Mojebanka
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What Mojebanka offers to you 3
Login 4
How to display transaction history 5
Sending a payment 5
Multiple authorizations of payment orders 7
How to create a new order template 8
Setting SMS, e-mail or fax notifications of events on account 8
Investing in investment funds 10
Downloading and printing out statements 11
Account aliases and sorting 12
Cooperation with your accounting system 13
How to find other important information 14
Logout 15
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Dear client,
welcome to the Mojebanka application users’ "club". Mojebanka is a modern direct banking system from Komerční banka, providing you with access to your accounts at any time and place via a computer and internet connection.
WHAT MOJEBANKA OFFERS TO YOU
On line
•input of new payment orders in CZK and foreign currency, overview, modification or cancellation of unsent payment orders
•displaying available balance and transaction history
•displaying available credit limits for receiving a credit product without proof of income and without securing
•entering, changing and canceling standing orders
•entering, changing and canceling collection agreement / SIPO / collection agreement for Telefónica O2
•prepaid mobile phone cards top-up
•easy entering of international payments using the wizard
•sending notifications of various events in your accounts using SMS, e-mail or fax messages
•download of electronic statements to accounts and payment cards in PDF format
•possibility to ask for archive statements back to year 2003
•creating templates for entering repeated payment orders
•immediate displaying transactions by payment card and today’s activities – cash and non cash operations on account
•investing in IKS investment funds (contract conclusion, buying and redemption of units, transfer between funds)
•multiple authorization of payments (accountants create payments, managers sign them)
•importing and exporting files from and to the accounting software of the client
•aliases and sorting of accounts for easier overview
•online user administration option
Refer to the User Guide for mojebanka and Help a for detailed description of the services and procedures (download available at http://www.mojebanka.cz/en).
We also provide telephone user support of the Mojebanka service via Direct Banking Customer Service at +420 485 261 234.
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FIRST STEPS – LOGIN
Every Mojebanka user must have a personal certificate in file or on smart card and a PC with internet access. In case of using personal certificate in file, it is necessary to register a mobile phone number (of a Czech mobile operator) for receiving authorization SMS codes for active operations confirmation. The internet browser Internet Explorer needs to be properly configured (see the instructions for set-up on www.mojebanka.cz/en, section First login).
Step 1: Enterhttp://www.mojebanka.cz/en into your web browser.
Step 2: Click the image on the displayed site – the Mojebanka on-linelink.
Step 3: According to the type of security, select
Certificate in file orCertificate on smart card. Step 4: Enter the path to your certificate or insert the smart card into the reader.
Step 5: Enter your password for the certificate stored in the file or PIN for the certificate stored on the smart card. Then click Log in.
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FIRST STEPS – HOW TO DISPLAY TRANSACTION HISTORY
Step 1:ClickTransaction historyfor a selected account on the initial screen.
Step 2:PressDetailed / Brief list button to toggle between Brief and Detailed list.
Step 3: It is possible to enter parameters for particular fields for filtering according to which you can search for specific transactions.
Step 4: After you have entered all the criteria, press Display. You can print all the information displayed in the window by simply pressing the Print as TXTbutton.
FIRST STEPS – SENDING A PAYMENT
Step 1: Select the subject and current account from which you want to make a payment in the upper frame.
Step 2: Select Payment orders / Payment order in CZKin the left frame menu.
Step 3: Fill in all necessary data of the payment (credit account number, bank code, amount, due date).
Step 4: You can choose a ready-made template from the Select templatedrop-down list to enter data mentioned in step 3.
Step 5: If you wish to inform your business partners or other persons of entering specific payments by sending SMS, e-mail or fax messages, click Payment notification. Enter the required data in the newly open window.
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Step 6: Press Sign and send. The Payment order in CZK – authorizationwindow will appear.
Step 7:In case you use personal certificate in file, a prompt of sending authorization SMS code will display. Confirm
the prompt by pressing OK.
Step 8:Check all data. In case you use personal certificate in file, enter
the authorization SMS code you received on your mobile into the Authorization SMS codefield. If you use personal certificate on smart card, the Authorization SMS codefield will not appear.
