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High Interest Savings Account (HISA) Business High Interest Savings Account (HISA)

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High Interest Savings Account (HISA)

Business High Interest Savings Account (HISA)

Fee

Schedule

1Interest rates are subject to change at any time without prior notice. 2ABM: Automated Banking Machine. 3Laurentian Bank of Canada authorized user of the mark. 4IVR: Interactive Voice Response (Telebanking). B2B Bank is a wholly-owned subsidiary of Laurentian Bank of Canada. B2B Bank does not provide investment advice to

individuals or advisors. B2B Bank does not endorse nor promote any investment programs or strategies. All fees are subject to applicable federal and provincial taxes when applicable and may change without prior notice. TMB2B Bank HISA and B2B Bank Business HISA are trademarks of B2B Bank.

®B2B BANK is a registered trademark of B2B Bank.

Product features

Interest rates

Visit b2bbank.com for current interest rates.

1

Interest calculation

Interest calculated daily on the closing balance and

paid monthly.

Monthly account fee

None

Everyday fees

Transfers (between B2B Bank accounts

or accounts at other financial institutions

in Canada)

Free

Pre-authorized deposits

Free

Monthly statements

Free

Chequing privileges

Not available

ABM

2

access

Not available

Interac

3

Direct Payments

Not available

Pre-authorized debits

Not available

Bill payments

Not available

Service fees

Internet or IVR

4

access

Free

Transaction history

Free

Miscellaneous fees

Returned item

$5

Non-sufficient funds (NSF) transaction

$50

Early closure fee (less than 90 days)

$25

B2B Bank HISA

TM

B2B Bank Business HISA

TM

623-08-368E (07/07/2012)

Effective May 1, 2010

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Unlimited Chequing Account

Fee

Schedule

Effective May 1, 2010

623-08-205E (07/07/2012)

The Unlimited Chequing Account product is maintained by B2B Bank but no longer offered for sale. 1Interest rates are subject to change at any time without prior

notice. 2ABM: Automated Banking Machine. 3Laurentian Bank of Canada authorized user of the mark. 4IVR: Interactive Voice Response (Telebanking). B2B Bank is

a wholly-owned subsidiary of Laurentian Bank of Canada. B2B Bank acts solely in the capacity of lender and deposit account administrator and does not provide investment advice to individuals or advisors. B2B Bank does not endorse nor promote any investment programs or strategies. All fees are subject to applicable federal and provincial taxes when applicable and may change without prior notice. ®B2B BANK is a registered trademark of B2B Bank.

Product features

Interest rates

See b2bbank.com for current interest rates.

1

Monthly account fee

$7.95

Everyday fees

Transfers between B2B Bank accounts or

accounts at other financial institutions in Canada Free

Pre-authorized deposits

Free

Monthly statements

Free

Chequing privileges

Unlimited

Cheques

Starter kit of three cheques and one reorder form provided.

Laurentian Bank ABM

2

access

Free

ABM access

Interac

PLUS

3

network (outside Canada) per item $3.00.

3

network (within Canada) per item $1.50.

Interac

3

Direct Payments

Unlimited

Pre-authorized debits

Unlimited

Bill payments

Unlimited

Service fees

Internet or IVR

4

access

Free

Transaction history

Free

Miscellaneous fees

Returned item

$5

Non-sufficient funds (NSF) transaction

$50

Early closure fee (before 90 days)

$25

Dormant account reactivation

$25

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Unsecured Line of Credit

Fee

Schedule

Effective May 1, 2010

Product features

Credit limit

1

$5,000 to $50,000

Interest rate

See b2bbank.com for current interest rates.

2

Minimum monthly payment

3% of the outstanding balance or $25; whichever

is greater.

Everyday fees

Administration fee

Not applicable

Transactions

Free unlimited transactions

Cheques

First order of 50 cheques: free.

Cost of additional cheques will depend on style and

quantity ordered.

Chequing privileges

Free

Interac

3

Direct Payments

Free

Laurentian Bank ABM

4

access

Free

Other financial institution ABM withdrawals

Interac

PLUS

3

network (outside Canada) per item $3.00.

