APPENDIX E ACCOUNT NUMBER CHECK DIGIT VERIFICATION (CDV)

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BANKSERV USER MANUAL APPENDIX E VERSION #2 - PUBLICATION DATE : 00/08/01 ACCOUNT NUMBER CHECK DIGIT VERIFICATION (CDV)

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ed 115/06 060531 APPENDIX E

ACCOUNT NUMBER CHECK DIGIT VERIFICATION (CDV) E.1. The BANKSERV CDV routine has been generated using the following references:

E.1.1 The BANKSERV Magnetic Tape Service User Manual "CDV Parameter Table" (Pages E-6 and E-7). This table gives the following details:

(i) Branch Code Ranges. (ii) Account Type.

1 = Current (cheque) Accounts. 2 = Savings Accounts. 3 = Transmission Accounts. 4 = Bond Accounts.

6 = Subscription Share Accounts.

(iii) Account Indicator (Acct Indic) refer also Account Indication Table (Page E-5). (iv) Modulus.

(v) Fudge Factor.

(vi) Weighting Digits 11 through 1. (vii) Exception Code.

E.1.2 Bank Branch Names Listing (CIRTS52) or Bank Branch and CDV Magnetic Tape. (CIM900 – Appendix I) From this list or file the following details can be obtained relating to the CDV routine:

(i) Valid Bank branch codes for the Magnetic Tape Service. (ii) Stream code.

00 - 49 = Computerised branches.

E.1.3 The Account Type Recognition Table (Pages E-8 to E-13).

This table is based on regarding the least significant digit of the account number as 1.

(i) The most/least significant digit in an account number is determined in the following manner: An account number containing 10 digits.

eg 8712394156

As indicated above the digit "8" is regarded as the most significant number and the digit "6" the least significant number. Therefore regarding the most significant digit of the account number as 1, the 1st digit of the account number is "8" and the 10th digit is "6".

Regarding the least significant digit of the account number as 1, the 1st digit of the account number is "6" and the 10th digit is "8".

(ii) The length of the account number should always equal the number in the "NO. OF DIGITS" column and preceding zeros must be taken into account.

E.2. Check Digit Verification Routine

Referring to the Bank Branch code and account number before you, the CDV parameter table is used in the following manner: (i) Check that the branch is valid by referring to the Bank branch names list (CIRTS52) or Magnetic Tape (CIM900 –

Appendix I).

(ii) Determine whether the branch is computerised or non-computerised by referring to the "stream code" column in the Bank Branch Names List/tape (CIRTS52 or CIM900). Refer E.1.2 (ii).

(iii) Having located the range, establish the account type in the next column “Account Type”.

(iv) Having established the account type determine the “Acct Indic” by referring to the Acct Indic column. To establish whether the account number is check-digit-verifiable or not, use the “Acct Indic” code and apply to the Account Indication Table on Page E-5. (Remember the computerised status from (ii) above.)

If the Account No. is Check-Digit-Verifiable:

(v) Multiply each digit of the account number by the corresponding weighting in the "weighting digits" column and total the products. (The A, D, H, J, N, T in the "weighting digits" column indicates the following: A = 10, D = 13, H = 17,

J = 19, N = 23, T = 29.)

(vi) Add the fudge factor given in the "fudge factor" column.

(vii) Divide by the modulus given in the "modulus" column. The remainder must be zero unless otherwise specified in the "exception code" column.

Where an exception is indicated in the "exception code" column the additional procedures listed are necessary.

Amend

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VERSION #2 - PUBLICATION DATE : 00/08/01 ACCOUNT NUMBER CHECK DIGIT VERIFICATION (CDV)

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Amended 116/06 061010 Exception Code (b) Mercantile Bank

The remainder may be 1 if the least significant digit of the account number is 0 or 1.

