R48 Effective Cash Pooling and Facilities. Process Diagram

25  Download (0)

Full text

(1)

R48 – Effective Cash Pooling and Facilities

(2)

Purpose, Benefits, and Key Process Steps

Purpose

The purpose of this scenario is to describe functional scope and processing of:

Effective Cash Pooling, where a corporate customer holds multiple accounts and needs to:

o

Concentrate cash from multiple accounts on a single main account

o

Fund overdrawn accounts from the main account to avoid unnecessary debit interest expenses

Facilities, a product allowing to monitor utilization of a credit line provided to a customer across

multiple contracts (limited to overdrawing of multiple current accounts by a corporate customer; loan

contracts not included)

Benefits

End-to-end scenario including creation / processing of:

Corporate customers

Customer accounts

Payments

Transfers and requests for transfers resulting from cash pooling

(3)

Purpose, Benefits, and Key Process Steps

Key Process Steps

Create customer (business partner)

Create customer accounts

Create master contract (and include customer accounts in cash pooling and facilities hierarchies)

Post debit and credit payments to customer accounts

Execute sequence of relevant end-of-day activities such as settlement and cash pooling

Process payment orders generated by the cash pooling

(4)

Required SAP Applications and Company Roles

Required SAP Applications

SAP Banking Services 8.0

SAP Payment Engine 8.0

Company Roles

(5)

Detailed Process Description

Effective Cash Pooling and Facilities

The process starts with capturing of customers’ details, representing various entities

(branches) of a corporate customer

An account is created for each such customer (branch, head office); the accounts may be:

Held directly in the bank (internal)

Held in another bank (external), in such case ‘shadow’ accounts need to be created and associated

with the actual account numbers held in another bank

Master contract is created for the corporate customer, tying all involved accounts together

(one main account – head office, multiple sub-accounts – branches)

Debit and credit payments are posted to the sub-accounts

End-of-day processes are executed, including settlement and cash pooling runs. Cash

pooling run will result in payment orders generated to transfer credit balances from

sub-accounts to the main account and to fund debit balances on sub-sub-accounts from the main

account

(6)

Back Office Back Office

Process Flow Diagram

Effective Cash Pooling Scenario 1 – all accounts internal; variant without Payment Engine (1/5)

Banking Services from SAP SAP Payment Engine Icon Name

BP BP BCA_CN_ACCT_01 SXMB_MONI Create Business Partners A A A Create relationships between business partners

A B B Replicate Business Partner to Bank Analyzer K47 Accounting for loans and deposits with general ledger preparations

Create participating accounts for the cash pool

structure

A C

Distribute Account Master Data to Bank

Analyzer K47 Accounting for loans and deposits with general ledger preparations

C

Monitoring of Data Transfer in the Deposits Management System

A D

(7)

Back Office Back Office

Process Flow Diagram

Effective Cash Pooling Scenario 1 – all accounts internal; variant without Payment Engine (2/5)

Banking Services from SAP SAP Payment Engine Icon Name

BCA_CN_ACPOOL_01 BCA_CN_ACPOOL_03 BCA_DISP_HIER_MC BCA_PPO2 BCA_PAYMITEM_CREATE E

Create the Master Contract for ECP and Facility

A E

F

G

Address potential technical issues in post processing

A H

H 1

Display the Cash Pool Master Contract

A F

Display Hierarchies for the Master Contract

A G

Post payments to the sub-accounts

A I

(8)

Back Office Back Office

Process Flow Diagram

Effective Cash Pooling Scenario 1 – all accounts internal; variant without Payment Engine (3/5)

Banking Services from SAP SAP Payment Engine Icon Name

SXMB_MONI BCA_CN_KFG BCA_DATE_POST_SET BCA_ACBAL_ACC_M /FSBPR/RUN J K L M 2

Monitoring of Data Transfer in the Deposits Management

System

A J

Displaying Balances and Key Figures A K N Distribute Payment Items to Bank Analyzer K47 Accounting for loans and deposits with general ledger preparations

(9)

Back Office Back Office

Process Flow Diagram

Effective Cash Pooling Scenario 1 – all accounts internal; variant without Payment Engine (4/5)

Banking Services from SAP SAP Payment Engine Icon Name

/FSECP/RUN BCA_ACBAL_ACC_M BCA_DATE_EOD_SET O P Q 3

Set Posting Date for End of Day Processing

1 A Q Execute Account Settlement (interest) 1 A P

Execute Effective Cash Pooling

1

A O

(10)

