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Controlled Access to Payment Services (CAPS) Extended possibility: Account aggregation services E- Mandate/sign ing services Data Mining services, … E-Id, E- Authent, …

The study mainly focused on studying the pragmatic knowledge of Malaysian Chinese on the two speech acts of apology and request in the academic level, and comparing their

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The resulting importance sampling density can also be used to construct within a Gibbs approach a simulation smoother for the generation of draws from the full conditional posterior