STUDENT ACCOMMODATION EXCLUSIVE

ü 10% NET per annum assured for 3 years

ü Modern self-contained studio apartments

ü Fully managed by Liverpool Student Lets

Exclusive Sales & Marketing Partner

STUDENT

ACCOMMODATION

EXCLUSIVE

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NORFOLK

LIVERPOOL

H O U S E

About Us

Experience Invest

Founded in 2004, ExperienceBG Limited is a

privately owned London-based independent

property specialist, and is considered one of

the most established in the industry.

As the company has grown, markets have changed and Experience Invest is a new division of the Experience Brand dedicated to non-traditional investment products, innovatively designed to meet the needs of today’s astute investor.

Opportunities are tailored for the current market

conditions and provide the opportunity to invest in asset classes seldom available to the individual investor. Student Accommodation is widely regarded as a first-class turnkey, alternative investment product, and is increasingly popular to investors seeking to increase the purchasing power of their money.

ü

First class turnkey investments

ü

Provide long-term robust income streams

ü

Above average yields

ü

Increasing yields (over time) provide

resale at higher price

Student

Accommodation –

Income Generating Asset

Our Success

WITH OVER 4 YEARS’ EXPERIENCE AS

INNOVATORS AND PIONEERS OF THE

STUDENT PROPERTY INVESTMENT

MODEL, WE ARE THE LEADING

SUPPLIER OF PURPOSE-BUILT

STUDENT ACCOMMODATION IN

THE UK. OUR GLOBAL RECOGNITION

LED US IN 2013 TO SELL OVER 600

PROPERTIES TO CLIENTS IN OVER 50

COUNTRIES WORLDWIDE.

OUR PRESTIGIOUS UK HEAD OFFICE

IS LOCATED AT TRAFALGAR SQUARE

IN CENTRAL LONDON AND WE

CATER FOR ALL TYPES OF CLIENTS;

FROM FIRST-TIME INVESTORS AND

HIGH-NET-WORTH INDIVIDUALS TO

CORPORATE CLIENTS.

Uncover a new, low-risk and profitable investment venture, engineered for investors.

An opportunity to invest into our latest ‘UK Student Accommodation Exclusive’ and benefit from proven and sustainable returns from this profitable sector.

Investors purchase one or more modern self-contained studio apartments with kitchenette which are leased back to a well-established management company on a rolling agreement so that the building, in its entirety, can be let as student accommodation.

The managed turnkey nature of the investment allows investors a hands-off approach whilst taking advantage of increasing rate of returns and capital appreciation. Investors benefit from yields much higher than traditional ‘buy-to-let’ investments.

As the asset receives a higher income, it becomes more valuable and saleable every year, providing owners with the security that when they wish to exit the investment, the asset is just as attractive as when they bought it.

Proven Business Model

Our range of student investment property has been specifically engineered for investors and provides an opportunity to benefit from proven and sustainable returns from the profitable student accommodation sector.

SECURED INCOME

FULLY MANAGED

PROVEN RETURNS

• Full turnkey investment

• Established management

company manages student

suites on your behalf

• 10% NET per annum

• Assured for 3 years

• Delivers a long-term, robust

income stream

How does the investment work?

Executive Summary

UK Student Accommodation Exclusive

TOTAL INVESTMENT IN UK STUDENT

ACCOMMODATION BREACHES

£2BN FOR SECOND CONSECUTIVE

YEAR. CBRE STUDENT HOUSING

MARKETVIEW Q4 2013.

Student

accommodation

No.1 choice for property

investment in the UK

Experience Invest first introduced student accommodation to investors seeking an alternative to the UK’s more

traditional property markets several years ago and during this time the sector has seen phenomenal growth.

Our foresight combined with the rapid emergence of the sector has rewarded investors with strong returns. Once considered an alternative to the UK’s more traditional property markets, the Knight Frank 2014 Student Property Index shows that total returns from student accommodation outperformed all other property asset classes in the year to September. This has been the case since 2011.

The CBRE Student Housing Index has also shown total returns of 9.95% between September 2012 and September 2013, outperforming the IPD All Property Index for the 3rd year running.

