I have 8 children and we have had anthem since I would prefer to keep anthem and our doctors.

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Which health insurance carrier do you prefer?

Comments (optional)

Please select your main location of employment.

Anthem ACHS/AMS/AES

Anthem Amelon Elementary

School Anthem I have 8 children and we have had anthem since 1992. I

would prefer to keep anthem and our doctors.

Amelon Elementary School

School

School Anthem

I would like to be able to continue to use doctors I am currently seeing and not be limited by Piedmont's network.

Anthem Anthem is not owned by Centra Health and will have more options available for subscribers.

School

Anthem I do not know if my doctors participate with Piedmont. Amelon Elementary School

School

Anthem

I might pay a little more monthly, however, I have NEVER had any problems with Anthem. The deductible is very low for the option that I have and I have been able to use Anthem while out of town without any problems at all.

Anthem

From my research, Piedmont Community Health Plan does not have a wide range of doctor's offices that participate. I personally do not want to be restricted on which doctors I may see, so I would prefer to continue using Anthem. Thanks.

School

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Piedmont Community Health Plan

Amelon Elementary

School

School Piedmont

Community Health Plan

Amelon Elementary

School

School Piedmont

Amelon Elementary

School

School Piedmont

Amelon Elementary

School Piedmont

Amelon Elementary

School

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School

Anthem Amherst County High

School

Anthem

When I had Piedmont in the past, they did not provide good coverage and were quite difficult to work with regarding claims. As a matter of fact, my daughter took a trip to New York and had to return home for medical care when no one would accept the Piedmont insurance. Also, as I live closer to Charlottesville, I go to physicians affiliated with UVA and Martha Jefferson. I do not want to change coverage. Anthem is quick to pay and willing to accept the doctors I choose to see. My insurance is important to me, and I want the best coverage available.

Anthem is and has always been a great provider.

Amherst County High School

Anthem

ACPS has previously had coverage with Piedmont Community Health plan; the coverage was horrendous. I much prefer Anthem because it is accepted by more medical professional and entities, not only in this area, but also in areas outside of the state. If we go with a

"cheaper" plan, then we will "get what we pay for".

Anthem Better benefit packet and plan for employees, better overall coverage.

Anthem

I prefer to be with a larger company - greater support, wider acceptance and recognition, more negotiating power and a larger pool of insured

School

Anthem

We have been very pleased with the insurance coverage our family has had with Anthem. We appreciate having a recognized name in healthcare insurance when we travel.

We also liked the new features they spoke about in the insurance meeting! Thank you.

School

Anthem My husband has Piedmont, and it severely limits his Amherst County High

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choices when looking for health care in the Lynchburg area. For example, I have gone to Urgent Care at Med- Express with Anthem and been received within 30 minutes in a clean and comfortable facility. Stephen had to go to the only Urgent care close to us that accepted Piedmont, and it was old, filthy and jammed with people.

He also had a wait time of over 2 hours! Piedmont is only a good option for those lucky few who stay continuously in good health, for the average person there is no

comparison between Piedmont and Anthem.

School

Anthem

We have had other carriers in the past and Anthem seems to meet the needs of the vast majority of our personnel the best. It is especially good for those individuals who need special treatment outside the immediate area.

Anthem

We need to keep Anthem. It is a universal insurance and recognized everywhere,even in foreign countries. My wife has Piedmont, and it does not offer the same benefits as Anthem. She has never been happy with it! She tells me all of the time how lucky we are to have Anthem. I have had a kidney transplant and get my

immunosuppressive drugs through Anthem's mail order at a very reasonable price. If we change, I won't be able to get the same coverage. PLEASE don't change to Piedmont; we won't be happy. All of us had rather pay the difference in cost. You get what you pay for. Anthem IS the best.

School

Anthem

I have had Piedmont before and it was not good. Some basic services that Anthem fully covers for me, Piedmont does not. I had to submit paperwork for reimbursement constantly and at much reduced rates. I travel so much that I MUST have easy access to healthcare. I want to stick with Anthem.

Amherst County High

School

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Anthem Amherst County High School

Amherst County High

School

Anthem Stick with Anthem. Amherst County High

School

School Piedmont

Amherst County High

School

Anthem Stay with a "proven" good thing regardless of the cost Amherst County High School

Anthem

My husband works at B & W where they have switched over to Piedmont. It is absolutely the worst insurance that we have ever had. The surgery that my husband has to have on his eye several times a year only cost us our $45

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co-pay with Anthem. Now we have to pay $1,400 for the same insurance. My daughter's prescription toothpast that she used to get for $10 for a three month supply now cost us $26 for a two month supply. They have pretty much applied everything that my whole family has filed this year to our deductible. They have a loop-hole for everything!

