I. DEFINITIONS In this contract, "You", "Your", and "Yours" refer to the Contract Holder and the Co Buyer, as indicated on the Declarations

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I.

DEFINITIONS

In this contract, "You", "Your", and "Yours" refer to the Contract Holder and the Co‐Buyer, as indicated on the Declarations

page. "We", "Us", and "Our" refer to the Provider of this Service Contract (in AK, AR,CT, CO, DE, DC, GA, ID, IN, KS, KY, MD,

MA,ME, MI, MN, MO, MS, MT, NE, NV, NH,NJ, NY, NC, ND, OH, PA, RI, SC, SD, TN, VT, WV and UT the Provider is

CornerStone United, Inc., 1899 Tate Boulevard SE, Suite 2110, Hickory, North Carolina 28602, 1‐866‐405‐3242; in AL, AZ, IL,

IA, LA, NM, OK, OR, WA, WI and WY the Provider is AMT Warranty Corp., 59 Maiden Lane, 6th Floor New York, NY 10038,

877‐882‐1490). “Administrator” refers to CornerStone United, Inc., 1899 Tate Blvd., S.E., Suite 2110, Hickory, North

Carolina 28602, 1‐866‐405‐3242 (in WI the Administrator is AMT Warranty Corp., 59 Maiden Lane, 6th Floor New York, NY

10038, 1‐877‐882‐1490).

In addition, certain words and phrases are defined as follows:

A. Anniversary Date means the calendar month and day that corresponds to the “Purchase Date of Home” for all

subsequent calendar years during the Term of Coverage under this Service Contract.

B. Consequential Damages means any damage to an item, other than a Covered Component, which results from a

Mechanical Breakdown of a Covered Component.

C. Covered Component means the specific item originally supplied by the manufacturer and/or in the original retail sales

agreement between You and the dealer, seller or builder of the Home listed under Section II in this Service Contract.

The Covered Component must be owned by You and must be located in or on the Home.

D. Incidental Damages means expenses or other losses that occur as a result of a Mechanical Breakdown. Incidental Damages include but are not limited to: loss of use of Your Home; loss of time, profit, inconvenience, wages, or any other personal or commercial loss; punitive or exemplary damages; and attorneys' fees.

E. Mechanical Breakdown or Breakdown means the operational failure of a Covered Component to the degree that:

1. The item has stopped working completely; or

2. The item no longer meets manufacturer/industry requirements or specifications for its intended use; or

3. Continued use of the item is dangerous to the occupants; or

4. The item works so unproductively that continued use is impossible or impractical.

F. Mold means any growth, mycotoxin, fungi, organic pathogen, bacteria, virus or their spores, scent or by‐products of

any type or nature, including wet or dry rot, mildew and others, that cause, threaten to cause, or are alleged to cause

Mechanical Breakdown or damage to any Covered Component.

G. Pre‐existing Condition means the Mechanical Breakdown of a Covered Component prior to the effective date of this

Service Contract.

H. Remediation means to test for, monitor, clean up, treat, eliminate, prevent, detoxify, neutralize, contain, remove,

dispose or in any way respond to or assess the effects of Mold.

I. Repair means to pay for the labor and parts to fix a Covered Component.

J. Replace or Replacement means to provide a Covered Component of like kind and quality, including installation.

K. Home means that which is owned and occupied by You and described in the Declarations page. It is defined as the

entire structure, any attached garage, and any area directly adjacent to the structure in which a heat pump or central

air conditioner is located.

L. Service Contract means Your Declarations page, these terms and conditions, and any amendatory endorsements. M. Term of Coverage means the length of this Service Contract. The Term of Coverage is listed on the Declarations page.

The term of this Service Contract begins on the “Purchase Date of Contract” shown on the Declarations page, and

coverage begins after the expiration of any manufacturer or builder warranties. The expiration of Term of Coverage

under this Service Contract is calculated by adding the indicated “Term of Coverage ”to the “Purchase Date of

Contract” shown on the Declarations page.

II.

COVERED COMPONENTS

We will pay or reimburse You for reasonable costs necessary to Repair or Replace any Mechanical Breakdown of the

Covered Components listed in the Schedule of Coverages below; excluding those parts, components, maintenance services,

and conditions listed under any “Exclusions” section, less any Deductible as shown on the Declarations Page, and in

accordance with all the provisions of this Service Contract.

