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(1)

WORTH

TALKING

ABOUT.

(2)

YOU.

WHERE DO

YOU WANT

TO HEAD

IN LIFE?

In today’s world where

everything is at your

fingertips you can easily find

all the information you need

regarding insurance and

financial products.

The hard bit is making the

right decision and having

someone you trust to guide

you along the way.

That’s when having someone

to talk to who really knows

their stuff and has been

around for a while can make

a world of difference.

At Lifetime all our

experienced advisers

have a special skill.

Listening.

We don’t just take you

through a paint by numbers

approach to planning your

life and financial goals.

By taking the time to

understand what makes you

tick and where you are in life

we can genuinely offer you

the right advice.

It sounds simple, but when

you combine this with

proven experience and a

market leading range of

services, we really can help

make a difference in your life.

(3)

YOUR

INCOME

AND

HEALTH.

ARE THEY

PROTECTED?

$

Let’s face it, life can be

a risky business and the

unexpected does happen.

Risk Insurance is all about

covering those moments

and protecting yourself,

your assets and your

business from potential

setbacks.

Our advisers have access

to all the information you

need to make an informed

decision on the following

areas of insurance cover:

+

Life Insurance

+

Health Insurance

+

Trauma (Living Assurance)

+

Disability

+

Income Protection

We will help you to review

your current risk

and determine which

insurance solution will

suit you best.

Something that is often

not thought about is what

happens if you ever need

to make a claim?

That’s one of the real

benefits of working with

our experienced Lifetime

Advisers.

They will be there beside

you every step of the way

– making sure everything

goes smoothly and that

your policy delivers all the

benefits it should.

(4)

YOUR

WORLDLY

ARE THEY

PROPERLY

COVERED?

Fire and General Insurance

– There is nothing general

about the home you live

in and your prized

possessions!

The key with this type of

insurance cover is to make

sure we have you adequately

covered – we often find that

people are under–insured

when looking at many of the

following areas in their life:

+ Home, contents, private

vehicles, boats,

motorcycles, caravans

and camper – vans

+ Travel

+ Rental properties

and landlords protection

+ Rural & farm

+ Commercial

+ Marine

+ Goods in transit

+ Liability risks

+ Construction

We can help you stay up

to date with your policies

as your life and situation

changes – that way you’re

always covered.

FIRE & GENERAL INSURANCE

(5)

YOUR

HOME.

DO YOU

HAVE A

MORTGAGE

THAT SUITS

YOU?

A good mortgage should be like a piece of well tailored clothing – a custom fit that is never too tight!

Our mortgage solutions

specialists have long term strategic relationships with lenders.

This enables them to find the right option tailored to meet your individual requirements. We take the hassle out of securing a mortgage that is right for you – our expertise covers the following areas:

+ Home loans

+ Business loans

+ Mortgage refinance

+ Debt reduction

+ Home equity release

+ Mortgage reduction

(6)

YOUR

MONEY.

IS IT

WORKING

HARD FOR

YOU?

$

You’ve worked hard for your money – now it’s our turn to make it work hard for you. Building a strong investment portfolio takes skill and experience in the market. We can help you work out the most effective investment strategies so you can:

+ Establish your goals and financial plan

+ Build wealth and accumulate assets

+ Protect and maximise your assets

+ Consolidate wealth for the future

+ Reap the rewards and enjoy the life you want

By takng the time to really understand your medium and long term financial goals we can design an investment portfolio that will sit comfortably with you from both a risk and return perspective.

(7)

$

$

FIRE & GENERAL INSURANCE + Home, contents, private vehicles, boats, motorcycles, caravans and camper-vans + Travel + Rental properties and landlords protection

+ Rural & farm

+ Commercial + Marine + Goods in transit + Liability risks + Construction + Life insurance + Health Insurance + Trauma (Living Assurance) + Disability + Income protection RISK INSURANCE PERSONAL INVESTMENTS + Asset Allocation & Monitoring + Debentures + Employee Benefits + Kiwisaver + Home loans + Business loans + Mortgage Refinance + Debt Reduction + Home Equity Release + Mortgage Reduction HOME LOANS

Our ability to really listen and take a 360 degree view on your life is what makes us unique.

Our specialists can advise you on all areas of your financial life. We take a wholistic overview that lets us help design your life – maximising benefits where they matter to YOU most.

THE LIFETIME DIFFERENCE

DESIGN

YOUR

LIFE

(8)

LET’S

TALK.

AUCKLAND WELLINGTON

0800 65 64 66

lifetime.co.nz

BLENHEIM RANGIORA TIMARU DUNEDIN QUEENSTOWN INVERCARGILL CHRISTCHURCH NELSON BLENHEIM 3 Main Street Blenheim 7240 T: 03 579 2200 NELSON

Unit 3, 11 Buxton Square Nelson 7040 T: 03 548 8590 TIMARU Ballantynes Building Canon Street Timaru T: 03 687 9970 CHRISTCHURCH 192 Moorhouse Avenue Christchurch 8144 T: 03 372 1900 RANGIORA 5 Durham Street Rangiora 7440 T: 03 313 3817 QUEENSTOWN

Level 2, Sofitel Hotel 8 Duke Street Queenstown 9348 T: 03 442 4243 INVERCARGILL 80 Kelvin Street Invercargill 9840 T: 03 211 1177 DUNEDIN

Ground Floor, Plaza House 243 Princes Street

Dunedin T: 03 474 6020

AUCKLAND

Level 6, Takapuna Towers 19 Como Street, Takapuna Auckland 0622 T: 09 488 0886 WELLINGTON Level 14 142 Lambton Quay Wellington 6145 T: 04 499 1515

(9)

YOUR LIFE IS WORTH

TALKING ABOUT.

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