Consumer Pricing Information

(1)

Effective November 9, 2014

Consumer

Pricing

Information

For a complete list of checking account features and benefits refer

to the U.S. Bank Personal Banking brochure.

Refer to the last page of this document for additional disclosures.

Platinum Checking

$25

• $17.95 with online statements,

OR

• $19.95 with paper statements

7

• $6.95 with online statements,

OR

• $8.95 with paper statements

7

• $10.95 with online statements,

OR

• $12.95 with paper statements

7

No Monthly Maintenance Fee

with one of the following:

• $25,000 in combined

personal deposit, investment*

and/or credit balances,

9

_OR

• Relationship with

U.S. Bank Trust Services

No Monthly Maintenance Fee with:

• An open U.S. Bank personal

loan, line or credit card

11

No Monthly Maintenance Fee

with a Package Money Market

Savings account AND one of

the following:

• Combined monthly direct

deposits totaling $1,000+, OR

• Combined account balance

12

of $1,500

Gold Checking

Silver Checking

Package Checking Options

Minimum

Opening Deposit

Free at U.S. Bank ATMs

and Non-U.S. Bank ATMs

1

ATM Transactions

Requirement

to Waive Monthly

Maintenance Fee

$0 - $2,499

$2,500 - $9,999

$10,000 and above

$25

• Free at U.S. Bank ATMs

• Two free non-U.S. Bank ATM

transactions in a statement period

(Non-U.S. Bank ATM fees

1

_apply

after two)

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees

1

_apply)

None

Interest Tiers

10

Monthly

Maintenance Fee

24 Hours a Day,

7 Days a Week.

.com/usbank

Branch and ATM

More than 3,080 branches in 25 states

Free access at more than 5,000 U.S. Bank

ATMs and no surcharges at more than 23,000

MoneyPass

® 1

_ATMs

Online

usbank.com

Mobile

U.S. Bank Mobile

Phone

800.USBANKS (872.2657)

Cincinnati

513.632.4141

Denver

303.585.8585

Milwaukee

414.765.4636

Minn./St. Paul 612.USBANKS (872.2657)

Portland

503.USBANKS (872.2657)

St. Louis

314.425.2000

Outside the U.S.

503.401.9991 (call collect)

TDD-All Areas 800.685.5065

Deposit products offered by U.S. Bank National Association. Member FDIC.

Credit products offered by U.S. Bank National Association.

(2)

Consumer Pricing Information

• $6.95 with online statements,

OR

• $8.95 with paper statements

7

No Monthly Maintenance Fee

with one of the following:

• Combined monthly direct

deposits totaling $1,000+, OR

• Average account balance

13

of $1,500

Minimum

Opening Deposit

ATM Transactions

Requirement

to Waive Monthly

Maintenance Fee

Free at U.S. Bank ATMs

and Non-U.S. Bank ATMs

1

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees

1

_apply)

Interest Tiers

10

Monthly

Maintenance Fee

Student Checking

14

Checking Options

No Monthly Maintenance Fee

with one of the following:

• Average account balance

13

of $5,000, OR

• Account holder(s) age 65

or greater

Premium Checking

• $10.95 with online statements,

OR

• $12.95 with paper statements

7

$0 - $999

$1,000 - $9,999

$10,000 - $49,999

$50,000 - $99,999

$100,000 and above

Easy Checking

None

$25

• Free at U.S. Bank ATMs

• Four free non-U.S. Bank ATM

transactions in a statement period

(Non-U.S. Bank ATM fees

1

_apply

after four)

None

Electronic Transfer

Account (ETA)

15

$0

$3

Requires direct deposit

of federal benefits or

federal payroll payments

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees

1

_apply)

None

For a complete list of checking account features and benefits refer

to the U.S. Bank Personal Banking brochure.

(3)

None

Star Savers Club

20

$25

$0

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees

1

_apply)

$0 - $499

$500 - $999

$1,000 - $4,999

$5,000 - $9,999

$10,000 and above

Refer to the last page of this document for additional disclosures.

