BNP Paribas Bank Polska SA with its registered office at ul. Suwak 3, registered with the District Court for the capital city
ZA/353/2013 16-12-2013Table of Commissions and Fees for Enterprises
I. BANK ACCOUNTS
any in PLN any in a foreign currency
1. Maintenance of each account (monthly) PLN 100.00
2. Maintenance of a progressive account 0.00
once a month (mailing) once a week (monthly fee) daily (monthly fee) 3. Preparing and delivering an aggregate statement (collected in the Bank unit or mailed): Free of charge PLN 100 PLN 250 4. Preparing and delivering an electronic aggregate statement to an e-mail address Free of charge PLN 75 PLN 200
monthly fee service modification
5. Consolidation of balances PLN 200
II. BANK TRANSFERS
II.1. Domestic transfer in the Bank's Branch BiznesPl@net Connexis MultiCash
Remote Payment Initiation (MT101) 1. Any domestic transfer from a PLN account1 PLN 12 PLN 2 PLN 3 PLN 2
2. PLN domestic transfer from an FC account1 PLN 12 PLN 2
3. PLN transfer from a current account into a progressive account 0.00 n/a
4. PLN transfer from a progressive account into a current account PLN 12 n/a
5. SORBNET <PLN 1 million PLN 25
6. SORBNET >PLN 1 million PLN 12 PLN 8
7. Standing order establishment 0.00 n/a
8. Execution of a single standing order2 PLN 3 1Fees not applicable to transfers in PLN executed between accounts of BNP Paribas Bank Polska SA and made via electronic systems. 2Fees not applicable to transfers in PLN executed between accounts of BNP Paribas Bank Polska SA.
II.2. Cross-border/ international transfer in foreign currencies and PLN and domestic transfer in foreign currencies
in the Bank's
Branch BiznesPl@net Connexis MultiCash
Remote Payment Initiation (MT101)
1. Cross-border/ international transfer in PLN or in a foreign currency, and a domestic transfer in a foreign currency
0.35% of the amount, min. PLN 60, max PLN
200
0.275% of the amount, min. PLN 60, max PLN 200
2. Expedited transfer from bank accounts of any type
0.65% of the amount, min. PLN 100, max
PLN 400
0.55% of the amount, min. PLN 120, max PLN 400
3. SEPA Transfer n/a PLN 40 n/a PLN 40 n/a
4.
Transfer from bank accounts of any type if the costs of BNP Paribas Bank Polska SA and intermediary banks are covered by the payee – BEN Charging Option The fee is charged to the payee.
0.35% of the amount, min. PLN 60, max PLN 200
5. Additional fee for an outgoing transfer if the costs of intermediary banks are covered by the payer – OUR
Charging Option The fee is charged to the payer. 0.15% of the amount, min. PLN 50, max PLN 400
6.
Fee for additional activities related to processing orders inconsistent with the STP requirements (Regulations on Bank Accounts Article 2 item 33). The commission is charged with no exemptions.
PLN 100
7.
Transfer into an account maintained by a bank belonging to the group that BNP Paribas Bank Polska SA is part of, FBINT entity - see Regulations on Bank Accounts, Article 41
0.35% of the amount, min. PLN
60, max PLN 200 PLN 20
8. Carrying out an instruction under an active RPI service PLN 5 Fees not applicable to transfers in PLN and foreign currencies executed between accounts of BNP Paribas Bank Polska SA and made via electronic systems.
BNP Paribas Bank Polska SA with its registered office at ul. Suwak 3, registered with the District Court for the capital city
ZA/353/2013 16-12-2013II.3. Direct Debit Biznes Pl@net Multicash
1. Execution of a single direct debit PLN 2
2. Re-execution of a single direct debit PLN 2 n/a
3. Processing a payee’s inquiry about a consent to debit a payer’s account PLN 2
4. Refusal to effect a direct debit order from the payee’s account PLN 3 5. Debiting a payer’s account with the direct debit amount PLN 2 6. Bank's refusal to carry out a direct debit order due to insufficient funds in a payer’s account PLN 3
7. Distribution of the bank's consent to a payer PLN 5
Fees not applicable to direct debits executed between accounts of BNP Paribas Bank Polska SA and made via electronic systems.
