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By the Open API Team

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The Mission

Our mission is to provide the tools and environment developers need to create the next big breakthrough in today’s app- and mobile device-driven world. This mission gave birth to the MasterCard Developer Zone and the Open API Team. Now, developers—whether at a global enterprise or a start-up—have reliable and secure access to the renowned products and services within the MasterCard portfolio. “TheunmatcheddepthandreachofMasterCardproducts,services

anddatainsightsarenoweasily,reliablyandsecurelyavailableto everydeveloper—whetherworkinginalabforaglobalorganization orinagarageforanexcitingnewstart-up.”

– Ed McLaughlin, Chief Emerging Payment Officer

MasterCard Developer Zone

is making MasterCard the

technology partner of choice

for developers worldwide.

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MasterCard and API

"MasterCardDeveloperZoneistheaccesspointtotheincredibledata resources,cuttingedgeproductsandservicesandunrivaledsecurity oftheworld’slargestandonlytrulyglobalpaymentsnetwork.”

– Max Chion, Group Executive, Products, Global Products and Solutions

MasterCard became one of the world’s leading payments and financial services company because, above all else, it is a technology-driven company.

And because we know that today’s breakthrough is tomorrow’s commodity, we know how essential it is to foster creativity and continuous improvement.

That’s why MasterCard is making most of its APIs open and available. The goal is to create, support and continuously expand a first-class developer platform that encourages innovation and provides an easy, transparent environment in which to constantly communicate and improve.

The Goal

The MasterCard Developer Zone will:

Be the preferred destination for developers around the world building the next generation of commerce apps. Offer top-of-the-line tools for developers.

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DEvEL

OPErS

Commitmentto

MasterCardDeveloper

Zonewillmakeits

subjectmatterexperts,

platform,products,

servicesandrelationships

availabletodevelopers

toensuremutual

successandgrowth.

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WithaglobalpresenceandofficesinSiliconValleyandNewYorkCity, weareattractingthebrightestandmostdynamicdevelopersintothe world’slargestandmostadvancednetworkforthefirsttime,withan emphasisonspeed,ease,simplicityandtransparencyeverystepof theway.”

– Sebastien Taveau, Chief Developer Evangelist, Open API

To become the preferred partner of developers around the world, MasterCard is committed to putting the needs of developers first. Key steps we are taking to achieve that goal include:

• Simplifying the onboarding process for developers and partners.

• Providing a seamless user experience.

• Offering prompt, comprehensive support.

• Implementing transparent terms-of-use and clear pricing.

• Increasing communication with developers through forums, social

media, websites and events.

• Listening carefully to feedback from partners and customers,

incorporating that feedback into our internal enhancement discussions and making appropriate service, platform, engagement or other

modifications.

DEvELOPErS

Commitmentto

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TEChN

OLOGy

Commitmentto

Whenadeveloper

requestsatechnology

featureorreportsa

problem,theOpenAPI

Teamwon’tjustlisten.

We’llact.

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TEChNOLOGy

Commitmentto

“ Wethinkthatagreatwaytoencouragenewproductsinthefinancial industryistoactivelysupporttheappdeveloperandstart-up communities.AtMasterCard,wemakeiteasyfordevelopersto effortlesslyaddpaymentsandcommercecomponentstotheirideas, andforstart-upstogrowtheirbusinesses.Everythingstartswithan idea,butwithoutconstantnurturingandapracticalpathforward, lessideasmakeitintothemarket.MasterCard’sDeveloperZone, StartPathprogramsandregularHackathoneventshelpprovidethat roadforward.”

– Garry Lyons, Chief Innovation Officer, MasterCard / MasterCard Labs As a company whose success has been driven by technology,

MasterCard recognizes the importance of continuously developing innovative and large scale technology platforms and standards. Our API commitment to technology is to leverage the depth and scope of our technological resources, such as MasterCard Labs, to make new API technologies available to all MasterCard developers.

Ease of use is our highest priority. We will achieve this by collaborating closely with developer communities to provide perspective and ideas for creating new tools, enhancing existing ones and continuously

evolving our platform as technology evolves and advances. Developers can expect:

• Fresh and relevant tools

• reliable, robust and proven technology • Straightforward integration of API services • rigorous analytics tools

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ECOSy

STEM

Commitmentto

MasterCard

Developer

Zoneisopen

forbusiness!

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We’rebringingtogetherdevelopersandentrepreneursusingMasterCard APIstocreatenewapplicationstodriveanewgenerationofcommerce throughourproducts,solutionsandservices.”

– Ajay Banga, CEO, MasterCard

MasterCard's APIs provides many opportunities for developers to create new applications. By opening its APIs, MasterCard intends to create an ecosystem that fosters technological advances and innovation.

To achieve this, MasterCard is committed to:

• Enabling developers to connect with—via API services—a variety of

stakeholders, including consumers, issuers, merchants and other large and small enterprises.

• Serving as the bridge between developers, 40 million merchants and

22,000 banks. This gives developers the ability to tap into the industry’s most powerful analytical engine, which will help with better business decisions about what the marketplace needs and wants now, and what it expects next.

• Sharing the experiences, successes and challenges that MasterCard

has accumulated over its 50-year history and allowed MasterCard to be one of the most sophisticated technology companies in the world.

• Inspiring the growth and diversity of the developer community by

hosting and sponsoring hackathons and other relevant events, programs and organizations.

ECOSySTEM

Commitmentto

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Better Together

Every step of your development journey, MasterCard is here to support you.

At every level, MasterCard is committed to providing the best developer experience in the industry.

The Open API Team has a clear mandate to listen to the developer community, understand developer needs and act upon them. Every day, the Open API Team will work hard to earn your trust, to deliver tools that you need and to make API services available that will help you grow your business and ignite your ideas.

About Developer Zone

MasterCard's Developer Zone provides services to developers seeking to add MasterCard capabilities to their own application(s). Our focus is on providing useful services to the global developer community and supporting anyone seeking to build applications that provide innovative solutions for the most significant challenges and opportunities in the field of commerce.

Acknowledgements

The Open API Team would like to thank developers and Masters of Code attendees who provided feedback on this document.

We are proud to work with great

partners like you, and are excited to

provide you with the next generation

of tools for global commerce.

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developer.mastercard.com

©2015 MasterCard. Proprietary and Confidential. All rights reserved.

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