CITY NATIONAL SECURITIES CNB DEPOSIT SWEEP PROGRAM DISCLOSURE

Please refer to the MLBD Program, RASP, RASP II, Merrill Lynch Direct Deposit Program or the International Bank Variable Rate Deposit Facility disclosures in your account

We may automatically sweep funds from your sweep account to your brokerage account anytime without advance notice to you to pay for securities transactions and withdrawal

Please note however, that, under the Program, unless you are otherwise informed by us, we will deposit the available cash in your brokerage account in Deposit Accounts at

Once your deposits reach the Deposit Limit at both Sweep Banks, available cash will be deposited into your Deposit Accounts at Morgan Stanley Bank, even if the amounts in the

If the standard maximum deposit insurance amount increases and you have Program Deposits at your Account’s Primary Program Bank in excess of the new Maximum Deposit Limit,

The Cash Sweep Account Options consist of (1) a Bank Sweep Option in which the available cash balances in your Account will be automatically deposited into an interest-bearing

Upon enrolling your Wayne Hummer brokerage account (“Brokerage Account”) in IBD, available cash balances from that brokerage account are automatically deposited into one

Please be aware that because UBS’s cap (whether voluntary or mandatory) is on a per-account basis, if you have multiple accounts at UBS held in the same insurable capacity that