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Delivering international payment

processing solutions in any currency.

ONE PARTNER

ONE PLATFORM

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02|

Planet Payment

®

is a leading domestic and international payment processor

providing innovative solutions that enable financial institutions, acquirers and

merchants to accept, process and reconcile payments in any currency.

One Partner.Since 1999, Planet Payment has established an international reputation for providing secure payment services that deliver incremental value and revenue to our customers and their

merchants. We work collaboratively with our clients to develop solutions that help them meet today’s business challenges and tomorrow’s opportunities. Our team of skilled professionals, across the world, share one vision – to serve as a trusted partner, dedicated to helping our clients and their merchants grow their business.

One Platform.Planet Payment's single, currency-neutral payment platform enables us and our clients to enter new markets and deliver new services quickly. We nimbly deliver state-of-the art solutions to our clients, in a fraction of the time, effort and cost it might take for them to develop or enhance their own systems. Once connected to our platform in one country, our customers and their merchants can use the same interfaces and point-of-sale devices in all other countries in which we operate.

Planet Payment.We are committed to delivering innovative payment services that fulfill the promise of helping our customers and their merchants improve business efficiencies, service new markets and sell more goods and services.

ONE PARTNER

ONE PLATFORM

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One Partner. One Platform. Planet Payment |03

Value To All Participants

Financial Institutions and Processors. Our payment services expand their market reach, broaden their product portfolio, and deliver new, high margin revenue. Our outsourced solutions offer greater speed-to market, often at lower costs, while providing competitive differentiaspeed-tors that can enhance merchant loyalty and attract new merchants.

Merchants. Planet Payment helps retailers, hoteliers, restaurateurs and online shops, providing the tools to enhance customer service and increase international sales. Merchants gain greater visibility to financial performance and customer demographics, helping to make smarter business and marketing decisions.

Cardholders.Consumers across the globe benefit from increased convenience, choice and price transparency.

A Global Platform

We offer our customers an industry-leading, currency-neutral processing platform that helps them increase profitability, offer enhanced customer service and expand international sales. Our platform is the reason why leading international financial institutions, processors and merchants select Planet Payment.

Singular.The same platform supports all currencies, languages and regional card products that Planet Payment offers. Merchants operating across multiple territories can enjoy the efficiency of using their preferred point-of-sale technology to deliver consistent customer service in any region.

Intelligent.Our patented technology can calculate individualized exchange rates for each transaction by acquirer, merchant, location or a number of other factors.

Scalable.Our platform can expand easily as we add new financial institutions and merchants, increase transaction volumes and enter new markets.

Secure.Protection of our customers’ cardholder data is our first priority. The platform is compliant with PCI Standards and is annually audited and certified by an independent security assessor.

We deliver tangible advantages to financial

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Miami

A Brazilian salesman arrives at A Brazilian salesman arrives at

the airport and uses his ATM card. the airport and uses his ATM card.

Bank In Your Currency lets him lets him

know the exact amount withdrawn know the exact amount withdrawn from his account, making expense from his account, making expense filing easier later.

filing easier later. Toronto

A Canadian clothing store, online retailer A Canadian clothing store, online retailer targets UK and European customers targets UK and European customers

with pricing in British Pounds and Euros. with pricing in British Pounds and Euros.

Shop In Your Currency and the and the iPAY

gateway help the retailerconvert more gateway help the retailerconvert more browsers into customers,with the ease browsers into customers,with the ease of a single Canadian merchant account. of a single Canadian merchant account.

Honolulu

After a whirlwind helicopter tour of the After a whirlwind helicopter tour of the Hawaiian rainforest a Japanese tourist is Hawaiian rainforest a Japanese tourist is able to appreciate the value of the experience able to appreciate the value of the experience

since she was able to pay in Japanese Yen since she was able to pay in Japanese Yen thanks to

thanks to Pay In Your Currency.Pay In Your Currency.

ONE PARTNER

ONE WORLD

Processing Solutions

International Processing. Planet Payment delivers domestic and international payment processing solutions to the worlds’ leading acquiring banks and payment services providers. Our single platform supports all the currencies, languages and regional card products that we offer our customers.

Authorization and Capture Services.Supporting merchants in card-present and card-not-present segments, our platform processes in any cardholder-authorization currency. Transaction processing is facilitated via direct interfaces to all major payment card brands, and includes support for magnetic stripe, EMV (chip/PIN) and PIN Debit transactions.

Multi-Currency ATM Processing.Financial Institutions and ATM operators can earn additional revenue from foreign card withdrawals via currency conversion. With this service, international travelers can withdraw local currency from local ATMs and know the exact amount debited from their bank account.

Money Transfer.Issuers and Acquirers can capitalize on the growth of international remittances for business-to-business, business-to-consumer and peer-to-peer money transfer. Leveraging new money transfer programs from Visa®and MasterCard®, our solutions replace cash and wire transfer methods for cross-border remittances.

Clearing & Settlement Services.Our Merchant Accounting System is based on an inherently flexible and scalable architecture, clears transactions to all major payment card brands, and offers multi-currency support for acquirers and merchants around the world.

Reconciliation & Reporting Services.A single, multi-lingual, online portal enables acquirers, processors and their merchants to view and analyze all transactions and consolidated activity, completed in different currencies, at various times, across multiple regions and disparate point-of-sale devices.

