Wells Fargo Business Choice Checking

(1)

(287)

Questions?

Available by phone 24 hours a day, 7 days a week:

Telecommunications Relay Services calls accepted

1-800-CALL-WELLS

(1-800-225-5935) TTY: 1-800-877-4833

En español: 1-877-337-7454

Online: wellsfargo.com/biz Write: Wells Fargo Bank, N.A. (287)

P.O. Box 6995

Portland, OR 97228-6995

A1 TAX MAN AND ASSOCIATES

3858 GLENWOOD ROAD

DECATUR, GA 30032

Your Business and Wells Fargo

Visit wellsfargoworks.com to explore videos, articles, infographics, interactive tools, and other resources on the topics of business growth, credit, cash flow management, business planning, technology, marketing, and more.

Account options

A check mark in the box indicates you have these convenient services with your account(s). Go to wellsfargo.com/biz or call the number above if you have questions or if you would like to add new services.

Business Online Banking ✓

Online Statements ✓

Business Bill Pay ✓

Business Spending Report ✓

Overdraft Protection

IMPORTANT ACCOUNT INFORMATION

We're making important changes to the terms and conditions of several of our accounts. If these changes affect you, a detailed message is included below your transaction detail for each impacted account.

Statement period activity summary

Beginning balance on 9/1 $2,879.64

Deposits/Credits 21,642.00

Withdrawals/Debits - 15,347.17

Ending balance on 9/30 $9,174.47

Average ledger balance this period $12,720.71

Account number: 5110130373 A1 TAX MAN AND ASSOCIATES Florida account terms and conditions apply For Direct Deposit use

Routing Number (RTN): 063107513 For Wire Transfers use

Routing Number (RTN): 121000248

Sheet Seq = 0036020 Sheet 00001 of 00004

(2)

Transaction history

Check Deposits/ Withdrawals/ Ending daily

Date Number Description Credits Debits balance

9/1 Purchase authorized on 08/31 WM Supercenter #33 561-842-8113 FL S300244797471351 Card 5958

12.42 2,867.22

9/2 Purchase authorized on 09/01 Cash App* 8774174551 CA S460245625368981 Card 5958

100.00

9/2 Purchase authorized on 09/01 Walmart Grocery 800-966-6546 AR S380245705742129 Card 5958

102.91 2,664.31

9/3 Online Transfer From Gilmore T Everyday Checking xxxxxx3911 Ref #Ib08S49Xxg on 09/03/20

17,552.00

9/3 Purchase authorized on 09/01 Jetblue 279753 Salt Lake Cit UT S300245627749278 Card 5958

439.20

9/3 Paypal Inst Xfer 200903 Apple.Com Bill Tina Gilmore-Bythwood 2.99 19,774.12

9/4 Purchase authorized on 09/03 Cash App*Lorenzo W 8774174551 CA S300247539362788 Card 5958

280.00

9/4 Purchase authorized on 09/03 Cash App*Frontstre 8774174551 CA S300247609271998 Card 5958

50.00

9/4 Purchase authorized on 09/03 Cash App*Shaiana S 8774174551 CA S300247765467446 Card 5958

20.00

9/4 Paypal Inst Xfer 200904 Qvc Inc Tina Gilmore-Bythwood 34.06 19,370.06

9/8 Purchase authorized on 09/04 Cash App*Shaiana S 415-375-3176 CA S300248507281895 Card 5958

60.00

40.00

60.00

9/8 Purchase authorized on 09/04 Cash App*Kateria T 415-375-3176 CA S580249024340710 Card 5958

30.00

9/8 Purchase authorized on 09/05 Cash App*Shaiana S 415-375-3176 CA S300249605466424 Card 5958

65.00

10.96

9/8 Purchase authorized on 09/05 Cash App*Howard AR 8774174551 CA S300249739521178 Card 5958

100.00

9/8 Purchase authorized on 09/05 Cash App*Kenneth S 8774174551 CA S580249803228778 Card 5958

100.00

90.00

9/8 Purchase authorized on 09/05 Cash App*Kateria T 8774174551 CA S300250153029524 Card 5958

27.00

46.00

9/8 Commercio Dmcc Iat Paypal 200908 1010273032597 Tina Gilmore-Bythwood

17.98

9/8 Paypal Inst Xfer 200908 1800Flowers Tina Gilmore-Bythwood 21.71

9/8 Paypal Inst Xfer 200906 Apple.Com Bill Tina Gilmore-Bythwood 24.97

9/8 Paypal Inst Xfer 200908 1800Flowers Tina Gilmore-Bythwood 194.68

136.31

9/9 Purchase authorized on 09/08 Cash App*Steven SC 8774174551 CA S580252673054202 Card 5958

