FIFTH THIRD BANK CARD AGREEMENT for MasterCard DUO Card

If you effect a transaction on your HSBC Bank Consumer Checking or Savings account at an EFT facility with your Debit MasterCard® card, ATM card, MasterCard® credit card, or

If you effect a transaction on your HSBC Bank Consumer Checking or Savings account at an EFT facility with your Debit MasterCard® card, ATM card, MasterCard® credit card, or

Your Account Statement will show all Transactions that may have been posted to your Account since your last Account Statement, the payments and adjustments to your Account,

Subject to Applicable Law, we reserve the right to increase the APR to 29.99% (corresponding Monthly Periodic Rate of 2.4992%) on all new Transactions on your Account that occur

Subject to Applicable Law, we reserve the right to increase the APR to 24.99% (corresponding Monthly Periodic Rate of 2.0825%) on all new Transactions on your Account that occur

Subject to Applicable Law, we reserve the right to increase the APR to 29.99% (corresponding Monthly Periodic Rate of 2.4992%) on all new and outstanding Account balances

Subject to Applicable Law, we reserve the right to increase the APR to 29.99% (corresponding Monthly Periodic Rate of 2.4992%) on all new Transactions on your Account that occur

By signing an Account Card or authenticating your request, each of you, jointly and severally, agree to the terms and conditions in this Agreement, and any Account Card,