Amherst County High

School

Anthem

I'd rather pay a little more personally to get the best coverage statewide. In addition, I want to remain in a national network because they offer the best, most comprehensive coverage no matter where I live or travel.

I think staff deserves to have the best insurance and it will be a good incentive for those coming to work in the county that we have a good policy.

School

Anthem Better coverage for only a little more $ Amherst County High School

School

School Piedmont

Community Amherst County High

School

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Health Plan

School

School Anthem Both plans could use improvement from what we're

paying and will be paying in 2016-2017 school year.

School

School Piedmont

Amherst County High

School

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School

Anthem I have children out of state so this is essential to me! Amherst County High School

School

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School

School Piedmont

Amherst Education

Center

Anthem Amherst Education

Center

Anthem

Concerns with past implementation of Piedmont's healthcare services, expeditious payments, out of area networks, and disruption of service between two

providers makes me choose Anthem. I also have concerns there may be a conflict of interest with school related personnel who have ties to Piedmont.

Amherst Education Center

Amherst Education

Center

Anthem

I like the current plan that we have with Anthem. It is hard for me to judge Piedmont without having the

specifics of how different services are treated. I know that Anthem works well for me now, so I would prefer the known to the unknown. Furthermore, I really like how Anthem allows me to be seen in-network basically anywhere in the country. This is a valuable benefit. I am also concerned that Piedmont might be low-balling the quote to get us to switch and will then up it considerably next year.

Amherst Education Center

Center Piedmont

Amherst Education

Center

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Anthem Amherst Education Center

Center

Anthem Amherst Elementary

School

School Anthem

I don't think its a good choice to select a plan like Piedmont that only provides coverage localy. Many teachers have family in other states and travel frequently.

Amherst Elementary School

Anthem Anthem is used by all my Charlottesville doctors. I have been very satisfied with the coverage.

Amherst Elementary School

School

School Piedmont

Amherst Elementary

School

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Anthem Amherst Elementary School

School

Anthem Amherst Middle

School

Anthem

I DO NOT want Piedmont Insurance...I have had them in the past and they are awful. If I need specialized health care I do not want to be in Lynchburg and with the cost of insurance I do not want to raise my hand and ask

"Mother May I". I also travel a lot in the summer and Anthem is always there. The employees of ACPS have been loyal through this financial crisis. Please do not sell us out for second rate health insurance. I had rather be in the Exchange than have Piedmont. Be considerate of what is best for all ACPS employees and purcahse ANTHEM.

Amherst Middle School

Anthem

I had Piedmont years ago when I worked with another organization. I found it to be confusing, not well covered and I did not like the choice of doctors. I don't think it would be wise to change to Piedmont in light of the current state of the insurance crisis in this country.

Anthem is tried and true and I have never had an issue with them paying my bill. It concerns me that with the current state of how doctors are having to increase their client load to cover for the lack of payment from Medicaid and Obamacare that Piedmont will be a risky choice. While the premiums might be lower, you get what you pay for with this company then in the 2nd or 3rd year they lower the boom and the huge premium increase is given. It seemed with Piedmont, I never stopped paying but with Anthem I knew what my bill would be and could plan accordingly. I like a National insurance company.

School Anthem I am very happy with Anthem's network and non referral

service.

School

Anthem Anthem is well-recognized everywhere. Amherst Middle School

Anthem UVA facilities and speicalists are an integral part of my Amherst Middle

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health care plan School

School

School Piedmont

Amherst Middle

School

School Piedmont

Amherst Middle

School

School Anthem

I am voting for Anthem for the sole reason that Piedmont does not cover my physicians that I have been seeing for the past five years. Anthem is nationally known and

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recognized, and we should be able to choose our own health care providers without worrying if our insurance is going to cover it. I am more than willing to pay more for Anthem. I hope your voting decision is based on what is in the best interest of the faculty and staff who work for Amherst County and not just the bottom dollar.

Anthem After looking at the list of providers, I am voting for Anthem. They are too limited.

School

School Piedmont

Amherst Middle

School

Anthem Perfer Anthem Amherst Middle

School

Anthem

One of my biggest concern in my daughter goes to school in NJ and she has a brain & spine dr in MD, with

Piedmonth those area's will be more than likely out of network which will put us w/ a 60%-40% not fair not right Had Piedmont before, and Dr offices around here say it's the worse insurance to deal w/. Not real happy with you messing with our insurance to begin with.

