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Personal Property Home Inventory

If your home was damaged by a fire or a burglar made off with your valuables would you be able to give your insurance company a complete list of all the items that were damaged or destroyed? Having an up-to-date personal property home inventory will help.

Your furniture and appliances, clothing, sports or hobby equipment, and electronic goods are all regarded as personal property. Like many people, you may own much more than you realize. Too many people find out after a loss that they should have increased their coverage amounts or purchased replacement cost coverage.

Remember: Your homeowner’s insurance policy covers valuable items such as jewelry, furs, art and antiques, only up to set dollar amounts. If the cost of replacing them exceeds these limits, you may want to purchase Scheduled Personal Property Coverage.

Home inventory tips

 List every item of value in your house.

 Include the serial numbers of all items that have them.

 Keep all receipts along with a description of the items.

 Keep a detailed record of antiques, jewelry, major appliances and collector’s items.

 Continuously update your Home Inventory as you acquire new items.

Taking the time to record your personal property in this inventory guide will save you time, money and frustration should a property loss occur. You may want to include a video or photographs of your inventory.

Keep a copy of your Personal Property Home Inventory file in a safe deposit box, a fireproof container, or give copies to a trusted family member who doesn’t live in your home.

STATE OF WISCONSIN

OFFICE OF THE COMMISSIONER OF INSURANCE PI-224 (R 02/2015)

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Personal Property Home Inventory 2 PI-224 (R 02/2015)

Inventory Summary

No. of Items Items

Total Original Cost

Estimate Present Value Jewelry

Furs Fine arts

Musical instruments Silverware

China and glassware

Sports and hobby equipment Electronics Office Living room Dining room Kitchen

Recreation/family room Library, den or study

Master bedroom Extra bedroom(s) Bathroom(s)

Personal effects - men Personal effects - women Personal effects - boys Personal effects - girls

Laundry room Attic, basement, garage

Patio or deck Grand Total

Total amount of your present insurance on personal property

(3)

Kitchen

No. of Items Item

Date of Purchase

Total Original Cost

Estimate Present Value

Table

Chairs and stools

Curtains

Cabinets

Lighting fixtures Stove and range hood

Microwave oven Refrigerator and contents

Freezer and contents

Dishwasher

Electrical appliances Pots and pans

Silverware

Kitchen utensils

Dishes

Glasses

Liquor, wines Canned goods Brooms, mops Cleaning materials

TV

Clocks

Radio

Pictures

Total

(4)

Personal Property Home Inventory 4 PI-224 (R 02/2015)

Dining Room

No. of Items Item

Date of Purchase

Total Original Cost

Estimate Present Value Dining table

Chairs

Buffet

Serving cart China cabinet

Chests

Mirrors

Tablecloths, napkins

Placemats

China

Silverware

Glassware

Curtains, blinds Rugs, carpets Pictures, decorations

Total

(5)

Living Room

No. of Items Item

Date of Purchase

Total Original Cost

Estimate Present Value

Sofas

Chairs

Tables

Table accessories Desk and accessories

Shelves

Bookcases

Clocks

Mirrors

Chests

Lamps

Pillows

Throws

Fireplace accessories Curtains, blinds Rugs, carpets Pictures, decorations

TV

Home theater or stereo

Total

(6)

Personal Property Home Inventory 6 PI-224 (R 02/2015)

Family Room or Den

No. of Items Item

Date of Purchase

Total Original Cost

Estimate Present Value

Sofas

Chairs

Tables

Throws

Game sets

Table accessories

Books

Bookcases

Shelves

Desk and accessories

Clocks

Lamps

Pillows

Fireplace accessories Curtains, blinds Rugs, carpets Pictures, decorations

TV

Home theater or stereo

Total

(7)

Bedroom 1

No. of Items Item

Date of Purchase

Total Original Cost

Estimate Present Value Bed and headboard

Box spring and mattress

Chests

Dressers

Lamps

Tables

Chairs

Desk and accessories

Mirrors

Curtains, blinds Rugs, carpets Blankets, quilts

Linens

Pictures, decorations Clock or clock radio

TV

Total

(8)

Personal Property Home Inventory 8 PI-224 (R 02/2015)

Bedroom 2

No. of Items Item

Date of Purchase

Total Original Cost

Estimate Present Value Bed and headboard

Box spring and mattress

Chests

Dressers

Lamps

Tables

Chairs

Desk and accessories

Mirrors

Curtains, blinds Rugs, carpets Blankets, quilts

Linens

Pictures, decorations Clock or clock radio

TV

Total

(9)

Bedroom 3

No. of Items Item

Date of Purchase

Total Original Cost

Estimate Present Value Bed and headboard

Box spring and mattress

Chests

Dressers

Lamps

Tables

Chairs

Desk and accessories

Mirrors

Curtains, blinds Rugs, carpets Blankets, quilts

Linens

Pictures, decorations Clock or clock radio

TV

Total

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Personal Property Home Inventory 10 PI-224 (R 02/2015)

Bedroom 4

No. of Items Item

Date of Purchase

Total Original Cost

Estimate Present Value Bed and headboard

Box spring and mattress

Chests

Dressers

Lamps

Tables

Chairs

Desk and accessories

Mirrors

Curtains, blinds Rugs, carpets Blankets, quilts

Linens

Pictures, decorations Clock or clock radio

TV

Total

(11)

Bathrooms

No. of Items Item

Date of Purchase

Total Original Cost

Estimate Present Value Shower curtain

Bath mat

Linens

Bath sets

Medicine/prescriptions Hair dryer Curling iron

Razor

Clothes hamper Curtains, blinds

Mirrors

Scale

Toiletries

Pictures, decorations

Total

(12)

Personal Property Home Inventory 12 PI-224 (R 02/2015)

Home Office

No. of Items Item

Date of Purchase

Total Original Cost

Estimate Present Value

Chair

Couch

Computer

Printer

Scanner

Fax machine Answering machine Cordless phone Tape recorder

Securities

Manuscripts Business property

Camera

Bookcases

Books

Curtains

Tables

Lamps

Radios

Rugs

Fireplace equipment Portable air conditioner

Portable electronics

Total

(13)

Laundry Room

No. of Items Item

Date of Purchase

Total Original Cost

Estimate Present Value Washing machine

Dryer

Iron

Ironing board Sewing machine

Humidifier

Dehumidifier Vacuum cleaners

Fans

Heaters

Air conditioner Washing machine

Total

(14)

Personal Property Home Inventory 14 PI-224 (R 02/2015)

Garage/Basement/Attic

No. of Items Item

Date of Purchase

Total Original Cost

Estimate Present Value

Furniture

Luggage/trunks Sports equipment

Toys/games

Power and hand tools

Pool Equipment

Heater

Dehumidifier Ornamental lawn items

Lawn mower

Shovels

Spreaders

Sprinklers/hoses Snow blower Garden tools/supplies Holiday decorations Canned foods/supplies Pet supplies

Ladders

Total

(15)

Porch, Patio

No. of Items Item

Date of Purchase

Total Original Cost

Estimate Present Value

Chairs

Tables

Umbrella

Floor covering Outdoor cooking equipment

Plant/planters

Hot tub

Total

References

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