Help for Homes Application
Help for Homes is the City of Thornton’s minor home repair program. Qualified homeowners are eligible to have minor repairs or rehabilitation performed on their home free of charge. The goal of the Help for Homes program is to ensure that low-income Thornton homeowners who are 55 years of age or older or disabled live in healthy and safe homes. Repair costs are limited to $3,500 per household and per property. If you have questions on the program or application, please call the Neighborhood Services Division at 303-538-7600.
Program Qualifications
All homeowners must meet the following criteria and provide proof of their eligibility:
Criteria Description
Low-Income
Based on the size or number of people in your household, you must make less than a certain amount of money each year.
Family Size / 1 person / 2 people / 3 people / 4 people / 5 people / 6 people / 7 people / 8 people /
Income less than:
$44,750
$51,150
$57,550
$63,900
$69,050
$74,150
$79,250
$84,350
Age or Disability Must be 55 years or older or have a disabled person living in the home.
Homeownership Status Must own and live in the home and be current on mortgage payments. Cannot have outstanding code violations or liens recorded with Adams County or State of Colorado.
Legal Residency Must be a legal U.S. resident.
Assets Must have less than $10,000 in assets.
Home Repair Eligibility
This program is funded through the U.S. Department of Housing and Urban Development. Therefore, repairs that directly relate to the health, safety or accessibility of the homeowner are eligible, such as:
ELIGIBLE NOT ELIGIBLE
Stabilizing steps, wheelchair ramps, door widening Roof or sewer replacement
Furnace or water heater repairs Work in or to the yard, driveways, fencing Minor electrical or plumbing repairs New windows
Minor roofing repairs Remodeling, additions, purely aesthetic improvements
Help for Homes Application
The Process
1. Submit an application and copies of required documents to the City. Once reviewed, you will receive a letter to let you know if your application is approved or denied.
2. If approved, staff from our repair contractor will perform a home inspection to determine what repairs are needed. The City staff will review the inspection report and will verify if the problems are eligible to be repaired through the program.
3. If repairs are approved, contractors will schedule a time to perform the repairs.
4. After the work is completed you will be asked to sign documents which verify that the work was performed. Also, you will receive a survey asking you to rate your experience with the program.
Applying for the Program
The following items must be submitted to Neighborhood Services in order to apply for the program:
Completed application, signed and dated by the homeowner(s), including Immigration Affidavit
Copies of income verification for each member of the household that is 18 years or older: o Most current tax returns; or
o 1099R or most recent statement for any retirement savings distributions (i.e. IRA, pension), showing total year to date disbursements; or
o Two most recent consecutive pay stubs; or
o Award letters for any government assistance received (Social Security, Old Age Pension, unemployment) and/or child support or alimony.
Copy of driver’s license or state issued photo identification of homeowner(s).
Copy of verification of physical or mental disability, if under age 55. This can be a recent Social Security Disability Insurance/Supplemental Security Income statement or letter from your doctor.
Copy of mortgage statement indicating payments are current. If the home is paid off, provide a copy of the property title or release of deed of trust.
Copies of any asset records for all adults living in the home: o Two most recent checking and/or savings bank statements
o Two most recent investment account statements, if you have an investment account(s) o Mortgage statement or title for other property owned other than your primary residence o Name and value of business owned and operated
If you have received home repairs through the program previously and you are approved to receive additional repairs, you may be requested to provide a copy of homeowner’s insurance or verification of speaking with a HUD-certified housing counselor about financial options to address future repairs. Submit application and all supporting documents to
MAILING ADDRESS FAX IF DELIVERING IN PERSON
City of Thornton
Attn: Help for Homes Program 9500 Civic Center Drive
Thornton, CO 80229
303-538-7518 City of Thornton, City Development (Planning front counter, one-story building behind City Hall)
9500 Civic Center Drive
Help for Homes Application
The application and supporting documentation is only seen by those that administer the program. Any personal information, such as bank account numbers and social security numbers, will be obscured
from the documents.
Homeowner Information Date:
Name of applicant(s): Property address:
Home phone #: Alternative phone #:
Email address:
Is anyone in the home currently employed? YES NO Is anyone in the home disabled? YES NO
Age of homeowners: Applicant Co-Applicant
Have you previously received assistance through the Help for Homes program? YES NO The following five bulleted questions are optional:
What is your race? White/Caucasian Asian African American
American Indian/Alaskan Native Hawaiian Other
What is your ethnicity? Hispanic Non-Hispanic
Are you, or is anyone living in your home a veteran? YES NO
Are you a female head of household? YES NO
How did you hear about the Help for Homes program?