Exception Code (d) HBZ Bank (New 11 digit account Number)

NOTE: For New 11 digit Current and Savings Accounts, The remainder may be 1 if the least significant digit of the account number is 0 or 1

For (Current Accounts)

Regarding the least significant digit as digit no. 1, the value of digit 11 must = 1 and digit 10 must = 1 For (Savings Accounts)

Regarding the least significant digit as digit no. 1, the value of digit 11 must = 1 and digit 10 must = 3 OR

(Old 8 or 10 digit account Number)

Should the account number fail the CDV on page E-7 and the above exception, and the most significant digit of the account number is zero it is then assumed that it is an “OLD” account number and no validation is required.

Exception Code (e) Nedbank Inc. BoE Bank; Nedbank Ltd. Inc. PEP Bank

Regarding the least significant digit of the account number as digit number 1, the value of digits 1 and 2 must be greater than 00 AND

Regarding the least significant digit of the account number as digit number 1, digit 11 must always be 0. Digit 10 must always be greater than 0.

Exception Code (f) ABSA Bank, Meeg Bank

In determining the number of characters in an ABSA account number, bear in mind that preceding zeros must not be ignored (eg

a 9-digit account number of 000 000 001 would appear to be only 1 character long if the preceding zeros are ignored).

When performing exception code (f), run through each validation consecutively until the account number passes on any one of the undermentioned validations, thus indicating that the account number is valid.

If the Account Number is 11 digits long, regarding the least significant digit as digit no. 1, and digits 11 and 10 are “53”, then the following CDV Routine applies:

ACCT TYPE = 2

ACCT INDIC = 4

WEIGHTING DIGITS 11 THRU 1 = 00000000000

FUDGE FACTOR = 00

MODULUS = 00

Note: The above validation routine applies only to account numbers beginning with 53, and have no significance to the remainder of the ABSA validation routine below - All other ABSA account numbers must continue to be validated with the CDV routines as set out below;

FUDGE FACTOR = 00

MODULUS = 10

OR

Where the account fails the above CDV routine, apply the following CDV routine:- WEIGHTING DIGITS 11 THRU 1 = 14327654321

FUDGE FACTOR = 00

MODULUS = 11

OR

Where the account fails the above CDV routine, apply the following CDV routine:- WEIGHTING DIGITS 11 THRU 1 = 54327654321

FUDGE FACTOR = 00

MODULUS = 11

Note: Where the account number is 10 or 11 digits long, the remainder may be 1 if the least significant digit of the account number is 0 or 1.

OR

Where the account number fails the above CDV ROUTINE, apply the following CDV routine:- WEIGHTING DIGITS 11 THRU 1 = 11327654321

FUDGE FACTOR = 00

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Amended 116/06 061010 OR

Where the account number fails the above CDV routine AND the account number is less than 10 digits and the remainder is not equal to 0, add 6 to the least significant digit of the account number, ignoring any carry forward and repeat modulus 11 CDV routine:-

FUDGE FACTOR = 00

MODULUS = 11

OR

Where the account number fails the above CDV routine, apply the following CDV routine:- WEIGHTING DIGITS 11 THRU 1 = 14329874321

FUDGE FACTOR = 00

MODULUS = 10

Exception Code (g) Nedbank (ex Permanent Bank) / (Peoples now Peoples Mortgage Limited), (13 digit Bond Account Numbers)

Position fields by ignoring the least significant 5 digits (only when performing CDV calculation); ie construct an 8-digit account number.

Apply the following CDV routine:-

WEIGHTING DIGITS 11 THRU 1 = 1 1 1 T N J H D 7 3 1

ie = 1 1 1 29 23 19 17 13 7 3 1

FUDGE FACTOR = 00

MODULUS = 11

If the remainder is not equal to 0 and the two least significant digits of the 8-digit account number (digits 1 & 2) are the same, then apply the following CDV routine:-

ie = 1 1 1 29 23 19 17 13 7 3 0

FUDGE FACTOR = 10

MODULUS = 11

Exception Code (h) Nedbank Bond Accounts EXAMPLE of a Nedbank Bond Account

No. of digits = 13 = 13 12 11 10 9 8 7 6 5 4 3 2 1 Nedbank Bond Account No. = 8 0 0 9 7 1 6 5 0 0 1 0 1

u u

most least

significant digit significant digit

Position fields by ignoring the least significant 5 digits (only when performing the CDV calculation); ie construct an 8-digit CDV routine:-