SCHEDULE OF COVERAGES

A. COVERAGE A – STRUCTURE COVERAGE ONLY (Not available to residents of Alaska, Connecticut, or Nevada)

(NOTE: You have this coverage only if it is shown on the Declarations page.)

1. COVERED COMPONENTS: Steel frame, tie‐down straps and anchors; sub‐floor structure; doors; windows; sliding

doors; load bearing and non‐load bearing framing members; interior walls; exterior siding; roof structure; and

ceiling. Each exterior siding and interior wall, roof structure or ceiling panel is a separate covered item. If one or

more panels are defective and coverage applies, Our obligation is Repair or Replacement of only the defective

item(s).Only one deductible will apply to any one loss involving more than one of the same kind of panel.

2. EXCLUSIONS: Exterior siding and interior walls, ceilings and the roof structure are covered only for defects in material or workmanship to the extent of performing the structural function for which they are intended. Peeling,

chipping, discoloration, fading or other cosmetic loss or damage to the surface material of these items is not

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B. COVERAGE B –SYSTEMS & APPLIANCES COVERAGE ONLY

ELECTRICAL SYSTEM

1. COVERED COMPONENTS: All components and parts, including ceiling fans; except those listed under

Exclusions.

2. EXCLUSIONS: Fixtures, other than ceiling fans; door bells; alarms; intercom or speaker systems; central vacuum systems; audio/video/computer wiring or cable; telephone wiring; inadequate wiring capacity; power failure or surge; garage door openers; direct current (D.C.) wiring and/or low voltage systems Including wiring

and relays; and circuit overload.

PLUMBING SYSTEM

1. COVERED COMPONENTS: Leaks and ruptures of water, drain, gas, waste or vent lines; toilet tanks, bowls and

related mechanisms; toilet wax ring seals; valves for shower, tub and diverter, angle stops, risers and gate

valves; built‐in bathtub whirlpool motor and pump assemblies.

2. EXCLUSIONS: Collapse or damage to water, drain, gas, waste or vent lines caused by freezing or roots; faucets

and fixtures; bathtubs and showers; shower enclosures and base pans; sinks; toilet lids and seats; caulking or

grouting; septic tanks; water softeners; pressure regulators; inadequate or excessive water pressure; flow

restrictions in fresh water lines caused by rust, corrosion or chemical deposits; sewage ejector pumps; holding

or storage tanks; saunas or steam rooms; hose bibs; and whirlpool jets.

REFRIGERATOR

1. COVERED COMPONENTS: All components and parts; except those listed under Exclusions.

2. EXCLUSIONS: Racks; shelves; drawers; ice makers, ice crushers, beverage/water dispensers and their

respective equipment; interior thermal shells; food spoilage; freezers which are not an integral part of the

refrigerator; and multi‐media center.

OVEN / RANGE/ COOKTOP

2. EXCLUSIONS: Clocks (unless they affect the function of the oven); meat probe assemblies; rotisseries; racks;

handles; knobs.

DISHWASHER

2. EXCLUSIONS: Racks; baskets; rollers. BUILT‐IN MICROWAVE OVEN

2. EXCLUSIONS: Interior linings; door glass; shelves; portable or counter top microwave ovens; meat probe

assemblies; rotisseries; and clocks.

CENTRAL AIR CONDITIONING SYSTEM

1. COVERED COMPONENTS: Ducted electric wall air conditioning systems. Water evaporative cooler systems.

Costs related to FREON recapture. Ducted electric central air conditioning systems including: condenser;

metering devices (i.e. thermal expansion valves); furnace transition; evaporator coils and drain lines; air

handling Unit; air handling transition; secondary drain pan and lines; and refrigerant lines.

2. EXCLUSIONS: Gas air conditioning systems; condenser casings; registers and grills; filters' electronic air

cleaners; window units; non‐ducted wall units; water towers; humidifiers; roof jacks or stands; evaporative

cooler pads; flues; vents; chillers and chiller components. Improperly sized air conditioning units.Systems with

improperly matched condensing unit and evaporative coil per manufacturer's specifications. Improper use of

metering devices (i.e. thermal expansion valves).

HEATING SYSTEM OR BUILT‐IN WALL HEATING UNIT

1. COVERED COMPONENTS: Heating systems including: heat pump‐metering devices (i.e. thermal expansion valves); furnace transition; evaporator coils and drain lines; air handling unit, air handling transition; secondary

drain pan, and refrigerant lines.

