative for details.
All guarantees, including Guarantee Account, are based on the claims-paying ability of Genworth Life & Annuity.
Portfolios
Variable annuities allow you to allocate funds to subaccounts which invest exclusively in shares of a designated portfolio. Portfolios span the risk/reward
spectrum. The value of a portfolio will fluctuate and, upon redemption, portfolio shares may be worth more or less than the original cost. Some portfolios are
more volatile than others. Before investing, you should carefully read the applicable risk section in the portfolio prospectus.
High-yield securities portfolios are subject to greater credit risk and price fluctuations than portfolios that invest in higher-quality securities. The price yield of bond
funds may fluctuate due to general market conditions and the credit quality of individual issues held in the fund. Bond prices are sensitive to interest rate changes,
and a rise in interest rates will likely cause the prices of current bonds to decline. These portfolios are annotated in the tables with the superscript "H".
If you choose to invest in international portfolios, there are additional risks not associated with investing solely in the U.S. These risks include currency fluctuation,
political risks, differences in accounting standards and the limited availability of information. These portfolios are annotated in the tables with the superscript "+".
Investing in real estate portfolios involves risks such as refinancing, economic conditions in the real estate industry, changes in property values, dependency on
real estate management and other risks associated with a portfolio that concentrates its investments in one sector or geographic region. These portfolios are
annotated in the tables with the superscript "R".
Portfolios that invest in stocks of small or emerging companies may have less liquidity than those of larger, more established companies and may be subject to
greater price variability and risk than the overall stock market. These portfolios are annotated in the tables with the superscript "¶ ".
An investment in a money market portfolio is not insured or guaranteed by the FDIC or any other government agency. Although the portfolio seeks to
preserve the net asset value (used to calculate portfolio share value) of your investment at $1.00 per share, it is possible to lose money by investing
in the portfolio.
These investment portfolios are not available to the general public directly and are only available in variable annuity and variable life insurance products.
No assurance or representation is made that the investment results of any of the product's portfolios will be comparable to the investment results of any
other similar portfolio available to the general public. This is true even if the other portfolio has the same investment advisor or portfolio manager, and/or
has a similar name.
Fees & Expenses...
Premium Load
We reduce the premium applied to the contract by a one-time load at a maximum rate of 5.00% .
Asset Charge
We deduct from the portfolios an amount, computed daily, equal to an annual rate of 0.70% of the contract value in the Separate Account. We assess this charge
when we compute the net investment factor. The asset charge reduces the value of Accumulation Units and Annuity Units.
Portfolio Management Fees & Expenses
We deduct from the portfolios the fees imposed by the individual portfolios you have selected at the time the contract is put in force.
Surrender Charge
This product has no surrender charge.
Optional Benefits...
Levelized Payments
If you elect to receive levelized payments, your income payments will be of equal value for 12 consecutive months (an annuity year) from the income start
date. Income payments may vary from annuity year to annuity year based on subaccount performance. There is no annual charge for this option.
50% Guaranteed Payment Floor Rider
This optional rider will provide you with a minimum payment amount equal to 50% of your estimated initial variable income payment. If you elect this rider,
you will receive levelized payments and a 4% AIR. You must select an investment strategy and the adjustment account will apply. This rider must be
elected at issue and, once elected, is irrevocable. There is no annual charge for this rider.
75% Guaranteed Payment Floor Rider
This optional rider will provide you with a minimum payment amount equal to 75% of your estimated initial variable income payment. If you elect this rider,
you will receive levelized payments and a 4% AIR. You must select an investment strategy and the adjustment account will apply. This rider must be
elected at issue and, once elected, is irrevocable. The annual charge for this rider is 0.30%.
Guaranteed Payment Floor Two-year Step-up Rider
This optional rider may allow you to increase your minimum guaranteed payment amount by locking in a portion of the subaccount gain every two years.
Every two years, on your income start date anniversary, up to and including your tenth anniversary, we will compare 75% of your estimated initial variable
payment, or your most recent stepped-up amount, to 75% of your then-current variable income payment amount. If your current amount is higher it will be
come your new guaranteed payment floor.
After your tenth anniversary, you may elect to continue this rider for another 10-year period; the applicable asset charge at that time will apply. If you do not
continue this rider, your guaranteed payment floor and charge will continue at the then-current level. You must select an investment strategy and the
adjustment account will apply. This rider must be elected at issue and, once elected, is irrevocable. The annual charge for this rider is 0.50%.
About Past Performance...
These returns are based on the performance of Genworth Life & Annuity VA Separate Account 3 (VA Separate Account 3) investment options. Any
performance that precedes the adoption date was derived by reducing the portfolio's actual performance during the period by the fees and charges that
would have been imposed had the portfolio been in the policy during the period.
Performance results are calculated as if all the capital gains and dividends were reinvested. Performance results assume an initial investment of $1,000 at
the beginning of the periods shown with no withdrawals/surrenders taken or additional investments during the period. Performance results are calculated
as if all the capital gains and dividends were reinvested. Returns for periods of less than one year are not annualized. The items listed in the Fees &
Expenses section were deducted from the portfolio's performance. State premium taxes are not reflected. Performance results labeled "Contract
Surrendered" assume that the contract was surrendered at the end of the periods shown.
VA Separate Account 3 average annual compounded total return figures are calculated at the end of the periods shown, unless a portfolio was not available
in the Separate Account during those periods.
Standardized Performance
Performance is calculated from the Adoption Date.
Non-Standardized Performance
Performance is calculated from the underlying portfolio's Inception Date. This date may be different from the date the portfolio first became available in the
contract. Performance that predates the adoption of this portfolio in the contract is therefore hypothetical in nature; it is noted in the tables with the symbol " *".