Savings & Money Market Account Options

†

Minimum

Opening Deposit

Monthly

Maintenance Fee

ATM Transactions

Requirement

to Waive Monthly

Maintenance Fee

Interest Tiers

10

None

$300 minimum daily ledger

balance

17

_{OR $1,000 average}

monthly collected balance

18

Goal Savings

Standard Savings

$0, with a minimum $25

automatic monthly transfer from

a U.S. Bank personal checking

account, per statement cycle

19

$25

$0

$4

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees

1

_apply)

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees

1

_apply)

$0 - $999

$1,000 - $9,999

$10,000 - $24,999

$25,000 and above

$1,000 minimum daily ledger

balance

17

_{OR $2,500 average}

monthly collected balance

18

Money Market

$100

$10

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees

1

_apply)

$0 - $999

$1,000 - $9,999

$10,000 - $24,999

$25,000 and above

Single Tier

$10,000 minimum

daily ledger balance

17

Elite Money Market

$100

$10

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees

1

_apply)

$0 - $9,999

$10,000 - $24,999

$25,000 - $49,999

$50,000 - $99,999

$100,000 - $499,999

$500,000 and above

None

$25

$0

Free at U.S. Bank ATMs

(Non-U.S. Bank ATM fees

1

_apply)

(4)

Consumer Pricing Information

Account Charge-Off Processing Fee

$30.00

__________________________________________________________

Debit Fees (ATM and Check Card)

ATM Transactions includes withdrawals, balance inquiries,

denied transactions, fund transfers, and deposits

U.S. Bank ATM Transaction

no charge

Non-U.S. Bank ATM Transaction

1

_$2.50

Mini Statement at U.S. Bank ATM $1.00

Full Statement at U.S. Bank ATM

$1.50

International Processing Fee - U.S. Dollars 2% of transaction

International Processing Fee - Intl Currency 3% of transaction

Check Card Cash Advance Fee

2

_$2.00

Check Card Replacement Card Fee

3

_$5.00

Express Delivery Fee

- new or replacement card

$25.00

(2-3 business days)

__________________________________________________________

Check Collection (incoming/outgoing)

$30.00 + direct cost

__________________________________________________________

Counter Checks

$2.00 per check

__________________________________________________________

DepositPoint

TM 4

(Remote Deposit Capture)

up to $0.50

per deposited item

__________________________________________________________

Dormant Account (per month)

$5.00

__________________________________________________________

Overdraft Paid Fee*

5

Item Amount

$5.00 or less

no fee

$5.01 or greater

$36.00 per item

Overdraft Returned Fee*

5

Item Amount

$5.00 or less

no fee

$5.01 or greater

$36.00 per item

*Fees are subject to a daily maximum of 4 Overdraft Paid Fees and

4 Overdraft Returned Fees, a maximum total of 8 fees per day.

Extended Overdraft Fee

(Charged beginning on the 8th calendar day

and each week thereafter if the available

account balance remains below $0.00.)

$25 per week

Overdraft Protection Transfer Fee

6

_$12.50

For Gold Checking

$7.50

For Platinum Checking

waived

__________________________________________________________

Photocopy Requests

Copy of Check, or other items

$2.00 per item

Copy of Statement

$6.00 per statement

__________________________________________________________

Miscellaneous Checking, Savings

or Money Market Fees

Returned Deposited Item or Cashed Check

$19.00

__________________________________________________________

Statement Fees (Per Statement Cycle)

Statements with Check Images

7

_$2.00

Statements with Check Return

7

_$6.00

Paper Statement (Student Checking Only)

$2.00

__________________________________________________________

Account Balancing and Research

$30.00/hour

1 hour minimum

__________________________________________________________

Cashier’s Check

$7.00

__________________________________________________________

Individual Retirement Account (IRA)