2. EXCLUSIONS: All components and parts relating to geothermal, water source heat pumps including: outside or

underground piping; components for geothermal and/or water source heat pumps, re‐drilling of wells for

geothermal and/or water source heat pumps; baseboard casings; fuel storage tanks; portable units; solar

heating systems; fireplaces and key valves; filters; registers; grills; clocks; timers; heat lamps; humidifiers; flues

and vents; improperly sized heating systems; chimneys; pellet stoves; cable heat (in ceiling); wood stoves

(even if only source of heating); systems with improperly matched condensing unit and evaporative coil

according to the manufacturer's specifications; improper use of metering devices (i.e. thermal expansion

valves).

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WATER HEATER

2. EXCLUSIONS: Solar water heaters; solar components; ancillary holding or storage tanks; fuel storage tank and

energy conservation unit; flues and vents; thermal expansion tanks; and instant hot water dispenser.

CLOTHES WASHER AND DRYER

2. EXCLUSIONS: Plastic mini‐tubs; soap dispensers; filter screens; knobs and dials; drawers; venting; lint screens;

dryer cabinet fragrance/humidity center; hangers; shelves, rods, hooks, and cabinet liner; racks; and drawers.

C. COVERAGE C – COMBINATION OF COVERAGE A AND COVERAGE B (Not available to residents of Alaska, Connecticut,

or Nevada)

1. This coverage is a combination of Coverage A and B. All provisions in Coverage A and B apply.

III.

LIMITS OF LIABILITY

Our annual aggregate limit of liability for all claims under this Service Contract is limited to $10,000. Specific annual

aggregate limits of liability for each Covered Component are as follows:

1. Electrical System $1,000 2. Plumbing System $1,000 3. Central Air Conditioning System $2,000 4. Heating System or Built‐In Wall Heating Unit $2,000

“Annual” means the time between Anniversary Dates during the term of this Service Contract. The above limits refer to

the annual aggregate cost for access, diagnosis, and Repair or Replacement of the Covered Component listed. Walls and/or

flooring will be returned to a rough finish condition, and no Repair or Replacement shall include painting or refinishing of

the accessed areas.

IV.

EXCLUSIONS

We do not cover the following losses; regardless of any other direct or indirect cause or event contributing concurrently or in any sequence to the loss:

A. Any Mechanical Breakdown related to a Pre‐existing Condition.

B. Any Covered Component that has not experienced a Mechanical Breakdown.

C. Any Breakdown of a non‐covered part when the Breakdown is caused directly by a covered part. D. Any Breakdown of a covered part when the Breakdown is caused directly by a non‐covered part.

E. Any item that has not received proper periodic maintenance as recommended by the manufacturer or builder, or has

been subject to neglect or abuse.

F. Any Covered Component that has been fixed, modified or altered from its original condition; unless such was done or

authorized by Us, the manufacturer, builder or by its authorized representative.

G. Any Mechanical Breakdown when the responsibility for the Repair or Replacement is covered by any warranty from the manufacturer, any valid and collectible insurance policy, or any repairer’s guarantee or warranty.

H. Any Mechanical Breakdown if the manufacturer has announced its responsibility through any means; including public mandatory or voluntary recall and factory service bulletin.

I. Waste or soil stoppages, or backups of the plumbing, central air conditioning or heating systems.

J. Any damage from water that backs up through sewers, drains, overflows from a sump, or from below the surface of the

ground.

K. Portable heating or cooling units, window air conditioning units, portable appliances, or solar energy equipment,

Antennae or satellite dishes, Hot tubs or spas.

L. Any Mechanical Breakdown or damage which results from use of the Home primarily for commercial, business or professional purposes.

M. Any Mechanical Breakdown or damage which results from the rental or the holding for rental of the Home.

N. Any Mechanical Breakdown or damage which results from aircraft, vehicles, war, riots, nuclear action, and civil commotion.

O. Any Mechanical Breakdown resulting from an outside force; including, but not limited to: accident; collision; fire or smoke; theft; vandalism; riot; explosion; lightning; earth movement, earthquake, or volcanic eruption; freezing or frost;

condensation, rust or corrosion; windstorm; hail; water damage or flood; Acts of God; salt; environmental damage;

pollution; introduction of foreign objects; contamination of fluids, fuels, coolants or lubricants.