Cheaper is "NOT" always better, I do "NOT" have a problem paying $363 a month for my daughter and myself

Anthem We had Piedmont before and DID NOT LIKE IT. Please go with Anthem.

Central Elementary

School

Piedmont I absolutely do NOT understand why it is so much more Central Elementary

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expensive to insure an employee/spouse than Employee child/children. Makes absolutely no sense whatsoever.

School

Anthem I would love to keep Anthem as I have had issues with Piedmont in the past...

Central Elementary School

Anthem Central Elementary

School Piedmont

Central Elementary

School

Anthem

I am not currently on ACPS insurance. However, there is a good possibility that I will need to insure myself and 3 children within the next year.

Anthem

Family members have had Piedmont as a health Care provider. They were not satisfied with the coverage. I have been pleased with my coverage by Anthem. For this reason I have chosen Anthem.

School

Anthem I do not get our health insurance. Central Elementary School

School

School Piedmont

Central Elementary

School

School Piedmont

Central Elementary

School

School Piedmont

Central Elementary

School Piedmont

Central Elementary

School

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none Central Elementary

School Anthem I currently do not have county insurance but am thinking

about switching.

School Piedmont

Central Elementary

School

School Piedmont

Central Elementary

School

Anthem Test Central Office

Anthem

I believe Anthem has been able to provide excellent coverage and support for me this year during my illness and I do not want to change companies. Thanks for allowing me the opportunity to participate in the selection.

Central Office

Anthem The network for Anthem is much larger then Piedmont

Insurance. Central Office

Anthem

I have a medical condition for which I'm receiving treatment at UVA and Augusta Health (Fishersville). It is important to me to maintain the coverage I have as I have had to deal with insurance paperwork, etc. regarding payment over the last several months. They understand my condition, treatment regimen, and have approved payment. I do not want to add to any additional out of pocket costs or confront situations where coverage is not provided (denied) or is more limited.

Central Office

Anthem Central Office

Anthem

I have had Piedmont Community Health Plan and was not satisfied. They were not easy to work with and did not cover what we needed them to at the time. It is important to me to work with a company that I can trust

Central Office

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even if the cost is a little more.

Anthem

Anthem has better coverage and better options. Anthem's coverage out of state is more comprehensive. My family and I travel a lot to visit our family out of state and for sports for our daughter and it is comforting to know that we would be covered for anything that happens for us or our children. Piedmont only covers "emergencies" out of state and not everything qualifies as an "emergency".

Central Office

Anthem Child Nutrition

Do not carry insurance with Amherst County. So one is

the same as the other Child Nutrition

Anthem Elon Elementary

School

School Piedmont

Elon Elementary

School Piedmont

Elon Elementary

School Piedmont

It's cheaper. Elon Elementary

School Piedmont

cheaper Elon Elementary

School

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School

School Piedmont

Elon Elementary

School

I am looking for a lower rate than what I am paying, which PCHP seems to deliver. From what I have heard it seems that they have a great rate for general care, but something extensive or on-going their rates seem to be higher and with hidden fees.

Elon Elementary School

Anthem

It appears that Piedmont does not cover the doctors at UVa. This is a huge concern for me. What kind of costs am I looking at if they are considered out of network?

School Piedmont

I would like to keep the lowest deductible possible. I prefer Piedmont as long as it is accepted by the same providers as Anthem.

School

School Piedmont

Elon Elementary

School

School Piedmont

Elon Elementary

School Piedmont

Elon Elementary

School

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Anthem Elon Elementary School

Elon Elementary

School

School Piedmont

Madison Heights

Elementary School

Anthem

Anthem is preferable because it is accepted so widely making it easier to get physicians desired rather than ones determined by insurance. Anthem has been very easy to work with in the past and it is hoped that the school system will keep them. Thank you for your hard work in getting this information together and getting the

reductions for us. It is greatly appreciated!!!

Madison Heights Elementary School

Anthem

I've had Piedmont Community Health Plan in the past and I was't impressed. They were cheap but the coverage wasn't great.

Anthem Madison Heights

Elementary School

Elementary School Piedmont

Madison Heights

Elementary School

Elementary School Anthem I appreciate the wide variety of doctors that accept

Anthem both within and outside our area.

Anthem

I have too many reservations about Piedmont to vote for that carrier. I'm concerned the lower premium is not worth the potential problems the carrier may provide. The size of the Anthem network cannot be beat and regardless of your location, finding a provider for yourself or your dependents will not be an issue.

Elementary School

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Elementary School

Elementary School Anthem It is my understanding that the little bit of difference in

premiums is offset by the changes in PCHP plan itself.

