• No results found

General Property & Liability Insurance

N/A
N/A
Protected

Academic year: 2021

Share "General Property & Liability Insurance"

Copied!
14
0
0

Loading.... (view fulltext now)

Full text

(1)

COWLEY COUNTY, KANSAS

REQUEST FOR PROPOSAL

General Property & Liability Insurance

SUBMITTAL DEADLINE

June 28, 2013

RFP NUMBER

13-001

CONTACT

(2)

GENERAL REQUIREMENTS

1. PURPOSE

Cowley County, Kansas, hereinafter referred to as “County” is accepting bids for general liability and property insurance coverage options as indicated in the enclosed specifications.

2. BACKGROUND

County is a municipal corporation existing under the laws of the State of Kansas. County has 6 elected, 169 full time, and 5 part time positions. County employees are not represented by any unions.

3. OBJECTIVE

The County is examining the award of its insurance coverage and if accepted will award a one (1) year agreement beginning on August 14, 2013, with the option of two (2) one-year renewals.

4. QUESTIONS/CLARIFICATIONS OF THE REQUEST FOR PROPOSALS

All questions concerning the solicitation and specifications shall be submitted to the contact person below:

Jeremy Willmoth, County Administrator; jwillmoth@cowleycounty.org; 620-221-5402

5. VALIDITY OF PROPOSALS

Respondents agree that coverage proposals will remain firm for a period of ninety (90) calendar days after the date specified for the return of proposals.

6. REJECTION OF PROPOSALS

The County reserves the right to reject any or all proposals received in response to this RFP, or to cancel the RFP if it is in the best interest of the County to do so. Failure to furnish all information requested in this RFP may disqualify the proposal. Any exceptions to the requirements specified must be identified in the proposal.

7. WITHDRAWAL OF PROPOSALS

Any Respondent may withdraw their proposal at any time prior to the scheduled closing time for the receipt of proposals. However, no proposal will be withdrawn for a period of ninety (90) days after the scheduled closing time for the receipt of proposals.

(3)

8. COLLUSION CLAUSE

Any agreement or collusion among Respondents and prospective Respondents to illegally restrain freedom of competition by agreement to fix prices, or otherwise, will render the proposals of such Respondents void.

9. FUNDS

Financial obligations of the County payable after the proposed fiscal year are contingent upon funds for that purpose being appropriated, budgeted, and otherwise made available. In the event funds are not appropriated, any resulting Contract will become null and void, without penalty to the County.

10. TAX EXEMPTION

The County is funded by public monies and as such has been approved by the State of Kansas for sales/use tax-exempt status. The Kansas tax identification number and certificate are available upon request by the successful Respondent.

11. APPLICABLE LAW

The proposal and Contract shall be governed in all respects by the laws of the County and the laws of the State of Kansas, with venue only proper in Cowley County, Kansas and any litigation with respect thereto shall be brought in the courts in the State of Kansas.

12. DESCRIPTION OF PROJECT/SERVICES

The County is seeking proposals from qualified firms/providers for insurance coverage options for the County’s consideration. The County is particularly interested in any risk management and loss control services which may be provided. Each coverage section is outlined herein and it is essential that the County know the cost, coverage and conditions of each section. Identify the cost of coverage in the Bid Summary Form.

13. GENERAL DATA (County Overview)

A. EMC Insurance (Current Provider): Cowley County, Kansas; 169 Full time employees; 5 part time employees; and 8 elected officials.

B. ORGANIZATION: Board of County Commissioners; County Administrator C. ESTIMATED POPULATION: 36,311

(4)

E. EMPLOYEES: 169 Full Time 5 Part-Time 10 Seasonal

F. FISCAL YEAR 2014 PROJECTED ANNUAL SALARIES & WAGES: $ 6,746,625

14. SCOPE OF SERVICES

Insurance Program, whether indemnity or self-funded, consisting of the following sections and supplemental underwriting data found within this RFP.