P. Any paint, cosmetic damage or deterioration.

Q. Any damage to or Mechanical Breakdown of a Covered Component resulting from improper transportation relocation,

or installation, or caused by the "setup” of the Home. "Setup” means the construction of the foundation system;

whether temporary or permanent, and the placement, erection and leveling of a manufactured Home or its Covered

Components. This may include supporting, blocking, leveling, securing, anchoring and connection of such Home, or of

multiple or expandable sections or components, and the installation of air conditioning and minor adjustments to the

Home or its Covered Components.

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S. Bodily injury liability; meaning bodily harm, sickness or disease; including required care, loss of services, and death that results.

T. Property damage liability; meaning physical injury to, destruction of, or loss of use of tangible property.

U. Any incidental damage resulting from the Mechanical Breakdown of a covered or non‐covered part(s).

V. Any consequential damage resulting from the Mechanical Breakdown of a covered or non‐covered part(s).

W. Any failure or damage to a Covered Component which results from or is associated in any way with Mold or its

Remediation.

X. Equipment in common areas when the covered Home is a condominium, co‐op apartment, or multi‐family Home.

Y. Ordinance or Law; which means any ordinance or law:

1. Requiring or regulating the construction, demolition, remodeling, renovation or repair of property; including

removal of any resulting debris;

2. The requirements of which result in a loss in value to property; or

3. Requiring You or others to test for, monitor, clean up, remove, contain, treat, detoxify or neutralize, or in any way

respond to, or assess the effects of pollutants.

This exclusion applies whether or not a Mechanical Breakdown has occurred or is covered.

V.

GENERAL PROVISIONS

A. SETTLEMENT METHODS

The amount We pay for the Repair or Replacement of a Covered Component is limited, at Our option, to:

1. Our cost to Repair the Mechanical Breakdown, less the deductible; or

2. Our cost to Replace the defective item, including installation, less the deductible.

Replacement parts may be new, remanufactured, or replacement parts of like and quality that meet the manufacturer's specifications and are provided by non‐original equipment manufacturers.

B. DEDUCTIBLE

We will pay only that part of the total of all loss payable that exceeds the deductible amount shown on the

Declarations page. If a Mechanical Breakdown takes more than one service call to Repair or Replace, only one

deductible will apply for that Breakdown. If more than one Mechanical Breakdown is Repaired or Replaced in the

same Covered Component during the same service call, only one deductible will apply.

C. AUTOMATIC REINSTATEMENT

Upon completion of the Repair or Replacement of a Covered Component, coverage for that item is automatically

reinstated for the balance of the Term of Coverage and subject to the LIMITS OF LIABILITY.

D. RELOCATION

If You move Your Home, You may continue this Service Contract for the remainder of the Term of Coverage if: 1. You have professional movers move Your Home; and

2. You tell Us in writing the location where You have moved the Home; and

3. You permit Us to inspect Your Home if We request it. You are responsible for the cost of this inspection. E. CHANGES

If any provision of this Service Contract is in conflict with or in violation of any applicable governmental regulations at

the time Your Service Contract is written, it is automatically changed to conform to such regulations. This Service

Contract may only be modified or changed if We and You agree to such change in writing. Such writing must be signed by You and Us. No other person has authority to change this Service Contract.

F. TRANSFER

Your Service Contract may be transferred to someone to whom You sell or otherwise transfer Your Home to while this

Service Contract is still in force. This Service Contract can only be transferred in a private sale directly to the new

owner. This Service Contract cannot be transferred if Your Home is sold or traded to a dealership, leasing agency,

brokerage, or any other entity or individual in the business of selling homes.

How To Transfer Your Service Contract:

To transfer this Service Contract, the following must be submitted to Us within thirty (30) days of the sale and real

estate closing of Your Home:

1. The original Declarations page and Service Contract;

2. The name and mailing address of the new owner of Your Home, with the date of sale to them; and

3. A transfer fee of fifty dollars ($50.00) (Not applicable in Missouri).

Any remaining manufacturer’s warranty for the Home must be transferred to the new owner at the same time as

transfer of ownership of the Home. If necessary, these documents will be verified by Us.