________________________________________________________________________
Home Information
Do you live in a Home Owners Association (HOA) community? YES NO
Do you intend to sell your home or transfer the title of your home in the next five years? YES NO Are you aware of any mechanical, HOA, tax or other liens on your property? YES NO
If yes, please explain:
Do you have homeowner’s insurance? YES NO
Have you contacted your insurance company to see if any of the repairs could be covered through your insurance? YES NO
If yes, what was the result? _______
Help for Homes Application
What health, safety or accessibility repairs does your home need (in order of priority)?
Financial and Asset Information
Total Annual Income Limits per Household Size
1 Person 2 Persons 3 Persons 4 Persons 5 Persons 6 Persons 7 Persons 8 Persons
$44,750 $51,150 $57,550 $63,900 $69,050 $74,150 $79,250 $84,350 List all occupants living at this address, including you, co-applicant, and any other adults or children.
Name Birth
Date Occupation Files IRS Tax Return?
Applicant Yes No
Co-Applicant Yes No
Other
Occupant Yes No
Other
Occupant Yes No
Other
Occupant Yes No
Other
Occupant Yes No
Is there anyone on the title to the property who does not live there? YES NO
If yes, provide the name of person(s) on title and an explanation: __
Help for Homes Application
List the total monthly income of all household members. Copies of documentation must be provided to verify all sources of household income listed below.
Type of Income Household Member
Applicant Co-Applicant Other
Employment 1 $ $ $
Employment 2 $ $ $
Type of Income Household Member
Applicant Co-Applicant Other
Social Security Retirement Insurance $ $ $
Social Security Disability Insurance (SSDI) $ $ $
Other Retirement/Pension $ $ $
401(k), 403(b), or 457(b) payments
withdrawn in the last year $ $ $
Child support/alimony $ $ $
Other: $ $ $
Statement of Assets
Applicants cannot have more than $10,000 in assets, which includes money in savings or checking accounts, equity in a second home, investment property or business and investment funds. It does not include your primary residence, retirement accounts, and/or vehicles.
Do you have a checking account? Yes No. Amount in account: $____
Do you have a savings account? Yes No. Amount in the account: $ ______ ___ Do you have cash savings not in bank accounts? Yes No. Amount of the cash on hand: $ Do you own rental property or land? Yes No
Value of property: $ Amount still owed: $
Do you own stocks, bonds, or other investments (not including retirement accounts)? Yes No Total value of stocks, bonds, or other investments: $
Do you have any other investments or assets? Yes No List any investment/assets and the amounts:
Help for Homes Application
Applicant’s Certifications
The applicant/co-applicant hereby certifies that he/she is the owner-occupant of the
property to be repaired and that the property is his/her principal residence. The
applicant/co-applicant also certifies that all information provided in this application is
true and correct to the best of the applicant’s knowledge and belief. The applicant
understands that any discrepancy or omission in the information provided may
disqualify him/her from participation in the Help for Homes program.
Indemnification
I/We hereby agree to indemnify and hold harmless the City of Thornton, its officers,
agents, employees, volunteers and contractors for the Help For Homes program or
Thornton Paint-A-Thon program against all liabilities, judgments, costs, and expenses
arising out of, or in consequence of, housing rehabilitation or repairs provided as part of
the City of Thornton’s Help for Homes or Paint-A-Thon programs.
Housing Education Agreement
The Help for Homes program has a maximum grant amount for each house and
homeowner so it is important that homeowners are prepared to handle expensive
repairs in the future. The applicant and co-applicant agree that he/she/they will contact
a housing counselor within the next 12 months or attend a class to learn about home
maintenance and repair costs, lifespans of home components and systems and options
to be prepared to handle future home maintenance expenses, unless he/she/they have
home insurance. A list of free, qualified counseling agencies will be provided by the
City. The applicant and co-applicant understand that if additional home repair program
assistance from the City is requested in the future, he/she/they may be asked to provide
verification of his/her housing counseling or of home insurance.
___________________________ _____________________
Applicant Signature Date
___________________________ ____________________
Co-Applicant Signature Date
