International Travel Insurance Coverage

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Global Secutive, LLC • 134 15th Avenue North • St. Petersburg, FL 33704 • USA

International Travel Insurance Coverage

including:

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SECUTIVE - Booking System

For: Ivy Bridge Group

Phone: +1 727 894 7282 • Fax: +1 727 388 1370 • info@secutive.com • www.secutive.com License # : L050846

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About Global Secutive™

Global Secutive, LLC is a licensed agency, with offices in both the US and Germany, providing insurance products for the intercultural exchange market.

It’s Global Secutive’s mission to meet the needs of the cultural exchange profession and to offer tailored insurance concepts for organizations providing international exchange programs.

Our aim is to keep personal contact and service that meets or exceeds the expectations of our clients.

20+ years of combined experience in the market and high expertise in US regulations allow us to provide a variety of approved insurance products and services that are affordable, available and understandable.

Our partners are American and European A-rated insurance companies and Global Secutive is holder of licenses for the US and European markets:

• In the US: Health, license #P206416 - Property & Casualty, license #P097666 • In Europe: License #D-4XTY-QI1F2-47; - License #D-IVM7-KQHGC-08

Global Secutive is a representative of several insurance carriers. Through those carriers we offer the following products and services:

 Health Insurance

 Accidental Death & Dismemberment  Medical Evacuation

 Repatriation of Remains  Baggage Insurance  24/7 Assistance

 Third Party Liability Insurance  Trip Cancellation Insurance

Additional services include online services, such as online access to all necessary insurance documents for our clients and their participants.

Our Mission

Global Secutive, LLC is dedicated to develop insurance products that provide quality protection with value pricing. We wish to establish successful partnerships with our clients, our staff members, and insurance companies that respect the interests and goals of each party.

Assistance Provider

The US Preferred Provider Organization Network is provided by UnitedHealthcare.

Your participants can choose any doctor or hospital from their national network that is comprised of 645,000 physicians and health care professionals and 5,105 hospitals throughout the US.

A 24/7 toll-free Emergency Service Hotline staffed by a highly qualified, multilingual emergency team and an additional language line help to ensure that your participants always receive the best possible treatment.

UnitedHealthcare provides members with: Access to United Health Group PPO network Access to United Resource Networks (URN)

Medical Management and Care Coordination Services

Underwriter / Medical Insurance:

Catlin Group Limited

Catlin Group Limited are an international specialty property and casualty insurer and reinsurer, writing more than 30 classes of business. In 2010 Gross Written Premium (GWP) for the Group was $4,069m with Total Assets of $12,082m.

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Catlin Insurance Company, Catlin Specialty Insurance Company and Catlin UK have been assigned financial strength ratings of 'A' (Excellent) by A.M. Best, Financial Size Category XV.

These companies have also been assigned financial strength ratings of ‘A’ (Strong) by Standard & Poor’s.

Cover Holder / Medical Insurance:

LAMP Services Limited

LAMP is a specialist provider of international healthcare insurance solutions. Authorized and regulated in the UK by the Financial Services Authority (FSA), LAMP is a cover holder for Catlin Group Limited and is the arranger of the insurance policy and services.

Worldwide coverage (except in the insured’s country of permanent residence)

 No extra charge for travels in US or Canada

 People of all nationalities are eligible up to 69 years

 Trip duration up to 24 months

 24/7 emergency service hotline

 Full coverage for emergency treatment and medical evacuation up to the policy limit.

 Sports Coverage for eligible expenses incurred while participating in organized (non professional) interscholastic or club sporting activities.

 For insureds travelling to the United States claims handling is provided by UnitedHealthcare.

Out-patient claims will be paid by UnitedHealthcare directly, and the insureds do not need to submit a claim form.

 Direct settlement of in-patient and out-patient bills

 Free choice of hospitals and medical doctors worldwide

 Qualified recommendations on treatment facilities and methods worldwide

 Multilingual Services provided by international claims specialists and multilingual customer service professionals.

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Travel Insurance Plan – Supreme

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Schedule of Benefits USD

Insured amount per person (per accident or illness)

maximum 300,000

Elective co-payment per out-patient claim 100/200

Emergency Room – Deductible (applies only in the US) For injury: USD 0 For illness resulting in direct hospitalization: USD 0

For illness which does not result in direct hospitalization: USD 250

Hospitalization 100%

Outpatient treatment by a doctor/specialist 100%

Prescribed medicines 100%

Prescribed treatment by a physiotherapist/chiropractor 2,500

Provisional pain-stilling dental treatment 200 (per incident / tooth)

Ambulance transportation 100%

Medical Evacuation/Repatriation 100%

Return Trip 100%

Compassionate Emergency Repatriation 100%

Next-of-Kin Accompaniment 100%

Compassionate emergency visit 100%

Board, lodging & local transport for a person who is

summoned or accompany the insured, per day 300

Statutory arrangements in case of death 100%

Home transportation of the deceased 100%

Personal accident – death and disability 15,000

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ECUTIVE - Online Services

Services USD

Access to personal Enrollment System including MyAccount section for

your organization included

MyInsurance Area for program participants included

(Online Services are provided in combination with the Medical Insurance Plan).

This plan is issued by LAMP Services Limited, the Coverholder, and Underwritten by Catlin Insurance Company (UK) Ltd, part of Catlin Group Limited.

Catlin Insurance Company (UK) Ltd has been assigned financial strength ratings of “A” (Excellent) by A.M. Best, as well as financial strength ratings of “A” (Strong) by Standard & Poor’s.

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Third Party Liability Insurance (Optional)

Schedule of Benefits EUR

Personal injury / property damage each 500.000

Deductible per occurrence 150

Coverage does not include: the risks of the insured’s own or a third-party business or trade, of a profession, service or official position (including honorary posts), of an activity entailing responsibility in an organization of any type, or of an unusual and perilous activity.

(Premium only in combination with the Medical Insurance Plan).

** It is mandatory for students to have insurance while they are in the US. Any medical expense not covered by the student’s insurance is the sole responsibility of the parents. Parents and students are responsible for reviewing their student’s health insurance coverage details.

*** Please note that insurance may not cover injuries related to: motorcycling, scuba diving, jet, snow or water skiing, ski activities, snowboarding, mountain climbing (where ropes or guides are used), sky diving, professional or amateur racing, piloting an aircraft, parasailing or any high risk activities. Insurance also may not cover suicide

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