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An Agent-Based Model of the Automobile Insurance Market with an Endogenous Underwriting Cycle

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Academic year: 2021

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Figure

Figure 1: An economic location model of the automobile insurance market: insurers (large dots) are evenly distributed along an abstract circular space of product attributes (such as insurer’s perceived reliability, size, marketing methods etc.), with a lar
Figure 2: Loss ratios and combined loss ratios for the UK automobile (or ’motor’) insurance market.
Figure 3: Autocorrelations and partial autocorrelations of loss ratios for the UK automobile insurance market
Figure 4: Standard deviation and lag-1 autocorrelation (Rho1) of simulated loss ratios for different values of β and γ parameters.
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