Annual Fee for Plan Balances Below $25,000

CESA Balances Below $5,000

$30.00

Platinum Checking customers

no charge

IRA External Transfer Fee

$30.00 per IRA Plan

__________________________________________________________

Legal Charges

Garnishments

$100.00

Tax Levy & Child Support

$100.00

__________________________________________________________

Personal Money Order

$5.00

__________________________________________________________

Safe Deposit Box Fees

Late Payment (per month)

$10.00

Lock Drilling

$150.00

Invoice Fee

$10.00

__________________________________________________________

Stop Payment

24-month duration

$35.00

__________________________________________________________

Traveler’s Cheques

2% of purchase

__________________________________________________________

Wire Transfer

Incoming (domestic)

$20.00

Incoming (international)

$25.00

Outgoing (domestic)

$30.00

Outgoing (international)

$50.00

__________________________________________________________

Foreign Checks/Currency Fees

Checks Deposited in Foreign Currency on Foreign Banks

Checks on Canadian Banks

up to $0.50

Checks on Select Countries/Banks*

$1.00

Checks over $10,000 USD equivalent

or by arrangement

Collection Basis

Checks on all other Countries/Banks

Collection Basis

Returned Check Fee

8

_$25.00

Return rate subject to sell rates in effect on return date.

*Contact International Banking at 612-303-7400 for more information.

__________________________________________________________

Checks Deposited in U.S. Dollars on Foreign Banks

Checks on Canadian Banks

up to $0.50

Checks on Select Countries/Banks*

$50.00

Checks over $10,000 or by arrangement**

Collection Basis

Checks on all other Countries/Banks**

Collection Basis

**Check subject to review by International Banking.

Returned Check Fee

8

_$25.00

*Contact International Banking at 612-303-7400 for more information.

__________________________________________________________

Foreign Check Collection

8

_{(incoming/outgoing)}

Courier Fee (per check)

$45.00

Initiation Fee (per check)

$40.00

Returned Check Fee

$25.00

__________________________________________________________

Tracer Fee $25.00

Fee collected on all checks presented, paid and unpaid.

__________________________________________________________

Foreign Currency

Purchase

Next Day Delivery

$10.00

Next Day Priority Delivery

$12.00

Sold

Shipping Charge

$10.00

__________________________________________________________

Foreign Draft Purchase

Next Day Delivery

$12.00

Next Day Priority Delivery

$15.00

Processing Fee

$20.00

Stop Payment Orders

$25.00

__________________________________________________________

Miscellaneous Checking, Savings

or Money Market Fees (cont’d)

(5)

Consumer Pricing Information

Additional Disclosures

1. Non-U.S. Bank ATM owners will apply a surcharge fee unless they participate in the MoneyPass®_Network.

To find MoneyPass ATM locations, please visit www.moneypass.com.

2. $2.00 per advance assessed when performing a cash advance at any financial institution that accepts Visa®_.

3. A fee will be assessed for the replacement of a check card plastic when requested more than once within a 12-month period. Replacement check card includes those cards that are requested to replace a current check card product with the same card number. Replacement check card does not include ATM cards, check cards that are lost, stolen or expired. Replacement Card Fee will not apply to replacement of Private Client Reserve and Ascent Visa®_{Check Cards.}

4. To be eligible for DepositPoint, you must be a U.S. Bank Online Banking customer with direct ownership in a U.S. Bank checking or savings account and have no more than two returned deposited items in the past three months. The DepositPoint fee is waived for Platinum Checking accounts. Deposit limits and other conditions may apply. DepositPoint is only available for use within the United States.