III. ADDITIONAL FEES
1. Confirmation of a single transfer execution (in a branch, by fax or electronically) PLN 20 2. Domestic courier mail under a special Customer instruction PLN 50
3. International courier mail PLN 300
4. Commission to cover a mandatory annual fee paid by the Bank in favour of the Bank Guarantee Fund In accordance with the current fee defined by the Bank Guarantee Fund (www.bfg.pl)
Domestic Transfers in PLN
Cross-border/ international transfers in foreign currencies or PLN and domestic transfers in
foreign currencies 5. Data correction or cancellation of an outgoing transfer at the payer's request (if possible) after its receipt by the Bank, and prior to sending a teleinformation order PLN 10 PLN 20
6. Correction of data of an outgoing transfer at the payer's request after sending a teleinformation order
PLN 50.00, not more than 50% of the transfer amount
PLN 100, not more than 50% of the transfer amount + actual costs of
the third bank, if any
7.
Cancelling an outgoing transfer at the payer's request after sending a teleinformation order
The commission is not charged when a transfer is ordered in a currency of EU Member States or member states of the European Free Trade Association (EFTA) - a party to the agreement on the European Economic Area in turnover with those countries - in the case an incorrect bank account number is given if the Bank has not recovered the transfer amount.
PLN 50.00, not more than 50% of the transfer amount
PLN 100, not more than 50% of the transfer amount + actual costs of
the third bank, if any
8. Return of a transfer sent to the recipient bank, if due to reasons beyond BNP Paribas Bank Polska SA control (e.g. incorrect account number, transfer into a closed account and
other reasons) PLN 5
PLN 100, not more than 50% of the transfer amount + actual costs of
the third bank, if any
9. Explanation of details of outgoing or received payments, confirmation of debiting the payee's account and providing other explanations on payments at the Customer's request The fee is charged if a contact with the third bank is required.
PLN 50.00, not more than 50% of the transfer amount
PLN 100, not more than 50% of the transfer amount + actual costs of
the third bank, if any The fee for actions specified in sections 5 – 9 is not charged if an error on the side of BNP Paribas Bank Polska SA has been found.
IV. CARDS Charge cards1 Debit cards2
Standard Executive Business 1. Annual fee for issuing and using the card PLN 150 PLN 300 n/a
2. Monthly fee for a card n/a PLN 5
3. Annual fee for issuing and using the card with the Traveller Package PLN 270 PLN 420 n/a 4. Each use of the Priority Pass card (cost per 1 person) EUR 24 n/a 5. Fee for a “Secure Card” insurance – scope A (monthly) 0.00
6. Fee for a “Secure Card” insurance – scope B (monthly) 0.00 1.50 7. Fee for a "Safe Travel" insurance (monthly)3 PLN 9.99 0.00 PLN 9.99
8. Commission for cash transactions carried out in ATMs of BNP Paribas Bank Polska SA 3%, min. PLN 7 0.00 9. Commission for other cash transactions 3%, min. PLN 7
10. Commission for a non-cash transaction 1.50% 0.00
12. Fee for servicing a delayed repayment n/a n/a 13. Fee for a lack of funds needed when making card settlements PLN 100.00 n/a
1As of 2 January 2013, the Bank's offering will be extended by MasterCard Corporate and MasterCard Corporate Executive charge cards;
Visa Business and Visa Business Gold charge cards will be withdrawn from the sale.
2 As of 2 January 2013, Visa Business debit cards will be withdrawn from the sale.
3 "Safe Travel" insurance available in the offer for cards other than Gold charge cards starting from 1 January 2013
For VISA cards, a currency conversion commission of 3% of the transaction value is added
to all cash and non-cash transactions carried out abroad. The commission is included in the transaction amount in PLN, which is presented on the statement, instead of
being recorded as a separate item.