Back Office Back Office

Process Flow Diagram

Effective Cash Pooling Scenario 1 – all accounts internal; variant without Payment Engine (5/5)

Banking Services from SAP SAP Payment Engine Icon Name

SXMB_MONI BCA_CN_KFG /FSECP/MONITOR R S T 4

Monitoring of Data Transfer in the Deposits Management

System

A R

Displaying Balances and Key Figures

A S

Cash Pool Monitor

(11)

Back Office Back Office

Process Flow Diagram

Effective Cash Pooling Scenario 1 – all accounts internal; variant with Payment Engine (1/5)

Banking Services from SAP SAP Payment Engine Icon Name

BP BP BCA_CN_ACCT_01 SXMB_MONI Create Business Partners A A A Create relationships between business partners

A B B Replicate Business Partner to Bank Analyzer K47 Accounting for loans and deposits with general ledger preparations

Create participating accounts for the cash pool

structure

A C

Distribute Account Master Data to Bank

Analyzer K47 Accounting for loans and deposits with general ledger preparations

C

Monitoring of Data Transfer in the Deposits Management System

A D

(12)

Back Office Back Office

Process Flow Diagram

Effective Cash Pooling Scenario 1 – all accounts internal; variant with Payment Engine (2/5)

Banking Services from SAP SAP Payment Engine Icon Name

BCA_CN_ACPOOL_01 BCA_CN_ACPOOL_03 BCA_DISP_HIER_MC BCA_PPO2 BCA_PAYMITEM_CREATE E

Create the Master Contract for ECP and Facility

A E

F

G

Address potential technical issues in post processing

A H

H 1

Display the Cash Pool Master Contract

A F

Display Hierarchies for the Master Contract

A G

Post payments to the sub-accounts

A I

(13)

Back Office Back Office

Process Flow Diagram

Effective Cash Pooling Scenario 1 – all accounts internal; variant with Payment Engine (3/5)

Banking Services from SAP SAP Payment Engine Icon Name

SXMB_MONI BCA_CN_KFG BCA_DATE_POST_SET BCA_ACBAL_ACC_M /FSBPR/RUN J K L M 2

Monitoring of Data Transfer in the Deposits Management

System

A J

Displaying Balances and Key Figures A K N Distribute Payment Items to Bank Analyzer K47 Accounting for loans and deposits with general ledger preparations

(14)

Back Office Back Office

Process Flow Diagram

Effective Cash Pooling Scenario 1 – all accounts internal; variant with Payment Engine (4/5)

Banking Services from SAP SAP Payment Engine Icon Name

/FSECP/RUN BCA_ACBAL_ACC_M BCA_DATE_EOD_SET /PE1/PO_EXPERT O P Q 3

Set Posting Date for End of Day Processing

1 A Q Execute Account Settlement (interest) 1 A P

Execute Effective Cash Pooling

1

A O

Distribute Settlement Data to Bank Analyzer K47 Accounting for loans and deposits with general ledger preparations

(15)

Back Office Back Office

Process Flow Diagram

Effective Cash Pooling Scenario 1 – all accounts internal; variant with Payment Engine (5/5)

Banking Services from SAP SAP Payment Engine Icon Name

SXMB_MONI BCA_CN_KFG /FSECP/MONITOR R S T 4

Monitoring of Data Transfer in the Deposits Management

System

A R

Displaying Balances and Key Figures

A S

Cash Pool Monitor

(16)

Back Office Back Office

Process Flow Diagram

Effective Cash Pooling Scenario 2 – including external accounts (1/5)

Banking Services from SAP SAP Payment Engine Icon Name

BP BP BCA_CN_ACCT_01 FS_TB_PXAC_SHAD Create Business Partners A A A Create relationships between business partners

A B B Replicate Business Partner to Bank Analyzer K47 Accounting for loans and deposits with general ledger preparations

Create participating accounts for the cash pool

structure

A C

Distribute Account Master Data to Bank

Analyzer K47 Accounting for loans and deposits with general ledger preparations

C

D

Assign Shadow Accounts

(17)

Back Office Back Office

Process Flow Diagram

Effective Cash Pooling Scenario 2 – including external accounts (2/5)

Banking Services from SAP SAP Payment Engine Icon Name

BCA_CN_ACPOOL_01 BCA_CN_ACPOOL_03 BCA_DISP_HIER_MC BCA_PPO2 BCA_PAYMITEM_CREATE E

Create the Master Contract for ECP

A E

F

G

Address potential technical issues in post processing

A H

H 1

Display the Cash Pool Master Contract

A F

Display Hierarchies for the Master Contract

A G

Post payments to the sub-accounts

A I

(18)