G. OUR RIGHT TO RECOVER PAYMENT

If You have a right to recover payment against another party for anything We have paid under this Service Contract,

Your rights shall become Our rights. You shall do whatever is necessary to enable Us to enforce these rights. We shall

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H. YOUR RESPONSIBILITIES ‐ MAINTENANCE REQUIREMENTS

You must maintain Your Home in accordance with the Home’s builder or manufacturer recommendations. Failure to

follow the maintenance and service recommendations may result in the denial of coverage under this Service Contract.

You must retain verifiable receipts for maintenance and service work. If You perform Your own maintenance and

service work, You must retain verifiable receipts for purchases of all required parts and materials necessary to perform

the required maintenance and services, and show the dates when the services were performed. I. RENEWAL

At Your request within thirty (30) days prior to the expiration of the original Service Contract, and subject to Our

approval, this Service Contract may be renewed at Our option at the then prevailing guidelines and pricing.

J. CANCELLATION

1. You may cancel this Service Contract at any time by returning it to Us.

2. If no claim has been made under this Service Contract, You may return this Service Contract within the first sixty

(60) days. The Service Contract will be void and We will refund to You the full amount of the Service Contract price

paid by You. This right to void the Service Contract is not transferable and applies only to the original purchaser of

this Service Contract.

3. If You cancel this Service Contract after the first sixty (60) days or any time after a claim has been filed, We will

refund an amount of the Service Contract price paid by You according to the pro‐rata method, less a fifty dollar

($50) cancellation fee.

4. After this Service Contract has been in force for more than sixty (60) days (seventy (70) days in Nevada), We may

cancel this Service Contract only for:

i. Nonpayment of the Service Contract price;

ii. Intentional misrepresentation by You in obtaining this Service Contract;

iii. Intentional misrepresentation by You in the submission of a claim; or

iv. Discovery of an act or omission by You, or a violation of any of the conditions of this Service Contract which

occur after the effective date of this Service Contract, and which substantially and materially increase the

service required under this Service Contract.

5. We may cancel this Service Contract by mailing written notice to You at Your last known address at least ten (10)

days (thirty (30) days in Georgia and in compliance with Georgia Insurance Code 33‐24‐44, sixty (60) days in

Nebraska, fifteen (15) days in Minnesota, Nevada, New York and South Carolina) prior to the effective date of

cancellation. We will include the effective date of the cancellation and the reason for the cancellation in the

notice.

6. If Your Home and the Service Contract purchase prices have been financed, the lienholder shown on the

Declarations page may cancel this Service Contract for nonpayment of the Service Contract price, or if Your Home

is declared a total loss or is repossessed by the lienholder.

7. If Your Home and the Service Contract purchase prices have been financed and You or We cancel this Service Contract, the lienholder shown on the Declarations page, will be named on a cancellation refund check as their interest may appear.

K. REPRESENTATION

YOU ACKNOWLEDGE THAT WE HAVE NOT MADE ANY REPRESENTATIONS EITHER EXPRESS OR IMPLIED AS TO THE

MERCHANTABILITY OR FITNESS OF YOUR HOME AND THAT THERE ARE NO COVERAGES THAT EXTEND BEYOND THE

DESCRIPTION ON THE DECLARATIONS OF THIS CONTRACT. TERMS AND CONDITIONS OF YOURSERVICE CONTRACT ARE

CLEARLY STATED AND WE ASSUME NO OBLIGATION BEYOND THAT.

L. GUARANTY

THIS IS NOT AN INSURANCE POLICY. OUR OBLIGATIONS UNDER THIS SERVICE CONTRACT ARE INSURED BY A POLICY OF

INSURANCE ISSUED BY WESCO INSURANCE COMPANY, 59 MAIDEN LANE, 6TH FLOOR, NEW YORK, NEW YORK 10038,

PHONE NUMBER 866‐505‐4048. SHOULD WE FAIL TO PAY A CLAIM COVERED UNDER THIS SERVICECONTRACT WITHIN

SIXTY (60) DAYS OF PROOF OF LOSS, OR IN THE EVENT YOU OR WE CANCEL THIS SERVICECONTRACT AND WE FAIL TO

REFUND THE UNEARNED PORTION OF THE SERVICECONTRACT WITHIN SIXTY (60) DAYS, YOU ARE ENTITLED TO MAKE A

DIRECT CLAIM AGAINST THE INSURER, WESCO INSURANCE COMPANY, AT 1‐866‐505‐4048 OR 59 MAIDEN LANE, 6TH FL,

NEW YORK, NY 10038.