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Merchant Solutions

Multi-Currency Processing.With Pay In Your Currency®, the industry’s premier dynamic currency conversion service, international customers enjoy the confidence and convenience of paying in their own currency at the point of sale. Merchants are able to reduce their cost of foreign card processing and provide a more personalized service, while continuing to be paid in their local currency. With Shop In Your CurrencyTM

, online merchants can turn international browsers into buyers by pricing in multiple currencies, with the convenience of only one merchant account. Our multi-currency processing solutions are available on a variety of terminals, POS systems and gateways.

MICROS®Payment Gateway.A fully-managed payment solution securely hosted by Planet Payment that provides Pay In Your Currencyand fully integrated magnetic stripe and EMV payments for MICROS Opera®Property Management System and the 9700, 3700 and Simphony®Point-of-Sale systems.

iPAY®Global eCommerce Gateway.Accelerate international eCommerce growth by processing online retail payments, subscriptions and recurring billing in any currency. Merchant compliance with cardholder data security requirements and protection against online fraud are supported by our suite of security services including Secure Token, 3D Secure and Enhanced Fraud Protection.

Global Reporting and Analytics. A single, easy to navigate portal provides merchants around the world unprecedented visibility into their global business operations. Transaction reporting spans regions, acquirers and point-of-sale devices, and reconciles transactions in any currency.

One Partner. One Platform. Planet Payment | 05

Every day, Planet Payment solutions drive

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Earn new, high-margin revenue streams and help attract and retain customers by partnering with Planet Payment. Our highly flexible model allows you to choose the partnership program that works for your business, and move between these programs as your company grows or your needs change.

Acquiring Banks and Processors.Leverage our global processing platform for your multi-currency, domestic and international processing needs. Maintain complete control of your merchants while seamlessly expanding your solution portfolio and significantly enhancing your profitability.

Independent Sales Organizations (ISOs).Benefit from our competitive revenue sharing programs that accommodate various risk-sharing models, covering multi-currency, international and domestic processing. Continue doing business as you do today, while you watch your profits multiply.

Technology Partners & Value Added Resellers.Simply refer your merchants to Planet Payment for multi-currency, domestic and international processing. We take care of all ongoing merchant support, while you earn new revenue streams on transactions processed by referred merchants.

Global Merchants.Leverage our network of acquiring banks and multi-currency payment solutions to deploy your preferred payment technology in all regions. Enjoy the same operational efficiencies and offer similar customer-service features anywhere, in any currency.

Helping You Grow Your Business

Whichever model you select, we are committed to ensuring that you enjoy maximum returns from our solutions. From marketing support that assists you in delivering our services, to focused post-sale support, Planet Payment will be there providing best-in-class service.

Contact Us

Get started with Planet Payment, call

800.489.0174

or email info@planetpayment.com.

To learn more visit www.planetpayment.com.

PARTNER WITH

PLANET PAYMENT

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CORPORATE HEADQUARTERS

New York

670 Long Beach Boulevard Long Beach, NY 11561 United States of America T +1 516 670 3200 F +1 516 670 3520 info@planetpayment.com Partners and Resellers partners@planetpayment.com Investor Relations investors@planetpayment.com Media Relations media@planetpayment.com AMERICAS Atlanta

1145 Sanctuary Parkway, Suite 105 Alpharetta, GA 30009

United States of America T +1 770 521 9545 Delaware

One Corporate Commons 100 West Commons Boulevard Suite 200

New Castle, DE 19720 United States of America T +1 302 326 0700 F +1 302 326 0664 Bermuda

4th floor Washington Mall Phase II 22 Church Street, Hamilton Bermuda HM11 T +1 441 542 9928 Canada 140 Yonge St, Suite 200 Toronto, ON MC51X6 T +1 800 489 0174 Mexico

Jose Luis Lagrange #103 Floor 10 Colonia Los Morales Planco CR 11510 Mexico DF T +52 55 4739 5020

ASIA-PACIFIC

Singapore

12 Eu Tong Sen Street #04-171 The Central Singapore 059819 T +65 6227 7891 Hong Kong

21/F Asia Orient Tower, Town Place 33 Lockhart Road

Wan Chai, Hong Kong SAR T +852 2157 1199 Beijing

Unit 15C2, Tower 2

Xihuan Plaza, Xizhimenwai Street Beijing, 100044 PRC

T +86 10 5830 2196 Shanghai

Unit 1704, Eton Place No 69 Dongfang Road Shanghai, 200120 PRC T +86 21 5138 0538 EUROPE/MIDDLE EAST Ireland Chase House

City Junction Business Park Northern Cross Malahide Road Dublin 17, Ireland T +353 1 8475726 F +353 1 8479347 United Kingdom Thremhall Park Bishops Stortford Herts CM22 7WE United Kingdom T +44 127 921 6227 F +44 870 131 9136 United Arab Emirates Unit 1937, 19th Floor Festival Tower Dubai Festival City P.O. Box 36605 Dubai, UAE T +971 4 293 2456

WHERE WE PROCESS

Where We Are

One Partner. One Platform. Planet Payment | 07

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New York |Atlanta |Beijing |Bermuda |Dubai |Dublin | Hong Kong |London |Mexico City |Shanghai |Singapore |Toronto

PlanetPayment.com

US NASDAQ: PLPM, London Stock Exchange AIM: PPT

References

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