Note: Account number should be right justified and zero filled when applying the CDV. WEIGHTING DIGITS 11 THRU 1 = 1 1 1 T N J H D 7 3 1

ie = 1 1 1 29 23 19 17 13 7 3 1

FUDGE FACTOR = 00

MODULUS = 11

If the remainder is not equal to 0 and the two least significant digits of the 8-digit account number (digits 1 & 2) are the same, then apply the following CDV routine:-

ie = 1 1 1 29 23 19 17 13 7 3 0

FUDGE FACTOR = 10

MODULUS = 11

Note: After the CDV has been successfully calculated, only the 11 most significant digits of the account number, ie digits 13 THRU 3, must be loaded in Field 7, ignoring digits 2 & 1, (REFER TO EXAMPLE ABOVE). The Account number remains in FIELD 7 OF THE STANDARD TRANSACTION RECORD; Refer Pages 3-8 and 3-9, with BRANCH CODE 170-305 (BOND ACCOUNTS).

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Exception Code (i) Standard Lesotho Bank Limited and Standard Bank Swaziland (13-Digit Account Number to be modified to 11-Dgits)

Utilise the 11 rightmost digits of the 13-digit account numbers. In the constructed 11 digit account number, the

most significant digit (digit 11) of the account number must be either a ‘2’ or a ‘4’. Zero account

numbers are not allowed.

EXAMPLE of a 13-digit account number

No. of digits = 13 = 13 12 11 10 9 8 7 6 5 4 3 2 1 Standard Bank Swaziland = 6 1 4 0 9 7 1 6 5 0 0 1 1

Standard Bank Lesotho u u

Lesotho Bank most least significant digit significant digit

Current Accounts

ACCT TYPE = 1

ACCT INDIC = 2

FUDGE FACTOR = 00

MODULUS = 00

Savings accounts

ACCT TYPE = 2

ACCT INDIC = 2

FUDGE FACTOR = 00

MODULUS = 00

Exception Code (j) Habib Overseas Bank Limited Note: For the New 11 Digit Current and Saving Account Numbers

Regarding the least significant digit (right most digit) of the account number as digit 1, the value of digit 11 must be greater than “0”.

After applying the CDV routine on page E-7 the remainder may be 1 if the least significant digit (right most digit) of the Current or Savings account number is 0.

Or

(Old 10 Digit Current Account Numbers)

Should the account number fail the new Habib Overseas Bank Limited CDV routine on page E-7 and the above exception code, and the most significant digit (left most digit) of the account number is zero, it is then assumed that this is an “old” Current account number and no CDV validation is required.

NOTE ON EXCEPTION CODES:-

1. FOR

an additional check must be performed ONLY after the account number has failed the CDV ROUTINE.

Mercantile Bank - Exception Code (b)

2. FOR HBZ Bank Limited - Exception Code (d)

an additional check must be performed irrespective of CDV validation on page E-7 i.e. successful or unsuccessful

3. FOR Nedbank Limited Incorp. BoE Bank - Exception Code (e) Nedbank Limited Incorp. PEP Bank - Exception Code (e)

an additional check must be performed ONLY after the Account number has passed the CDV ROUTINE successfully.

4. FOR ABSA (All Divisions) - Exception Code (f)

Perform the first CDV appearing on Pages E-6. If the result is successful, then ignore the EXCEPTION CODE, as this indicates that the account number is valid. The exception code is only performed when the initial CDV check fails.

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Amended 120/07 070608 5. FOR Nedbank (ex Permanent Bank) (13 Digit Bond Accounts) - Exception Code (g)

Peoples Bank ( Now Peoples Mortgage Limited)

(13 Digit Bond Accounts) - Exception Code (g) Nedbank Bond Accounts - Exception Code (h)

There is no CDV loaded on pages E-6 “CDV PARAMETER TABLE”, as the EXCEPTION CODE is the CDV ROUTINE that must be applied.

