Welcome. 1. Agenda. 2. Ground Rules. 3. Introductions. To Your Credit 2

To lift the security freeze in order to allow a specific entity or individual access to your credit report, you must call or send a written request to the credit reporting agencies

To lift the security freeze in order to allow a specific entity or individual access to your credit report or to remove the security freeze, you must call or send a written request

freeze, on your credit file, so that no new credit can be opened in your name without the use of a PIN number that is issued to you when you initiate a freeze. A credit freeze

To lift the security freeze in order to allow a specific entity or individual access to your credit report, you must call or send a written request to the credit reporting agencies

The credit bureaus may charge you a fee of up to $5 to place a security freeze on your account, and may require that you provide certain personal information (such as your

A security freeze is a notice placed on a consumer’s credit file prohibit- ing consumer reporting companies from releasing a credit report, or any other information derived from

Credit Report Control will not prevent access to your credit file at any other credit reporting agency, and will not prevent access to your Equifax credit file by companies

To place a freeze, you must send by certified mail a letter to each consumer reporting agency requesting a security freeze be placed on your account.. In this letter, you must