The return is calculated as if the portfolio had been in the contract for the period shown.
Performance numbers are based on values provided by the portfolio management companies and are believed to be accurate; however, Genworth Life &
Annuity cannot independently verify them.
Adoption Date
The Adoption Date is the date the underlying portfolio became available in VA Separate Account 3.
Portfolio Inception Date
Portfolio Inception Date is the date the Securities and Exchange Commission (SEC) declared the underlying portfolio effective. Portfolio Inception returns are
calculated from the portfolio Inception Date and not from the Adoption Date.
Explanation of Symbols
"NA" indicates that the performance for the period shown is not available. If a portfolio has not been available for the period shown, total return for the period it
has been available, if any, is shown in the "Since Inception" and "Since Adoption" columns. The returns for subaccounts with a 12b-1 fee, noted in the tables with
the symbol "§", may reflect the historical performance of a different class of the underlying portfolio. For time periods before the portfolio's adoption of the rule
12b-1 plan, performance is restated based on the portfolio's 12b-1 fee.
S&P 500
"S&P 500" is a trademark of the McGraw-Hill Companies, Inc. and has been licensed for use by GE Asset Management Incorporated. The S&P 500 Index Fund
is not sponsored, endorsed, sold, or promoted by Standard & Poor, and Standard & Poor makes no representation regarding the advisability of investing in the
portfolio.
®Fidelity Investments is a registered trademark of FMR Corp.
Average Annual Total Return Performance Report 11/30/2012
See Important Information beginning on page 2 for additional information including explanation of symbols used below.
The historic performance figures quoted represent past performance. The past performance illustrated is no guarantee of future results, and current
results may be lower or higher than the figures quoted. The return and principal value of a portfolio will fluctuate and may be worth more or less than the
original cost. Please visit www.genworth.com/retirementincome/portfolioreports for the most recent month ended performance figures.
Standardized Performance Assuming Contract Surrendered for the Month Ending 11/30/12
Includes deduction of maximum rider charges. Although standardized performance is not defined for periods of less than one year, the performance
of portfolios with less than one year of history is calculated using the same standardized methodology and displayed in the standardized
performance pages.
INVESTMENT SUBACCOUNTS 1 Year
(%)
3 Years (%)
5 Years (%)
10 Years (%)
Since Adoption
(%)
Adoption Date
AllianceBernstein VP Global Thematic Growth Portfolio - Class B § -2.35 -1.75 -6.18 NA -3.10 02/14/07
AllianceBernstein VP Growth and Income Portfolio - Class B § 10.29 8.98 -2.53 NA -1.93 02/14/07
AllianceBernstein VP International Value Portfolio - Class B +§ -2.10 -5.42 -13.05 NA -10.71 02/14/07
AllianceBernstein VP Large Cap Growth Portfolio - Class B § 8.21 5.11 -1.69 NA 0.02 02/14/07
AllianceBernstein VP Small Cap Growth Portfolio - Class B¶ § 5.82 17.24 1.95 NA 3.32 02/14/07
American Century VP Inflation Protection Fund - Class II Shares § 1.80 4.59 4.18 NA 5.02 02/14/07
BlackRock Basic Value V.I. Fund - Class III Shares § 6.34 4.97 -2.20 NA -2.21 02/14/07
BlackRock Global Allocation V.I. Fund - Class III Shares +§ 0.14 1.74 -0.07 NA 2.11 02/14/07
BlackRock Large Cap Growth V.I. Fund - Class III Shares § 8.28 8.64 -1.92 NA -1.37 02/14/07
BlackRock Value Opportunities V.I. Fund - Class III Shares¶ § 3.92 10.83 -1.13 NA -2.06 02/14/07
Columbia Variable Portfolio - Marsico Growth Fund - Class 1 2.89 6.92 -1.95 NA 0.06 02/14/07
Columbia Variable Portfolio - Marsico International Opportunities Fund - Class 2 + 2.45 -0.35 -7.60 NA -3.91 02/14/07
Eaton Vance VT Floating-Rate Income Fund 0.74 3.83 2.44 NA 1.97 02/14/07
Federated Insurance Series Federated High Income Bond Fund II - Service Shares H§ 8.51 8.45 6.48 NA 5.57 02/14/07 Federated Insurance Series Federated Kaufmann Fund II - Service Shares¶ § 5.27 3.31 -4.85 NA -2.15 02/14/07
Fidelity® VIP Balanced Portfolio - Service Class 2 § 6.98 6.77 0.96 NA 1.55 02/14/07
Fidelity® VIP Contrafund® Portfolio - Service Class 2 § 8.40 7.67 -1.75 NA 0.43 02/14/07