6. FOR Standard Bank Swaziland, Standard Lesotho Bank Limited - Exception Code (i)

13 digit account numbers must be reduced to 11 digits by utilising the 11 right most digits, ensuring that in the 11digit account number, digit 11, the most significant digit is either “2” or “4”.

7. FOR Habib Overseas Bank Limited - Exception Code (j)

An additional check must only be performed if the account number fails the CDV routine on page E-7

ACCOUNT INDICATION TABLE

(ACCT INDIC)

ACCT

INDIC 0 1 2 3 4

ACCOUNT NO.

REQUIRED NO YES YES YES YES

ZERO ACCOUNT NO. ALLOWED YES YES NO NO NO C O M B P R U A T N E C R H I E S S E D

CDV NO YES YES YES YES

*Should no account Number be available, the field must be zero filled.

Debits to Savings Accounts are allowed by the following banking institutions only:

AMALGAMATED BANKS OFSOUTH AFRICA (ABSA) (No debits are allowed to the following savings accounts: including MEEG BANK Call, Money Market, Notice, Target Savings, Special Savings ITHALA (ABSA)

BANK WINDHOEK CAPITEC BANK

NEDBANK NAMIBIA LIMITED

FIRSTRAND BANK (No debits are allowed to Book-base accounts and Contractual Savings Products). HBZ BANK

MERCANTILE BANK - Debits are now allowed to special savings accounts at branch code range 450-236 to 450-237 NEDBANK LIMITED

INCLUDING: NEDBANK LESOTHO, NEDBANK SWAZILAND, OLD MUTUAL BANK (ex PERMANENT BANK), NEDBANK LIMITED INCORP. BoE BANK, and PEOPLES MORTGAGE LIMITED

- NEDBANK LIMITED INCORP. FBC - NEDBANK LIMITED INCORP. PEP BANK - NEDBANK LIMITED INCORP. NBS - NEDBANK NAMIBIA LIMITED

POSTBANK A DIVISION OF SOUTH AFRICAN POST OFFICE LIMITED RENNIES BANK

STANDARD CHARTERED BANK TEBA BANK

THE SOUTH AFRICAN BANK OF ATHENS

THE STANDARD BANK OF SOUTH AFRICA (Only debits to PlusPlan accounts which are linked to Autobank cards will be accepted.) - STANDARD LESOTHO BANK LIMITED

- STANDARD BANK SWAZILAND HABIB OVERSEAS BANK LIMITED

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E-6 CDV PARAMETER TABLE

BANK BRANCH CODE

RANGE ACCT TYPE ACCT INDIC WEIGHTING DIGITS 11 THRU 1 FUDGE FACTOR MOD- ULUS EXCEP CODE

STANDARD BANK S.A. STANDARD BANK S.A. STANDARD LESOTHO BANK LTD STANDARD BANK SWAZILAND

000-000 - 060-066 063-968 - 099-999 060-067 – 063-967 660-000 - 669-999 1,2,3 1,2,3 1,2 1,2 4 4 2 2 11987654321 11987654321 00000000000 00000000000 00 00 00 00 11 11 00 00 - - i i Note: the preferred default branch code to utilise for South Africa = 051-001 Note: the preferred default branch code to utilise for Namibia = 087-373 NEDBANK LIMITED

Included in this range are:

1 2,3 4 4 11987654321 11987654321 09 18 11 11 - - 100-000 - 199-999 NEDBANK OLD MUTUAL BANK PEOPLES BANK (Now NEDBANK LIMITED

NEDBANK NAMIBIA LIMITED Refer also to the “NEW” Nedbank Namibia Clearing Code Range 461-000 to 461-999 displayed on Page E-7 of this Manual