How assets compare

Total returns year to

September 2013

Studen

t

All pr

oper

ty

Retail

O

ffi

ce

Industr

ial

8% 7% 6% 5% 4% 3% 2% 1% 0%

Key asset class 2014

Income Generating Asset

ü The student ‘buy-to-let’ market is now well established and increasing demand outstrips available supply

ü Consistent occupancy rates of 99% deliver robust long-term, low-risk income streams

ü Bad debts are virtually non-existent as students pay rent in advance

ü 163 Higher Educational Insitutions (HESA)

ü With no cap on the number of students who can study in the UK, Knight Frank forecasts that the number of international students in Higher Education will increase by 15% to 20% over the next five years

ü 3% increase in student numbers (UCAS)

ü 7% increase in applications from overseas students (Home Office, March 2014)

ü The UK attracts 13% of the global market share (HESA)

ü A record number of over 500,000 places were allocated for the 2014-2015 student intake (UCAS)

Source: Knight Frank / IPD

Market fundamentals – supply and demand

There were around 2.5 million students registered to study at the UK’s 163 higher education institutions in 2011–12*. In 1996/97 there were 1.8 million students and the dramatic expansion in student numbers has left most universities with an acute undersupply of accommodation. Existing housing provided by universities is often outdated and the availability of purpose-built, modern accommodation is a crucial part of their marketing plans to attract the growing student intake. With supply restricted and strong demand underpinning rental growth, now is the perfect time for investors to take advantage of current market conditions.

South America

14%

International students in the UK

A growing market for high specification student accommodation

Change in non-EU students by region of origin, 2003-04 and 2011-12

Higher education students

by domicile at UK higher

education institutions

(2010-11)

Main source

countries for

international

students – British

Council

The following summarises the British Council’s forecast of demand for international student places in the UK:

ü In 2003, 4 out of the top 10 countries with the highest demand for

international student places in the United Kingdom were Asian, namely China, Malaysia, Hong Kong and India.

ü By 2020, these same countries plus Pakistan will have assumed increasing importance in the top ten.

ü By 2020, China could account for over 130,000 international students studying in the UK.

ü Demand from India could grow to almost 30,000 students by 2020. North America

32%

41%

Africa Middle East

126%

Asia

64%

Other Europe

70%

Australia

21%

Total

2,501,290

2003-04 2011-12 Asia 114,700 188,525 Africa 25,025 35,255 North America 20,540 27,100 Middle East 11,775 26,665 Other Europe 10,495 17,890 South America 3,595 4,090

130,115

298,110

2,073,065

Domicile UK EU “INTERNATIONAL STUDENTS MAKE UP OVER 10% OF THE

STUDENT POPULATION IN LIVERPOOL WHICH IS SET TO RISE WITH THE NUMBER OF OVERSEAS STUDENTS IN UK UNIVERSITIES PREDICTED TO RISE BY A FURTHER 10%

Introducing

UK Student

Accommodation

Exclusive

Norfolk House

Liverpool

Fully managed by Liverpool Student Lets

NORFOLK

LIVERPOOL

üNo finder’s fee

üModern self-contained studios from £62,500

ü10% NET p.a. assured for 3 years

ü4% interest paid on deposited funds

üSold on a 250-year leasehold

üFully managed by Liverpool Student Lets

üQ1 2016 completion date

üClose to Liverpool’s University District

üPlanning granted for multipurpose use students, graduates and young professionals

Investment Highlights

Receive passive returns

The Opportunity

Liverpool, UK

‘WE HAVE UNDERTAKEN COMPULSORY

DUE DILIGENCE ON NORFOLK STREET,

LIVERPOOL TO VERIFY THE BUYING

PROCEDURE AND TO SATISFY THAT THE

OWNERS OF THE PROJECT ARE IN A

LEGITIMATE POSITION TO PROMOTE AND

Norfolk House is a brand new, purpose-built student accommodation development which provides individual investors with an excellent opportunity to enter the lucrative student property market at an accessible level. The development comprises 156 fully-managed, modern self-contained studios.

Each self-contained studio apartment is available from £62,500 with a favourable payment plan spread across the duration of the construction phase.

Upon completion this UK student property investment will deliver 10% annual NET returns, assured for 3 years.