Fidelity® VIP Dynamic Capital Appreciation Portfolio - Service Class 2 § 13.35 10.90 -1.20 NA -0.12 02/14/07
Fidelity® VIP Equity-Income Portfolio -Service Class 2 § 10.92 7.59 -2.50 NA -2.48 02/14/07
Fidelity® VIP Growth & Income Portfolio - Service Class 2 § 12.09 8.52 -2.20 NA -0.65 02/14/07
Fidelity® VIP Growth Portfolio - Service Class 2 § 6.66 10.65 -2.91 NA 0.63 02/14/07
Fidelity® VIP Mid Cap Portfolio - Service Class 2 § 2.31 6.22 -0.52 NA 1.12 02/14/07
Fidelity® VIP Value Strategies Portfolio - Service Class 2 § 15.07 11.11 -0.72 NA -1.01 02/14/07
Franklin Templeton Growth Securities Fund - Class 2 Shares § 7.70 3.12 -5.01 NA -4.32 02/14/07
Franklin Templeton Income Securities Fund - Class 2 Shares H§ 6.08 6.53 1.65 NA 1.50 02/14/07
Franklin Templeton Mutual Global Discovery Securities Fund - Class 2 +§ 5.11 4.48 -0.96 NA 0.11 02/14/07
Franklin Templeton Mutual Shares Securities Fund - Class 2 Shares § 7.03 5.43 -2.91 NA -2.94 05/01/07
GE Investments Funds, Inc. Core Value Equity Fund - Class 1 Shares 5.45 4.56 -1.47 NA -0.38 02/14/07
GE Investments Funds, Inc. Income Fund - Class 1 Shares 0.47 3.79 2.31 NA 2.46 02/14/07
GE Investments Funds, Inc. Premier Growth Equity Fund - Class 1 Shares 13.33 8.67 1.13 NA 1.37 02/14/07
GE Investments Funds, Inc. Real Estate Securities Fund - Class 1 Shares R 10.25 16.00 3.14 NA -1.20 02/14/07
GE Investments Funds, Inc. S&P 500® Index Fund 8.68 7.75 -1.23 NA -0.72 02/14/07
GE Investments Funds, Inc. Small-Cap Equity Fund - Class 1 Shares ¶ 4.91 12.63 1.33 NA 0.65 02/14/07
GE Investments Funds, Inc. Total Return Fund - Class 3 Shares +§ 3.95 3.11 -2.24 NA -0.63 02/14/07
GE Investments Funds, Inc. U.S. Equity Fund - Class 1 Shares 7.49 4.66 -1.62 NA -0.68 02/14/07
Goldman Sachs VIT Large Cap Value Fund - Service Shares § 10.36 3.70 -3.87 NA -3.61 02/14/07
Goldman Sachs VIT Money Market Fund - Service Shares NA NA NA NA -5.37 08/03/12
Yield quotations for Money Market more closely reflect the current earnings of the subaccount than the total return.
7-day yields as of 11/30/2012: Effective: -.70% Current: -.70%
Goldman Sachs VIT Strategic Growth Fund - Service Shares § 10.95 6.68 -0.23 NA 0.68 02/14/07
Invesco V.I. Core Equity Fund - Series I Shares 4.63 4.96 -0.42 NA 0.47 02/14/07
Invesco V.I. International Growth Fund - Series II Shares +§ 3.60 3.42 -3.63 NA -1.26 02/14/07
Invesco Van Kampen V.I. American Franchise Fund - Series I Shares NA NA NA NA -7.94 04/30/12
Invesco Van Kampen V.I. Comstock Fund - Series II Shares § 10.06 6.94 -1.44 NA -1.67 02/14/07
Variable Income Provider
a variable annuity issued by
Genworth Life and Annuity Insurance Company
Average Annual Total Return Performance Report 11/30/2012
See Important Information beginning on page 2 for additional information including explanation of symbols used below.
The historic performance figures quoted represent past performance. The past performance illustrated is no guarantee of future results, and current
results may be lower or higher than the figures quoted. The return and principal value of a portfolio will fluctuate and may be worth more or less than the
original cost. Please visit www.genworth.com/retirementincome/portfolioreports for the most recent month ended performance figures.
Standardized Performance Assuming Contract Surrendered for the Month Ending 11/30/12
Includes deduction of maximum rider charges. Although standardized performance is not defined for periods of less than one year, the performance
of portfolios with less than one year of history is calculated using the same standardized methodology and displayed in the standardized
performance pages.
INVESTMENT SUBACCOUNTS 1 Year
(%)
3 Years (%)
5 Years (%)
10 Years (%)
Since Adoption
(%)
Adoption Date
Invesco Van Kampen V.I. Equity and Income Fund - Series II Shares § 6.40 4.30 0.48 NA 0.81 02/14/07
Invesco Van Kampen V.I. Growth & Income Fund - Series II Shares § 8.25 4.57 -1.80 NA -1.28 02/14/07
Invesco Van Kampen V.I. Value Opportunities Fund - Series II Shares § 10.48 4.29 -5.65 NA -5.07 02/14/07
Janus Aspen Series Balanced Portfolio - Service Shares § 6.16 4.70 2.85 NA 3.78 02/14/07
Janus Aspen Series Forty Portfolio - Service Shares § 14.84 4.99 -2.02 NA 2.63 02/14/07
Legg Mason ClearBridge Variable Aggressive Growth Portfolio - Class II § 7.99 13.03 0.83 NA 0.48 02/14/07
Legg Mason ClearBridge Variable Fundamental All Cap Value Portfolio - Class I 7.07 5.47 -2.06 NA -1.38 02/14/07