EXCEPTIONS FOR NEDBANK BRANCH CODE RANGE

• NEDBANK BOND

ACCOUNTS

170-305 - 170-305 1 4 Refer Page E-3 Exception Code (h)

00 11 h

• NEDBANK (ex PERMANENT BANK and PEOPLES BANK - Now PEOPLES

MORTGAGE LIMITED

760-005 - 760-005 4,6 4 Refer Page E-3 Except. Code (g)

00 11 g

For 13-digit Bond and Subscription Share Accounts use this code

NEDBANK SWAZILAND 360-000 - 360-999 1,2 0 00000000000 00 00 -

NEDBANK LESOTHO 390-000 - 390-999 1,2 0 00000000000 00 00 -

FIRSTRAND BANK Bond and Personal Loan Accounts Deposit Accounts 200-000 - 299-999 250-006 – 250-006 1,2 1 3 4 4 4 12121212121 DA987654321 12121212121 00 00 00 10 11 10 - - - Note: The preferred default branch codes to utilise for FNB are as follows: South Africa = 250-655

Namibia = 282-672 Botswana = 283-767 Swaziland = 287-364 Lesotho = 280-061 Botswana & Swaziland are for FNB to FNB internal payments.

ABSA BANK - MEEG BANK 300-000 - 349-999 420-000 - 429-999 500-000 - 569-999 630-000 - 659-999 634-nnn - 634-nnn 1,2,3,4,6 4

For CDV Routine, please refer to Exception Codef

Note: the preferred default branch code to utilise for the ABSA Group = 632-005

CITIBANK N.A. 350-000 - 350-999 1 0 00000000000 00 00 -

NEDBANK LTD INCORP. PEP BANK

400-000 - 400-999 1,2,3,4 4 18765432100 02 11 e

S.A. BANKS OF ATHENS 410-000 – 419-999 1,2 4 11987654321 00 11 -

TEBA BANK 431-000 – 431-979 431-980 – 431-999 1,2,3 1,2,3 4 4 19876543211 27654321000 00 00 11 11 - -

NOTE ON WEIGHTINGS: 1=CURRENT ACCOUNTS, 2=SAVINGS ACCOUNTS, 3=TRANSMISSION ACCOUNTS, 4=BOND ACCOUNTS, 6=SUBSCRIPTION SHARE ACCOUNTS.

* A = 10 D = 13 H = 17 J = 19 N = 23 T = 29

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E-7

CDV PARAMETER TABLE (cont.) BRANCH CODE RANGE ACCT TYPE ACCT INDIC WEIGHTING DIGITS 11 THRU 1 FUDGE FACTOR MOD- ULUS EXCEP CODE

AFRICAN BANK LIMITED 430-000 – 430-999 2 4 12121212121 00 10 -

NEDBANK LTD. INCORP. BoE BANK 440-000 - 449-999 1,2,3,4 4 18765432100 00 11 e MERCANTILE BANK 450-000 - 450-235 450-236 - 450-237 450-238 - 459-999 1,2 2 1,2 4 4 4 1A987654321 00000000000 1A987654321 00 00 00 11 00 11 b - b

POST BANK “SAPO” 460-000 - 460-999 2 4 42184218421 00 10 -

NEDBANK NAMIBIA “NEW” 461-000 - 461-999 1,2,4 4 54327654321 00 11 -

RENNIES BANK 462-000 - 462-999 1,2,3 4 27654321000 00 11 - CAPITEC BANK 470-000 - 470-999 1,2,3,4,6 4 21987654321 00 11 - BANK WINDHOEK 480-000 - 489-999 1,2,3 4 00000000000 00 00 - MTN BANKING (STANDARD BANK) 490-000 - 490-999 3 4 13971379131 00 10 - HBZ BANK 570-000 - 570-999 1,2 4 00000137131 00 11

MTN Banking (Standard Bank) will operate under branch code 490-991.