5. In the event the available balance at the end of the business day is or would be overdrawn $5.01 or greater, an overdraft paid and/or overdraft returned fee(s) may be assessed. In the event the available balance at the end of the business day is or would be overdrawn $5.00 or less, a fee will not be assessed. 6. If you have linked eligible accounts, and the negative available balance in your checking account is $5.01 or more, the advance amount will transfer in multiples of $50. If however, the negative available balance is $5.00 or less, the amount advanced will be $5.00 and the Overdraft Protection Transfer Fee will be waived. Refer to Your Deposit Account Agreement, section titled Overdraft Protection Plans, for additional information. 7. Additional fees apply for Statements with Check Images and Statements with Check Return. Check Images and Check Return is available only with Paper Statements. Accounts with the Senior customer indicator receive $1.00 discount per statement cycle for Statement with Check Return fee and the Statement with Check Images fee is waived.

8. Any additional Foreign Bank fees incurred while processing will be charged to the depositor’s account. 9. Combined deposit balances include the average monthly collected balances for U.S. Bank personal checking, savings, money markets, CDs and IRAs. Outstanding credit balances include U.S. Bank personal purpose loans (excluding some indirect loans), U.S. Bank Mortgages, U.S. Bank Home Equity Loans and Lines of Credit, U.S. Bank Premier Line and U.S. Bank Credit Cards. Investment balances include the aggregate minimum daily balance of all investment types held through the statement period with U.S. Bancorp Investments. 10. Variable rate account. Interest rates are determined at the bank’s discretion and can change at any time. See the Current Deposit Rates for disclosures on rates, compounding and crediting, and other balance information.

11. Includes U.S. Bank: personal purpose loans, Home Equity Loans, Home Equity Line of Credit, Premier Line, Home Mortgage and activated Credit Cards. (U.S. Bank Reserve Line of Credit and Student Loans are excluded). Mortgage and Credit products are subject to eligibility requirements and normal credit approval. Mortgage and Credit products may be subject to additional charges such as annual fees. Please refer to the credit agreement for full details.

12. The combined balance is the total average account balance of the Silver Checking account and all Package Money Market Savings accounts you own. The average account balance is calculated by adding the combined balance at the end of each calendar day during the statement period, up to and not including the last business day of the statement period, and dividing that sum by the number of days used. Business days are Monday through Friday; federal holidays are not included.

13. The average account balance for Premium and Easy Checking is calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of calendar days within the statement period.

14. Student enrolled in high school, technical college, trade school or university.

15. ATM Card only, no checks issued and no third party transactions accepted. Refer to Electronic Transfer Account sales sheet for additional benefits and features.

16. A U.S. Bank Package Money Market Savings account requires you to maintain an open U.S. Bank Silver, Gold or Platinum Package Checking account with at least one common account holder on each account. The Package Money Market Savings account will be converted to a U.S. Bank Standard Savings account if the Silver, Gold or Platinum Package Checking account is closed or transferred to a different non-qualifying product.

17. The daily ledger balance is the balance at the end of each business day, equal to the beginning balance for that day plus the current business day credits, minus the current business day debits. Business days are Monday through Friday; federal holidays are not included. 18. The average monthly collected balance is calculated by adding the principal in the account for each calendar day in the statement period and dividing that figure by the total number of calendar days in the statement period.

19. Must have a U.S. Bank personal checking account to qualify.

20. Account will be converted to Standard Savings when minor reaches 18 years of age.

† Federal Regulation D limits certain types of withdrawals and transfers made from a savings or money market account to a combined total of six per account cycle. This includes withdrawals made by check or draft to third parties; debit or ATM card point-of-sale (POS) purchases; and pre-authorized withdrawals such as automatic transfers for overdraft protection and transfers made by telephone, online banking, mobile banking, bill pay, wire and facsimile. Withdrawals and/or transfers exceeding the six per account cycle allowance, will result in a $15 excessive withdrawal fee per transaction. If limitations are continuously exceeded, it may result in conversion to an Easy Checking account. Withdrawals and transfers made in person at a U.S. Bank branch or at an ATM are not included in the limit of six per account cycle.

Investment products and services are:

U.S. Bank, U.S. Bancorp Investments and their representatives do not provide tax or legal advice. Each individual’s tax and financial situation is unique. Clients should consult their tax or legal advisor for advice and information concerning their particular situation.