EXPERIENCE INVEST HAS BEEN APPOINTED

THE MASTER SALES AND MARKETING

PARTNER OF NORFOLK HOUSE, LIVERPOOL.

STUDIO APARTMENTS WITHIN NORFOLK

HOUSE ARE NOT AVAILABLE ELSEWHERE.

PLEASE CONTACT US TODAY ON +44 (0)

Receive 10% NET

per annum

• Assured returns for 3 years

• UK student property investment

• Fully managed opportunity

Liverpool Shopping District

Baltic Triangle

James Street Station Liverpool Central Station

Liverpool Lime Street Station

Liverpool John Moores University 13,827 students

Liverpool Hope University 7,885 Students

LIPA

586 Students The University of Liverpool 15,959 Students

The Royal Liverpool University Hospital Liverpool School of Tropical Medicine

500 Students* Albert Dock Echo Arena Liverpool Marina China Town

River Mersey

Sought After Location

Baltic Triangle

Liverpool’s Baltic Triangle is a port area of the city which borders the Echo Arena, BT Convention Centre, Albert Dock, Liverpool One and Rope Walks. This historical area is one of the last locations in the city which offers redevelopment opportunities, with a surge of investment already entered into the area. Its close proximity to the city’s centre combined with excellent transport links and local amenities make the Baltic Triangle a sought after area.

The Baltic Triangle is a proven zone for students to live in and is fast becoming the new creative hub and student quarter in Liverpool.

Figures taken from UCAS Nov 2012

Artesian

* Number obtained from the Liverpool School of Tropical Medicine **Distances are approximate. Source: Google Maps

Investment in Liverpool

Fastest growing city outside of London

Liverpool has seen over £4bn of private and public investment since 2000 which has helped it to grow faster than any other city outside of London. It was the first European host of the Global Entrepreneurship Congress and new developments such as Liverpool Waters have helped boost the popularity of the city.

NORFOLK HOUSE

Distances from NORFOLK HOUSE

China Town 0.25 miles Liverpool Marina 0.60 miles Echo Arena 0.70 miles Liverpool One 0.70 miles LIPA 0.80 miles Albert Dock 0.90 miles Liverpool John Moores University 0.90 miles Central Station 1 mile Liverpool James Street Station 1 mile The University of Liverpool 1 mile Liverpool Lime Street Station 1.3 miles The Royal Liverpool University Hospital 1.6 miles Liverpool School of Tropical Medicine 1.5 miles Liverpool Hope University 1.9 miles

Liverpool is one of the most established centres in the UK for higher education and is home to a number of leading institutions including The University of Liverpool, Liverpool John Moores University, Liverpool Hope University and The Liverpool Institute of Performing Arts. The combined student population currently standing at 53,000 – almost 12% of the city’s total population – with students from over 100 countries in the world enrolled. In addition to its reputation as a centre for educational excellence, Liverpool is one of the most desirable places in the world for students to attend university. With the majority of university campuses being centrally located, living near to the centres of study and the amenities, shops, restaurants and nightlife of Liverpool City Centre is of importance.

Why invest in Liverpool?

A popular University City for

international students

ü

Ranked 69th - 2013 Guardian University league table

ü

Ranked 354th - Times Higher Education World University Rankings for 2011-12

ü

Developments include the RIBA award-winning £24-million Art and Design Academy, the £25.5-million Tom Reilly Building

ü

Higher Education Funding Council for England (HEFCE) awarded LJMU £4.5 million over five years for the establishment of a Centre for Excellence in Teaching and Learning (CETL)

Liverpool John

Moores University

University of

Liverpool

ü

Ranked 54th - 2013 Guardian University league table

ü

Ranked 171st – The Times Higher Education World University Rankings 2012-2013

ü

The University’s Sports and Fitness Centre received a £5 million refurbishment in 2012

ü

The university is investing £600 million in its facilities, and has recently opened its new £23 million teaching laboratories. It has also opened a £23 million research facility for the Institute of Infection and Global Health.

