2015 ANNUAL BENEFITS ENROLLMENT FOR PRE-65 RETIREES

The health care plan options available through OneExchange (medical, prescription drug, dental and vision coverage) will replace the current JPMorgan Chase health care plan

A Medical Reimbursement Account (MRA) is your own account with funds to spend on eligible health care expenses.. These eligible expenses could be for you, your spouse or

• During the 2015 Medicare Part B Open Enrollment Period (January thru March 2015) the City contacted approximately 500 Retirees/Spouses over age 65 without Medicare Part A or B in

If your medical, prescription drug, or dental coverage will be deducted from your active employment through the 15 th of the month, when your Retiree Enrollment Form. is

Retiree Benefits: If you are eligible and elect retiree benefits, your retiree medical, dental, and life insurance coverage will begin the first day of the month following the

You can request reimbursement for premiums paid for qualified coverage while you were eligible. This reimbursement will be credited to your monthly HCTC account. You can keep

• Replaces the current DTE Energy medical and dental benefit with a tax- free Retiree Reimbursement Account (“RRA”).. • Provides more choices • Reflects national trends •

o The Aon Retiree Health Exchange will provide coverage for every Medicare- eligible retiree and dependent (not including those on Medicare Disability benefits under age