Lord Abbett Series Bond - Debenture Portfolio - Class VC Shares 6.42 6.79 5.30 NA 5.03 02/14/07
Lord Abbett Series Calibrated Dividend Growth Portfolio - Class VC Shares 6.29 6.60 0.83 NA 0.65 02/14/07
Lord Abbett Series Growth and Income Portfolio - Class VC Shares 2.57 4.22 -4.04 NA -3.28 02/14/07
Lord Abbett Series Growth Opportunities Portfolio - Class VC Shares 0.54 6.77 0.35 NA 2.16 02/14/07
Lord Abbett Series International Opportunities Portfolio - Class VC Shares + 6.56 3.42 -5.48 NA -4.64 02/14/07
MFS® VIT Investors Growth Stock Series - Service Class Shares § 5.88 7.12 0.18 NA 1.58 02/14/07
MFS® VIT Investors Trust Series - Service Class Shares § 9.41 6.00 -0.97 NA 0.20 02/14/07
MFS® VIT Total Return Series - Service Class Shares § 3.85 4.12 -0.04 NA 0.04 02/14/07
MFS® VIT Utilities Series - Service Class Shares § 5.07 8.74 -0.12 NA 2.96 02/14/07
Oppenheimer Balanced Fund/VA - Service Shares § 4.15 4.71 -5.16 NA -4.51 02/14/07
Oppenheimer Capital Appreciation Fund/VA - Service Shares § 5.15 5.33 -3.12 NA -1.30 02/14/07
Oppenheimer Global Securities Fund/VA - Service Shares +§ 8.05 5.04 -1.78 NA -0.94 02/14/07
Oppenheimer Main Street Fund/VA - Service Shares § 10.65 7.46 -1.36 NA -1.02 02/14/07
Oppenheimer Main Street Small- & Mid-Cap Fund®/VA - Service Shares¶ § 7.19 10.26 0.64 NA -0.53 02/14/07
Oppenheimer Small- & Mid-Cap Growth Fund/VA - Service Shares § 5.09 13.01 -2.52 NA -1.89 02/14/07
PIMCO VIT All Asset Portfolio - Advisor Class Shares H+§ 6.81 5.58 3.53 NA 4.14 02/14/07
PIMCO VIT High Yield Portfolio - Administrative Class Shares H§ 8.81 7.87 5.14 NA 4.53 02/14/07
PIMCO VIT Long-Term U.S. Government Portfolio - Administrative Class Shares § 2.81 9.49 8.72 NA 9.06 02/14/07
PIMCO VIT Low Duration Portfolio - Administrative Class Shares -0.17 1.05 2.69 NA 3.24 02/14/07
PIMCO VIT Total Return Portfolio - Administrative Class Shares § 4.35 3.63 5.60 NA 6.05 02/14/07
Prudential Series Jennison 20/20 Focus Portfolio - Class II Shares § 0.08 2.39 -1.24 NA 0.30 02/14/07
Prudential Series Jennison Portfolio - Class II Shares § 5.78 6.68 0.20 NA 1.54 02/14/07
Prudential Series Natural Resources Portfolio - Class II Shares § -16.49 -2.63 -5.22 NA 0.50 02/14/07
Rydex VT NASDAQ-100® Fund § 9.42 11.08 2.29 NA 4.24 02/14/07
Wells Fargo Advantage VT Omega Growth Fund - Class 2 § 8.29 8.58 4.53 NA 4.46 04/03/04
Variable Income Provider
a variable annuity issued by
Genworth Life and Annuity Insurance Company
Average Annual Total Return Performance Report 11/30/2012
See Important Information beginning on page 2 for additional information including explanation of symbols used below.
The historic performance figures quoted represent past performance. The past performance illustrated is no guarantee of future results, and current
results may be lower or higher than the figures quoted. The return and principal value of a portfolio will fluctuate and may be worth more or less than the
original cost. Please visit www.genworth.com/retirementincome/portfolioreports for the most recent month ended performance figures.
Standardized Performance Assuming Contract Surrendered for the Quarter Ending 09/30/12
Includes deduction of maximum rider charges. Although standardized performance is not defined for periods of less than one year, the performance
of portfolios with less than one year of history is calculated using the same standardized methodology and displayed in the standardized
performance pages.
INVESTMENT SUBACCOUNTS 1 Year
(%)
3 Years (%)
5 Years (%)
10 Years (%)
Since Adoption
(%)
Adoption Date
AllianceBernstein VP Global Thematic Growth Portfolio - Class B § 6.49 -1.07 -6.52 NA -3.19 02/14/07
AllianceBernstein VP Growth and Income Portfolio - Class B § 23.26 10.10 -2.88 NA -1.87 02/14/07
AllianceBernstein VP International Value Portfolio - Class B +§ 1.38 -6.61 -14.09 NA -11.49 02/14/07
AllianceBernstein VP Large Cap Growth Portfolio - Class B § 22.54 7.39 -1.37 NA 0.30 02/14/07
AllianceBernstein VP Small Cap Growth Portfolio - Class B¶ § 27.92 16.97 2.24 NA 4.02 02/14/07
American Century VP Inflation Protection Fund - Class II Shares § 2.30 5.31 4.80 NA 4.99 02/14/07
BlackRock Basic Value V.I. Fund - Class III Shares § 19.07 6.71 -2.92 NA -2.08 02/14/07
BlackRock Global Allocation V.I. Fund - Class III Shares +§ 6.31 2.74 0.41 NA 2.24 02/14/07
BlackRock Large Cap Growth V.I. Fund - Class III Shares § 24.09 10.56 -1.51 NA -0.82 02/14/07