V. ELECTRONIC BANKING SERVICES
BiznesPl@net Connexis MultiCash Multi Bank Reporting (MT940)
Remote Payment Initiation (MT101)
1. Monthly usage fee PLN 200
PLN 200 accounts at BNP Paribas Bank Polska PLN 100 accounts of third banks PLN 300 PLN 200 PLN 200
2. Notification via SMS PLN 0.35 n/a
3. Sending a starting package by a courier PLN 50 n/a 4. USB cryptographic device or smart card PLN 100 n/a
5. Smart card reader PLN 100 n/a
6. Visit at the Customer's request PLN 400 n/a
7. Additional fee for system maintenance n/a PLN 500 n/a 8. Servicing visit at the Customer's request or implementation visit – implementation of the system min. PLN 400 - max PLN 2,000 n/a
9. Delivery of a token – passwords generator (two tokens free of charge) n/a PLN 60 n/a n/a
VI. CASH PAYMENTS AND WITHDRAWALS
VI.1. PLN accounts
accounts held with BNP Paribas Bank Polska SA accounts held with other banks 1. Cash payments into PLN accounts 0.50% min. PLN 5 1%, min. PLN 25 2. Cash withdrawal in the Bank’s Branch 0.50% min. PLN 5 n/a
EUR, USD and CHF currencies (only Other foreign banknotes) 2. Payments with currency conversion into PLN 1% of the amount to be negotiated 3. Withdrawals with currency conversion - foreign currencies 1% of the amount to be negotiated 4. Fee for the failure to collect the cash withdrawal advised 1% of the equivalent amount
VI.2. Foreign Currency Accounts
banknotes
1. Payments made in the account currency 1%, min. PLN 10 2. Withdrawals made in the account currency 1%, min. PLN 10
EUR, USD and CHF currencies (only Other foreign banknotes) 3. Payments with currency conversion 1% of the amount to be negotiated 4. Withdrawals with currency conversion - foreign currencies 1% of the amount to be negotiated 5. Additional fee on disordered payments made in PLN and foreign currencies (see Regulations on Bank Accounts, Article 24) 0.50%, min. PLN 5
6. Issuing an accounting document that constitutes the basis for debiting or crediting the Customer’s account, with regard to cash differences in drop box payments in PLN or in foreign currencies PLN 20
7. Fee for the failure to collect the cash withdrawal advised 1% of the equivalent amount
VII. OTHER CERTIFICATES
BNP Paribas Bank Polska SA with its registered office at ul. Suwak 3, registered with the District Court for the capital city
ZA/353/2013 16-12-20133. Confirming the consistency of data for an Account Holder’s auditors or other financial institutions PLN 100 4. Accepting a power of attorney to administer a bank account for banks servicing the parties to loan agreements PLN 100 5. Enforcement of an execution title, or another document which has the power of such a title PLN 300 6. Drawing up an opinion about financial situation of an entrepreneur PLN 300 7. Preparing a bank reference on the Account Holders’ data for auditors or other financial institutions min. PLN 200, max PLN 500 8. Other written certificates not mentioned in this table PLN 100
9. Changing the specimen signatures card PLN 50
VIII. CHEQUE TRANSACTIONS
1. For confirmation of a settlement or cash cheque, per each cheque PLN 10 Settlement or cash cheques (the fee
is charged for acceptance of a cheque for collection)
Cheques in foreign currencies (the fee is charged at the
moment of a cheque acceptance)
2. For collection PLN 20 0.5% of the order amount,
min. PLN 30, max PLN 300 Additionally, at collection of cheques in foreign currencies on account of commissions and fees of foreign
intermediary banks fee charged by foreign banks up to the actual cheques in
PLN cheques in foreign currencies 3. Collection of bank cheques issued by banks holding a LORO account with BNP Paribas
Bank Polska SA in favour of the Customers of BNP Paribas Bank Polska SA and drawn onto BNP Paribas Bank Polska SA, likewise other cheques whose coverage has been paid in advance into an account held with BNP Paribas Bank Polska SA:
PLN 20 0.5% of the order amount, min. PLN 20, max PLN 100
4. Refusal to cash a foreign currency cheque (e.g. an uncovered cheque) at actual costs incurred min. PLN 50
5. For acceptance of a notification regarding loss of cheques and cheque blanks and stopping cheques at the
Branches of BNP Paribas Bank Polska SA PLN 25
6. For issuing a cheque book PLN 15
IX. DOCUMENTARY OPERATIONS
1. Domestic courier mail PLN 50
2. International courier mail PLN 300
3 Sending unaccepted documents back (fee charged to the sender) USD 100 + courier mailing costs 4 Assignment of rights to the receipt of goods or bank endorsement on documents PLN 200
IX.1. The Bank’s Documentary Letter of Credit (L/C) (import and domestic)
1. Issuance of an L/C pre-advice PLN 300
on the basis of an L/C opening order on the basis of an incomplete L/C opening order or trade documents
2. Preparing a draft L/C PLN 200 PLN 400
3. Opening an L/C 0.30% of the maximum L/C amount for each three-month validity period started, min. PLN 300 for the entire validity period each change additionally, for a change regarding an L/C amount increase or validity period extension 4. Change of the L/C terms and conditions PLN 200 as for the opening
Presentation of documents after the three-month L/C validity period paid, or documents for amounts exceeding the L/C balance is considered a change of the L/C terms and conditions
including the settlement costs (for each set of documents)
additional commission for an acceleration of document examination
(within 24 hours of the instruction acceptance)
5. Examination of documents 0.20% of the amount due to be paid; min. PLN 300 PLN 200
BiznesPl@net system application in the application outside the BiznesPl@net system 6. Lump-sum fee to cover costs of an L/C PLN 100 PLN 300
8. Deferred payment (for each started month of deferral indicated in the L/C) 0.10% of the amount to be paid, min. PLN 300 for the entire deferral period
9.