Step 9:Enter the password in the Password field (if you use the smart card, enter your PIN) and press Sign and send for processing.
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Orders are entered in the same way in Payment order in foreign currency, Standing orderand
Collection order in CZKwindows. If you wish to send more orders at the same time, it is possible to save the orders in sequence by pressing theSave for authorization button and then you can send them all from the menu Orders for authorization.
FIRST STEPS – MULTIPLE AUTHORIZATIONS OF PAYMENT ORDERS
The Mojebanka service enables setting up of rules for multiple authorization of payment orders.
Step 1:One of the users prepares the payment order according to the standard method described above.
Step 2: Choose the subject and current account which you want to work with in the upper frame.
Step 3:If you wish to add your signature to a payment order, skip to the Payment orders / Orders for authorization menu item.
Step 4:Mark all items (up to 20) you want to sign and send at once.
Step 5: Press Authorize selected.
The Order authorizationwindow will appear, allowing you to check the data entered into the orders before sending them for processing.
The payment order waits for the signatures of all required persons and is not executed until all necessary signatures are provided.
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FIRST STEPS – HOW TO CREATE A NEW ORDER TEMPLATE
Payment orders templates will make it easy for you to enter frequently repeated orders. You enter the data only once. Henceforward, you only choose the requested template from the combo box within payment order form.
Step 1:Select Payment orders / Order templatesin the left frame menu. PressAdd new template.
Step 2:Enter the contra-account number, bank code, amount, symbols and other information.
Step 3:Click Save.
FIRST STEPS – SETTING SMS, E-MAIL OR FAX NOTIFICATIONS
ABOUT EVENTS ON ACCOUNT
Use this service to set sending SMS, e-mail or fax messages related to various events in your accounts, transactions by payment card and other services.
Address book of notification addressees
Use the Address book of notification addresseesto enter and maintain contacts for sending messages.
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addressin the menu. The window for entering data of a new addressee will appear.
Step 2:Enter the addressee’s name and communication language (Czech or English). Then enter the phone number for sending SMS messages, e-mail address and fax number (it is not necessary to enter all of these data).
Step 3: Press Save.
Notification of balance in current account
Step 1:Select Setting notifications / Notification of balance / Current
account. The window for entering data needed for sending messages will appear.
Step 2:In the open window, select the number of the account about whose balance you want to be informed.
Step 3:Select the condition for sending the message - either every day or only upon change of the balance by a defined amount. In the list of addressees, select persons you want to inform and the communication channels (SMS, e-mail, fax).
Step 4:Press Sign and saveto save the notification.
Step 5:Check whether the notification has been set correctly in the Notifications -authorizationwindow. Enter the authorization SMS code and password (or PIN) for your personal certificate and press the Sign and send for processingbutton.
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Using a similar procedure, you can set other types of notifications (e.g. notifications of payments by credit or debit card, of regular payments, of batches etc.)
FIRST STEPS – INVESTING IN INVESTMENT FUNDS
Within Mojebanka service you can buy and redeem units of IKS KB investment funds and SGAM units.
You will also have continual control over the state of your investments.
The first necessary step is to conclude a contract with an easy on-line form which can be found in the Investing / Contract conclusionmenu item.
Buy units
Step 1:Choose the Investing / Buy unitsmenu item.
Step 2:Choose the type of contract and type of fund and amount you want to invest.
You can receive detailed information on the fund, its revenues and investment strategy chosen by clicking on Details of selected fundlink.
Step 3:After entering all necessary information, press Sign and sendbutton.
Step 4:Check the information entered in the résumé window. Enter the authorization SMS code and password (or PIN) for your personal certificate and press the Sign and send for processing
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FIRST STEPS – DOWNLOADING AND PRINTING OUT PAPER BANK
STATEMENT
If you have set sending statements in the electronic form to your account, you have a possibility to download these statements in PDF format via the Mojebanka service. You can open the electronic statement in the Acrobat Reader program, which is available for download on http://www.mojebanka.cz/en/download.shtml.