Madison Heights

Elementary School

Anthem

PCHP has an abysmal reputation in the community.

Friends and family members alike have told me horror stories about PCHP and its refusal to to pay for promised care. One person in particular showed me conclusive evidence that PCHP has denied every claim made the first time; indeed, this seems to be standard practice for everyone with whom I've spoken who is currently on the PCHP plan. Frankly, I would rather spend a little more money than to deal with this type of negligence.

Furthermore, I find it troublesome that PCHP is now owned by Centra Health - our local "non-profit" health care provider. If anything, Centra Health is the most profitable organization in our region. There is no reason to believe that this organization will make decisions about my health care based on what is best for me as opposed to profit margins. These same decisions are made at Anthem, I know, but I would prefer to stay with the devil I know, thank you very much. I also have concerns about ACPS leadership potentially making this move. While due diligence has certainly been done in allowing presentations to be made to employees and allowing a vote, the fact remains that there is ample evidence throughout the community suggesting that a move to PCHP would be a HORRIBLE idea for the health and safety of the organization at large. I cannot stress enough that I believe a move from Anthem to PCHP would be a cataclysmic and potentially life- threatening move for some of our employees. I urge the board to consider carefully. Your employees are worth more than an over/under in a cost-benefits analysis.

Elementary School

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Elementary School

Anthem

I had PCHP when I worked for Lynchburg City Schools.

Although I didn't personally have any problems with it, my son, who is a student at James Madison University in Harrisonburg, had a problem finding a participating doctor when he needed to be seen there.

Elementary School

Anthem

I believe that you get what you pay for. It doesn't bother me in the least that Anthem costs a bit more for the employee, because I trust Anthem to be there for me. The benefits of a trusted carrier outweigh the cost increase.

Anthem

I have been very pleased with Anthem. When we had Piedmont several years ago, it coincided with a surgery I had to have. It seemed I paid A LOT out of pocket.

Elementary School

Anthem Maintenance

Anthem I've had problems with pchp in the past. I didn't even Media/Technology

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need to watch the presentations. Center

Anthem Media/Technology

Center

Center Anthem

The employee should make the choice as to which doctor or hospital they would like to go to. Anthem has a much larger network for people to use.

Monelison Middle School

Anthem Monelison Middle

School

Anthem

My husband currently has Piedmont through Lynchburg City Schools. We basically consider him "uninsured"

because Piedmont does not cover a lot of Anthem's basic coverage. To use the pharmacy, he must, and I repeat, must use an online/mail pharmacy: will not cover local pharmacies. We considered having the children covered by Piedmont, but Piedmont would not pay for my child's daily injections. We were told by a representative of Piedmont, that we would have to pay out of pocket the first month of injections, which would be around

$20,000. If we switch insurance companies, my family will need to take out a personal loan in order for my child to have his medicine.

School

School Piedmont

Monelison Middle

School

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School

School Anthem I've had PCHP before in Campbell County and they are

terrible. Never had any trouble with Anthem.

School

School Piedmont

Monelison Middle

School

School Anthem

I have been pleased with Anthem, and it is inconvenient to change plans with doctors' offices and pharmacies. I would prefer to stay with Anthem.

School

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School

School Anthem

My family physician here in Madison Heights recently told me they were seriously thinking of not participating with PCHP.

School

Anthem No Location Listed

Pleasant View

Elementary School

Anthem

Anthem has more coverage and provides more benefits that are useful to my family. Some doctors that my family sees regularly are not covered by Piedmont.

Pleasant View Elementary School

Anthem Pleasant View

Elementary School

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Elementary School

Anthem Temperance

Elementary School

Anthem Temperance

Elementary School

Anthem Temperance

Elementary School

Anthem Temperance

Elementary School

Anthem Temperance

Elementary School

Anthem Temperance

Temperance

Elementary School

Anthem Temperance

Elementary School

Anthem Temperance

Elementary School

Anthem Temperance

Elementary School

Anthem Temperance

Elementary School

Anthem Temperance

Elementary School

Anthem Temperance

Elementary School

Anthem Transportation

Transportation

Anthem

You get what you pay for! Im very satisfied with Anthem. I've heard very neg. comments on Piedmonth Community Health Plan from people who have to have this plan! I am willing to pay more for the better service

Transportation

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I'm used to!

The limited in-network area concerns me. The out of

pocket expense with Anthem is outrageous Transportation Piedmont

Transportation

Anthem

Anthem pays out better on claims and prescriptions. My son works at B&W and said they went to Piedmont and everyone is unhappy with the service

Transportation

Anthem Don't really care, just cheap, as we don't make any more

here. Transportation