A. Property

B. General Liability

C. Inland Marine/Electronic Data Processing D. Crime/Employment Fidelity

E. Public Official Liability/Employment Practices Liability F. Law Enforcement Liability

G. Automobile

H. Worker’s Compensation

I. Errors and Omissions (for 911 operations – this is a new request, we do not currently have this coverage)

J. Medical Malpractice (for 911 operations – this is a new request, we do not currently have this coverage)

Serious consideration will be given to all proposals offered; and deviations from the requested coverages are to be so noted in your proposal.

15. CONTRACT DOCUMENTS

Include with the proposal any and all contract and plan documents for the County. Respondents are encouraged to provide any additional information that will be instrumental in assisting the County in assessing proposals.

16. PROPOSAL/INFORMATION DEADLINES

Interested Respondents must submit their broker profile and a completed RFP Proposal

by 12:00 p.m. on June 28, 2013, at the Cowley County Courthouse located at 311 E 9th

(5)

SECTION A: PROPERTY

LOCATIONS:

• As Per Schedule

COVERAGE:

• Replacement Cost Coverage

• Special Form Coverage Including Theft

DEDUCTIBLE:

• $_____ Deductible - Per Occurrence

(6)

SECTION B: GENERAL LIABILITY

NAMED INSURED:

• As Per General Data Specifications

TYPE OF COVERAGE:

• Comprehensive General Liability

LIMITS:

• $_____ – For all claims arising out of a single accident or occurrence • $_____ – General Aggregate

• $_____ – Personal/Advertising Injury

• $_____ – For any one person in a single accident or occurrence • $_____ – Medical Expense

• (Policy must meet State Tort/Sovereign Immunity limit as of inception date of the policy)

ADDITIONAL CONDITIONS:

• Policy is to include:

o Contractual Liability

o Acts Caused by Independent Contractors o Explosion, Collapse & Underground Coverage o Special Events

o Property Damage caused by Sewer Backup Allegations

o Bodily Injury/Property Damage due to Water Operations as Products, including Pollution Allegation

o Bodily Injury/Property Damage arising out of a single incident o Personal Injury DEDUCTIBLE: • $_____ Per Occurrence DEDUCTIBLE OPTIONS: • No Deductible • $_____ Per Occurrence

(7)

SECTION C: INLAND MARINE/ELECTRONIC

DATA PROCESSING (EDP)

COVERAGE/CONDITIONS:

• All Risk Coverage Including Theft Coverage • Replacement Cost Value

LIMITS:

• As Per Schedules

DEDUCTIBLE:

• $_____ - Per Occurrence

(8)

SECTION D: CRIME/EMPLOYEE FIDELTIY

NAMED INSURED:

• As Per General Data Specifications

LIMITS:

• $_____ - Per Occurrence

CONDITIONS:

• Crime

o Loss of County money, securities, or personal property by theft by any person or persons, known or unknown, who are not County employees

• Employee Fidelity

o Loss of money, securities, or other personal property as a result of fraudulent or dishonest act or acts committed by any employee acting alone or in collusion with others.

DEDUCTIBLE:

(9)

SECTION E: PUBLIC OFFICIAL

LIABILITY/EMPLOYMENT PRACTICES LIABILITY

NAMED INSURED:

• As Per General Data Specifications

LIMITS OF LIABILITY:

• $_____ - Per Occurrence • $_____ - Aggregate

DEDUCTIBLE:

• $_____ Per Occurrence

DEDUCTIBLE OPTION – QUOTE SEPARATELY:

• $_____ Per Occurrence

CONDITIONS:

• Include definition of “Wrongful Act” • Wrongful Act Coverage

o Actual or alleged errors.

o Misstatements or misleading statements, act or omission or neglect or breach of duty by the insured, individually or collectively, in the discharge of County duties, or any matter claimed against them solely by reason of being or having been an insured

• Defense of wrongful acts, even if groundless, false or fraudulent • Errors and Omissions/Employment Practices Liability

• Discrimination

o Employee/Employer suits. ƒ If not covered, so state.

