Key features of your policy

unoccupied or unfurnished (see definitions in your policy wording) for contents in garages and outbuildings, accidental damage, malicious acts or vandalism, loss or escape of water

Accidental damage to home entertainment and bicycles Accidental breakage to mirrors and fixed glass in furniture Accidental loss/damage to prams, buggies and wheelchairs Loss of

Damage to Contents Caused by… - Fire - Explosion - Lightning - Smoke - Malicious damage - Theft - Storm - Flood - Escape of water - Leakage of oil. - Impact - including

• A minimum policy excess of £100 for each and every claim or, in the event of escape of water, an excess of £250 • Loss or damage caused by malicious.. acts, vandalism,

• Theft or attempted theft • Vandalism or malicious acts • Escape of water or oil • Contents in the garden • Frozen and chilled foods • Accidental damage..

• Theft or attempted theft • Vandalism or malicious acts • Escape of water or oil • Contents in the garden • Garden plants • Frozen and chilled foods •

• Loss or damage caused by malicious acts or vandalism, theft or attempted theft, leakage of oil, accidental breakage of fixed glass or fixed sanitaryware if the property

• Loss or damage caused by malicious acts or vandalism, theft or attempted theft, leakage of oil, loss of water, and loss or damage to contents in the garden if the property