INCOME INSURANCE - PERSONAL

ƒ If coverage under this group plan terminates on or before your 65th birthday, you may convert your and/or your spouse’s life insurance to an individual insurance plan

Long-term care insurance provides coverage for home care, nursing facility or assisted living facility and community-based expenses, offering you a full range of long-term care

If you die before you receive payment of your Annuity Plan benefit and the value of your account as of the date of your death is $5,000 or less, your Annuity Plan benefit will be

for Accidental Death and Dismemberment Insurance, the date Your employment ends; Your employment will end if You cease to be Actively at Work in any eligible class, except as stated

77-501 et seq., the Commissioner hereby accepts the stipulations of the parties and imposes sanctions against the Kansas resident insurance agent’s license of Frank Dean

Beginning on the first Annuity Anniversary after the first Lifetime Withdrawal, and on every Annuity Anniversary thereafter, we will automatically step up your Annual Income Amount

On the first Policy anniversary, and on each anniversary thereafter, We determine Your Variable Insurance Amount by comparing the net investment return of Your Subaccounts plus

1 If your account value exceeds your 5% Compounding benefit base, you can increase the death benefit amount by electing optional step- ups through the contract anniversary prior