Account Number Length = 11. 11th most significant digit of the account number must always be a Zero.

d

INVESTEC BANK 580-000 - 580-999 1,2,4 4 000NJHD7531 00 11 -

HABIB OVERSEAS BANK 700-000 - 709-999 1,2 4 00007654321 00 11 j

NEDBANK LTD. INC. NBS 720-000 - 729-999 2,3,4,6 4 14329874321 00 10 - STANDARD CHARTERED BANK 730-000 - 730-044 730-046 - 730-999 1,2,3,4,6 1,2,3,4,6 4 4 27654321000 27654321000 00 00 11 11 - -

ABN♦AMRO BANK 740-000 - 740-999 1 4 00987654321 00 11 -

ITHALA (ABSA) 750-000 - 759-999 2,3,4,6 4 12121212121 00 10 -

NEDBANK (ex PERMANENT BANK ) and PEOPLES BANK now PEOPLES MORTGAGE LIMITED

OLD MUTUAL BANK (ex

760-000 - 769-999 4 4 Refer page E-3 Exception Code (g) 00 11 g PERMANENT BANK - CURRENT ACCOUNTS 147-105 - 147-105 (Nedbank)

1 4 REFER TO NEDBANK - PAGE E--6

11987654321 09 11 -

NEDBANK INCORP. FBC 780-000 - 789-999 2,3,4,6 4 13579135791 00 10 -

UNIBANK # 790-000 - 799-999 2,3,4 4 00000000000 00 00 -

S A RESERVE BANK 900-000 - 999-999 1 4 11187654321 00 11 -

Note: no debits to SARB accounts at all

NOTE ON BANKS: * MEEG BANK - This bank's branches are embedded randomly within the above ABSA range. Alpha search on Branch Name "MEEG" to identify.

# UNIBANK - ACCT INDIC is 4, however, no CDV is performed but "0" account numbers disallowed

NOTE ON WEIGHTINGS: 1=CURRENT ACCOUNTS, 2=SAVINGS ACCOUNTS, 3=TRANSMISSION ACCOUNTS, 4=BOND ACCOUNTS, 6=SUBSCRIPTION SHARE ACCOUNTS.

* A = 10 D = 13 H = 17 J = 19 N = 23 T = 29

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E-8

ACCOUNT TYPE RECOGNITION

The Table is based on regarding the least significant digit of the account number as digit number 1. For reference purposes only. (The BANKSERV system will not validate the relationship between ACCOUNT NUMBER and ACCOUNT TYPE). N.B.The ACCOUNT TYPE itself is important and will be validated by the BANKSERV system against specific bank criteria as detailed.

BANK CURRENT (CHEQUE) ACCOUNT ACCOUNT TYPE 1

SAVINGS ACCOUNT ACCOUNT TYPE 2

TRANSMISSION ACCOUNT ACCOUNT TYPE 3

ACCOUNT NUMBER NO.

OF DIGITS

ACCOUNT NUMBER NO.

OF DIGITS

OF DIGITS African Bank Ltd N / A N / A No Identification Possible. 11 N / A N / A ABN♦Amro Bank No Identification Possible Reduce to 11 digits by dropping the 12th digit (leftmost).

11 N/A N/A N/A N/A

ABSA Bank No Identification Possible 8,9,10 or 11 No Identification Possible 8,9,10 or 11 No Identification Possible 8.9.10 or 11 Bank Windhoek

No Identification Possible 10 No Identification Possible 9 or 10

No Identification Possible 9

Nedbank Ltd. Incorp. BoE Bank

No Identification Possible 10 No Identification Possible. 10 No Identification Possible 10

Capitec Bank

No Identification Possible 10 No Identification Possible. Use for Savings and Loan Accounts

10 No Identification Possible 10

Citibank No Identification Possible 10 N/A N/A N/A 11

Nedbank Incorp.FBC

N/A N/A No identification Possible 11 No Identification Possible 11

New Current Accounts For Life No Identification Possible

11 New Savings Account for Life No Identification Possible

11 N/A N/A

Bond Accounts 13-Digit Account Number Account Number Range

3000000000000-3999999999999 Drop Digits 12 & 11 to 11 Digits

Eg 30000000000-39999999999 Personal Loan Accounts 13-Digit Account Number Account Number Range