BlackRock Value Opportunities V.I. Fund - Class III Shares¶ § 21.82 10.76 -1.55 NA -1.59 02/14/07
Columbia Variable Portfolio - Marsico Growth Fund - Class 1 19.75 9.93 -1.29 NA 0.53 02/14/07
Columbia Variable Portfolio - Marsico International Opportunities Fund - Class 2 + 10.62 -0.67 -7.47 NA -4.34 02/14/07
Eaton Vance VT Floating-Rate Income Fund 2.23 3.54 2.18 NA 1.92 02/14/07
Federated Insurance Series Federated High Income Bond Fund II - Service Shares H§ 11.18 9.29 6.04 NA 5.57 02/14/07 Federated Insurance Series Federated Kaufmann Fund II - Service Shares¶ § 17.55 3.89 -3.86 NA -1.77 02/14/07
Fidelity® VIP Balanced Portfolio - Service Class 2 § 15.55 7.15 0.67 NA 1.66 02/14/07
Fidelity® VIP Contrafund® Portfolio - Service Class 2 § 19.33 8.42 -1.54 NA 0.61 02/14/07
Fidelity® VIP Dynamic Capital Appreciation Portfolio - Service Class 2 § 22.92 10.41 -1.51 NA -0.16 02/14/07
Fidelity® VIP Equity-Income Portfolio -Service Class 2 § 21.62 8.48 -3.49 NA -2.45 02/14/07
Fidelity® VIP Growth & Income Portfolio - Service Class 2 § 24.84 9.57 -2.23 NA -0.47 02/14/07
Fidelity® VIP Growth Portfolio - Service Class 2 § 21.26 12.32 -2.21 NA 1.13 02/14/07
Fidelity® VIP Mid Cap Portfolio - Service Class 2 § 11.00 7.11 -1.06 NA 1.17 02/14/07
Fidelity® VIP Value Strategies Portfolio - Service Class 2 § 27.10 9.57 -2.28 NA -1.43 02/14/07
Franklin Templeton Growth Securities Fund - Class 2 Shares § 14.97 2.51 -5.69 NA -4.83 02/14/07
Franklin Templeton Income Securities Fund - Class 2 Shares H§ 11.58 7.59 1.27 NA 1.62 02/14/07
Franklin Templeton Mutual Global Discovery Securities Fund - Class 2 +§ 14.10 4.56 -0.95 NA 0.16 02/14/07
Franklin Templeton Mutual Shares Securities Fund - Class 2 Shares § 17.45 5.77 -3.02 NA -2.95 05/01/07
GE Investments Funds, Inc. Core Value Equity Fund - Class 1 Shares 19.47 6.25 -1.46 NA -0.04 02/14/07
GE Investments Funds, Inc. Income Fund - Class 1 Shares 0.74 4.14 2.52 NA 2.54 02/14/07
GE Investments Funds, Inc. Premier Growth Equity Fund - Class 1 Shares 27.24 9.60 1.01 NA 1.71 02/14/07
GE Investments Funds, Inc. Real Estate Securities Fund - Class 1 Shares R 23.50 17.75 1.81 NA -0.93 02/14/07
GE Investments Funds, Inc. S&P 500® Index Fund 21.91 9.68 -1.51 NA -0.46 02/14/07
GE Investments Funds, Inc. Small-Cap Equity Fund - Class 1 Shares ¶ 21.89 11.83 0.38 NA 0.67 02/14/07
GE Investments Funds, Inc. Total Return Fund - Class 3 Shares +§ 10.86 3.65 -2.25 NA -0.62 02/14/07
GE Investments Funds, Inc. U.S. Equity Fund - Class 1 Shares 21.22 5.96 -1.74 NA -0.40 02/14/07
Goldman Sachs VIT Large Cap Value Fund - Service Shares § 21.79 4.73 -4.47 NA -3.59 02/14/07
Goldman Sachs VIT Money Market Fund - Service Shares NA NA NA NA -5.17 08/03/12
Yield quotations for Money Market more closely reflect the current earnings of the subaccount than the total return.
7-day yields as of 09/30/2012: Effective: -.70% Current: -.70%
Goldman Sachs VIT Strategic Growth Fund - Service Shares § 23.30 8.50 -0.53 NA 0.92 02/14/07
Invesco V.I. Core Equity Fund - Series I Shares 14.29 5.77 -0.67 NA 0.48 02/14/07
Invesco V.I. International Growth Fund - Series II Shares +§ 11.09 4.21 -3.95 NA -1.48 02/14/07
Invesco Van Kampen V.I. American Franchise Fund - Series I Shares NA NA NA NA -6.11 04/30/12
Invesco Van Kampen V.I. Comstock Fund - Series II Shares § 21.83 8.00 -1.87 NA -1.64 02/14/07
Variable Income Provider
a variable annuity issued by
Genworth Life and Annuity Insurance Company
Average Annual Total Return Performance Report 11/30/2012
See Important Information beginning on page 2 for additional information including explanation of symbols used below.
The historic performance figures quoted represent past performance. The past performance illustrated is no guarantee of future results, and current
results may be lower or higher than the figures quoted. The return and principal value of a portfolio will fluctuate and may be worth more or less than the
original cost. Please visit www.genworth.com/retirementincome/portfolioreports for the most recent month ended performance figures.
Standardized Performance Assuming Contract Surrendered for the Quarter Ending 09/30/12
Includes deduction of maximum rider charges. Although standardized performance is not defined for periods of less than one year, the performance
of portfolios with less than one year of history is calculated using the same standardized methodology and displayed in the standardized
performance pages.