425.00

9/9 Recurring Payment authorized on 09/08 ATT*Bill Payment 800-288-2020 TX S580252700677347 Card 5958

127.00

(3)

Transaction history (continued)

9/9 Opensky Mobile Pym 202520190211436 Tina Gilmore 2,442.45

11.99 15,333.52

9/10 Purchase authorized on 09/08 Uber Trip Help.Uber.Com CA S580252801921100 Card 5958

26.12

75.00

9/10 Purchase authorized on 09/09 Cash App*King Arth 8774174551 CA S580253550192327 Card 5958

303.00

10.30

9/10 Purchase authorized on 09/09 Cash App*Courtney 8774174551 CA S300253787505094 Card 5958

350.00

336.00

9/10 Paypal Inst Xfer 200910 Macy S Tina Gilmore-Bythwood 155.52 14,077.58

59.44

8.47 14,009.67

112.00

25.00

350.00

55.84

25.00

22.57

173.75

9/14 Purchase authorized on 09/13 Cash App*Loukain 8774174551 CA S580257791642373 Card 5958

25.00

8.99

8.99 13,177.53

9/15 Purchase authorized on 09/14 Expedia 7549621405 Expedia.Com WA S580258457154469 Card 5958

20.00

9/15 Purchase authorized on 09/14 Cash App*Pretty Br 8774174551 CA S300258847953340 Card 5958

200.00

90.00 12,867.53

9/16 Purchase authorized on 09/14 Cash App*Nakesha 8774174551 CA S300259180620960 Card 5958

25.00

9/16 Purchase authorized on 09/15 Cash App*Tina*Add 8774174551 CA S380259536903985 Card 5958

159.00

50.00 12,633.53

9/17 Purchase authorized on 09/16 Cash App*Debbie 8774174551 CA S580260540294578 Card 5958

300.00

9/17 Purchase authorized on 09/16 Cash App*Tina Gilm 8774174551 CA S380260696181842 Card 5958

100.00

146.00 12,087.53

9/18 RTP From Paypal on 09/18

Ref#20200918021000021P1Brjpm00530059950

1,590.00

(4)

129.09

9/18 Purchase authorized on 09/16 Spirit Airl Ohsv6N Miramar FL S380261034598301 Card 5958

51.39

9/18 Purchase authorized on 09/16 Spirit Airl Sfg1Hw Miramar FL S580261042593350 Card 5958

53.09

5.00

300.00

9/18 Greenlight Web Pmts 091820 Vlj41F Tina Gilmore 4.99 13,133.97

105.21

109.37

9/21 Purchase authorized on 09/18 Cash App*Harold St 8774174551 CA S300262777719817 Card 5958

80.00

9/21 Purchase authorized on 09/18 Cash App*Kenneth S 8774174551 CA S300262814414505 Card 5958

325.00

25.00

9/21 Purchase authorized on 09/18 Cash App*Betty 8774174551 CA S460262814925311 Card 5958

120.00

9/21 Purchase authorized on 09/19 Cash App*Kevin 8774174551 CA S580263656850075 Card 5958

100.00

9/21 Purchase authorized on 09/19 Cash App* 415-375-3176 CA S580263718408679 Card 5958

340.00

5.00

9/21 Paypal Inst Xfer 200920 Netflix.Com Tina Gilmore-Bythwood 16.94

9/21 Paypal Inst Xfer 200921 Wayfair Tina Gilmore-Bythwood 464.39 11,428.07

9/22 Purchase authorized on 09/21 Cash App*Angelina 8774174551 CA S580265726631755 Card 5958

250.00

9/22 Purchase authorized on 09/21 Cash App*Raybo 877-417-4551 FL S580265736546226 Card 5958

130.00

9/22 Recurring Payment authorized on 09/21 Doordash Dashpass WWW.Doordash. CA S380265762746971 Card 5958

9.99

9/22 Purchase authorized on 09/21 Cash App*Frontstre 8774174551 CA S460265861151888 Card 5958

100.00 10,938.08

9/23 Purchase authorized on 09/22 Cash App*Pretty Br 8774174551 CA S580266780464835 Card 5958

500.00

9/23 Opensky Mobile Pym 202660191626597 Tina Gilmore 1,464.77

9/23 Paypal Inst Xfer 200923 Pp Roku for Bet Tina Gilmore-Bythwood 9.99

9/24 Purchase authorized on 09/23 Walmart.Com Aa 800-966-6546 AR S580267303696638 Card 5958

22.01

9/24 Recurring Payment authorized on 09/23 Adtsecurity Myadt.