(10)

SECTION F: LAW ENFORCEMENT LIABILITY

NAMED INSURED:

• Cowley County Sheriff Department

ADDITIONAL NAMED INSURED:

• Cowley County, Kansas – As Per General Data Specifications

LIMITS OF LIABILITY:

• $_____ – Each Occurrence • $_____ – Aggregate

DEDUCTIBLE:

• $_____ – Per Occurrence

DEDUCTIBLE OPTIONS – QUOTE SEPRATELY

CONDITIONS:

• Covers all activities of the law enforcement department

(11)

SECTION G: AUTOMOBILE

NAMED INSURED:

• As Per General Data Specifications

FORM:

• Business Auto Policy

LIMITS OF LIABILITY:

• $_____ – Combined Single Limit Per Occurrence • Uninsured/Underinsured Motorist

o $_____ – Each Occurrence

• Policy Must Meet Current State Tort and/or Sovereign Immunity Limit as of Inception Date PHYSICAL DAMAGE: • As Per Schedule DEDUCTIBLE: • $_____ – Comprehensive • $_____ – Collision CONDITIONS:

• Include Hired and Non-Owned Auto Liability • All Owned and Leased Vehicles

(12)

SECTION H: WORKER’S COMPENSATION

NAMED INSURED:

• As Per General Data Specifications

FORM:

• Business Worker’s Compensation Policy

LIMITS OF LIABILITY:

• $_____ – Combined Single Limit Per Occurrence

• Policy Must Meet Current State Tort and/or Sovereign Immunity Limit as of Inception Date

DEDUCTIBLE:

• $_____ per claimant

CONDITIONS:

• Include maximum number of employees exposed at any one time.

• Itemize all classifications by code number and rates per $100 of stated remuneration on the attached current policy.

(13)

SECTION I: ERRORS AND OMISSIONS

NAMED INSURED:

• As Per General Data Specifications

FORM:

• Business Errors and Omissions Policy

LIMITS OF LIABILITY:

• $_____ – Combined Single Limit Per Occurrence

• Policy Must Meet Current State Tort and/or Sovereign Immunity Limit as of Inception Date

DEDUCTIBLE:

• $_____ per claimant

CONDITIONS:

• Include who is covered. • Define professional act. • Include civil rights violations.

(14)

SECTION J: MEDICAL MALPRACTICE

NAMED INSURED:

• As Per General Data Specifications

FORM:

• Business Medical Malpractice Policy

LIMITS OF LIABILITY:

• $_____ – Combined Single Limit Per Occurrence

• Policy Must Meet Current State Tort and/or Sovereign Immunity Limit as of Inception Date

• List all limitations to the policy

DEDUCTIBLE:

• $_____ per claimant

CONDITIONS:

• Include defense of legal action.

• Include doctor contracted with emergency communications who signs off on policies and procedures.

References

Related documents

injury and property damage of $1, 000, 000 per accident. Professional Liability insurance shall be written with limits no less per claim and $ 1, 000,000 policy aggregate limit..

Commercial General Liability Insurance with limits not less than $1,000,000 each occurrence Combined Single Limit Bodily Injury and Property Damage, including Contractual Liability,

Agreement, with a combined single limit of liability for bodily injury and property damage of not less than $2,000,000 per occurrence. 3) Professional Liability insurance, the

 an insurance policy for Commercial General Liability Insurance ($2 million) and an Umbrella Policy ($8 million) that will equally cover the MUSEUMS with no aggregate limit or a

An enhanced method of choosing the singular values from the SVD domain images to reconstruct a high resolution image using fusion techniques is proposesed.. This technique is

Commercial General Liability Insurance for third party bodily injury, personal injury and property damage, to an inclusive limit of not less than $2,000,000 per occurrence,

Provide a copy of current medical malpractice, comprehensive professional, general and/or umbrella liability insurance certificates that identify the limits of liability and

> The distribution committee members did not make a completed gift subject to federal gift tax upon making a distribution to the Grantor because any distribution from the trust