Back Office Back Office

Process Flow Diagram

Effective Cash Pooling Scenario 2 – including external accounts (3/5)

Banking Services from SAP SAP Payment Engine Icon Name

SXMB_MONI BCA_CN_KFG BCA_DATE_POST_SET BCA_ACBAL_ACC_M /FSBPR/RUN J K L M 2

Monitoring of Data Transfer in the Deposits Management

System

A J

Displaying Balances and Key Figures A K N Distribute Payment Items to Bank Analyzer K47 Accounting for loans and deposits with general ledger preparations

(19)

Back Office Back Office

Process Flow Diagram

Effective Cash Pooling Scenario 2 – including external accounts (4/5)

Banking Services from SAP SAP Payment Engine Icon Name

/FSECP/RUN BCA_ACBAL_ACC_M BCA_DATE_EOD_SET /PE1/PO_EXPERT O P Q 3

Set Posting Date for End of Day Processing

1 A Q Execute Account Settlement (interest) 1 A P

Execute Effective Cash Pooling

1

A O

Distribute Settlement Data to Bank Analyzer K47 Accounting for loans and deposits with general ledger preparations

(20)

Back Office Back Office

Process Flow Diagram

Effective Cash Pooling Scenario 2 – including external accounts (5/5)

Banking Services from SAP SAP Payment Engine Icon Name

SXMB_MONI BCA_CN_KFG /FSECP/MONITOR R S T 4

Monitoring of Data Transfer in the Deposits Management

System

A R

Displaying Balances and Key Figures

A S

Cash Pool Monitor

(21)

Back Office Back Office

Process Flow Diagram

Facilities - Scenario 3 (1/3)

Banking Services from SAP SAP Payment Engine Icon Name

BP BP BCA_CN_ACCT_01 SXMB_MONI Create Business Partners A A A Create relationships between business partners

A B B Replicate Business Partner to Bank Analyzer K47 Accounting for loans and deposits with general ledger preparations

Create participating accounts for the cash pool

structure

A C

Distribute Account Master Data to Bank

Analyzer K47 Accounting for loans and deposits with general ledger preparations

C

Monitoring of Data Transfer in the Deposits Management System

A D

(22)

Back Office Back Office

Process Flow Diagram

Facilities - Scenario 3 (2/3)

Banking Services from SAP SAP Payment Engine Icon Name

BCA_CN_ACPOOL_01 BCA_CN_ACPOOL_03 BCA_DISP_HIER_MC BCA_PPO2 /FSFAC/DISP_HIER_MC E

Create the Master Contract for ECP and Facility

A E

F

G

Address potential technical issues in post processing

A H

H 1

Display the Cash Pool Master Contract

A F

(23)

Back Office Back Office

Process Flow Diagram

Facilities - Scenario 3 (3/3)

Banking Services from SAP SAP Payment Engine Icon Name

BCA_PAYMITEM_CREATE /FSFAC/DISP_HIER_MC BCA_PAYMITEM_CREATE PCOM /FSFAC/DISP_HIER_MC J K L M 2 N

Post payments to the sub-accounts (within fac. limit)

A J

Display Facility

AK

Post payments to the sub-accounts (exceedf fac. limit)

A L

Post the transaction from Posting Control Office

A M

Display Facility

(24)
(25)

© 2015 SAP SE or an SAP affiliate company. All rights reserved.

No part of this publication may be reproduced or transmitted in any form or for any purpose without the express permission of SAP SE or an

SAP affiliate company.

SAP and other SAP products and services mentioned herein as well as their respective logos are trademarks or registered trademarks of SAP SE

(or an SAP affiliate company) in Germany and other countries. Please see

http://global12.sap.com/corporate-en/legal/copyright/index.epx

for additional

trademark information and notices.

Some software products marketed by SAP SE and its distributors contain proprietary software components of other software vendors.

National product specifications may vary.

These materials are provided by SAP SE or an SAP affiliate company for informational purposes only, without representation or warranty of any kind,

and SAP SE or its affiliated companies shall not be liable for errors or omissions with respect to the materials. The only warranties for SAP SE or

SAP affiliate company products and services are those that are set forth in the express warranty statements accompanying such products and

services, if any. Nothing herein should be construed as constituting an additional warranty.

Figure

Updating...

References

Related subjects :