Business Account Conversion Charts

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Your new account is:

• $9 monthly maintenance fee9

• Relationship Rewards2

If your balance does not fall below $400 and you choose three additional relationship services (listed below), we will waive the monthly maintenance fee • Transaction Charges3

First 100 transactions are free each month. $0.25 per transaction after the first 100

• Cash Deposited:

First $2,500 per month is free. $0.75 per $1,000 after the first $2,500 • ATM Transaction Charges4

- Columbia Bank ATMs: No charge - All Other ATMs: $1.50

- Point of Sale (POS): No charge1 • Statement options include Check

Imaging, Safekeeping or CD-ROM8 • Overdraft Protection is available through

a Business Reserve Line of Credit5

SMALL BUSINESS CHECKING

SIMPLE BUSINESS CHECKING

Deposit Services

• Business Checking Account • Business Savings Account • Business Money Market or CD • Health Savings Account

Treasury Management Services

• Streamlined Online Banking • Business Bill Pay

• Remote Deposit Capture • Small Business Investment Sweep

Loan Services5

• Business Reserve Line of Credit • Fast Track Business Equity Loan • Line of Credit

• Business Equity Line of Credit or Loan • Commercial Real Estate Loan • SBA Loan

Additional Services

• Merchant Card Services • Business VISA®_{Debit Card}1 • Business VISA®_{Credit Card}5 • CB Financial Services+

RELATIONSHIP SERVICES

Add any three of these services to complete your relationship.*

+_{PRIMEVEST Financial Services, Inc. is an independent, registered broker/dealer and registered}

investment adviser. Member SIPC/FINRA. Securities and insurance products offered by PRIMEVEST: Not FDIC insured • May go down in value • Not financial institution guaranteed • Not a deposit • Not insured by any federal government agency. CB Financial Services is a marketing name for PrimeVest. Located at Columbia Bank • 1301 A Street, Suite 800, Tacoma, WA 98402 • (877) 305-0056

If this account choice does not meet your needs, please contact your local branch to explore alternative account options.

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• $14 monthly maintenance fee9

• Relationship Rewards2

If your balance does not fall below $1,500 and you choose three additional relationship services (listed below), we will waive the monthly maintenance fee • Transaction Charges3

First 250 transactions are free each month. $0.25 per transaction after the first 250

• Cash Deposited:

First $5,000 per month is free. $0.75 per $1,000 after the first $5,000 • ATM Transaction Charges4

Imaging, Safekeeping or CD-ROM8 • Overdraft Protection is available through

a Business Reserve Line of Credit5

BUSINESS CHECKING

Deposit Services

• Business Checking Account • Business Savings Account • Business Money Market and CD • Health Savings Account

Treasury Management Services

• Streamlined Online Banking • Business Bill Pay

• Remote Deposit Capture

• Small Business Investment Sweep • Direct Deposit Payroll

• Online Wires • Fraud Services

Loan Services5

• Business Reserve Line of Credit • Fast Track Business Equity Loan • Line of Credit

• Commercial Real Estate Loan • SBA Loan

Additional Services

• Merchant Card Services • Business VISA®_{Debit Card}1 • Business VISA®_{Credit Card}5 • CB Financial Services+

RELATIONSHIP SERVICES

Add any three of these services to complete your relationship.*

+_{PRIMEVEST Financial Services, Inc. is an independent, registered broker/dealer and registered}

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• Monthly maintenance fee ...$10 • Earnings Credit ...Based on investable balances • Credits Posted ... $0.20 each • Debits Posted ...$0.14 each • Deposited Items ... $0.065 each • ACH Items Posted ...$0.10 each • Cash Deposited/Sold ...$0.075 per $100 • Rolled Coin Purchased ... $0.075 per roll • Loose Coin Deposited ... $8.00 per bag • Uncollected Funds Usage ... Prime + 3.00% • FDIC Insurance ... $0.13 per $1,000 • ATM Transaction Charges4