For U.S. Bank:

For a comprehensive list of all pricing, terms and policies see the Consumer Pricing Information brochure, the Your Deposit Account Agreement and the Personal Banking brochure. Other conditions and restrictions may apply. Terms may change without notice. Deposit and Mortgage products, Home Equity Loans and Lines of Credit and Credit Cards are offered through U.S. Bank National Association. Member FDIC

*For U.S. Bancorp Investments: Investment products and services are available through

U.S. Bancorp Investments, the marketing name for U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank. must remain open and in good standing. After August 12, 2013 the eligibility requirements will no

longer be necessary. See the U.S. Bank Your Deposit Account Agreement booklet and Consumer Pricing Information brochure for additional disclosures applicable to deposit accounts. Other conditions and restrictions may apply. Terms may change without notice.

2. Mobile Banking and text alerts You may be charged access fees by your carrier, dependent

upon your personal plan. Web access is needed to use Mobile Banking. Check with your carrier for details on specific fees and charges.

3. Paper statement fees Additional fees apply for statements with Check Images or Check Return. 4. Average account balance (Silver or Gold Checking) Average account balance for Silver

or Gold Checking is determined by adding the balance at the end of each calendar day during the statement period, up until and not including the last two business days of the statement period, and dividing that sum by the number of days used. Business days are Monday through Friday; federal holidays are not included. Effective August 12, 2013, Combined account balance (Silver Checking) The combined balance is the total average account balance of the

Silver Checking account and all Package Money Market Savings accounts you own. The average account balance is determined by adding the combined balance at the end of each business day during the statement period, up until and not including the last two business days of the statement period, and dividing that sum by the number of days used. Business days are Monday through Friday; federal holidays are not included.

5. Non-U.S. Bank ATM transactions An additional surcharge fee will be applied by the ATM

owner, unless they are participating in the MoneyPass®_network.

6. Monthly reward bonus (Gold and Platinum Checking) Monthly bonus is calculated based

on rewards earned each month for net purchases (purchases minus credits and returns) and excluding elevated rewards based on special purchase-category tiers made with a U.S. Bank Cash+TM_{Visa Signature}®_{Card, FlexPerks}®_{Travel or Select Rewards Visa}®_{Credit Card.}

7. Easy Checking accounts with no monthly maintenance fee Requires at least one identical

account holder on all accounts. Limit two Easy Checking accounts with no monthly maintenance fee for Gold Package customers.

8. Auto-pay to a U.S. Bank personal loan, line or credit card (Gold Checking) Automatic

monthly payment from the Gold Checking to a personal loan, line of credit or credit card, does not include student loans and some indirect loans.

9. U.S. Bank personal loan, line of credit or credit card (Gold Checking) Includes U.S. Bank:

personal purpose loans, Home Equity Loans, Home Equity Line of Credit, Premier Line, Home Mortgage and Credit Cards. (U.S. Bank Reserve Line of Credit and Student Loans are excluded). Mortgage and credit products are subject to eligibility requirements and normal credit approval, and may be subject to additional charges such as annual fees. Please refer to the credit agreement for full details.

10. Earns interest Variable rate account, interest rates are determined at the bank’s discretion and

can change at any time.

11. Up to a $1,000 U.S. Bank Home Mortgage discount Discount is calculated as 0.25% of the

loan amount. Maximum mortgage discount is $1,000. For existing U.S. Bank home mortgages the refinance discount maximum is $300. Certain mortgages may not be eligible. Information is subject to change without notice. Loan approval is subject to program guidelines. Other restrictions may apply.

12. Free money orders, cashier’s checks, etc. No U.S. Bank fees on money orders, cashier’s

checks, counter checks, single-signer traveler’s cheques, stop payments and copies of checks and statements.