INVESTMENT SUBACCOUNTS 1 Year
(%)
3 Years (%)
5 Years (%)
10 Years (%)
Since Adoption
(%)
Adoption Date
Invesco Van Kampen V.I. Equity and Income Fund - Series II Shares § 13.90 5.19 0.48 NA 0.94 02/14/07
Invesco Van Kampen V.I. Growth & Income Fund - Series II Shares § 19.85 5.77 -1.83 NA -1.10 02/14/07
Invesco Van Kampen V.I. Value Opportunities Fund - Series II Shares § 23.98 4.98 -5.71 NA -4.95 02/14/07
Janus Aspen Series Balanced Portfolio - Service Shares § 13.72 5.40 3.10 NA 3.96 02/14/07
Janus Aspen Series Forty Portfolio - Service Shares § 25.29 5.53 -0.99 NA 2.78 02/14/07
Legg Mason ClearBridge Variable Aggressive Growth Portfolio - Class II § 25.71 13.07 0.83 NA 0.98 02/14/07 Legg Mason ClearBridge Variable Fundamental All Cap Value Portfolio - Class I 20.93 5.47 -2.67 NA -1.42 02/14/07
Lord Abbett Series Bond - Debenture Portfolio - Class VC Shares 9.02 7.33 5.06 NA 5.04 02/14/07
Lord Abbett Series Calibrated Dividend Growth Portfolio - Class VC Shares 15.81 7.50 0.31 NA 0.69 02/14/07
Lord Abbett Series Growth and Income Portfolio - Class VC Shares 14.89 4.58 -4.47 NA -3.28 02/14/07
Lord Abbett Series Growth Opportunities Portfolio - Class VC Shares 19.46 7.66 0.76 NA 2.62 02/14/07
Lord Abbett Series International Opportunities Portfolio - Class VC Shares + 11.73 2.81 -6.45 NA -4.88 02/14/07
MFS® VIT Investors Growth Stock Series - Service Class Shares § 17.54 8.89 0.38 NA 1.76 02/14/07
MFS® VIT Investors Trust Series - Service Class Shares § 21.82 7.11 -0.97 NA 0.33 02/14/07
MFS® VIT Total Return Series - Service Class Shares § 10.60 4.88 -0.27 NA 0.08 02/14/07
MFS® VIT Utilities Series - Service Class Shares § 13.43 9.21 0.82 NA 3.20 02/14/07
Oppenheimer Balanced Fund/VA - Service Shares § 8.56 5.27 -5.69 NA -4.62 02/14/07
Oppenheimer Capital Appreciation Fund/VA - Service Shares § 18.59 6.97 -3.36 NA -1.06 02/14/07
Oppenheimer Global Securities Fund/VA - Service Shares +§ 12.73 4.65 -3.26 NA -1.62 02/14/07
Oppenheimer Main Street Fund/VA - Service Shares § 22.43 9.33 -2.08 NA -0.82 02/14/07
Oppenheimer Main Street Small- & Mid-Cap Fund®/VA - Service Shares¶ § 22.79 9.15 -0.41 NA -0.59 02/14/07
Oppenheimer Small- & Mid-Cap Growth Fund/VA - Service Shares § 20.38 14.31 -3.01 NA -1.40 02/14/07
PIMCO VIT All Asset Portfolio - Advisor Class Shares H+§ 9.16 6.44 3.62 NA 4.15 02/14/07
PIMCO VIT High Yield Portfolio - Administrative Class Shares H§ 10.85 8.36 4.74 NA 4.37 02/14/07
PIMCO VIT Long-Term U.S. Government Portfolio - Administrative Class Shares § 0.54 9.66 9.94 NA 9.22 02/14/07
PIMCO VIT Low Duration Portfolio - Administrative Class Shares -0.14 1.35 2.99 NA 3.30 02/14/07
PIMCO VIT Total Return Portfolio - Administrative Class Shares § 3.64 3.98 6.18 NA 6.14 02/14/07
Prudential Series Jennison 20/20 Focus Portfolio - Class II Shares § 12.02 5.16 -0.87 NA 0.52 02/14/07
Prudential Series Jennison Portfolio - Class II Shares § 17.89 9.39 0.84 NA 1.96 02/14/07
Prudential Series Natural Resources Portfolio - Class II Shares § 6.21 1.09 -3.77 NA 1.44 02/14/07
Rydex VT NASDAQ-100® Fund § 22.72 13.73 3.11 NA 5.23 02/14/07
Wells Fargo Advantage VT Omega Growth Fund - Class 2 § 24.68 11.08 4.21 NA 4.69 04/03/04
Variable Income Provider
a variable annuity issued by
Genworth Life and Annuity Insurance Company
Average Annual Total Return Performance Report 11/30/2012
See Important Information beginning on page 2 for additional information including explanation of symbols used below.
The historic performance figures quoted represent past performance. The past performance illustrated is no guarantee of future results, and current
results may be lower or higher than the figures quoted. The return and principal value of a portfolio will fluctuate and may be worth more or less than the
original cost. Please visit www.genworth.com/retirementincome/portfolioreports for the most recent month ended performance figures.
Performance values marked "*" predate the availability of the portfolio in the contract and are therefore hypothetical in nature. These returns were calculated as if the
portfolio had been in the contract for the period shown.
Non-Standardized Performance Assuming Contract Surrendered for the Month Ending 11/30/12
Does not include deduction of rider charges.