Step 1:Choose the subject and account for the statement you want to download or print in the upper frame
Step 2:In the menu, choose the item Statements / Available statements.
Step 3:From the list of available statement, choose the required statement and press the
Downloadbutton. You can either display the statement in the Acrobat Reader program and print it, or save on the PC disk and print later.
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FIRST STEPS – ACCOUNT ALIASES AND SORTING
Step 1: Select Administration / Users - administration / Own accounts aliasesoption.
Step 2:If you control accounts for several subjects within your Mojebanka service, it is possible to mark the subject to be offered at the first place in the combo box placed in the upper frame. This subject is then offered as first even during next login.
Step 3:For ease of use, set up your own account aliases. You can also define the order of accounts in the combo box placed in the upper frame.
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FIRST STEPS – COOPERATION WITH YOUR ACCOUNTING SYSTEM
Mojebanka service enables you to very easily cooperate with your accounting system. You can send payments created by your accounting system in the form of batches and download transaction history to be further processed in the system.
Sending payment orders batches
Step 1:Select Batch orders / Sending batch to bankin the left frame menu.
Step 2:Select the format for the file to be sent in the Select file format for sending
dropdown list. It is necessary to make the batch in one of the formats supported by KB (BEST, KM)
Step 3:Fill in the path and name of the file to be sent in the Select file for sending field. You can use theBrowsebutton to fill in the field easily.
Step 4:Select the type of batch processing in the roll-down menu:
On-line mode– payment orders are processed immediately and are not alternatively processed during night processing
Parallel mode– payment orders are processed immediately; those orders which are not reimbursed by account available balance will be processed during night processing
Batch mode– payments will be processed during night processing
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Downloading of transaction history
Step 1:Select Lists / Downloading accounting datain the left frame menu.
Step 2:Mark all the accounts whose transaction history you want to download.
Step 3:Select the format in the Select format(for downloading) drop-down list.
Step 4:Enter the date for which you want to create the statement.
Step 5:ClickDownload. Name the file and specify its location. Press OK to confirm.
HOW TO FIND OTHER IMPORTANT INFORMATION
Blocks of payment card operations, limits to payment cards
Select Main menu / Lists / Blocks and limits of payments cards. In the displayed list, payment card transactions (payments) that have not been booked to the debit of your account yet but have already been blocked will appear. After choosing the number of debit / credit card, you can display your weekly limits for withdrawal from ATM (machines), payments at business partners and total limit to the payment card by pressing the Displaybutton.
Today’s activities
Select Main menu / Lists / Today’s activities. In the open window, the list of transactions created on the current day will be displayed.
List of accounts
Select Main menu / List of accounts. This function displays a list of all accounts operated by the user through Mojebanka and sorts them according to the type of account and subject. For each account, detailed data is displayed including the current balance. From this function, users can move to the following windows:
a) Available balancefor the selected account (online query to the Komerční banka system) for all but credit accounts
b) List of orders(only for current accounts) c) Transaction history(for all types of accounts)
d) Account profile– (all types of accounts) – detailed information about the account, e.g. authorized debit amount, next repayment amount on credit accounts, due date of credit accounts etc.
I am interested in...
Within the I am interested in...menu item you can ask for detailed information on
various KB services (payment card insurance, mortgage credit, building savings, etc.), via a simple form.
You will be contacted by a telephone banker during the time period you specify in the form and you will be provided with all necessary information.
LOGOUT
Click Logoutto log off from the Mojebanka system.
For detailed information about further possibilities of the Mojebanka service functionalities, we recommend you to use Help in the application or the User Guide available at
www.mojebanka.cz.
Actual minimum technical requirements on hardware and software PC equipment for using the Mojebanka application is available in Technical conditions for direct banking users on
www.mojebanka.cz/en, section Download, under the item Business and technical conditions. For help with handling the Mojebanka service and providing other information you can also use our Direct Banking Customer Service at +420 485 261 234.
Do you want more information? Just ask.
Your banking adviser will be happy to answer any of your questions. You can also contact our telephone bankers via KB's toll-free information line 800 111 055or visit www.kb.cz.05/07