800-238-2727 FL S380267354561460 Card 5958

73.76

9/24 Opensky Mobile Pym 202670191521027 Tina Gilmore 25.78 8,815.66

9/25 Mobile Deposit : Ref Number :511250275356 900.00

9/25 Online Transfer From The Tax Pros and Insurance, Inc. Business Checking xxxxxx2485 Ref #Ib08Wwkp5C on 09/25/20

1,500.00

9/25 Purchase authorized on 09/23 Walmart.Com Au 800-966-6546 AR S380267300752676 Card 5958

84.24

9/25 Purchase authorized on 09/23 Walmart.Com Av 800-966-6546 AR S580267608717268 Card 5958

170.19

(5)

Transaction history (continued)

9/25 Lin Ying Iat Paypal 200925 1010485425018 Tina Gilmore-Bythwood

604.99

53.94 10,291.22

9/28 Recurring Payment authorized on 09/26 Grasshopper.Com Logmein.Com MA S460271238172457 Card 5958

32.55

20.00

200.00

9/28 Paypal Inst Xfer 200928 Mercari 888-325 Tina Gilmore-Bythwood 17.28

9/28 Paypal Inst Xfer 200928 Mercari 888-325 Tina Gilmore-Bythwood 75.59

9/28 Paypal Inst Xfer 200926 487Sfg1Hw_____ Tina Gilmore-Bythwood

76.00

9/28 Paypal Inst Xfer 200927 Bathbodywor Tina Gilmore-Bythwood 194.39

9/28 Kicks Crew Iat Paypal 200928 1010507294996 Tina Gilmore-Bythwood

195.00

25.00

9/29 Purchase authorized on 09/28 Cash App*Debbie 8774174551 CA S460273062229463 Card 5958

300.00 9,129.44

9/30 Recurring Transfer From The Tax Pros and Insurance, Inc.

Business Checking Ref #Op08Xlhphf xxxxxx2485

100.00

9/30 Purchase authorized on 09/29 Uber Trip Help.Uber.Com CA S580273351639083 Card 5958

5.00

9/30 Purchase authorized on 09/29 Amzn Mktp US*M44Fq Amzn.Com/Bill WA S300274087531156 Card 5958

33.99

9/30 Paypal Inst Xfer 200930 Dropbox Tina Gilmore-Bythwood 15.98 9,174.47

Ending balance on 9/30 9,174.47

Totals $21,642.00 $15,347.17

The Ending Daily Balance does not reflect any pending withdrawals or holds on deposited funds that may have been outstanding on your account when your transactions posted. If you had insufficient available funds when a transaction posted, fees may have been assessed.

Monthly service fee summary

For a complete list of fees and detailed account information, see the disclosures applicable to your account or talk to a banker. Go to wellsfargo.com/feefaq for a link to these documents, and answers to common monthly service fee questions.

Fee period 09/01/2020 - 09/30/2020 Standard monthly service fee $14.00 You paid $0.00

How to avoid the monthly service fee Minimum required This fee period

Have any ONE of the following account requirements

· Average ledger balance $7,500.00 $12,721.00

3

✔

· A qualifying transaction from a linked Wells Fargo Merchant Services account 1 0

3

· Total number of posted debit card purchases or posted debit card payments of bills in any combination

10 79

3

✔

- Enrollment in a linked Direct Pay service through Wells Fargo Business Online 1 0

3

· Combined balance in linked accounts, which may include $10,000.00

3

✔

- Average ledger balance in business checking, savings, and Time Accounts (Cds) - Most recent statement balance in eligible Wells Fargo business credit cards and

lines of credit, and combined average daily balance from the previous month in eligible Wells Fargo business and commercial loans and lines of credit - For complete details on how you can avoid the monthly service fee based on

your combined balances please refer to page 10 of the Business Account Fee and Information Schedule at www.wellsfargo.com/biz/fee-information

(6)

Account transaction fees summary

Service charge description Units used

Units included

Excess units

Service charge per excess units ($)

Total service charge ($)

Cash Deposited ($) 0 7,500 0 0.0030 0.00

Transactions 34 200 0 0.50 0.00

Total service charges $0.00

IMPORTANT ACCOUNT INFORMATION:

Your Wells Fargo Business Choice Checking account is changing.