Liverpool School of

Tropical Medicine

ü

Over 500 students from 60 countries (LSTM)

ü

£23 million state-of-the-art facility which puts us at the forefront of infectious disease research

ü

Research portfolio worth £200 million

Liverpool Hope

University

ü

The 2011 National Student Survey ranked the Departments of Theology, Philosophy and Religious Studies and Fine and Applied Arts as top in the country for student satisfaction.

ü

£42 million invested in buildings and equipment over the past 5 years

ü

5:1 ratio of applicants to places secured at the University

ü

92% of students are either employed or are in further education after 6 months after graduation

ü

LIPA offers degree programmes in Acting, Community Drama, Dance, Music, Theatre and Entertainment Management, Music, Sound Technology, Theatre and Performance Design, and Theatre and Performance Technology.

ü

LIPA is regularly amongst the top 10 in rankings for specialist institutions

ü

£20m was initially invested in creating the institute

The Liverpool Institute for

Performing Arts (LIPA)

Specialising in the student accommodation sector, Liverpool Student Lets is a well-established lettings company with an unrivalled knowledge of the local market.

With offices based in the Knowledge Quarter, Liverpool Student Lets will provide ample scope for your unit/s to be marketed to students studying in the city.

Boasting a wealth of experience in the student property market, Liverpool Student Lets is fully equipped to manage, maintain and service your unit on your behalf. Liverpool Student Lets is a member of Liverpool City Council’s CLASS accreditation scheme, and has membership to both The Property Ombudsman and National Landlord’s Association schemes.

“LIVERPOOL’S STUDENT PROPERTY

MARKET IS WELL ESTABLISHED AND WE

FEEL THAT THE STUDIO APARTMENTS

IN NORFOLK HOUSE WILL BE A VERY

POPULAR CHOICE FOR STUDENTS.

THE BUILDING HAS A HOST OF GREAT

FACILITIES, LARGE BEDROOMS AND

THE BUILDING’S LOCATION WILL SUIT

STUDENTS STUDYING IN ANY OF THE

CITY’S UNIVERSITIES,”

LIVERPOOL STUDENT LETS.

Management Company

Specification

ü

All

studio suites

will include a double bed,

bedside tables, large wardrobe, shelves, chair,

internet connection, kitchenette and en-suite.

ü

24 hour CCTV security and controlled building

access

ü

Communal courtyard

ü

Fully equipped state-of-the-art gym

ü

Roof terrace with leisure facilities

ü

Cinema room

ü

Onsite management team & manned reception

ü

Lounge area with LCD TVs

ü

Study and meeting rooms

ü

Visitor parking

ü

Games room with pool table and gaming

stations

Each studio suite shall be sold on a

leasehold basis for a period of 250 years.

Ease of Purchase

Financial Breakdown

Investment Returns

Income from £6,250

per annum

10%

NET RETURNS

ASSURED

*A TEAM OF COMMERCIAL SOLICITORS, EXPERIENCED IN THE STUDENT ACCOMMODATION INVESTMENT MARKET, HAVE BEEN APPOINTED TO ACT ON THE BEHALF OF INVESTORS.

ü

Choose your property and pay £5,000 Reservation Fee

ü

The solicitors will assist the purchaser through to

Exchange of Contract (within 28 days)*

ü

50% of the purchase price is required to Exchange at Contract, less the Reservation Fee = £26,250

ü

25% is payable 6 months after Exchange of Contracts =

£15,625

ü

25% on Completion = £15,625

MODERN SELF-CONTAINED STUDIOS

DELIVERED FULLY-FURNISHED

PURCHASE PRICE £62,500

NET YIELD: 10% (£6,250 PER ANNUM)

ASSURED FOR 3 YEARS

FULLY MANAGED OPPORTUNITY

SOUGHT-AFTER LOCATION WITH HIGH

DEMAND FOR BEDS

STUDIO ROOMS

Investor Security

Safeguard of Funds

Proven Returns

Hassle-Free Ownership

Is the sale handled by UK lawyers?

Yes. A team of commercial solicitors, experienced in the student accommodation investment sector, have been appointed to act on the behalf of investors.

Who will manage my investment?

Norfolk House, in its entirety, will be fully-managed by Liverpool Student Let. With 15 years’ experience managing properties in Liverpool, the Company is fully-equipped to manage and market your investment on your behalf.

