Morgan Stanley Smith Barney LLC. Member SIPC.
The JMS Group
At Morgan Stanley
Downtown Location
West Side Location
33 E. Main Street, Suite 700
1241 John Q Hammons Drive
Madison, WI 53703
Madison, WI 53717
The JMS Group Mission
Our mission is to create a lasting legacy and the development
of a strong personal relationship based upon a shared vision,
trust, and our commitment to you and your family. With a
personalized approach, the JMS Group will utilize the
world-class resources available at Morgan Stanley to customize a
comprehensive financial blueprint for your future. We are
committed to providing the highest level of service in a
Our Value to You
We believe families who have experienced success typically face three
challenges in navigating the maze of financial information.
Knowing you have an experienced
professional team backed by a
reputable firm focused on your financial
needs
Seek to maximize
Tax-Free Income
by providing prudent
tax-free investment strategies
with tax advantage cash
flow and risk adjusted
portfolios
Understanding the
Vast Option of
Retirement Plans
to establish a road
map that addresses
financial needs,
helping them keep
organized as well as
focused on the long-
term
Financial Planning
to help manage and
PROTECT their hard
Our Belief About the Markets
We cannot predict, control or manipulate the
macro-environment; we CAN help prepare,
Investment Management Process
•
Disciplined Investment Process
-
We believe investors need to employ a dynamic or tactical
asset allocation process that combines long-term strategies with short-term portfolio adjustments. This
allows our clients to take advantage of opportunities to enhance returns as well as manage risk during
different market cycles.
•
Experienced Professionals and Qualified Research
- We design portfolios for clients
using the full intellectual capital of Morgan Stanley as well as Morgan Stanley’s Global Investment
Committee, select 3
rdparty research providers and our internal team research process.
•
Personalized Service
- We meet weekly to discuss current market events, effects on client portfolios
and to make decisions on any needed changes for our clients.
•
Flexible Investment Strategies
- It is our objective to be tactical, dynamic and nimble in our
approach to money management. We will proactively contact you when we feel there are opportunities to
both grow capital as well as preserve it. We do not believe a static “buy and hold” approach works in
today’s volatile marketplace.
•
Communication
- We will communicate regularly to review and recommend potential changes to
your portfolio. Factors such as a job change, kids off to college, retirement, and overall income needs will
be considered and may affect our recommendations regarding your overall investment strategy and
Our Process
1. Discovery Process
Identify your goals,
values, dreams, special
concerns/challenges
2. Analyze and Plan Development
• Determine risk tolerance
• Analyze current investment portfolio
• Develop asset allocation strategy
• Portfolio Construction
Financial, Investment or Income plan
(where appropriate)
•Financial & income planning
•Insurance & liability management
•Education planning
3. Plan Recommendation
• Put together investment
plan
•Organization of paperwork
•Schedule for future review
meetings
•Your plan
4. Implementation
• Open new accounts
• Transfer existing
accounts
• Implement plan advice
5. Client Orientation
In-person meeting to discuss:
• First statements
• Organization of paperwork
• Online resources
• Schedule for future review
meetings
• Documents & records organization
Ongoing monitoring of portfolio-
investment strategy
•Semi-annual review meetings
14 days
20 days
65 days
Why We Believe Clients Choose The JMS Group
I. Life-Long Relationships
II. Disciplined Process
III. Client-Centered
• Clear understanding of each clients’
objectives helps us address their financial
needs and keep them organized as well
as focused on the long-term
• Advice from a professional team with
experience and expertise helping clients
navigate the transitions in their financial
lives
• Ability to leverage the tools and resources
of a major, global financial organization
to help meet the needs of her clients
Benefit: Clients feel more at ease
knowing that our interests are aligned
with theirs
• A consultative process that helps us
understand our clients financial
concerns, prioritize their goals, identify
solutions and monitor through to results
• Our focus on helping clients prepare for
their legacy and create a tailored
roadmap to address clients’ unique
needs and goals
• Custom client solutions with a clear
path to potential long-term goal
achievement
Benefit: Clients are more likely to feel
confident in their ability to navigate critical
financial milestones
Benefit: Clients feel more connected
and informed, which leads to a trusting
relationship
• Proactive communication and reporting
based on timely, relevant information
helps clients manage emotions and
stay on course
• Working with a select number of clients
ensures easy access to The JMS
Group, creating a caring, comfortable
environment
• Close coordination with our clients’
attorneys and CPAs helps to ensure
the seamless integration of her clients’
financial plans
T
HE
JMS G
ROUP
AT
M
ORGAN
S
TANLEY
serves a select number of successful families. We strive to manage
• Cares almost as much as family
• Seeks to understand needs
• Clarifies current situation
• Gets you to consider finances
• Organizes your finances
• Puts your goals in writing
• Helps you prioritize
• Helps you be realistic
• Helps you make tough decisions
• Helps you evaluate and
understand risk
• Helps control your emotions
• Guides you through tough times
• Motivate you to make difficult
decisions
• Helps educate you and your family
members
• Shares experiences of similar
clients
• Keeps you on track
• Proactively keeps in touch
• Is only a call away
• Provides referrals to other
professionals and specialists
• Holds seminars on new concepts
• Helps with intergenerational
planning
• Facilitates transfer of investments
• Provides education on retirement
planning, estate planning,
education savings, corporate
retirement plans
• Is a team you can trust
• Is a good sounding board
• Is honest with you
• Is dedicated to serving you
• Keeps your best interest in mind at
all times
• Prepares a financial Plan/IPS
• Provides written portfolio
evaluation
• Provides stock analysis
• Provides technical analysis
• Provides alternative investment
options
• Provides access to firm research
• Introduces you to money
managers
• Monitors your investments
• Reviews your retirement accounts
• Makes and implements
recommendations
• Suggests portfolio changes
• Converts investments to income
• Repositions investments as a tax
advantage
• Suggests income enhancements
• Monitors life changes
JMS Group at Morgan Stanley
Jenny Meicher Santek is a Vice President, Financial Advisor and Portfolio Manager. She has built her practice focusing on the needs of high net worth individuals, corporate executives and small business owners who require extensive financial planning.
Jenny joined Morgan Stanley in June, 2006 as a Financial Advisor. Her experience with retirement and stock option planning, qualified retirement plans, cash management and client education provides our clients with sound guidance in planning for their future. She also works with women to help overcome the challenges of divorce, family illness and widowhood.
Jenny earned her Bachelor of Science degree in Business from the University of Wisconsin - LaCrosse with a minor in International Studies and is fluent in Spanish. She is active with the Downtown Madison Optimists Club, Chair of the Madison Service Club Council and Midwest Athletes Against Childhood Cancer (MAACC Fund).
Ryan joined Morgan Stanley in March, 2013 as a Financial Advisor. Ryan transitioned into his role on the team after having worked as a financial representative with Northwestern Mutual. His experience with retirement planning, risk management and cash management helps to better serve our clients.
Ryan earned his Bachelor of Science degree in Applied Mathematics, Engineering and Physics from the University of Wisconsin – Madison with an emphasis in Engineering Mechanics and Astronautics. He is active with the Madison Rotary After Hours Club and the Sunset Village Community Association (SVCA).
Dawn M. Panas is a Wealth Management Associate. She has extensive knowledge of operational and administrative procedures allowing her to provide our clients with an exceptional customer service experience. She handles all account maintenance issues for our clientele as well as coordinating all administrative details for our team. She has worked in the financial services industry since 1984. Dawn was a Branch Operations Manager for 10 years and after joining Morgan Stanley in 1993, she served as a member of the National Operations Managers Advisory Council as well as a former Client Service Associate Coach.
