Travel insurance Protects you on all your travels

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Protects you on all your travels

This is a comprehensive travel insurance plan that you can count on for all your travels – give you maximum coverage at competitive premiums for complete peace of mind.

Attractive benefits include:

• Cover for Accidental Burns and Fractures • Credit Card Indemnity due to Accidental Death and Permanent Total Disability • TCM • Rehabilitation Counseling • Any number of friends or relatives for Emergency Travel and Compassionate Visit • Travel Postponement, Rearrangement, Curtailment, Delay and Diversion due to Natural Disasters • Travel Curtailment, Delay and Diversion due to Bomb Threat • Flight Diversion due to Strike, Civil Unrest, Riot or Commotion, Inclement Weather, Bomb Threat or Natural Disasters • Overbooking of Flight, Voyage and Train • Delayed Baggage whilst Overseas or back to Singapore • Jewellery Coverage • Golf Benefit for Hole-In-One and Loss of Use • Pet Care for delay in returning to Singapore • Loss of Use of Entertainment Ticket • Terrorism

Details to know

The insurance is for a return trip departing from and returning to Singapore within the period of insurance.

Maximum duration of each trip under a single trip policy shall not exceed 182 days.

The annual plan will cover you for unlimited number of trips (each trip shall not exceed 90 days) you make within the period of insurance. In respect of a Family Plan under a Single Trip Policy, a maximum of 2 Adults named in the Policy. Child or Children shall mean an unmarried person or persons between 6 months and 18 years of age or up to 25 years of age if such person(s) is studying full-time or enrolled to study full-time in a recognized institution of learning or higher learning during the Policy period.

Excluded Countries

Afghanistan Al-Qaida Belarus Burma (Myanmar) Democratic Republic of Congo Egypt Eritrea Federal Republic of Yugoslavia & Serbia Iran Iraq Ivory Coast

This brochure is not an insurance contract;

please refer to the Policy for details on the Terms and Conditions.

Lebanon and Syria Liberia Libya North Korea Republic of Guinea Somalia Sudan Syria Tunisia Zimbabwe

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Travel insurance

MaXiMuM BeneFiT (s$)

suMMarY OF cOveraGe

Plan 1

Plan 2

Plan 3

1

Personal Accident

Accidental Death & Permanent Disablement (Include Accidental Burns and Fractures) - The maximum benefit payable in respect of an Insured Person is to be reduced to

25 percent of the specified limit applicable to the Selected Plan once the Insured Person attains the age of 70 years

- The maximum benefit payable in respect of a Child is limited to 50 percent of the specified limit applicable to the Selected Plan of the Insured Person

150,000 250,000 500,000

2

Personal Accident on Public Conveyance

Accidental Death & Permanent Disablement

- The maximum benefit payable in respect of an Insured Person is to be reduced to 25 percent of the specified limit applicable to the Selected Plan once the Insured Person attains the age of 70 years

- The maximum benefit payable in respect of a Child is limited to 50 percent of the specified limit applicable to the Selected Plan of the Insured Person

300,000 500,000 1,000,000

3

Overseas Medical Expenses

- The maximum benefit payable in respect of an Insured Person is to be reduced to 25 percent of the specified limit applicable to the Selected Plan once the Insured Person attains the age of 70 years

- The maximum benefit payable in respect of a Child is limited to 50 percent of the specified limit applicable to the Selected Plan of the Insured Person

200,000 500,000 500,000

4

Post Journey Medical Expenses

- The maximum benefit payable in respect of an Insured Person is to be reduced to 25 percent of the specified limit applicable to the Selected Plan once the Insured Person attains the age of 70 years

- The maximum benefit payable in respect of a Child is limited to 50 percent of the specified limit applicable to the Selected Plan of the Insured Person

15,000 30,000 50,000

5 Child Education Benefit

Pays for each dependent child as a result of Insured’s Death and Permanent Total Disablement 5,000 5,000 5,000

6 Traditional Chinese Medicine

Covers treatment by traditional Chinese medical practitioner 100 300 500

7 Hospitalisation Allowance

Pays for your hospitalisation overseas 10,000 30,000 50,000

8 Post Journey Hospitalisation Allowance

Pays for your hospitalisation in Singapore 500 1,000 1,000

9 Emergency Medical Evacuation

Covers Medical Evacuation expenses Unlimited Unlimited Unlimited

10

Repatriation

Covers expenses incurred in returning the Insured’s mortal remains to Singapore or Home Country