VI. HOW TO FILE A CLAIM

All claims for Mechanical Breakdowns must be reported to the Administrator within 72 hours after You discover such

Mechanical Breakdowns. When You need service, immediately discontinue using the Covered Component or related

system and protect it from further damage, and be prepared to provide the Administrator with the following information

(which may be required by Us in writing):

A. Your Service Contract number shown in the “CSHO” box on the Declarations page; B. The Covered Component that has experienced a Mechanical Breakdown;

C. A description of the Repair needed; and

D. The date in which You discovered the Mechanical Breakdown.

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Call the Administrator with this information at toll‐free 1‐866‐405‐3242, or if You prefer, submit Your claim in writing

directly to the Administrator at 1899 Tate Blvd., S.E., Suite 2110, Hickory, NC 28602. If You call the Administrator to report

Your claim and it is authorized by Us, but service is not initiated by Us within seventy‐two (72) hours (immediately for

furnace or heating system‐related Mechanical Breakdowns during periods of cold weather), You may engage Your own

service person and We will pay the reasonable and customary charge for the authorized Repair(s) or Replacement(s) of the

Covered Component(s). DO NOT EFFECT ANY REPAIRS OR REPLACEMENTS WITHOUT PRIOR AUTHORIZATION FROM US OR THE ADMINISTRATOR. WE RESERVE THE RIGHT TO INSPECT YOUR HOMEOR ITS COVERED COMPONENTS RELATIVE TO ANY

CLAIM REPORTED TO US OR THE ADMINISTRATOR.

Once the Administrator has received Your claim submission, a “Claim Reference Number” will be assigned and

communicated to You. Each claim submitted by You under this Service Contract will be assigned its own “Claim Reference

Number”; You should keep a record of these reference numbers in order to facilitate any future contacts with the

Administrator or Us.

Save the item. DO NOT THROW IT AWAY. We may want to inspect the item. Do not replace or attempt to make repairs to

Covered Components without prior authorization from Us or the Administrator. We have the sole option to determine

whether a Mechanical Breakdown will be corrected by either Repair or Replacement. YOU ARE SOLELY RESPONSIBLE FOR

ARRANGING FOR ANY REPAIR OR REPLACEMENT AUTHORIZED BY USOR THE ADMINISTRATOR.

Once the authorized Repair or Replacement has been completed, We will reimburse You or the authorized repair facility

for the reasonable and customary charges of making such Repair or Replacement; including parts, labor, and sales tax paid

by You for each Mechanical Breakdown of a Covered Component; subject to the LIMITS OF LIABILITY under this Service

Contract. However, We may, at Our sole discretion, offer to adjust Your claim by means of a lump sum cash payment

directly to You in lieu of a reimbursement payment to You or the authorized repair facility(not available to residents of

Iowa).If You should accept such lump sum cash payment, We shall not have any further liability under this Service Contract

to provide any party any reimbursement payments for this or any future Mechanical Breakdowns related to that Covered

Component.

Eligible reimbursements to You for authorized Repairs or Replacements in which You paid the authorized repair facility

directly will be processed within thirty (30) days after the Administrator has received:

A. A copy of the original invoice(s);

B. Proof of payment by You to the authorized repair facility; and

C. Payment of any Deductible amount owed by You to Us.

You will be required to cooperate with the Administrator in their effort to investigate a need for claim service. If You fail to

cooperate, We have the right to deny Your request for service.

Once Your request for service has been completed, You may be asked to acknowledge such by signing a “Certificate of

Satisfaction”. In the event We Repair or Replace any Covered Component, We may, at Our option, take the defective part

or item, or may leave such item with You. You shall not have the option of abandoning such part or item to Us.

VI.

STATE REQUIREMENTS & DISCLOSURES

This Service Contract is administered by CornerStone United, Inc., 1899 Tate Blvd., S.E., Suite 2110, Hickory, North Carolina

28602, telephone number 1‐866‐405‐3242. The entity listed as We, Us and Our under section “I. DEFINITIONS” is obligated

to provide services and pay claims under this Service Contract. The following Special State Requirements and/or Disclosures

apply to this Service Contract if You reside in the indicated state:

Alabama

Section “J. CANCELLATION”, Item #2 is amended to include:

If You request cancellation of this Service Contract within sixty (60) days of the purchase date of the Service Contract and

the refund is not paid or credited within forty‐five (45) days after return of the Service Contract to Us, a ten percent (10%)

penalty will be added to the refund for every thirty (30) days the refund is not paid.

