LIMIT SECTION MAXIMUM LIMIT / RAND
Valuable items without proof of ownership Maximum R1,500 per item Theft of outdoor furniture, laundry, garden tools and implements R 5,000
Theft of swimming pool equipment R 3,000
Theft of bicycles from premises R 3,000
Theft of vehicle canopies and spare tyres (if not on the vehicle) R 3,000
Theft from your outbuildings without force R 10,000
Accidental death - insured and/or spouse R 10,000
Accidental death - per child R 2,000
Accidental damage to audio-visual equipment Unlimited
Accidental damage to glass tops Unlimited
Accidental damage to house-owners' fixtures R 5,000
Hollard Limit Section
Household contents Comprehensive cover
Accidental damage to house-owners' fixtures R 5,000
Clearing - up costs (including trees) R 10,000
Coins, stamps, securities bonds and documents R 5,000
Contents in transit - during permanent move Sum insured
Contents in transit from place of purchase R 5,000
Credit/debit card/SIM card fraud R 3,000
Damage to guests’ property R 5,000
Domestic workers’ property R 5,000
Emergency-services expenses Sum insured
Garden damage R 10,000
Emergency transport of children R 3,000
Full house R 2,000
Hole-in-one R 2,000
Increase of sums insured in holiday season - 15/12-31/1 10% of sum insured
Keys, locks and remote controls R 3,000
Money R 2,000
Office contents R 10,000
Personal documents R 1,000
Power fluctuations R 5,000
Refrigerator contents R 5,000
Refrigerator - damage to refrigerator or freezer R 5,000
Rent 25% of sum insured
Security guards R 5,000
Storage costs R 5,000
Telephones R 2,000
Trauma counselling R 5,000
Veterinary expenses and medical costs R 5,000
Water leakage R 5,000
Wild baboons and monkeys R 10,000
Accidental damage outside your house:
Inside RSA R 20,000
Outside RSA R 10,000
Increase of sum insured during peak holiday season 10% of sum insured Additional cover you can choose:
Valuable items without proof of ownership Maximum R1,500 per item Theft of outdoor furniture, laundry, garden tools and implements R 5,000
Theft of swimming pool equipment R 3,000
Theft of bicycles from premises R 3,000
Theft of vehicle canopies and spare tyres (if not on the vehicle) R 3,000
Theft from your outbuildings without force R 10,000
Accidental death -insured and/or spouse R 10,000
Accidental death - per child R 2,000
Clearing - up costs R 10,000
Coins, stamps, securities bonds and documents R 5,000
Contents in transit - during permanent move Sum insured
Contents in transit from place of purchase R 5,000
Credit/debit card/SIM card fraud R 3,000
Damage to guests’ property R 5,000
Domestic workers’ property R 3,000
Emergency services expenses Sum insured
Full house R 2,000
Hole-in-one R 2,000
Keys, locks and remote controls R 3,000
Money R 2,000
Office contents R 10,000
Personal documents R 1,000
Rent 25% of sum insured
Security guards R 5,000
Storage costs R 5,000
Theft damage to house-owners' fixtures R 3,000
Trauma counselling R 5,000
Unspecified items without proof of ownership - Per item Maximum R1,500 per item
Household contents Theft only cover
Household contents Limited cover (Theft excluded)
Unspecified items without proof of ownership - Per item Maximum R1,500 per item
Accidental death - insured and/or spouse R 10,000
Accidental death - per child R 2,000
Clearing - up costs R 10,000
Coins, stamps, securities bonds and documents R 5,000
Contents in transit during permanent move Sum insured
Contents in transit from place of purchase R 5,000
Damage to guests’ property R 5,000
Domestic workers’ property R 3,000
Emergency transport of children R 3,000
Emergency - services expenses Sum insured
Garden damage R 10,000 Full house R 2,000 Hole-in-one R 2,000 Office contents R 10,000 Personal documents R 1,000 Power fluctuation R 5,000 Refrigerator contents R 5,000
Refrigerator - damage to refrigerator or freezer R 5,000
Rent 25% of sum insured
Security guards R 5,000
Storage costs R 5,000
Trauma counselling R 5,000
Veterinary and medical costs R 5,000
Water leakage R 5,000
Unspecified property (with proof of ownership)
25 % of insured amount / R2,500 (whichever is the greater) Unspecified property (without proof of ownership) Maximum R1,500 per item Specified property without proof of ownership Maximum R1,500 per item
Juwellery in a safe more than R40,000 per item R 40,000
Child car seat R 5,000
Tools R 3,000
Money in handbag R 500
Cosmetics in handbag R 3,000
Accidental damage or breakage 10% of sum insured
Damage to garden R 10,000
Demolition and professional fees 25% of sum insured
Emergency repairs R 7,500
Emergency - services expenses Sum insured
Gate motor or garage - door motors R 7,500
Keys, locks and remote controls R 3,000
Machinery and intercom R 5,000
Public or main connections 10% of sum insured
Removal of fallen trees R 5,000
Rent 25% of sum insured
Security guards R 5,000
Subsidence and landslip - limited cover Sum insured
Tracing of water leaks R 7,500
Water leakage from underground pipes R 5,000
Wheelchair-friendly alterations R 15,000
