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FULL SERVICE FOR NON-CASH PAYMENTS IN EUROPE

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FULL SERVICE FOR

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As a Visa and MasterCard Principal Member, EVO offers international debit and credit card acceptance and transaction processing solutions in bricks-and-mortar retailing, in e-commerce and long-distance retailing and at ATMs. In its capacity as payment service provider, EVO goes beyond the traditional business of a credit card acquirer in that

it offers a complete range of services to make non-cash pay-ments secure, efficient and easy. A team of experienced specialists and an exceptional technical platform ensure excellent solutions and the easy, quick and secure processing of all payment transactions. EVO is the exclusive card acceptance

solutions provider of Deutsche Bank’s Global Transaction Banking (GTB) business in Europe and has been repeatedly named “best provider for international merchants”.

EVO in Europe:

essential facts

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Efficient solutions

for retail payment

settlements

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Whether at the point of sale, in m or e-commerce or in tradi-tional long-distance selling, non-cash payment methods are becoming more and more popular. This development offers enormous opportunities for merchants, particularly in international business, provided they know how to use the pos-sibilities of up-to-date payment systems for their benefit and are aware of potential risks.

EVO Payments International offers merchants proven all-round solutions and reliably supports merchants on their way to success in national and international long-distance and bricks-and-mortar retailing. Our solutions are based on the different types of non-cash payment methods and are rounded off by fraud protection measures to reduce non-payments and by other value-added services.

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All relevant payment methods

from one provider

All relevant point-of-sale and long-distance payment me-thods from one provider:

Acceptance of Visa, MasterCard and Maestro across the whole European licensing area Processing for other

internati-onal cards, such as American Express, Diners Club, JCB and national debit cards

National direct-debit procedures Online money transfer

methods, such as giropay, iDEAL and eps

Specific online and mobile payment methods, such as PayPal and mpass

Traditional offline payment methods and factoring EVO Payments International is

a leading provider in the long- distance business, but also offers non-cash payment solutions in traditional bricks-and-mortar retailing. This is particularly useful for merchants who do business via both sales channels, as they can rely on one competent provider for the settlement of all non-cash payments.

World-wide, cards are the most important non-cash payment method. In long-distance busi-ness, however, other payment methods play a role as well. That is why EVO offers all secure online payment methods.

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Maximum security thanks to proven card, account and consumer-based fraud prevention systems, such as:

Scoring Address check Blacklist check 3-D Secure

Security is always an issue in money transactions. In long- distance retailing, it is crucial to make payment transactions secure and to take measures to minimise non-payment risks. EVO Payments International offers innovative and highly reliable protection methods,

which help to recognise fraud attempts at the moment of data entry and to prevent non- payments as far as possible. If these methods are used cor-rectly, the non-payment ratios in long-distance selling may drop below the shoplifting rate –

and the expense is minor in comparison to the costs of secu-rity systems in stationary trade.

Integrated fraud

prevention to minimise

non-payment risks

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Valuable additional services

to round off the full-service offer

EVO Payments International offers additional services to make the technical integration into the payment systems and payment settlement even easier.

Our Online Administration Tools are included in the payment method services and provide merchants with interactive

views of transactions, fees and chargebacks. Pro-active information and online access – independent of time, place or platform – render merchants’ receivables management much easier.

Our Receivables Management is another valuable additional

service. It includes a wide range of services, from account moni-toring via booking of all payment procedures to dunning and debt collection agency transfer, if necessary.

The technical integration into the payment system is another issue which should not be

underestimated. However, EVO can provide fitting solu-tions, with card terminals for stationary business and special graphic user interfaces for long-distance selling.

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Practical additional services with added value:

Comprehensive online reporting and web-based chargeback processing Interactive receivables management

Full-service terminals for stationary trade

Special graphical user interfaces for long-distance business

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Additional areas of

activity beyond retail

payment settlement

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Going beyond payment solutions for merchants, EVO offers other card-related services as well. One area where EVO is active is ATM card acceptance. Cash remains an important payment method, even though non-cash payments are becoming ever

more popular. Cash provision is an important element of the economic cycle, and ATMs play a key role. EVO offers banks and independent ATM providers in Europe a full range of services around Visa, MasterCard and Maestro card acceptance.

Together with its British partner Prepaid Financial Services, EVO also offers prepaid card pro-grammes. Prepaid cards enable companies to offer attractive benefits and to save costs, for example in wage, compensation, travel or other employee-related expense management, in making

payments to or granting benefits to third parties or in addressing target groups and improving the customer relationship management.

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Reasons to choose

EVO Payments

International

Higher sales, minimised loss risks

Address a significantly larger target group and use the opportunity to generate higher sales. Your needs are key – they determine the optimal range of payment methods for you. Our fraud prevention measures can considerably reduce loss risks in e-commerce.

Considerably lower expense and less complexity

The lines between individual national markets and different sales channels are increasingly blurring. Payment services should not lag behind. Our full-service offer cuts through system complexity and palpab-ly reduces your management expenses for service providers and interfaces.

Simple and tailor-made solutions

Focus on your core compe-tencies and entrust the admi-nistration of your payments to our competent services. Your contact will take care of all necessary procedures. We can offer you highly flexible concepts which reflect your needs in detail, or quite simple solutions. For example, you can choose not to undergo the complicated PCI certification procedure. Or you can benefit from the advantages of seam-less systems which are tailored for you and your systems.

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More transparency and leaner procedures

Experience interactive reporting and full transparency thanks to our highly efficient online ad-ministration tools. We can offer you the opportunity to process and prevent chargebacks on-line and will pro-actively provide with all necessary information. Leaner procedures will result in considerable savings. You can even outsource your complete receivables management for your long-distance business.

Security and reliability

The EVO acquiring platform is the only one in Europe which has regularly obtained the key PCI DSS security standard certification since 2004. Moreo-ver, it has achieved maximum technical reachability scores and will inform you pro-actively in case of disruptions. Not only your, but also your customers’ sensitive data will receive optimal treatment on our platform.

Sophisticated,

international solutions

A broad range of national and international payment methods, numerous transaction and pay-ment currencies and coverage which reaches across Europe to the US and Canada – this is our basis, which helps us to meet even the most sophisticated requirements. We have been repeatedly named “best acquirer for international merchants” and are the exclusive card acceptance solutions provider for the Global Transaction Banking of Deutsche Bank in Europe.

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www.EVOpayments.eu

sales.EMEA@EVOpayments.com

This document is furnished only for your information. All statements are non-binding and refer to the date of this document. All statements and offers may be subject to changes and amendments. This document may not be reproduced or distributed without our prior written permission.

Copyright © September 2013 EVO Payments International GmbH. All rights reserved.

EU BR

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