MUGC8895_0809 MUGC9028
Fiduciary support, including product and investment oversight, plan sponsor guidance and a customized advice option for individual plan participants
Personalized consultation through plan design and administration, participant education, recordkeeping, regulatory compliance and ongoing customer service
Join Our Team
You have the client relationships and understand their unique needs. EPIC Advisors brings a specialized suite of administrative and recordkeeping services. And Mutual of Omaha offers a wide variety of investment options, three levels of fiduciary support and personalized plan service. Together, we can create retirement plan solutions that will help you stand out in a crowded marketplace, serve a greater variety of clients, and grow your bottom line. Increase Efficiency, Grow Revenue
Combining investment options, fiduciary support and recordkeeping services into a single outsourced solution can save time and money. And it can allow you to offer your smaller clients the same features usually found only in the largest plans.
Features such as:
A comprehensive lineup with more than 50 prescreened investment options, including individually managed accounts, risk-based and target date asset allocation funds, and self-directed brokerage options
Retirement plans are complex. Selling, implementing and servicing them can be a
real challenge for regional banks and trust companies with limited resources and
strained bottom lines. That’s why
EPIC Advisors, Inc. and Mutual of Omaha have
teamed up to provide simple, yet robust solutions
for banks and trust companies
to offer their small- and mid-sized clients.
Mutual of Omaha’s Retirement Product
1 Mutual of Omaha’s 2005-2007 increase in assets under management:
36.6%. Industry 2005-2007 increase: 20.4%. Source: Spectrum Group Retirement 2008 Market Insights (Corporate DC Growth)
Mutual of Omaha is one of the most respected names in insurance and financial services. Through our subsidiaries, United of Omaha Life Insurance Company and Companion Life Insurance Company, we have one of the fastest growing 401(k) products in the industry.1
Institutional funds from a wide range of leading money managers, a unique three-tiered approach to fiduciary support, and actively managed account options for participants add up to a solid, attractive solution. In fact, our retirement product design reflects the kind of prudent business philosophy that has helped us maintain our financial strength, stability and high industry ratings for 100 years.
Flexible Investment Options
More than 50 investment options from more than 25 different asset managers
Risk-based and time-based asset allocation portfolios Participant advice through a professionally managed
Qualified Default Investment Alternative (QDIA) option Self-directed brokerage account with access to unlimited
fund choices
Company stock inclusion available Three Levels of Fiduciary Support
Product-level oversight from Mutual of Omaha’s Investment Manager Oversight Committee and the consulting services of Callan Associates, Inc.
Plan-level guidance from the individual appointment of investment managers and the Mesirow Financial fiduciary services program, which appoints Mesirow as a
co-fiduciary to the plan
Participant-level confidence from a professionally managed account option
Competitive Price and Compensation
Investment platform built on institutional shares No case or size minimums
Flexible compensation structure to accommodate the needs of each case
Competitive first-year trustee fees or brokerage commissions, with no surrender charges
Asset-based commission or service fee trail can begin the first month
EPIC Advisors’ Administrative and Recordkeeping Services
EPIC is the award-winning2 recordkeeper for more than 1,300 plans, primarily within the banking and trust industry. With $4.85 billion in assets under administration, we have significant experience in developing, managing, promoting and administering bank- and trustee-sold retirement plans.
Since 1993, we’ve developed the reputation for delivering the exceptional services and support trust departments need to retain clients and grow their retirement plans business. Sales and Marketing Support*
Experienced sales consultants Custom proposals
Electronic and print marketing materials Installation and conversion support Recordkeeping and Plan Administration
Daily valuation recordkeeping and administration Custody and paying agent solutions
Prototype plan document services
Branded participant and plan sponsor Web sites Compliance testing and signature-ready Form 5500
Personal, Friendly Services*
Financial Consultant and Plan Sponsor Services Relationship manager assigned to each client 24-hour online plan access
Participant and plan sponsor communications resources Regular industry and legislative updates
Monthly and quarterly investment performance reports Participant Services
24-hour account access (online and telephone) Experienced and knowledgeable Participant Service
Center reps
Online and printed statements
Online quarterly newsletters, planning tools and calculators
Customized enrollment materials Instructor-led enrollment meetings
* Services offered by Mutual of Omaha and/or EPIC Advisors. Availability varies by plan.
Your Client Relationships
You know your clients inside and out. You’ve spent years cultivating relationships with them. And while you’d like to give each and every one your undivided attention, you know that it’s just not possible in today’s business climate – especially if you want to focus your efforts on increasing profitability and fee-based revenue.
Reduce Resources, Expand Client Base
Using a bundled platform for small and mid-sized clients often is a more efficient and cost-effective alternative to a la carte services typically used with open-architecture platforms. Your clients get access to the quality investment options, fiduciary support and personalized services that only large plans can usually afford. You get to outsource the details, while still getting paid for your plan oversight. It’s a winning combination that frees your time to focus on your best customers and new prospects.
Benefits of the EPIC/Mutual of Omaha Bundled Program* Bundled retirement platforms offer many additional benefits for trust departments, including:
An additional solution to serve a greater variety of clients and increase competitiveness
Built-in investment selection and ongoing monitoring by Callan Associates and Mesirow Financial
Three levels of fiduciary support
Subsidized recordkeeping costs, including waived annual and per participant fees**
Customizable, packaged services to simplify client billing
Flexible commission structure to accommodate each client’s needs
Ability to reduce back-end charges and surrender fees**
Participant education, enrollment and ongoing plan support from a dedicated relationship manager
Relationship Control
Perhaps the best benefit is the ability to determine your own level of involvement on each plan. Depending on your relationship with a particular client, you may choose to be more or less involved with specific areas of the plan such as investment selection, plan design or enrollment meetings. When you work with EPIC Advisors and Mutual of Omaha, you decide on a plan-by-plan basis the level of involvement and role you want us to play.
* Services offered by Mutual of Omaha and/or EPIC Advisors. Availability varies by plan.
For producer use only. Not for use with general public or any plan sponsor.
Investment options are offered through a group variable annuity contract (Forms 902-GAQC-09 or 07 or 901-GAQC-07(OR)) underwritten by United of Omaha Life Insurance Company for contracts issued in all states except New York. United of Omaha Life Insurance Company is not licensed in New York. In New York, Companion Life Insurance Company, Hauppauge, NY underwrites the group variable annuity (Form 900-GAQC-07(NY)). Each company accepts full responsibility for each of their respective contractual obligations under the contract but does not guarantee any contributions or investment returns except as to the Guaranteed Account as provided under the contract. Neither United of Omaha, Companion Life Insurance, nor their representatives or affiliates offers investment advice in connection with the contract.
United of Omaha Life Insurance Company
A Mutual of Omaha Company Omaha, NE 68175
Companion Life Insurance Company
A Mutual of Omaha Company Hauppauge, NY 11788–2934
EPIC ADVISORS, INC. 150 State Street, Suite 200 Rochester, New York 14614 585.232.9060 Tel
585.232.3098 Fax www.epic1st.com [email protected]
