COMMUNITY REINVESTMENT ACT PERFORMANCE EVALUATION PUBLIC DISCLOSURE

- Borrower Distribution of Home Purchase Loan Originations - Compares the percentage distribution of the number of loans originated and purchased by the bank to low-, moderate-,

It is necessary to look at the average number of loans originated and the average dollar amount of a loan by census tract since there are twice as many (25) middle and upper

As a result, the bank’s overall lending record, including its lending record to individuals of different income levels and businesses of different sizes throughout all sections of

Considering the community contact information, bank management input, and demographic data, examiners determined that housing loans and small business loans represent primary

For this evaluation, we placed substantial weight on the bank’s performance in the Los Angeles County AA because the bank has the greatest presence in this AA. Five of the nine or

Based on interviews with the community contact and bank management, as well as the review of demographic information, examiners determined that home mortgage and small

This Performance Evaluation (PE) of American Bank, National Association (ABNA or bank) assesses the bank’s performance using interagency Intermediate Small Bank (ISB)

SNB contributed $250 to one organization that promotes affordable housing and $388 thousand to 54 organizations that provide community services targeted to low- and