Wild baboons and monkeys R 10,000
Geysers (overflowing of water apparatus) R 20,000
Reinstatement of data R 10,000
Compatibility 20% of sum insured
Unavailable parts (including airfreight) R 7,000
Towing after accident Unlimited
Towing after breakdown R 10,000
Buildings
Personal Computer
Additional cover you can choose:
Motor comprehensive
Towing after breakdown R 10,000
Emergency repairs after an accident R 5,000
Liabilities
- fire and explosion R 1,000,000
- accident, death, damage R 5,000,000
- extended to employer R 1,000,000
- other people driving your vehicle R 1,000,000
- using a vehicle that does not belong to you R 1,000,000
Difference in excess R 7,500
Emergency hotel expenses R 2,000
Emergency - services expenses Vehicle sum insured
Keys, locks and remotes R 7,500
Medical benefit R2,000 per person
Sound equipment and cell phone kit R 5,000
Tools and accessories R 5,000
Trauma counselling R 5,000
Unavailable parts R 7,000
Towing after accident Unlimited
Towing after breakdown R 10,000
Emergency repairs after an accident R 5,000
Liabilities
- fire and explosion R 1,000,000
- accident, death, damage R 5,000,000
- extended to employer R 1,000,000
- other people driving your vehicle R 1,000,000
- using a vehicle that does not belong to you R 1,000,000
Car hire R300 per day, 30 days
Difference in excess R 7,500
Emergency hotel expenses R 2,000
Emergency - services expenses Vehicle sum insured
Keys, locks and remotes R 10,000
Medical benefit R2,000 per person
Sound equipment and cell phone kit R 7,500
Tools and accessories R 5,000
Trauma counselling R 5,000
Unavailable parts R 7,000
Towing after accident Unlimited
Emergency repairs after a fire or attempted theft R 5,000
Liabilities
- fire and explosion R 1,000,000
- accident, death, damage R 5,000,000
- extended to employer R 1,000,000
- other people driving your vehicle R 1,000,000
- using a vehicle that does not belong to you R 1,000,000
Difference in excess R 7,500
Emergency hotel expenses R 2,000
Emergency services (e.g.fire brigade) Vehicle sum insured
Keys, locks and remotes R 7,500
Medical benefit R2,000 per person
Sound equipment and cell phone kit R 5,000
Tools and accessories R 5,000
Trauma counselling R 5,000
Liabilities
- fire and explosion R 1,000,000
- accident, death, damage R 5,000,000
- extended to employer R 1,000,000
- other people driving your vehicle R 1,000,000
- using a vehicle that does not belong to you R 1,000,000
Unavailable parts R 5,000
Towing after accident Unlimited
Motor Third party, fire and theft
Motor Third party only
Caravan and trailer
Towing after accident Unlimited
Emergency repairs after an accident R 5,000
Liabilities
- fire and explosion R 1,000,000
- accident, death, damage R 5,000,000
- other people using your caravan/trailer R 1,000,000
- using a caravan/trailer that does not belong to you R 1,000,000
Caravan or trailer contents R 10,000
Emergency services expenses Caravan/trailer sum insured
Emergency hotel expenses R 2,000
Unavailable parts R 7,000
Delivering to a place of safety after accident Unlimited
Delivering to a place of safety after breakdown R 10,000
Emergency repairs after an accident R 5,000
Liabilities
- fire and explosion R 1,000,000
- accident, death, damage R 250,000
- other people driving your motorcycle R 250,000
- using a motorcycle that does not belong to you R 250,000
Difference in excess R 2,000
Emergency hotel expenses R 2,000
Emergency - services expenses Motorcycle sum insured
Keys, locks and remotes R 5,000
Motorcycle clothing R 7,500
Medical benefit R 5,000
Sound equipment and cell phone kit R 5,000
Trauma counselling R 5,000
Unavailable parts R 7,000
Delivering to a place of safety after accident Unlimited
Delivering to a place of safety after breakdown R 10,000
Emergency repairs after a fire or attempted theft R 5,000
Motorcycle comprehensive
Liabilities
- fire and explosion R 1,000,000
- accident, death, damage R 250,000
- other people driving your motorcycle R 250,000
- using a motorcycle that does not belong to you R 250,000
Emergency hotel expenses R 2,000
Emergency services (e.g.fire brigade) Motorcycle sum insured
Keys, locks and remotes R 5,000
Medical benefit R 5,000
Sound equipment and cell phone kit R 5,000
Trauma counselling R 5,000
General personal liability R 5,000,000
Tenants personal liability R 5,000,000
Property owners' liability R 5,000,000
Security - related liability R 5,000,000
Liability to third parties ;accident, death, damage R 1,000,000
Emergency and salvage expenses R 7,500
Medical benefits R2000 per person
Safeguarding your pleasure craft Pleasure craft sum insured
Waterskiers' liability R 250,000
Trauma counselling R 5,000
Transit by land Sum insured
Tow and assist R 5,000
Liability when other people using your pleasure-craft R 1,000,000
Pleasure-craft
Personal Liability
Included if General personal liability cover selected
Legal cost Amount stated in schedule
Identity theft (included if legal costs are selected) Amount stated in schedule
Waiting period 3 months