Unlimited Unlimited Unlimited

11 Emergency Travel Expenses

Pays for the visit of any Relative or friend if you are hospitalised for more than 5 days 3,000 5,000 10,000 12 Compassionate Visit Pays for sending any Relative or friend to assist in the repatriation arrangement of the Insured’s remains overseas 3,000 5,000 10,000 13 Child Protector Pays for sending any Relative or friend to accompany the Insured’s children following the Insured’s hospitalisation 3,000 5,000 10,000 14 Emergency Telephone Reimburses for telephone charges incurred for medical assistance 100 100 250 15

automatic extension Of coverage

Automatic extension up to 30 days due to the Insured’s hospitalization and/or quarantine overseas

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16

Credit Card Indemnity

Pays credit card expenses incurred during the trip in the event of death or permanent total disablement sustained whilst overseas 5,000 5,000 5,000 17 rehabilitation counselling Reimburses necessary expenses as a result of death or permanent total disablement sustained whilst overseas 2,500 2,500 2,500 18 Travel cancellation Covers prior to the departure from Singapore for loss of travel and accommodation expenses due to - Death or Serious Injury / Sickness to the Insured or Relative - Strike, civil unrest, riot or commotion at the planned destination - Serious damage to Insured’s residence due to Natural Disasters - Witness summons or jury service 5,000 10,000 15,000 19

Travel Postponement And Rearrangement

Covers prior to the departure from Singapore for additional administrative charges due to - Death or Serious Injury / Sickness to the Insured or Relative - Strike, civil unrest, riot or commotion - Natural Disasters at the planned destination - Serious damage to Insured’s residence due to Natural Disasters - Witness summons or jury service 500 1,000 2,000 20 Travel curtailment Covers after the commencement of the Trip for loss of travel and accommodation expenses due to - Death or Serious Injury / Sickness to the Insured or Relative - Compulsory quarantine overseas - Strike, civil unrest, riot or commotion - Bomb Threat at the planned destination - Natural Disasters at the planned destination - Serious damage to Insured’s residence due to Natural Disasters - Witness summons or jury service 5,000 10,000 15,000 21 Travel Delay Pays $100 for each full 6 consecutive hours of delay due to - Inclement weather - Strike, civil unrest, riot or commotion - Bomb Threat at the planned destination - Natural Disasters at the planned destination 1,000 1,000 1,000 22 Flight Diversion Pays $100 for each full 6 consecutive hours of delay due to - Inclement weather condition - Strike, civil unrest, riot or commotion - Bomb Threat at the planned destination - Natural Disasters at the planned destination 1,000 1,000 1,000 23 Travel Misconnection Pays for misconnection of conveyance whilst overseas for at least full 6 consecutive hours 200 200 500 24

Overbooked Flight, Voyage Or Train

Pays $100 in the event the Insured failed to board the scheduled conveyance whilst overseas due to an overbooking 100 100 100 25 Baggage Covers loss or damage sustained overseas to baggage, clothing and personal effects 3,000 5,000 5,000 26 Jewellery coverage Covers the loss of jewellery whilst overseas due to robbery and theft or burglary 250 500 750 27 Delayed Baggage Pays $200 for full 6 consecutive hours of baggage delayed whilst overseas or back in Singapore 1,000 1,000 1,000

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Travel insurance

MaXiMuM BeneFiT (s$)

suMMarY OF cOveraGe

Plan 1

Plan 2

Plan 3

28

Money And Credit Cards

Covers - Loss of money due to robbery or theft or burglary - Unauthorised charges on stolen credit cards 1,000 1,000 1,000 29 Travel Document Pays for travel and accommodation expenses incurred for obtaining replacement of essential travel documents whilst overseas 3,000 5,000 5,000

30 Hijack, Kidnap And Detention

Pays $250 for each full 24 hours of unlawful seizure 3,000 5,000 10,000 31 Personal liability Covers against liability to third parties or damage to property caused by negligence 500,000 1,000,000 1,000,000 32 Golf Benefit - Hole in One - Loss Of Use on green fees, hire fees of equipment or coaching fees 50 150 250 33 Home Protection Pays for damage to household contents due to fire or theft 3,000 5,000 5,000