Effective with the fee period beginning after October 8, 2020, the current options to avoid the $14 monthly service fee, as displayed in the monthly service fee summary section of this statement above, will no longer be available. Once these changes are effective, the monthly service fee can be avoided with ONE of the following new options each fee period:

- Maintain a $500 minimum daily balance - Maintain a $1,000 average ledger balance

If you do not meet one of the options above, the monthly service fee will be charged for fee periods ending on or after November 9, 2020.

In addition, effective with the fee period beginning after October 8, 2020, other features of your account will change:

- Your account will continue to include 200 Transactions at no charge each fee period. The fee for Transactions over 200 each fee period remains at $0.50 each.

- The definition of Transactions is changing to include all checks deposited and all withdrawals or debits posted to your account, including paper and electronic, except debit card purchases and debit card payments.

Fee Period: The fee period is the period used to calculate monthly fees. Your statement includes a monthly service fee summary with the dates of the fee period. The monthly service fee summary is also available through Wells Fargo Business Online® or Wells Fargo Mobile®.

What remains the same:

- You can continue to use your debit card.

- The Business Fee and Information Schedule and Deposit Account Agreement, as amended, continue to apply.

If you have questions about these changes, please contact your local banker or call the number listed on this statement.

Thank you for banking with Wells Fargo. We appreciate your business.

IMPORTANT ACCOUNT INFORMATION

Effective June 1, 2020, the Deposit Account Agreement has been updated.

(7)

In the section of the Deposit Account Agreement titled "Available balance, posting order, and overdrafts," the second bullet of the paragraph titled "Then, we sort your transactions into categories before we process them" under the subsection titled "How do we process (post) transactions to your account?" is deleted and replaced with the following: "Then, we process withdrawals/payments we have previously authorized and cannot return unpaid, such as debit card purchases, ATM withdrawals, account transfers, Online Bill Pay transactions, and teller-cashed checks. If we receive more than one of these transactions for payment from your account, we will generally sort and pay them based on the date and time you conducted the transactions. For a debit card transaction, if a merchant does not seek authorization from the Bank at the time of the transaction or you conducted the transaction more than 10 business days before we receive it for payment, we will use the date the transaction is received for payment from your account. For some

transactions, such as Online Bill Pay transactions or teller-cashed checks, the time may be assigned by our systems and may vary from the time it was conducted. Multiple transactions that have the same time will be sorted and paid from lowest to highest dollar

amount."

For questions, please call the number listed on your statement.

IMPORTANT ACCOUNT INFORMATION

Regulation D and Wells Fargo withdrawal and transfer restrictions on all savings accounts have been discontinued.

The Federal Reserve Board recently removed Regulation D's six transaction limit on certain withdrawals and transfers from savings accounts, and allowed banks to suspend enforcement of that limit at each bank's discretion. Your Deposit Account Agreement states that both Regulation D and Wells Fargo limit certain types of withdrawals and transfers from a savings account to a combined total of six per monthly fee period. This message is to advise you that these limits were removed in May 2020. We have also discontinued charging the related excess activity fees, and have ceased account conversions and account closures related to the six withdrawal or transfer limit.

While it will take a period of time to update our disclosures and other materials, the changes described above apply to your account immediately and allow you to make withdrawals and transfers, including online and mobile, from your savings account without regard to the previous limit of six transactions. If you have any questions about your account, please call the phone number at the top of your statement or visit your Wells Fargo branch.

(8)

reporting agencies. If this applies to you, you have the right to dispute the accuracy of information that we have reported by writing to us at: Overdraft Collections and Recovery, P.O. Box 5058, Portland, OR 97208-5058.

information that relates to an identity theft, you will need to provide us with an identity theft report.

Account Balance Calculation Worksheet

1. Use the following worksheet to calculate your overall account balance.

2. Go through your register and mark each check, withdrawal, ATM transaction, payment, deposit or other credit listed on your statement.

Be sure that your register shows any interest paid into your account and any service charges, automatic payments or ATM transactions withdrawn from your account during this statement period.

3. Use the chart to the right to list any deposits, transfers to your account, outstanding checks, ATM withdrawals, ATM payments or any other withdrawals (including any from previous months) which are listed in your register but not shown on your statement.

ENTER

A. The ending balance

shown on your statement . . . .$

ADD

B. Any deposits listed in your $

register or transfers into $

your account which are not $

shown on your statement. + $

. . . .TOTAL$

CALCULATE THE SUBTOTAL (Add Parts A and B)

. . . .TOTAL$

SUBTRACT

C. The total outstanding checks and

withdrawals from the chart above . . . - $

CALCULATE THE ENDING BALANCE (Part A + Part B - Part C)

This amount should be the same as the current balance shown in

your check register . . . .$

Number Items Outstanding Amount

Total amount $