INVESTMENT SUBACCOUNTS 2012 YTD
(%)
1 Year (%)
3 Years (%)
5 Years (%)
10 Years (%)
Since Inception
(%)
Portfolio Inception AllianceBernstein VP Global Thematic Growth Portfolio - Class B § 3.96 -1.86 -1.25 -5.71 2.50* 2.72* 01/11/96
AllianceBernstein VP Growth and Income Portfolio - Class B § 9.11 10.85 9.53 -2.04 4.59* 7.38* 01/14/91
AllianceBernstein VP International Value Portfolio - Class B +§ 2.01 -1.61 -4.94 -12.61 3.95* 2.91* 05/10/01
AllianceBernstein VP Large Cap Growth Portfolio - Class B § 10.11 8.76 5.64 -1.20 3.66* 6.93* 06/26/92
AllianceBernstein VP Small Cap Growth Portfolio - Class B¶ § 7.05 6.35 17.84 2.46 8.74* 3.75* 08/05/96
American Century VP Inflation Protection Fund - Class II Shares § 1.81 2.32 5.12 4.70 NA 4.43* 12/31/02
BlackRock Basic Value V.I. Fund - Class III Shares § 5.43 6.87 5.50 -1.71 4.38* 7.39* 07/01/93
BlackRock Global Allocation V.I. Fund - Class III Shares +§ 2.21 0.65 2.26 0.43 8.20* 6.22* 02/28/92
BlackRock Large Cap Growth V.I. Fund - Class III Shares § 7.91 8.83 9.19 -1.43 4.69* 0.81* 04/30/99
BlackRock Value Opportunities V.I. Fund - Class III Shares¶ § 3.83 4.44 11.39 -0.63 5.76* 7.82* 04/20/82
Columbia Variable Portfolio - Marsico Growth Fund - Class 1 5.29 3.41 7.46 -1.45 5.39* 4.61* 03/26/98
Columbia Variable Portfolio - Marsico International Opportunities Fund - Class 2 + 6.67 2.97 0.15 -7.13 6.34* 4.27* 03/26/98
Eaton Vance VT Floating-Rate Income Fund 0.84 1.25 4.35 2.96 2.77* 2.42* 05/02/01
Federated Insurance Series Federated High Income Bond Fund II - Service Shares H§ 6.53 9.06 9.00 7.02 7.84* 5.80* 03/01/94 Federated Insurance Series Federated Kaufmann Fund II - Service Shares¶ § 6.78 5.80 3.83 -4.36 6.10* 4.06* 04/29/02
Fidelity® VIP Balanced Portfolio - Service Class 2 § 7.29 7.52 7.31 1.47 4.86* 5.22* 01/03/95
Fidelity® VIP Contrafund® Portfolio - Service Class 2 § 8.98 8.95 8.21 -1.26 7.28* 9.07* 01/03/95
Fidelity® VIP Dynamic Capital Appreciation Portfolio - Service Class 2 § 14.13 13.92 11.46 -0.70 5.07* 0.06* 09/25/00
Fidelity® VIP Equity-Income Portfolio -Service Class 2 § 9.22 11.47 8.14 -2.01 4.51* 7.43* 10/09/86
Fidelity® VIP Growth & Income Portfolio - Service Class 2 § 10.31 12.65 9.07 -1.71 4.15* 4.35* 12/31/96
Fidelity® VIP Growth Portfolio - Service Class 2 § 8.44 7.20 11.21 -2.42 4.29* 7.73* 10/09/86
Fidelity® VIP Mid Cap Portfolio - Service Class 2 § 6.00 2.83 6.76 -0.02 9.84* 11.18* 12/28/98
Fidelity® VIP Value Strategies Portfolio - Service Class 2 § 16.30 15.65 11.67 -0.22 6.72* 5.07* 02/20/02
Franklin Templeton Growth Securities Fund - Class 2 Shares § 9.59 8.25 3.64 -4.53 4.22* 5.21* 03/15/94
Franklin Templeton Income Securities Fund - Class 2 Shares H§ 4.07 6.62 7.07 2.16 7.35* 7.60* 01/24/89
Franklin Templeton Mutual Global Discovery Securities Fund - Class 2 +§ 4.88 5.64 5.01 -0.46 8.56* 7.36* 11/08/96 Franklin Templeton Mutual Shares Securities Fund - Class 2 Shares § 5.95 7.57 5.96 -2.42 5.06* 5.43* 11/08/96
GE Investments Funds, Inc. Core Value Equity Fund - Class 1 Shares 5.33 5.98 5.09 -0.97 4.82* 1.59* 05/01/00
GE Investments Funds, Inc. Income Fund - Class 1 Shares -0.21 0.98 4.31 2.82 3.03* 4.71* 01/02/95
GE Investments Funds, Inc. Premier Growth Equity Fund - Class 1 Shares 14.13 13.90 9.22 1.64 4.63* 5.22* 12/12/97 GE Investments Funds, Inc. Real Estate Securities Fund - Class 1 Shares R 6.13 10.81 16.58 3.66 11.06* 10.85* 05/01/95
GE Investments Funds, Inc. S&P 500® Index Fund 8.22 9.22 8.29 -0.73 4.71* 8.41* 04/14/85
GE Investments Funds, Inc. Small-Cap Equity Fund - Class 1 Shares ¶ 5.33 5.44 13.20 1.84 6.61* 5.81* 05/01/00
GE Investments Funds, Inc. Total Return Fund - Class 3 Shares +§ 4.78 4.47 3.63 -1.74 3.86* 7.10* 07/01/85
GE Investments Funds, Inc. U.S. Equity Fund - Class 1 Shares 7.99 8.04 5.19 -1.13 4.03* 7.25* 01/02/95
Goldman Sachs VIT Large Cap Value Fund - Service Shares § 9.38 10.92 4.23 -3.38 4.31* 1.63* 01/12/98
Goldman Sachs VIT Money Market Fund - Service Shares -5.61* -5.66* -2.38* -1.16* NA 0.26* 01/09/06
Yield quotations for Money Market more closely reflect the current earnings of the subaccount than the total return.
7-day yields as of 11/30/2012: Effective: -.70% Current: -.70%
Goldman Sachs VIT Strategic Growth Fund - Service Shares § 12.57 11.51 7.22 0.28 4.12* 1.96* 04/30/98
Invesco V.I. Core Equity Fund - Series I Shares 6.28 5.15 5.49 0.08 5.38* 6.90* 05/02/94
Invesco V.I. International Growth Fund - Series II Shares +§ 6.18 4.13 3.94 -3.15 8.55* 6.01* 05/05/93
Invesco Van Kampen V.I. American Franchise Fund - Series I Shares 6.73* 4.86* 7.11* -0.21* 4.54* 6.67* 07/03/95
Invesco Van Kampen V.I. Comstock Fund - Series II Shares § 9.11 10.61 7.48 -0.94 5.17* 3.56* 04/30/99
Variable Income Provider
a variable annuity issued by
Genworth Life and Annuity Insurance Company
Average Annual Total Return Performance Report 11/30/2012
See Important Information beginning on page 2 for additional information including explanation of symbols used below.