34 rental vehicle excess

Pays for insurance excess of a rental vehicle whilst overseas 250 500 750 35 Pet care Pays $50 for each full 6 consecutive hours delay in returning to Singapore which results extension of time in placing the Insured’s pet in a kennel/ cattery or pet hotel 100 250 500 36

loss Of use Of entertainment Ticket

Pays for unused portion of entertainment ticket due to - Death or Serious Injury / Sickness to the Insured or Relative or Travel Companion - Strike, civil unrest, riot or commotion at the planned destination - Natural Disasters at the planned destination - Compulsory quarantine - Bomb Threat 100 250 300

37 Terrorism Yes Yes Yes

Major Exclusions:

• Pre-existing medical or physical conditions • Age above 80 years • War, hostilities, rebellion and the like • HIV, Aids, childbirth, pregnancy, self-injury, suicide • Manual occupation or flying as aircrew, cabin crew and technical crew or tour guide, tour leader on duty • Participation in competitive or professional sports • Extreme sports such as flying other than as a fare-paying passenger in a regular scheduled airline or licensed charter aircraft, bungee jumping, parachuting, ski diving, scuba diving, rock/mountain climbing, abseiling, hang gliding, caving, racing other than on foot, winter sports other than curling and skating and any other similar activities or sports.

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Length of trip (days) Plan 1 Plan 2 Plan 3

Individual Family Individual Family Individual Family

1 – 3 $26 $54 $33 $75 $46 $99 4 – 6 $33 $72 $42 $96 $58 $133 7 – 10 $41 $90 $55 $119 $76 $168 11 – 14 $52 $113 $69 $159 $96 $221 15 – 18 $63 $137 $83 $192 $116 $269 19 – 22 $75 $154 $95 $230 $133 $307 23 – 27 $83 $174 $105 $255 $147 $340 28 – 31 $94 $188 $114 $275 $160 $385 Each additional week or part thereof $22 $43 $26 $58 $37 $79 Annual Plan NA NA NA NA NA NA

asia PaciFic

ASEAN countries and Australia, Bangladesh, China, Hong Kong, India, Japan, South Korea, Macau, Mongolia, New Zealand, Pakistan, Sri Lanka and Taiwan

Length of trip (days) Plan 1 Plan 2 Plan 3

Individual Family Individual Family Individual Family

1 – 3 $33 $74 $43 $93 $60 $130 4 – 6 $41 $99 $55 $119 $76 $168 7 – 10 $51 $123 $68 $149 $95 $209 11 – 14 $65 $156 $86 $189 $120 $264 15 – 18 $78 $172 $104 $228 $145 $320 19 – 22 $89 $196 $119 $262 $167 $366 23 – 27 $99 $217 $131 $289 $184 $405 28 – 31 $107 $234 $142 $313 $199 $437 Each additional week or part thereof $26 $53 $33 $71 $45 $97 Annual Plan NA NA $284 $512 $418 $788

WOrlDWiDe

ASEAN and Asia Pacific countries and the rest of the world excluding Excluded Countries

Length of trip (days) Plan 1 Plan 2 Plan 3

Individual Family Individual Family Individual Family

1 – 3 $44 $97 $59 $135 $82 $181 4 – 6 $62 $136 $75 $165 $105 $231 7 – 10 $78 $170 $89 $206 $124 $274 11 – 14 $98 $214 $112 $261 $158 $346 15 – 18 $118 $261 $129 $300 $181 $398 19 – 22 $135 $298 $147 $342 $206 $455 23 – 27 $149 $329 $164 $380 $228 $503 28 – 31 $162 $356 $177 $410 $247 $543

Each additional week or part thereof $33 $74 $40 $98 $56 $124

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Travel insurance PrOPOsal

Travel reGiOn

ASEAN Asia Pacific Worldwide Country(ies) you are travelling to:

PeriOD OF insurance

Policy Start Date: Policy End Date:

Duration: Days (Inclusive of start and end dates)

TYPe OF cOver

Individual Single Trip Annual

Family (No. of Children) Single Trip Annual Choice of Plan Plan 1 Plan 2 Plan 3

insureD’s PersOnal ParTiculars Name as in NRIC/Passport:

