This insurance Policy exists to indemnify the named Insured on the Schedule, for their legal liability, as defined within their conditions of trading, following physical damage or loss of goods in their custody and/or control, as per the terms and conditions set out within this policy.
This Policy is a legal contract, therefore please ensure it meets your requirements. If it does not, please contact your insurance adviser as soon as possible to make the required changes. The Policy has been underwritten and premium calculated as per the information provided by the Insured. Any subsequent changes to this information must be declared to Bluefin, as soon as possible. Failure to do so may invalidate the Policy. If the insured has any doubt about what changes may invalidate the Policy, they should contact Bluefin or their insurance adviser.
Freight Liability Policy Schedule
Policy Number 040706 / 07DUFR1593
Policy Form
Reference BS131-V7-300614
Insured Morrison Freight Ltd
Address
Morrison House Addison Way, Great Blakenham, Ipswich Postcode IP6 0RL
Effective Date(s) 01/04/2015
Renewal Date 01/04/2016
Reason for Issue Renewal
Broker Bluefin Newmarket
Issued By Bluefin, 14 Kings Court, Newmarket, Suffolk, CB8 7SG
Underwritten By 100% CNA Insurance Company Limited
Insured’s Business
Description Haulage Contractors, Freight Forwarders and Property Owner
Type of Goods General Haulage
Class of Traffic Sum Insured Annual Charge(s) or
Registration Number(s)
CMR European (inc Italy) £350,000 £7,900,000
Subcontractors £350,000 Included in above figure
RHA at £1,300 per tonne £40,300 Included in above figure
Great Britain, Northern Ireland, the Isle of Man, the Channel Islands and the Offshore Islands.
Insured
Western Europe excluding Italy as
defined in the Policy. Insured
Western Europe including Italy as
defined in the Policy. Insured
Continent of Europe as defined in the
Policy. Insured
Other - as stated below Insured
Eastern Europe
Limits
Limit Any One Loss / Any One Occurrence £1,000,000
Unwitting CMR - Limit any one Vehicle £350,000
Optional Cover / Special Extensions
Temperature controlled goods Insured
Trailers Not Insured
Contra of Account Not Insured
Strikes Contingency Not Insured
Standard Excesses
Goods £1,000
Containers £1,000
Errors and Omissions £1,000
The following are only applicable if cover is shown in the Schedule
Temperature controlled goods £1,000
Trailers £1,000
Unattended theft claims in
Italy/Morocco £1,000
Endorsements AXAFR70 - Thief Attractive Goods Limit Amendment Clause
The limit in Cover 10 Thief Attractive Goods is amended to read £750,000
AXAFR71 - Non-Incorporation of Contract Conditions Clause
We agree to indemnify You to the extent to which You have a liability at common law if You have failed to incorporate the Contract Condition/s shown in your schedule into Your contract with Your customer provided that: a) You intended to trade under such contract conditions and took reasonable steps to notify Your customers of their application
and
b) the failure to notify Your customer of such contract conditions was due to an error and You can prove to our satisfaction that You had established procedures for such notification to be given to Your customers and that all employees had been instructed in writing by You to follow such procedures
Profit Commission Clause (Cargo & Freight)
Underwriters shall allow the Assured a commission of 15% of the profits as defined hereunder accruing to the Underwriters for the operation of
insurance CREDIT
70% of gross premium paid herein DEBIT
1) Claims and Expenses and Salvage Recoveries
2) Estimated liabilities in respect of claims outstanding, and The excess of credit over debit shall represent the profit
In the event of claim being settled or recoveries being effected after profit commission has been paid in respect of the period to which such claims or recoveries attach, the profit shall be subject to a further readjustment. Profit Commission participation is to take effect for the twelve month period of insurance commencing 01 April 2015.
The profit commission is payable subject to this insurance being renewed with the existing Underwriters through Bluefin Insurance Services Ltd for a further twelve month period following the twelve month period in which it is earned.
It is hereby noted and agreed that a Ferry Company will be opening trailers at the French port to inspect for illegal immigrants and will reseal the trailers with numbered wire seals.
It is agreed that providing the Insured insist on drivers and subcontractors appending the new seal number on the CMR consignment note then cover under this policy will not be prejudiced.
Cabotage Extension (Freight)
It is noted and agreed to include cabotage operations within Germany subject to the Insured not having contracted for any level of liability except CMR liability, which is greater than that imposed upon carriers by the internal legislation/regulation in the country concerned.
Maximum Limit of Liability - £750,000 any one vehicle
Vehicle Limit Extension
It is noted and agreed that with effect from inception the any one vehicle limit is £750,000.
FR75 - Freight Forwarders Extension Clause
The following amendments are applicable to this policy; a) Storage
This insurance extends to include The Property whilst in storage whether or not charged for or for a predetermined period or at the customers request b) Exclusion 9 - Removals and 10 - Processing
These exclusions are deleted
c) Specific Extension SE2 - Frozen and/or Chilled Produce
The requirements of paragraphs a) to f) are only applicable to Vehicles owned by the Insured or Vehicles under the custody or control of the Insured.
d) General Condition 6 - Subcontractors
This wording of this requirement is deleted and replaced with the following The Insured is required to take reasonable care in the selection and appointment of Subcontractors.
e) Standard Extension 10 - Errors and Omissions (Road Hauliers) This clause is extended to include Freight Forwarders and
Warehousekeepers and any related activities 6. Claims Conditions 1
All claims to be notified in the first instance to: Bluefin Claims at Collyers
Unit 5
Maidenbower Business Park Balcombe Road
Crawley, West Sussex RH10 7NN
Tel No: 01293 880050 Fax No: 01293 880060
E-Mail: [email protected]
It is noted and agreed that with effect from 24 August 2012 this policy cover
the conditions of sub-contracting of Laser Transport International Limited and Rhenus Logistics respectively as seen and agreed by Underwriters.