The historic performance figures quoted represent past performance. The past performance illustrated is no guarantee of future results, and current
results may be lower or higher than the figures quoted. The return and principal value of a portfolio will fluctuate and may be worth more or less than the
original cost. Please visit www.genworth.com/retirementincome/portfolioreports for the most recent month ended performance figures.
Performance values marked "*" predate the availability of the portfolio in the contract and are therefore hypothetical in nature. These returns were calculated as if the
portfolio had been in the contract for the period shown.
Non-Standardized Performance Assuming Contract Surrendered for the Month Ending 11/30/12
Does not include deduction of rider charges.
INVESTMENT SUBACCOUNTS 2012 YTD
(%)
1 Year (%)
3 Years (%)
5 Years (%)
10 Years (%)
Since Inception
(%)
Portfolio Inception
Invesco Van Kampen V.I. Equity and Income Fund - Series II Shares § 4.95 6.93 4.82 0.98 NA 5.62* 04/30/03
Invesco Van Kampen V.I. Growth & Income Fund - Series II Shares § 6.53 8.80 5.10 -1.30 5.50* 6.32* 12/23/96 Invesco Van Kampen V.I. Value Opportunities Fund - Series II Shares § 8.54 11.03 4.82 -5.17 2.25* 0.46* 09/10/01
Janus Aspen Series Balanced Portfolio - Service Shares § 5.93 6.69 5.23 3.37 6.20* 8.57* 09/13/93
Janus Aspen Series Forty Portfolio - Service Shares § 16.37 15.42 5.52 -1.52 7.07* 8.45* 05/01/97
Legg Mason ClearBridge Variable Aggressive Growth Portfolio - Class II § 9.39 8.54 13.60 1.34 5.81* 11.60* 12/03/93 Legg Mason ClearBridge Variable Fundamental All Cap Value Portfolio - Class I 6.85 7.61 6.01 -1.57 4.86* 7.30* 12/03/93
Lord Abbett Series Bond - Debenture Portfolio - Class VC Shares 4.88 6.96 7.33 5.83 6.78* 6.78* 12/03/01
Lord Abbett Series Calibrated Dividend Growth Portfolio - Class VC Shares 5.91 6.83 7.14 1.34 NA 6.56* 04/30/03
Lord Abbett Series Growth and Income Portfolio - Class VC Shares 4.15 3.09 4.75 -3.55 3.54* 7.72* 12/11/89
Lord Abbett Series Growth Opportunities Portfolio - Class VC Shares 5.84 1.05 7.31 0.85 NA 6.34* 04/30/03
Lord Abbett Series International Opportunities Portfolio - Class VC Shares + 10.04 7.09 3.94 -5.00 8.13* 1.77* 09/15/99
MFS® VIT Investors Growth Stock Series - Service Class Shares § 8.75 6.41 7.66 0.68 4.44* 1.08* 05/03/99
MFS® VIT Investors Trust Series - Service Class Shares § 10.54 9.96 6.54 -0.47 4.93* 5.21* 10/09/95
MFS® VIT Total Return Series - Service Class Shares § 3.81 4.38 4.65 0.47 4.06* 6.70* 01/03/95
MFS® VIT Utilities Series - Service Class Shares § 4.39 5.60 9.29 0.38 12.99* 10.81* 01/03/95
Oppenheimer Balanced Fund/VA - Service Shares § 4.36 4.67 5.24 -4.68 1.91* 5.67* 02/09/87
Oppenheimer Capital Appreciation Fund/VA - Service Shares § 7.08 5.68 5.86 -2.63 3.44* 8.01* 04/03/85
Oppenheimer Global Securities Fund/VA - Service Shares +§ 10.69 8.59 5.57 -1.29 7.54* 8.43* 11/12/90
Oppenheimer Main Street Fund/VA - Service Shares § 9.37 11.20 8.00 -0.86 4.41* 5.84* 07/05/95
Oppenheimer Main Street Small- & Mid-Cap Fund®/VA - Service Shares¶ § 7.73 7.73 10.82 1.15 7.57* 4.98* 05/01/98 Oppenheimer Small- & Mid-Cap Growth Fund/VA - Service Shares § 8.88 5.62 13.58 -2.02 4.46* 7.26* 08/15/86
PIMCO VIT All Asset Portfolio - Advisor Class Shares H+§ 6.66 7.35 6.11 4.05 NA 5.97* 04/30/03
PIMCO VIT High Yield Portfolio - Administrative Class Shares H§ 6.45 9.36 8.42 5.68 7.37* 5.01* 04/30/98
PIMCO VIT Long-Term U.S. Government Portfolio - Administrative Class Shares § 0.46 3.33 10.04 9.27 7.42* 7.76* 04/30/99
PIMCO VIT Low Duration Portfolio - Administrative Class Shares -0.16 0.33 1.56 3.21 2.92* 3.63* 02/16/99
PIMCO VIT Total Return Portfolio - Administrative Class Shares § 3.25 4.87 4.16 6.14 5.37* 5.43* 12/24/97
Prudential Series Jennison 20/20 Focus Portfolio - Class II Shares § 3.47 0.59 2.91 -0.75 7.04* 4.37* 05/03/99
Prudential Series Jennison Portfolio - Class II Shares § 8.66 6.32 7.22 0.70 5.35* -1.84* 02/09/00
Prudential Series Natural Resources Portfolio - Class II Shares § -10.31 -16.07 -2.14 -4.74 13.99* 11.65* 05/02/88
Rydex VT NASDAQ-100® Fund § 10.95 9.98 11.64 2.81 6.94* 4.64* 05/07/97
Wells Fargo Advantage VT Omega Growth Fund - Class 2 § 12.73 8.84 9.13 5.06 7.73* 4.82* 03/06/97
Variable Income Provider
a variable annuity issued by