Programme Information

(1)

Programme Information

Programme title Professional Diploma in Corporate Banking Credit

Programme code PDBUS017

Teaching mode Part-time

NFQ level1 _{Level 8 (Undergraduate)}

Programme (total) ECTS2 ₂₀

Programme modules  Principles of Corporate Credit Risk

 Corporate Credit Risk Assessment

 Corporate Banking Risk Management Products Recommended sequence for

registration of modules

 Principles of Corporate Credit Risk

 Corporate Credit Risk Assessment



Corporate Banking Risk Management Products

Entry requirements The admission requirements are:

 Students seeking admission to the Professional Diploma in Corporate Banking Credit must possess an honours degree in business or cognate discipline or professional qualification in accounting or finance

Or

 Students seeking admission to the Professional Diploma in Corporate Banking Credit must hold the Professional Diploma in Financial Advice and have at least three years’ experience in a corporate banking role

Or

 Admission may also be considered for experienced

professionals, who do not meet the above entry requirements, where they can demonstrate learning through work and training which makes them a suitable candidate for the programme, i.e. they will have significant experience in a senior role in corporate banking with responsibility for decision making.

Typical course duration

_{One year}

Programme learning outcomes

On successful completion of the programme, graduates will be able to:

 Explain and critique the theory and practice underpinning credit analysis.

 Describe typical risk management products in corporate banking and ascertain if they are appropriate, given the regulatory context.

 Apply a structured approach to assess corporate credit analysis, reviewing debt structures to establish the extent to which they meet commercial needs of the borrower and protect the lender’s needs. Structure a funding proposal considering alternative financing options, security, debt ratings and financial covenants to meet the needs of the corporate customer and comply with the credit policy and credit risk appetite of the lender.

1_{NFQ: National Framework of Qualifications}

(2)

 Evaluate the performance of a company based on qualitative and quantitative frameworks and tools. Assess the level of credit risk in a corporate funding proposal against the banks credit policy.

 Demonstrate the ability to engage with others while showing personal initiative as a leader of a team, to persuade senior executives in reporting on credit proposals.

 Communicate clearly to colleagues and corporate personnel the rationale underpinning corporate credit decisions.

 Develop and apply contemporary professional practice to contribute to a personal philosophy of life-long learning and continuous self-improvement.

 Identify and pursue appropriate learning opportunities (academic and non-academic) which enhance their

professional career ambitions and individual and team-based capabilities.

(3)

Module Information

Module title Principles of Corporate Credit Risk

Module code

_FIN2022B

ECTS1 _{5 ECTS}

Total effort hours 125 hrs

Delivery method (Must add up to total effort hours)

This module, which is a level 8 (NFQ) 5 ECTS credit module, requires

approximately 125 hours of total student effort, including the assignment,

the MCQ test, recorded lectures, workshops, independent study and

examination

Assessment

_{Written paper – exam 85%, duration – 2 hours, Continuous assessment –}

15% Multiple choice online test

Pass mark 40%

Module learning supports2 _{Slides, study guide, webinars and two one day workshops}

Programme Manager Susan Freeney

Programme Manager contact details

[email protected]

Module learning outcomes

Indicative Learning Outcomes:

 Key categories of risks to which banks are exposed with focus on credit risk

 Basel principles for the management of credit risk

 Bank risk appetite frameworks

 Components of the credit risk management framework

 Credit portfolio management and credit concentration risk

 Credit risk appetite statements

 Credit culture

 The end to end credit process

 Overview of the canons of lending

 Credit application process

 Bank capital

 Risk weighted assets

 Basel II & Basel III, Basel IV

 Minimum Regulatory Requirements

 Introduction to credit models

 Impairment provisioning

 Stress testing

 Impairments and capital

 Pricing for risk

 Key Lessons from Irish banking crises, Honohan Report, Regling & Watson, Nyberg.

02

1_{ECTS stands for European Credit Transfer System (ECTS). 1 ECTS = 20/25 total student effort hours.}

2_{Module learning supports – specific module content will be outlined during semester of study and is subject to change. The learning} plan contains the most up to date information.

(4)

Module Information

Module title Corporate Credit Risk Assessment

Module code

_FIN2017B

ECTS1 _{10 ECTS}

Total effort hours 200 hours

This module, which is a level 8 (NFQ) 10 ECTS credit module, requires

approximately 200 hours of total student effort, workshops, independent

study and examination

Assessment

_{Written paper – exam 100%, Duration – 3 hours}

Pass mark 40%

Module learning supports2 _{Manual, study guide, and three one day workshops}

[email protected]

Module learning outcomes

Indicative Learning Outcomes:

 Objectives and challenges of corporate credit

 Relationship banking, ethics, compliance

 Corporate strategy including industry, economic and management team risk assessment

 Credit assessment including assessment of corporate property lending transactions

 Structuring credit transactions

 Debt instruments and use when structuring a transaction

 Term sheets and loan administration

 Different techniques for valuing a company

 Role of external credit ratings, analysis in corporate credit analysis and structuring

 Regulation of published accounts

 Primary statements in financial reporting

 Analysing financial information from a corporate bankers

perspective including consolidated income statement, statement of financial position and cash flow

 Risks from the manipulation of accounts

 Calculating and analysing repayment capacity

 Preparation of cash flow statements

 Understanding working capital analysis

 Conducting a financial projections sensitivity analysis

 Different types of corporate security and legal issues affecting security

 Setting covenants and stress testing financial covenants



Monitoring and control framework.

(5)

Module Information

Module title Corporate Banking Risk Management Products

Module code

_FIN2020B

ECTS1 _{5 ECTS}

Total effort hours 125 hours

This module, which is a level 8 (NFQ) 5 ECTS credit module, requires

approximately 125 hours of total student effort, including, workshops,

independent study and examination

Assessment

_{Written paper – exam 100%, duration – 2 hours}

Pass mark 40%

Module learning supports2 _{Manual, study guide, and two one day workshops}

[email protected]

Module learning outcomes Indicative Learning Outcomes:

 Foreign Exchange Risk Management Strategies and Products

 Interest Rate Risk Management Strategies and Products

 Treasury Investment Services

 Money Markets Instruments

 Capital Markets Regulation including EDIR and MIFID

 Understanding Marketable Securities

 Centralised Cash Pooling and Zero-Balancing options for international companies

 Single Euro Payments Area (SEPA)

 Correspondent Banking & Settlement of International Transactions

 Foreign Currency and International Payment Accounts

 International Electronic Payments Services

 Risks associated with International Trade

 The role of Banks in relation to International Trade

 Export Finance Facilities

 Documentary credits and collection

 Bills of Exchange

 Invoice Finance

 Debtors ledgers and invoice finance

 Medium and Long Term Export Finance

 Export Credit Insurance (ECI)

 Types of Asset Finance

 Leasing and Hire Purchase

 Bank agreements relating to International products and services