3

network (within Canada) per item $1.50.

Internet or IVR

5

Service fees

Internet or IVR access

Free

Transfers between B2B Bank accounts or

accounts at other financial institutions in Canada

Free

Bill payments

Free

Transaction history

Free

Miscellaneous fees

Monthly statements

Free

Returned item

$5

Non-Sufficient Funds (NSF) transaction

$50

623-08-371E (07/07/2012)

For more information, call 1.800.263.8349 or visit b2bbank.com.

1Subject to B2B Bank lending conditions and approval. 2Interest rates are subject to change at any time without prior notice. 3Laurentian Bank of Canada authorized

user of the mark. 4ABM: Automated Banking Machine. 5IVR: Interactive Voice Response (Telebanking). B2B Bank is a wholly-owned subsidiary of Laurentian Bank of

Canada. B2B Bank acts solely in the capacity of lender and deposit account administrator and does not provide investment advice to individuals or advisors. B2B Bank does not endorse nor promote any investment programs or strategies. All fees are subject to applicable federal and provincial taxes when applicable and may change without prior notice. ®B2B BANK is a registered trademark of B2B Bank.

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Mortgages

Fee

Schedule

Contract change services

Mortgage

Line of Credit

Home Equity

Renewal

$85

Refinancing

$125

$75

Free

Rest of Canada

BC

AB, QC

Early renewal or conversion

$150

Creditline re-advance

$150

Discharge, transfer or early payout

$350

$125

$75

Free

Full - Rest of Canada

Partial - Rest of Canada

BC

AB,QC

Port

$350

Assumption or release of co-borrower from mortgage

$350

Includes statement

Bridge loan

$500

Cancellation fee for construction mortgage

1% of mortgage

Transactions, payment and withdrawal services

Transactions

Free

Unlimited transactions

Bill payments

Free

Cheques

Free

First order of 50 cheques*

*Cost of additional cheques based on style

and quantity ordered.

Chequing privileges

Free

Interac

1

direct payment

Free

Interbank debit

Free

Internet and Telebanking access

Free

Payment on a loan or debit

Free

Transfers between B2B Bank accounts

or accounts at other financial institutions

Free

Transaction history

Free

Withdrawal, pre-authorized debit, invoice

payment or transfer (at a Laurentian Bank ABM

2

or via LBCDirect)

Free

Other financial institution ABM withdrawal

$1.50

$3.00

Interac

PLUS

1

(outside Canada)

1

(within Canada)

Withdrawal at the counter (including withdrawal

for invoice payment) or transfer at the counter

$1.25

Returned item

Non-sufficient funds (NSF) transaction

$5

$50

Skip-a-payment or hold-a-payment

$75

Payment frequency change or date change

$75

Manual debit or payment by cheque

$75

Mid-term change or re-amortization

$75

Mortgage and Home Equity Line of Credit Services

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1Laurentian Bank of Canada is the authorized user of mark. 2ABM: Automated Banking Machine. All mortgages are funded by, registered in the name of,

administered and serviced by B2B Bank. All fees are subject to applicable federal and provincial taxes when applicable and may change without prior notice. B2B Bank is a wholly-owned subsidiary of Laurentian Bank of Canada.¸ ®B2B BANK is a registered trademark of B2B Bank.

603-08-116E (07/07/2012)

For more information please visit b2bbank.com or contact us at 1.800.263.8349.

Mortgage and Home Equity Line of Credit Services

Mortgages

Administrative services

Mortgage

Line of Credit

Home Equity

Property tax account inquiry

Free

Copies of documents from file

$35

Per item

Amortization schedule (other than initial schedule)

$35

Currency conversion

$35 + spread

Mid-year statement or information statement

Annual statement (over two years old)

$35

$100

Wire or cheque fee for funds

$35

Per request

Off-site file retrieval

$75

Hourly research

$100

Duplicate documents for inactive account

(includes offsite retrieval fee)

$100

Per item

Property insurance renewal

$125

Duplicate monthly statement

$35

Readvancement of a Home Equity Line of Credit

in a Homeowner’s Kit

Free

$100

1 - 3 times per year

4

th

or more times per year

References

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