- Point of Sale (POS): No charge1

• Statement options include Check Imaging, Safekeeping or CD-ROM8

COMMERCIAL BUSINESS CHECKING

BUSINESS ANALYSIS CHECKING

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• $10 monthly maintenance fee

• $1,000 minimum daily balance required to waive monthly maintenance fee2

• $1,000 minimum daily balance to earn interest

• Interest earnings are calculated daily and paid monthly (See enclosed rate sheet)

COLUMBIA BUSINESS INTEREST CHECKING

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BUSINESS INTEREST CHECKING

• Transaction Charges - Deposits/Credits: $0.20 - Checks/Withdrawals: $0.14 - Checks deposited $0.065 • ATM Transaction Charges4

Imaging, Safekeeping or CD-ROM8

• $3 monthly maintenance fee

• $500 minimum daily balance required to waive monthly maintenance fee2 • First three transactions are free. $1

per transaction over three per month if balance is less than $500

• ATM Transaction Charges4 - Columbia Bank ATMs: No charge - All Other ATMs: $1.50

CUSTOMARY BUSINESS SAVINGS

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IF YOUR CURRENT ACCOUNT IS:

BUSINESS SAVINGS

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Your new account is: Your new account is:

• $20 monthly maintenance fee • $25,000 minimum daily

balance required to waive monthly maintenance fee2

- Point of Sale (POS): No charge1 • Check Safekeeping is required

PREMIUM BUSINESS MONEY MARKET

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IF YOUR CURRENT ACCOUNT IS:

BUSINESS PREMIER INDEX MONEY MARKET

• $10 monthly maintenance fee • $1,000 minimum daily

balance required to waive monthly maintenance fee2

• $1 per transaction if balance is less than $1,000

- Point of Sale (POS): No charge1 • Check Safekeeping is required

COLUMBIA BUSINESS MONEY TREND

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BUSINESS INSURED MONEY MARKET OR BUSINESS ANALYSIS INSURED

MONEY MARKET

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Your new account is: Your new account is:

• No monthly maintenance fee • Interest earnings are calculated daily

and paid monthly (See enclosed rate sheet)

• No minimum balance required to earn interest

• Limited to government entities

Imaging, Safekeeping or CD-ROM8

PUBLIC FUNDS ‘NOW’ INTEREST CHECKING

PUBLIC FUNDS SAVINGS, PUBLIC ANALYSIS INSURED MONEY MARKET

OR

PUBLIC INSURED MONEY MARKET

• No monthly maintenance fee • Limited to government entities • ATM Transaction Charges4

• Statement options include Check Imaging, Safekeeping or CD-ROM8

PUBLIC FUNDS

IF YOUR CURRENT ACCOUNT IS:

PUBLIC CHECKING OR PUBLIC ANALYSIS

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1. VISA®_{Business Debit Cards are offered to all businesses and are subject to credit approval.} 2. The balance requirement to avoid the monthly maintenance fee is based on a minimum. You must

maintain the minimum balance each day to avoid the disclosed maintenance fee.

3. Transactions include deposits, deposited items, checks, withdrawals, ACH credits and ACH debits. 4. ATM cards are available to Sole Proprietors only.

5. Subject to credit approval.

6. Entities organized or operated to make a profit such as corporations, partnerships, limited liability companies, associations, business trusts, or other organizations may not maintain interest bearing checking accounts. A non-profit organization that is operated primarily for religious, philanthropic, charitable, education, political, or other similar purposes may maintain an interest bearing checking account if they are not operated for profit.

7. The number of transfers and withdrawals is limited for savings and money market accounts. A $5 charge per withdrawal will be assessed after the sixth withdrawal per statement cycle. If you continue to exceed the number of transfers or withdrawals, your account may be closed or the account type may be changed.

8. May require additional setup and maintenance fees

9. Your maintenance fee will be waived for the first 4 statement cycles after August 23, 2010. This will provide you with the opportunity to explore and enroll in the three minimum relationship services required to waive the monthly maintenance fee.

Please refer to the Services & Fees Schedule for additional fees that may be assessed against your account.