Can I sell my unit/s at any time?

Investors are permitted to sell at any time after exchange of contracts.

Is there a rental assurance in place?

Yes. The first 3 years are assured at 10% NET.

What are the projected returns p.a.

after year 3?

A conservative 11% NET return after all running costs, management fee, service charge and utilities.

When is my rental income paid?

Rental income is paid quarterly in arrears direct to your chosen bank account from completion.

As a non-resident in the UK am I taxed

on this income?

If you are a UK resident then yes you will be subject to tax. If you are a ‘non-resident’ in the UK then you are classed as an overseas landlord and may apply to HMRC in the UK for exemption.

Please note we cannot guarantee that an application to receive rent with no tax deductions will be accepted.

“DEMAND FAR OUTSTRIPS SUPPLY IN UK UNIVERSITIES WITH AROUND 1.3

APPLICANTS TO EVERY ACCEPTANCE IN 2012, LEAVING MANY UK STUDENTS

UNABLE TO OBTAIN A PLACE AT UNIVERSITY,”

Next Steps

Reserving a unit

This bespoke investor report provides a valuable insight into purchasing in our ‘UK Student Accommodation Exclusive’ and incorporates additional information on the student property sector.

Please contact your dedicated consultant to discuss or request any of the following:

• Market Valuation

• Architectural floor plans

• Availability

• Reserving a unit

PLEASE CALL US ON:

+44 (0) 207 321 5858

Email: [email protected]

www.experienceinvest.com

“ALL CORE MARKETS CURRENTLY REMAIN STRUCTURALLY

UNDERSUPPLIED. WITH STUDENT NUMBERS RISING THE IMBALANCE WILL

NOT BE CORRECTED WITHIN THE SHORT TERM,”

Why Choose Us?

Buy with Confidence

ü Founded in 2004 Experience Invest is a privately owned UK property investment company.

ü We are a well-established company and among the most recognised and reputable in our industry.

ü With clients based across the globe, we broker many transactions each year with a total value of approximately £100 million.

ü We offer our clients the highest concentration of experience and talent working from our London Head Office located in Trafalgar Square.

ü We provide exclusive access to market leading products.

ü We cater for all types of clients from first-time investors and high NET worth individuals to corporate clients.

ü All of our projects undertake compulsory due diligence to verify the buying procedure and to satisfy that the owners of each individual project are in a legitimate position to promote and sell the investment.

ü The majority of our transactions are repeat purchases and client referrals which is testament to our unparalleled client service.

What our clients say...

‘‘I was attracted to the investment because it offered the best rate of return given the risks involved. Also I was investing in the UK and invest-ment was covered by UK law. I found the buying process straight forward and my sales consultant was both knowledgeable and straight forward. I had no problems at all purchasing through Experi-ence Invest and I would certainly buy through them again.”

Trevor Scott, Singapore

“I entered a student accommodation investment in Liverpool as it was at a reasonable price with good ROI, hassle-free procedure to invest. My Experience Invest Sales Consultant was very knowledgeable & always helpful. The buying process was very sat-isfactory. For future investment I will always select Experience Invest.”

Muhammad Waseem Ul Haq, Saudi Arabia.

Disclaimer

This document is intended to provide general information concerning the proposed development, construction and management of Norfolk House, 70-78 Norfolk Street, L1. The information provided has been prepared in good faith and to give a fair overall view of the Development. The photographs and electronically generated images, furnishings and accessories featured are for illustrative purposes only. This document and all information provided by us at our web site at www.exeperinceinvest.com or otherwise is based upon information provided Baltic Developments Limited (the Vendor) to ExperienceBG Limited t/a Experience Invest (‘Experience’, ‘we’, ‘us’, ‘our’) and is provided on a confidential basis. This document is for the sole use of potential business partners and/or prospective purchasers. Reasonable care has been taken by us in the preparation of this document but we do not accept any responsibility or liability for the information which has been provided by the Developer.

Experience Invest

1 Northumberland Avenue

Trafalgar Square

London

WC2N 5BW

UK

Tel:

+44 (0) 207 321 5858

Email: [email protected]

www.experienceinvest.com