Private Wealth Management & Family Services

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Private Wealth Management

& Family Services

What is What is itit??

Pour l

Pour l’’exercice N5 : exercice N5 : Format PéFormat Pédagogiquedagogique

Cours STIC

Cours STIC-- I /Master Maltt/ TECFAI /Master Maltt/ TECFA/ Uni Genè/ Uni Genève. ve. Cr

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Brief presentation

This presentation was created for academical purpose only for This presentation was created for academical purpose only for exercice N5 of the STIC seminary in order to realize a Test

exercice N5 of the STIC seminary in order to realize a Test--Lesson Lesson using the Reload software for E

using the Reload software for E--learning packages and Learning learning packages and Learning Design.

Design.

In this slidesIn this slides’’ presentation I would like to show you what is the presentation I would like to show you what is the Private Wealth Management and what do we mean under the

Private Wealth Management and what do we mean under the

Family Services?

The definitions of this presentation were taken from the websideThe definitions of this presentation were taken from the webside of of CBF financial company where I have been working.

CBF financial company where I have been working.

Source for texte&graphes: Source for texte&graphes: CBF SA CBF SA financial company in Genevafinancial company in Geneva

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Summary

1.

Wealth Management

2.

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Graphe 1

The structured pyramid of the relationships

between a client and a managing company

Client Managing Company Financial Asset Management Trust & Corporate Structuring Family Services

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Wealth Management

1.

Financial

Asset Management

2.

Market Investments

3.

Structured Products

4.

Alternative Investments

5.

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Financial

Asset Management

applied in a private company

••Your assets are deposited with the best BanksYour assets are deposited with the best Banks

••The investment style is tailored to optimize your wealth and comfortThe investment style is tailored to optimize your wealth and comfort

••Our investment philosophy is a dynamic approach to asset allocationOur investment philosophy is a dynamic approach to asset allocation

••Which means that no static allocation is forced on your investmWhich means that no static allocation is forced on your investments. We ents. We do notdo notprovide you with an index to provide you with an index to invest in, but we

invest in, but we activelyactivelyallocate your fundsallocate your funds

••Our independence is a guarantee that we always choose the best investment opportunities for our clients.Our independence is a guarantee that we always choose the best investment opportunities for our clients.

••When entrusted with management of your assets we employ two appWhen entrusted with management of your assets we employ two approaches:roaches:

Discretionary Investment ManagementDiscretionary Investment Management

••The investment The investment decisionsdecisionsare our responsibility are our responsibility

••Extensive discussion about your personal situation will underline your return targets Extensive discussion about your personal situation will underline your return targets

••We will explain our strategy and tactics of delivering investmeWe will explain our strategy and tactics of delivering investment returnsnt returns

••Together with you we regularly review your investment portfolioTogether with you we regularly review your investment portfolio

Active Advisory Investment ManagementActive Advisory Investment Management

••You make all investment decisionsYou make all investment decisions

••We We adviseadviseon investment strategy, proactively search for suitable investment products, provide on investment strategy, proactively search for suitable investment products, provide recommendations and execute your investment decisions

recommendations and execute your investment decisions

••Our Independence ensures that we are not tied exclusively to any financial institution and will find the most Our Independence ensures that we are not tied exclusively to any financial institution and will find the most suitable investment product for your needs

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Graphe 2

Essentiel overview of Wealth Management

Trust, Foundation, Company Asset custody In Private Bank Managing Company Client Asset Management_Mandate

Investment Management

Asset Ownership Asset Deposit

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Market Investments

Our relationship network allows to source

on your behalf any tradable market

security, commodity or fund, across most

currencies and geographic zones.

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Structured Products

•• Financial products that are not freely traded on financial markFinancial products that are not freely traded on financial markets ets but have been tailor

but have been tailor--made to your needsmade to your needs

•• These products vary greatly and include high yield capital These products vary greatly and include high yield capital

guaranteed products, where the yield depends on interest rates,

commodity prices, currency exchange rates or other variables,

•• We source such products through our own network of relationshipWe source such products through our own network of relationships s with the best investment banks in the market place.

with the best investment banks in the market place.

•• The return on the investments can vary but invested capital The return on the investments can vary but invested capital is is always guaranteed to be paid back to you.

always guaranteed to be paid back to you.

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Alternative Investments

Our independence and network of

relationships allows to source for you

attractive off

-

market opportunities

available to restricted circle of investors, in

private equity, real estate, etc.

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Graphe 3

The core of a Private Wealth Management

company is in:

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Relationships with custodian banks

•• Your Wealth Management Company (the Company, hereafter) has Your Wealth Management Company (the Company, hereafter) has a Portfolio Management Agreement with you, but your assets are

a Portfolio Management Agreement with you, but your assets are

deposited with a custodian bank.

•• The Company is only authorized to manage your assets within theThe Company is only authorized to manage your assets within the Custodian Bank.

Custodian Bank.

•• The Company clearly can not transfer assets out.The Company clearly can not transfer assets out.

•• The Company open accounts with the best of the Geneva or The Company open accounts with the best of the Geneva or international private banks which are most suited to your needs.

international private banks which are most suited to your needs.

•• You get the best of both worlds: Custodian Bank administrative You get the best of both worlds: Custodian Bank administrative resources combined with the Company

resources combined with the Company’’s undivided attention and s undivided attention and professionalism.

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Family Services

A general overview regarding the services offered by a

Wealth Management

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The End