4000000000000-4999999999999 Drop Digits 12 & 11 to 11 Digits

Eg 40000000000-49999999999 FirstRand Bank Deposit Accounts Branch 250-006 only 11 No identification possible 10 Habib Overseas Bank

(old) Account Number Range 1111100000 –1188580000

(New) Account Number Range 10000000000 – 19999999999

10

11

N/A

New Account number Range 10000000000 - 19999999999 N/A 11 N/A N/A N/A N/A Amended 120/07 070608

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E-9

BOND ACCOUNT ACCOUNT TYPE 4

SUBSCRIPTION SHARE ACCOUNT ACCOUNT TYPE 6 ACCOUNT NUMBER NO. OF DIGITS ACCOUNT NUMBER NO. OF DIGITS

N/A N/A N/A N/A

N/A 11 N/A 11

No Identification Possible 8,9,10 or 11

N/A N/A N/A N/A

No Identification Possible 10 N/A N/A

No Identification Possible 10 No Identification Possible 10

N/A N/A N/A N/A

Bond Accounts for this Institution operate as Account Type 1 – (Current Accounts)

N/A N/A N/A

N/A N/A N/A N/A

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E-10

BANK CURRENT (CHEQUE) ACCOUNT ACCOUNT TYPE 1

SAVINGS ACCOUNT ACCOUNT TYPE 2

TRANSMISSION ACCOUNT ACCOUNT TYPE 3

ACCOUNT NUMBER NO.

OF DIGITS

ACCOUNT NUMBER NO. OF

DIGITS

OF DIGITS

HBZ Bank

(Old Current Accounts ) No Identification Possible (New Current Accounts) 11th digit = 1

10th digit = 1

8 or 10

11

(Old Savings Accounts) No Identification Possible (New Savings Accounts ) 11th digit = 1 10th digit = 3 8 or 10 11 N/A N/A N/A N/A Investec Bank

No Identification Possible 11 No Identification Possible 11 N/A N/A

Ithala (ABSA)

No Current Accounts N/A No Identification Possible 8 No Identification Possible

8

Meeg Bank No Identification Possible 8,9,10 or 11 No Identification Possible 8,9,10 or 11 No Identification Possible 8,9,10 or 11 10th Digit = 1 through 9 9th Digit = 0 through 9 Bond Accounts 10 10th digit = 1 9th digit = 5 10 Mercantile Bank 10th Digit = 2 9th Digit = 5 or 6 10 No Identification Possible N.B. Only applicable to Branch Code range 450-236 to 450-237 10 N/A N/A Nedbank Ltd. Incorp. NBS

No Current Accounts N/A No Identification Possible 10 No Identification Possible

10

Nedbank Lesotho

No Identification Possible 11 No identification Possible 11 N/A N/A

Nedbank Namibia “OLD” 10th Digit = 1 “NEW” - 11th Digit = 1 10th Digit = 1 10 11 “OLD” 10th Digit = 2 “NEW” - 11th Digit = 1 10th Digit = 2 10 11 “OLD” 10th Digit = 2 “NEW” - N/A 10 N/A Nedbank Swaziland

No Identification Possible 11 No Identification Possible 11 N/A N/A

Nedbank 10th Digit = 1

Bond Accounts Account number range

8000000000001-8999999999901 Reduce to 11 digits by dropping Digits 1 & 2 10 11 10th Digit = 2 10 10th Digit = 2 10 Nedbank Ltd Incorp. Peoples Bank

N/A N/A 10th Digit = 2

Peoples Bank 10-Digit Savings Accounts operate on the Nedbank Branch Code Range and use the Nedbank CDV routine.

10 10th Digit = 2 Peoples Bank 10-Digit Transmission Accounts operate on the Nedbank Branch Code Range and use the Nedbank Bank CDV routine.

