FedEx Kinko s Office and Print Services, Inc., 401(k) Retirement Savings Plan. Summary Plan Description

Subject to certain exceptions (for example, with respect to a distribution of excess deferral contributions to “highly compensated employees” due to

The following is a Summary Plan Description for the Ameren Retirement Plan – Union Cash Balance Supplement - Benefits for Certain Contract Employees, otherwise known as the

It is possible to roll over any "eligible rollover distribution" from the Plan to another 403(b) plan, a qualified plan, qualified annuity plan, eligible

Once you become a Participant in this portion of the Plan, you will be eligible to receive a Safe Harbor Matching Contribution for any Plan Year for which we elect to make

The Plan is intended to constitute a plan described in Section 404(c) of ERISA. The fiduciaries of the Plan may be relieved of liability for losses that are the direct result

You may enroll in the Plan, obtain information about your Plan account, request an account statement, obtain Plan forms, initiate and/or process a loan, withdrawal

Subject to certain exceptions (for example, with respect to a distribution of excess Deferral Contributions to Highly Compensated Employees due to nondiscrimination test

If you satisfy all of the eligibility requirements described in Article 5 below for matching contributions and you make Salary Deferrals, you will receive an allocation of