Section “J. CANCELLATION”, Item #3 is deleted and replaced with:

If You cancel this Service Contract after the first sixty (60) days or any time after a claim has been filed, We will refund an

amount of the Service Contract price according to the pro‐rata method less a twenty‐five dollar ($25) cancellation fee.

AMT Warranty Corp. is the Provider under this Service Contract.

Alaska

Coverage Options A& C are not available to residents of Alaska.

Arizona

Section “VI. HOW TO FILE A CLAIM” is amended by adding the following:

In the event of emergency Repairs, if You are unable to obtain prior authorization, the burden is on You to retain Replaced

parts and prove that authorization could not be obtained and the Repair is covered under this Service Contract. For such

emergency Repairs, Your claim will not be denied solely for lack of prior authorization.

Section “V. GENERAL PROVISIONS” is amended by adding the following:

We will not cancel or void this Service Contract due to Pre‐existing Conditions, prior use, unlawful acts relating to the

Home, or misrepresentation by Us or Our subcontractors.

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Arkansas

California

This Service Contract is not available to residents of California.

Connecticut

Coverage Options A& C are not available to residents of Connecticut.

The following provision is added:

This Service Contract is automatically extended while the Product is being Repaired. You may cancel Your Service Contract

if the covered Product is sold, lost, stolen, or destroyed.

The following section is added:

RESOLUTION OF DISPUTES: If You purchased this Service Contract in Connecticut, You may pursue arbitration to settle

disputes between You and the Provider of this Service Contract. You may mail Your complaint to: State of Connecticut,

Insurance Department, P.O. Box 816, Hartford, CT 06142‐0816, Attn: Consumer Affairs. The written complaint must

describe the dispute, identify the price of the product and cost of Repair and include a copy of this Service Contract.

Georgia

Section “J. CANCELLATION”, Items #3, 4, & 5are deleted and replaced with:

We may only cancel this Service Contract for fraud, material misrepresentation, or non‐payment by You and no

administration fee will be charged. The cancellation shall be in writing and shall not be less than thirty (30) days from the

date of mailing, or delivery in person, of such notice of cancellation. If this Service Contract is cancelled after the first sixty

(60) days or a claim has been filed, We will refund an amount of the Service Contract charge according to the pro‐rata

method of the days in force based on the term of the plan selected and the date coverage begins. An administration fee not

to exceed the lesser of ten percent (10%) of the pro‐rata amount or fifty dollars ($50.00) will be applied if this Service

Contract is cancelled by You.

Section “J. CANCELLATION”, Item # 6is amended to include: The lienholder shown on the Declarations Page may only cancel

this Service Contract for non‐payment of the Service Contract price if they hold a power of attorney.

Section “IV. EXCLUSIONS”, Item A is deleted and replaced with:

A. Any Mechanical Breakdown related to a Pre‐existing Condition known by You.

Hawaii

Illinois

This Service Contract covers normal wear and tear.

amount of the Service Contract price according to the pro‐rata method, less a cancellation fee of fifty dollars ($50) or ten

percent (10%) of the purchase price of the Service Contract; whichever is less.

Indiana

Your proof of payment to Us for this Service Contract shall be considered proof of payment to the Insurance Company

which guarantees Our obligations to You.

Section “IV. EXCLUSIONS”, Item A is deleted and replaced with:

Any Mechanical Breakdown related to a Pre‐existing Condition known by You.

Iowa

We will provide for the initiation of services within forty‐eight (48) hours of the request for services by the You. The issuer

of this contract is subject to regulation by the insurance division of the department of commerce of the state of

Iowa. Complaints which are not settled by the issuer may be sent to the insurance division at, Iowa Insurance Department, 330 Maple St. Des Moines, IA 50319‐0065.

Louisiana

Maine

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amount of the Service Contract price according to the pro‐rata method, less a cancellation fee of fifty dollars ($50) or ten

percent (10%) of the purchase price of the Service Contract; whichever is less.

Maryland

Massachusetts

Michigan

If the performance of this Service Contract is interrupted because of a strike or work stoppage at the company's place of

business, the effective period of the Service Contract shall be extended for the period of the strike or work stoppage.