Cancellation of an order (prior to its execution by the Bank)
PLN 300 L/C cancellation or non-use
Change of collateral terms for the L/C
IX.2. Other Bank’s Documentary Letter of Credit (L/C) (export and domestic)
1. Advice of an L/C to the beneficiary PLN 300
2. Pre-advice of an L/C PLN 250
3. Preparation of a draft L/C (for each draft) PLN 400
4. Confirmation of an L/C Rate established individually depending on the risk of the country and the opening bank 5. Transfer of an L/C into a secondary beneficiary 0.30% of the maximum amount of the transferred L/C, min. PLN 600 6. Examination of documents (for each set of documents) 0.20% of the amount due to be paid on account of the documents examined, min. PLN 300 7. Receipt of documents for an unconfirmed L/C 0.20% of the amount due, min. PLN 300, max PLN 600
(for each set of documents, including the fee for payment)
each change additionally, for an increase in the amount or extension of validity of a confirmed L/C
8. Advice of a change PLN 150 Rate established individually depending on the risk of the country and the opening bank
confirmed L/C indicated in the L/C with respect to each set of documents) unconfirmed L/C (for each started month of deferral 9. Deferred payment Rate established individually PLN 100
10. Presentation of inconsistent documents (for each set of documents) PLN 200 11. Preliminary check of documents / corrections (for each set of documents) PLN 200 12. Cancellation of an L/C
PLN 300 13. Fee for not using an LC (write-off)
14. Transfer of the obtained receivables to another bank 15. Advice of an L/C to another bank
PLN 500 16. Instruction to transfer the incoming receivables under the L/C in favour of another entity
17. Sending a SWIFT message - complaints, explanations, reminders PLN 15
IX.3. Incoming Documentary and Clean Collection (import and domestic)
1. Issuance of documents for a payment or draft acceptance or issuance of financial documents (including issuance of financial documents at a later date) amount, min. PLN 300, max 0.20% of the collection PLN 600
2. Change of the collection conditions, complaints, explanations and reminders PLN 100 3. Protest of bills of exchange at actual costs incurred + PLN 450 4. Execution of an import documentary collection order and any actions related to complaints and other fees as for a cross-border/ international transfer
IX.4. Outgoing Documentary and Clean Collection (export and domestic)
1. Acceptance of an instruction and documents amount, min. PLN 300, max 0.20% of the collection PLN 600
2. Change of the collection conditions, complaints, explanations and reminders PLN 200 3. Return of documents not collected by the payer to the ordering party (including the courier mailing costs) PLN 100
4. Collection-related incoming payment PLN 50
X. GUARANTEES
X.1. Third party guarantees
1. Advice of a guarantee PLN 300
2. Advice of a change PLN 250
3. Confirmation of authenticity of the guarantee PLN 250
4. Service of a claim PLN 500
BNP Paribas Bank Polska SA with its registered office at ul. Suwak 3, registered with the District Court for the capital city
ZA/353/2013 16-12-20131. Handling fee for the issuance of a guarantee / annex To be negotiated 2. Commission on guarantee/commitment letter Rate established individually
3. Service of a claim PLN 300
4. Actions related to a transfer of receivables arising from a guarantee (assignment) PLN 300 5. Certificates, confirmations
PLN 150 6. Preparation of a guarantee draft according to a non-standard specimen
7. Cancellation of an order to issue a guarantee, or of an annex to a guarantee 8. Issuing a duplicate
9. Updating a guarantee upon the customer’s request PLN 50 10
. Issuing a guarantee according to the customer's specimen accepted by the Bank PLN 150 (additionally to item 1)
amount increase, extending the validity period other change 11. Change in guarantee or commitment letter’s terms and conditions Rate established individually PLN 200
refers to guarantee issuance other