13. $25,000 in combined personal deposits and/or credit balances with U.S. Bank and investments with our affiliate, U.S. Bancorp Investments, Inc. (Platinum Checking)

Combined deposit balances include the average monthly collected balances for the following U.S. Bank products: personal checking, savings, money market, CDs and IRAs. Outstanding credit balances include personal purpose loans (some indirect loans not included), U.S. Bank Home Equity Loans, Home Equity Line of Credit, Premier Line, U.S. Bank Home Mortgage and U.S. Bank Credit Cards. Investment balances include the aggregate minimum daily balance of all investment types held through the statement period with U.S. Bancorp Investments, Inc.

14. Average account balance (Premium or Easy Checking) Average account balance is

calculated by adding the balance at the end of each calendar day in the statement period and dividing that sum by the total number of calendar days within the statement period.

15. Free online statement (Student Checking) Fees for paper statements will apply. 16. U.S. Bank Zero Fraud Liability U.S. Bank provides zero fraud liability for

unauthorized transactions. Cardholder must notify U.S. Bank promptly of any unauthorized use. Certain conditions and limitations may apply.

17. Overdraft Protection Fees and qualification may apply. Consult the Your Deposit Account

Agreement and the Consumer Pricing Information Brochure for fees.

18. Account holders Account holders who are signers on the checking account must also be

signers on the account linked for Overdraft Protection.

19. Savings and money market transaction limitations Please refer to the Consumer Pricing

Information brochure for additional information regarding Federal Regulations Governing Savings and Money Market Transaction Limitations.

20. Lines of credit and credit cards Lines of credit and credit cards are subject to eligibility

requirements and normal credit approval. Credit products may be subject to additional charges such as annual fees. Interest will accrue on the amounts advanced. Please refer to the line of credit or credit card agreement for full details.

21. Checking Account Advance (CAA) Certain restrictions, fees and eligibility requirements

apply. Checking Account Advance is an expensive form of credit. Talk with your banker about other available credit options.

22. Western Union® _{The Western Union logo, owned by Western Union Holdings, Inc., is used}

with permission. Subject to valid identification. Fees apply.

detailed information. The U.S. Bank Rewards Visa Card cannot be reloaded with additional funds, nor can it be used at an ATM. Terms and conditions apply and other fees may apply to Rewards Cards. For complete terms and conditions, see the “U.S. Bank Rewards Card Cardholder Agreement” available at www.myusbankcorporaterewards.com. The Rewards Card is issued by U.S. Bank National Association pursuant to a license from Visa U.S.A. Inc.

24. FDIC insured FDIC insured to the maximum allowed by law. 25. Tiered interest rate See banker for details on interest rate tiers.

26. Health Savings Account (HSA) You must participate in an Internal Revenue Service (IRS)

qualified High Deductible Health Plan (HDHP) to be eligible for this account.

27. Home mortgage, smart refinance and home equity Some restrictions may apply. Offer is

subject to normal credit approval and program guidelines. Property insurance is required. Interest rate and program term are subject to change without notice. Not all loan programs or loan amounts are available in all states. Customer is responsible for escrow related costs (property tax and insurance).

28. Tax-deductible interest Consult your tax advisor regarding the deductibility of interest. 29. Auto and Installment Loans Offer is subject to credit qualifications. Some additional

restrictions may apply. Not all loan programs are available in all states for all loan amounts.

30. Premier Line of Credit and Premier Loans Some restrictions may apply. Offer is subject to

normal credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts.

31. Credit cards Credit products are subject to approval.

32. Cash+ Visa Signature Cash back is calculated on net purchases (purchases minus returns

or adjustments). Balance transfers, cash advances or other account advances do not qualify. Transactions qualify for 5% or 2% cash back based on how merchants classify the transaction. As U.S. Bank cannot control how merchants choose to classify transactions U.S. Bank cannot guarantee a transaction will qualify. Upon approval, full details will be provided in your Cardmember Agreement.

