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FIRST TIME HOME BUYER PROGRAM FREQUENTLY ASKED QUESTIONS

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F

IRST

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IME

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OME

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UYER

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ROGRAM

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REQUENTLY

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SKED

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UESTIONS

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UALIFICATION

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LIGIBILITY 

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UESTIONS

 

1. What if I haven’t previously bought a home, but my spouse has? If my spouse is not going  to be on the mortgage, am I still qualified?  a. For this program, if you are married and you or your spouse owns a home, you both  own a home. It doesn’t matter if one of you wasn’t on the mortgage or the deed.    2. I own a mobile home. Do I still qualify as a first time home buyer?  a. Yes. Mobile homes are not considered real estate property for this program.    3. My spouse/significant other/etc. is not a U.S. citizen/does not have legal status.  Are we  eligible to apply?  a. Everyone who will live in the property must either be a citizen, or be a lawful  permanent resident.  While you are working toward that status, you wouldn’t be able  to receive the funding.  Once residency is established, you would be able to apply.   

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PPLICATION

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ROCESS 

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UESTIONS

 

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3

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NCOME 

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ETERMINATION 

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UESTIONS

 

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5 only valid for 6 months.  If you have not closed on the house in that time, you would  lose your approval, and have to reapply for funds, if there are any available.    32. Can I use these funds to buy a mobile home?  a. No, mobile homes are not eligible.   

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OAN

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ORTGAGE

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LOSING 

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UESTIONS

 

References

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