10

Nedbank Ltd. Incorp. PEP Bank

No Identification Possible 10 No Identification Possible 10 No Identification Possible 10 Old Mutual Bank (ex Permanent Bank 10th Digit = 1

Old Mutual Bank 10-Digit Current Accounts operate on the Nedbank Branch Code Range and use the Nedbank CDV routine.

10 10th Digit = 2

Old Mutual Bank 10-Digit Savings Accounts operate on the Nedbank Branch Code Range and use the Nedbank CDV routine.

10 10th Digit = 2 Old Mutual Bank 10-Digit

Transmission Accounts operate on the Nedbank Branch Code Range and use the Nedbank Bank CDV routine.

10

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E-11

N/A N/A N/A N/A

No Identification Possible 11 No Subscription Meeg Accounts N/A

N/A N/A N/A N/A

No Identification Possible 8,9,10 or 11

No Identification Possible 8,9,10 or 11 Bond Accounts for this

Institution operate as Account Type 1 - (Current Accounts)

N/A N/A N/A

N/A N/A N/A N/A

“OLD” – N/A “NEW” – 11th Digit = 1 10th Digit = 3 N/A 11 N/A N/A

N/A N/A N/A N/A

Bond Accounts for this Institution operate as Account Type 1 – (Current Accounts)

N/A N/A N/A

No Identification Possible 10 N/A N/A

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E-12

BANK CURRENT (CHEQUE) ACCOUNT ACCOUNT TYPE 1 SAVINGS ACCOUNT ACCOUNT TYPE 2 TRANSMISSION ACCOUNT ACCOUNT TYPE 3 ACCOUNT NUMBER NO. OF DIGITS ACCOUNT NUMBER NO. OF DIGITS ACCOUNT NUMBER NO. OF DIGITS Rennies Bank

No Identification Possible 11 No Identification Possible 11 No Identification Possible

11

S A Bank of Athens

OLD Account Number Range 2000000-2120000

NEW Account Number for Life No Identification Possible. Perform CDV on Page E-6

7

11

Account Number Range 2400000-2599999

NEW Account Number for Life No Identification Possible. Perform CDV on Page E-6

7 11 N/A N/A Postbank A Division of S A Post Office

N/A N/A No Identification Possible

Note: All EFT transactions to SA Post Office; ensure Client/Employee produce authentic SA Post Office document which must display branch code 460-005 with an

No validation is required on the OLD Account Number range - Manual Check Only

11- digit Account Number

11 N/A N/A

S A Reserve Bank

No Identification Possible 11 N/A N/A N/A N/A

Standard Bank

Account number range 000000000-999999999

9 Account number range 000000000-999999999 (Note: Only debits to Plus Plan accounts which are linked to Autobank cards will be accepted)

9 Account number range 000000000-999999999 9 MTN Banking (Standard Bank)

N/A N/A N/A N/A No Identification

Possible - Account Number range 0 0000000000-09999999999 Note: 11th digit must always be a zero

11

Standard Lesotho Bank Ltd.

11th digit = 2 or 4 11 11th digit = 2 or 4 11 N/A N/A

Standard Bank Swaziland

11th digit = 2 or 4 11 11th digit = 2 or 4 11 N/A N/A

UniBank N/A N/A No Identification Possible 10 No Identification Possible

16-Digit Accounts; reduce to 11 by dropping the 5 most significant digits; i.e. only the last 11 digits must be utilised reading from right to left.

11

Standard Chartered Bank

No Identification Possible 11 No Identification Possible 11 No Identification Possible

11

Teba Bank No Identification Possible 11 No Identification Possible 11 No Identification Possible

11

(13)

E-13

N/A N/A N/A N/A

Bond Accounts for this Institution operate as Account

Type 1 – (Current Accounts)

N/A N/A N/A

N/A N/A N/A N/A

No Identification Possible 15-Digit Loan Accounts - Reduce to 11 digits by dropping the 4 most significant digits; i.e. only the last 11 digits must be utilised reading from right to left.

11 N/A N/A

N/A N/A N/A N/A