33. FlexPoints bonus categories Cardmembers will be awarded FlexPoints at the rate of

two FlexPoints for every $1 in Net Purchases during the current month’s billing cycle for any merchant location that classifies itself as having telecommunication services/products. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for additional FlexPoints.

34. FlexPerks®_{and donations FlexPerks Travel Rewards Visa Signature and FlexPerks Business}

Travel Rewards Visa cardmembers will earn FlexPoints at a rate of three (3) FlexPoints per every $1 in Net Purchases and FlexPerks Select Rewards Visa cardmembers will earn FlexPoints at a rate of 1.5 FlexPoints per every $1 in Net Purchases during the current month’s billing cycle for any merchant location that classifies itself as a Charitable and Social Service Organization. U.S. Bank does not have the ability to control how a merchant chooses to classify their business and therefore reserves the right to determine which purchases qualify for additional FlexPoints. Bonus FlexPoints will be awarded within 60 days of donation.

35. Convenient Cash Card Successful identity verification required. Enrollment and

monthly service fees apply and other fees may apply. See the Branch Representative or www.usbconvenientcash.com for additional information regarding product features and fees.

36. Visa Buxx®_{Card There is a one-time enrollment fee of $10 for Visa Buxx Cards funded}

with a U.S. Bank account (check card, credit card, checking or savings account) or a $15 fee for cards funded with a non-U.S. Bank account. Other fees may apply. See the Branch Representative or www.usbank.com/visabuxxcard for additional information regarding product features and fees.

37. Visa Gift Card Purchase fee applies. The U.S. Bank Visa Gift Card cannot be reloaded with

additional funds, nor can it be used at an ATM (Automated Teller Machine). For use in the U.S. only. Terms and conditions apply and other fees may apply to Gift Cards. For complete terms and conditions, see the “U.S. Bank Visa Gift Card Cardholder Agreement” available at any U.S. Bank branch or online at www.usbankmyaccount.com.

38. Deposit checks This feature requires enrollment in DepositPointTM_{, which includes meeting}

eligibility requirements. For full details and fees, please visit usbank.com/DepositPoint.

trademark of Time Inc. and is used under license. MONEY and Time Inc. are not affiliated with, and do not endorse products or services of U.S. Bank.

For U.S. Bank:

Deposit and Mortgage products offered by U.S. Bank National Association. The U.S. Bank Visa Check Card is issued by U.S. Bank National Association, pursuant to a license from Visa

U.S.A. Inc. Member FDIC.

U.S. Bank loans and lines of credit are offered through U.S. Bank National Association ND. Credit products offered by U.S. Bank National Association ND. The creditor and issuer of U.S. Bank credit cards is U.S. Bank National Association ND, pursuant to a license from Visa U.S.A. Inc.

U.S. Bank is not responsible for and does not guarantee the products, services or performance of affiliates.

*For U.S. Bancorp Investments, Inc.:

Investment products and services are available through U.S. Bancorp Investments, Inc., member FINRA and SIPC, an investment adviser and a brokerage subsidiary of U.S. Bancorp and affiliate of U.S. Bank. Investment products are:

Personal Banking

24 Hours a Day,

7 Days a Week.

.com/usbank

Branch and ATM

More than 3,080 branches in 25 states

Free access at more than 5,000 U.S. Bank

ATMs and no surcharges at more than 23,000

MoneyPass

® 1

_ATMs

Online

usbank.com

Mobile

U.S. Bank Mobile

Phone

800.USBANKS (872.2657)

Cincinnati

513.632.4141

Denver

303.585.8585

Milwaukee 414.765.4636

Minn./St. Paul 612.USBANKS (872.2657)

Portland

503.USBANKS (872.2657)

St. Louis

314.425.2000

Outside the U.S.

503.401.9991 (call collect)

TDD-All Areas 800.685.5065

Deposit products offered by U.S. Bank National Association. Member FDIC. Credit products offered by U.S. Bank National Association.