Minnesota

Missouri

Montana

Nevada

Coverage Options A& C are not available to residents of Nevada.

After this Service Contract has been in force for more than seventy (70)days, We may cancel this Service Contract only for:

i. Nonpayment by You of the Service Contract price;

ii. Intentional misrepresentation by You in obtaining this Service Contract;

iii. Intentional misrepresentation by You in the submission of a claim; or

iv. Discovery of an act or omission by You, or a violation by You of any of the conditions of this Service Contract

which occur after the effective date of this Service Contract, and which substantially and materially increase

the service required under this Service Contract.

The following provisions are added:

Subject to the terms and conditions of this Service Contract, emergency Repairs of heating systems and air‐conditioning

systems may be commenced immediately without Our prior authorization. You must contact the Administrator within five

(5) business days from the date of Repair to submit the claim for reimbursement. If We Replace Your Covered Component,

the limit of liability will be extended to cover the Replacement component(s).

This Service Contract is not renewable. If We cancel Your Service Contract, You will be entitled to a pro‐rata refund of the

unearned Service Contract fee, and no cancellation fee will be deducted.

New Hampshire

In the event You do not receive satisfaction under this Service Contract, You may contact the New Hampshire Insurance

Department at 21 South Fruit Street, Suite 14, Concord, NH 03301(603‐271‐2261).

New Mexico

the refund is not paid or credited within sixty (60) days after return of the Service Contract to Us, a ten percent (10%)

(9)

New York

the refund is not paid or credited within thirty (30) days after return of the Service Contract to Us, a ten percent (10%)

Oklahoma

DISCLOSURE STATEMENT: This Service Contract is not issued by the manufacturer or wholesale company marketing the

Home. This Service Contract will not be honored by such manufacturer or wholesale company.

Oregon

If You have any questions regarding this Service Contract, or a complaint against the Obligor/Provider, You may contact the

Oregon Department of Consumer & Business Services, Insurance Division, Consumer Advocacy Unit at 350 Winter Street

NE, Room 300, Salem, OR 97301 (888‐877‐4894).

South Carolina

If You request cancellation of this Service Contract within thirty (30) days of the purchase date of the Service Contract and

penalty will be added to the refund for every thirty (30) days the refund is not paid. This provision applies only to the

original purchaser of the Service Contract. If You have any questions regarding this Service Contract, or a complaint against

the Obligor, You may contact the South Carolina Department of Insurance at 1201 Main Street, Suite 1000, Columbia, South

Carolina 29201, (803) 737‐6160.

Washington

the refund is not paid or credited within thirty (30) days after return of the Service Contract to Us, a ten percent (10%)

original purchaser of the Service Contract.

In the event We cancel this Service Contract, We will mail a written notice to You at Your last known address at least

twenty‐one (21) days prior to cancellation with the effective date for the cancellation and the reason for cancellation.

Section “L. GUARANTY” is amended to include:

You may file a claim directly with Wesco Insurance Company at any time, at 59 Maiden Lane, 6th Floor, New York, NY 10038

or 866‐505‐4048.

Wisconsin

The following provisions are added:

THIS SERVICE CONTRACT IS SUBJECT TO LIMITED REGULATION BY THE OFFICE OF THE COMMISSIONER OF INSURANCE.

The Service Contract obligor and administrator is AMT Warranty Corp.

Any claims for Repairs that have not been authorized prior to having such Repairs made may jeopardize coverage under

this Service Contract.

Notice and Proof of Loss: Provided notice of proof of loss is furnished as soon as reasonably possible and within one (1)

year. Failure to furnish such notice or proof within the time required by this Service Contract does not invalidate or reduce

a claim; unless the Administrator is prejudiced thereby and it was reasonably possible to meet the time limit.

You may cancel this Service Contract at any time. If You cancel this Service Contract within thirty (30) days of the date of

purchase, the Administrator shall return one hundred percent (100%) of the purchase price, less actual costs or charges

needed to issue and service the Service Contract. If You cancel this Service Contract after thirty (30) days, You will receive

a pro‐rated refund less a cancellation fee of ten percent (10%) of the purchase price up to twenty‐five dollars ($25.00). In

no event will claims be deducted from a refund.

Wyoming

original purchaser of the Service Contract.

Prior notice is not required if the reason for cancellation is nonpayment of the Provider fee, a material misrepresentation