Gender: Male Female

NRIC/Passport No: Nationality: Date of Birth (DD/MM/YYYY): Marital Status: Correspondence Address: Pursuant to Section 25(5) of the Insurance Act, you are to disclose in this Enrolment Form, fully & faithfully, all the facts which you know or ought to know, otherwise the policy issued hereunder may be void. (√) Yes! I would like to sign up for Travel Insurance. My choice of cover is (please tick ): PreMiuM PaYaBle S$ (No GST required) DeclaraTiOn I/We declare to the best of my/our knowledge and belief that: a. all the answers given in this Proposal are true; b. all material information affecting the assessment of the risk have been disclosed; c. all persons proposed are residents of Singapore d. all persons proposed are in good health, free from any physical defect or infirmity, are not receiving medical treatment of any kind and are not suffering nor have suffered from a recurring illness. I/We agree that this Proposal and Declaration shall be deemed incorporated in such contract, subject to the Terms and Conditions of the Policy. No insurance will be in force until this Proposal has been accepted by Royal & Sun Alliance Insurance Plc (Singapore Branch). I/We further declare that I/We are not travelling contrary to the advice of a Medical Practitioner, or for the purpose of obtaining medical treatment. If this Proposal has not been completed by me personally, I declare also that I have read the completed form and accept full responsibility for the answers. Signature of Proposer Date Tel (H): Tel (O): Mobile Fax: Email: Occupation/Type of Business:

insureD Travel ParTner’s ParTiculars

(Applicable to family coverage only)

Name as in NRIC/Passport: Relationship:

Gender: Male Female

NRIC/Passport No: Nationality:

Date of Birth (DD/MM/YYYY):

PaYMenT insTrucTiOn BY creDiT carD

Please charge S$ to my VISA/Master Card Card No: C V V 2 No. (last 3 digits behind Credit Card on the signature panel): Name of Issuing Bank: Expiry Date: (If the Proposer is not the Cardholder, the Cardholder has to fully complete and sign this portion of the form.) Name of Cardholder:

(if different from Insured)

Signature:

(as on your credit card)

I/We agree to pay the premium and hereby authorize Royal & Sun Alliance Insurance Plc (Singapore Branch) to charge the stated premium to the above credit card/bank account. Where a third party credit card is used, I/We declare that the Cardholder has authorized and consented to its use. I/We understand and agree that in the event of refund from the Company, payment will be made to the Insured/Policyholder stated in the Policy. BY cHeQue I enclose my Cheque / Bank No. for S$ crossed and made payable to royal & sun alliance insurance Plc.

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Who is royal & sun alliance?

Royal & Sun Alliance (RSA) is one of the world’s top ten insurers and second largest general insurer in the United Kingdom. With offices in more than 30 countries and 23,000 staff worldwide, RSA generates £5 billion from 20 million policyholders across the world. This strong base offers you financial security, global resources and superior expertise harnessed from three centuries of steady growth and development. RSA in Singapore brings you global expertise with a local response.

DOING WHAT WE SAY WE’LL DO

We provide market leading claims handling for our customers by being prompt, reliable and efficient. We handle claims with integrity and work with you to ensure response to your unique claims situation. Our claims proposition delivers: Speed Timely solutions delivered to agreed service levels, including interim payments on large property losses to enable operational continuity for your business. Specialism Our claims teams have extensive knowledge and experience in all classes of business, such as Casualty, Property and Motor. We ensure that we have the right technical expertise and specialism on every claim every time.

Solution

You, your agent or broker will be given access to the right RSA people to follow the claims process from start to finish.

For enquires, please contact your RSA agent, your broker or

Royal & Sun Alliance Insurance Plc (Singapore Branch) 60 Anson Road #09-01 Mapletree Anson Singapore 079914 24-Hour RSA Assist Hotline (65) 6337 0911 Customer Service Hotline (65) 6423 0888 (Mon - Fri 8.30am - 5pm) Email customer.service@sg.rsagroup.com Website www.rsagroup.com.sg Registered Office: 60 Anson Road #09-01, Mapletree Anson, Singapore 079914 (UEN No. T07FC6999H) UK Registered Office: St Mark’s Court, Chart Way, Horsham, West Sussex RH12 IXL England (UK Registration Number 93792)

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA / LIA or SDIC websites (www.gia.org.sg or www.lia.org.sg or www.sdic.org.sg).

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